{"id":9795,"date":"2023-03-24T13:30:08","date_gmt":"2023-03-24T13:30:08","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/03\/24\/credit-card-rewards-when-paying-by-mobile-wallet-the-points-guy\/"},"modified":"2023-03-24T13:30:08","modified_gmt":"2023-03-24T13:30:08","slug":"credit-card-rewards-when-paying-by-mobile-wallet-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/03\/24\/credit-card-rewards-when-paying-by-mobile-wallet-the-points-guy\/","title":{"rendered":"Credit card rewards when paying by mobile wallet – The Points Guy"},"content":{"rendered":"


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Here at TPG, we regularly emphasize maximizing your earnings on each purchase. For example, we recommend using these credit cards at supermarkets<\/a> and paying with these cards when at the gas pump<\/a>.<\/p>\n

But what if you use a mobile wallet \u2014 such as Apple Pay or Google Wallet \u2014 to pay for purchases? Will your “great for supermarkets” credit card still earn bonus points or cash back, or will that purchase code as something else, forfeiting rewards?<\/p>\n

Let’s examine whether your rewards will change if you pay by mobile wallet.<\/p>\n

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What is a mobile wallet?<\/h2>\n

Before we jump in, let’s clarify what a mobile wallet is.<\/p>\n

A mobile wallet is a smartphone app that holds things like credit cards, gift cards and mobile boarding passes for a flight. You don’t need to show your physical credit card when paying with a mobile wallet. Instead, you hold your device near the payment terminal and make payments that way.<\/p>\n

Mobile wallets can be useful for those who carry multiple credit cards, as you’ll have the ability to use them without the bulk of carrying them in your physical wallet.<\/p>\n

Related: Are mobile wallets safe?<\/a><\/strong><\/p>\n

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