{"id":9977,"date":"2023-03-24T17:00:41","date_gmt":"2023-03-24T17:00:41","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/03\/24\/ink-business-preferred-and-ink-business-cash-the-points-guy-the-points-guy\/"},"modified":"2023-03-24T17:00:41","modified_gmt":"2023-03-24T17:00:41","slug":"ink-business-preferred-and-ink-business-cash-the-points-guy-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/03\/24\/ink-business-preferred-and-ink-business-cash-the-points-guy-the-points-guy\/","title":{"rendered":"Ink Business Preferred and Ink Business Cash – The Points Guy – The Points Guy"},"content":{"rendered":"


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Like peanut butter and jelly or Bonnie and Clyde, some credit cards are just better together. Doubling up can give you more redemption options or bonus categories that complement each other.<\/p>\n

Today, we’re diving into an iconic credit card pair: the Ink Business Preferred\u00ae Credit Card<\/a><\/span> and the Ink Business Cash\u00ae Credit Card<\/a><\/span>.<\/p>\n

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Comparing the Ink Business Preferred and Ink Business Cash<\/h2>\n
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\n\n\n\n\n\n\n\n\n\n
Benefit details<\/strong><\/th>\nInk Business Preferred<\/strong><\/th>\nInk Business Cash<\/strong><\/th>\n<\/tr>\n<\/thead>\n
Sign-up bonus<\/td>\n100,000 bonus points after you spend $15,000 on purchases in the first three months after account opening.<\/td>\n$750 cash back after you spend $6,000 on purchases in the first three months of account opening.<\/td>\n<\/tr>\n
Annual fee<\/td>\n$95.<\/td>\nNone.<\/td>\n<\/tr>\n
Earning rates<\/td>\n3 points per dollar spent on the first $150,000 spent each account anniversary year on travel, shipping purchases, internet, cable and phone services and advertising purchases with social media sites and search engines.<\/p>\n

1 point per dollar spent on everything else.<\/p>\n<\/td>\n

5% cash back at office supply stores and on internet, cable and phone services on the first $25,000 spent in combined purchases each account anniversary year.<\/p>\n

2% cash back at gas stations and restaurants on the first $25,000 spent in combined purchases each account anniversary year.<\/p>\n

1% cash back on everything else.<\/p>\n<\/td>\n<\/tr>\n

Best redemption options<\/td>\nTransfer to partners at a 1:1 ratio (TPG values points at 2 cents each<\/a>).<\/p>\n

Chase travel portal (1.25 cents each).<\/p>\n

Cash back and gift cards (1 cent each).<\/p>\n<\/td>\n

Chase travel portal, cash back and gift cards (1 cent each).<\/td>\n<\/tr>\n
Standout benefits<\/td>\nEmployee cards at no additional cost.<\/p>\n

Extended warranty protection, purchase protection and cellphone protection.<\/p>\n

Trip cancellation\/interruption insurance and auto rental collision damage waiver.<\/p>\n<\/td>\n

Employee cards at no additional cost.<\/p>\n

Extended warranty protection and purchase protection.<\/p>\n

Auto rental collision damage waiver.<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n

For more details, check out our full review of the Ink Business Cash Credit Card<\/a> and the Ink Business Preferred Credit Card<\/a>.<\/p>\n

Related reading: The power of the Chase trifecta<\/a><\/strong><\/p>\n

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Why pair the Ink Business Cash and the Ink Business Preferred cards<\/h2>\n

Seeing their perks listed side by side, you may already have realized why the Ink Business Cash Credit Card<\/a><\/span> and the Ink Business Preferred Credit Card<\/a><\/span> are a great pair, but let\u2019s break it down.<\/p>\n

Turn your cash-back into points<\/h3>\n

If you already have the Ink Business Cash, you can add redemption options and boost your redemption rates by adding Ink Business Preferred to your wallet. This is because cash-back rewards<\/a> earned by the Ink Business Cash Card can be converted to Chase Ultimate Rewards points<\/a> when you have a card that earns Chase Ultimate Rewards points.<\/p>\n

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