{"id":99040,"date":"2024-05-21T19:00:56","date_gmt":"2024-05-21T19:00:56","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/05\/21\/what-credit-score-do-you-need-for-the-amex-blue-cash-preferred-the-points-guy\/"},"modified":"2024-05-21T19:00:56","modified_gmt":"2024-05-21T19:00:56","slug":"what-credit-score-do-you-need-for-the-amex-blue-cash-preferred-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/05\/21\/what-credit-score-do-you-need-for-the-amex-blue-cash-preferred-the-points-guy\/","title":{"rendered":"What credit score do you need for the Amex Blue Cash Preferred? – The Points Guy"},"content":{"rendered":"


\n<\/p>\n

\n

If you’re looking for a great cash-back credit card<\/a> to help you rack up rewards on everyday spending purchases, consider the Blue Cash Preferred\u00ae Card from American Express<\/a><\/span>. This card earns an impressive 6% back on U.S. supermarkets (up to $6,000 in spending each calendar year; then 1%) and select U.S. streaming services, 3% back on transit and U.S. gas stations and 1% on everything else.<\/p>\n

It also features a $0 introductory annual fee, then $95 thereafter (see rates and fees<\/a>). Cash back is received in the form of Reward Dollars that can be redeemed for statement credits or used for Amazon purchases.<\/p>\n

If the Blue Cash Preferred card sounds like a good fit for you, here’s what you should know about the ideal credit score needed to increase your chances of being approved once you apply.<\/p>\n

<\/p>\n

Credit score required for the Blue Cash Preferred<\/h2>\n

No specific credit score is required to be approved for the Blue Cash Preferred<\/a><\/span>. Like other issuers, Amex considers several factors to make an approval decision. So, having a certain credit score<\/a> won’t automatically mean you’ll be approved for the card.<\/p>\n

Amex recommends having “good to excellent” credit to apply for the card, which means you should aim for at least a 670 score. However, we recommend a 700+ credit score for increased chances of getting approved.<\/p>\n

\n