\n<\/p>\n
Editor\u2019s note: This is a recurring post, regularly updated with new information and offers.<\/em><\/p>\n On some credit card applications, you may be instantly approved<\/a>. Even better than instant approval is instant access to your new credit card.<\/p>\n Instant access to your new card number lets you start working on spending requirements to earn the card’s welcome bonus<\/a>. After all, the clock on sign-up bonuses<\/a> starts the day your account is approved \u2014 not when you receive your card in the mail and activate it. Thus, getting instant access to your new credit card may provide 1-2 weeks of additional time to work toward its bonus.<\/p>\n Let\u2019s look at the credit card issuers to see which ones offer instant card numbers upon approval.<\/p>\n An instant card number allows you to start using your new card immediately. This provides extra time to work on earning the card’s welcome bonus.<\/p>\n It’s also a great feature if you’re applying for a card with an introductory 0% annual percentage rate (APR) offer<\/a>, which you might need if financing a large purchase in the near future. In the case of store-brand credit cards<\/a>, you also may receive a discount on your purchases \u2014 beginning as soon as you start using the card.<\/p>\n American Express provides your new account number immediately after approval of your online application, assuming your identity can be verified. Previously, you needed to take a screenshot or write down your card number since you couldn\u2019t view the number again. However, some readers have received emails from Amex that allowed them to view the instant card number again upon request.<\/p>\n The instant card number will be the same as the physical card you\u2019ll get in the mail, but the four-digit card identification number on the front of the card will be different. Thus, you might want to avoid using this card for recurring payments. Note that instant card numbers of some cobranded cards may only be used with the cobranded company (for example, Hilton or Marriott).<\/p>\n In addition to instant numbers for new cardholders, Amex gives existing cardholders access to their card information when ordering replacement cards.<\/p>\n
\nWhat’s the advantage of an instant credit card number?<\/h2>\n
American Express<\/h2>\n