{"id":95779,"date":"2024-05-07T19:00:40","date_gmt":"2024-05-07T19:00:40","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/05\/07\/what-credit-score-do-you-need-to-get-the-chase-sapphire-reserve-card-the-points-guy\/"},"modified":"2024-05-07T19:00:40","modified_gmt":"2024-05-07T19:00:40","slug":"what-credit-score-do-you-need-to-get-the-chase-sapphire-reserve-card-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/05\/07\/what-credit-score-do-you-need-to-get-the-chase-sapphire-reserve-card-the-points-guy\/","title":{"rendered":"What credit score do you need to get the Chase Sapphire Reserve card? – The Points Guy"},"content":{"rendered":"


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At TPG, we devote a significant amount of time to talking about how credit scores work<\/a>, ways to improve yours<\/a> and how you can keep it in shape<\/a>. Although a decent credit score will likely be enough to get you approved for many travel credit cards<\/a>, some of the most rewarding premium cards<\/a> require top-notch credit.<\/p>\n

There isn’t a magic number that guarantees approval for a specific card, but we can analyze public data points to gauge your odds.<\/p>\n

Let’s talk about one of the best premium credit cards currently on the market: the Chase Sapphire Reserve\u00ae<\/a> \u2014 and what the unpublished credit score requirement looks like to get approved when you apply.<\/p>\n

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Overview of the Chase Sapphire Reserve<\/h2>\n

The Chase Sapphire Reserve has consistently been one of the best travel rewards credit cards since its launch in 2016. It offers a respectable 3 points per dollar spent on all travel<\/a> and dining<\/a>, and it comes with some of the most extensive travel protections<\/a> available on any credit card.<\/p>\n

It has a $550 annual fee, but benefits like an annual $300 travel credit, up to $5 in monthly DoorDash credits<\/a> (through Dec. 2024), Priority Pass airport lounge access<\/a> and a Global Entry\/TSA PreCheck application fee credit<\/a> help offset it.<\/p>\n

Plus, new cardholders can earn 75,000 Ultimate Rewards points after spending $4,000 on purchases in the first three months \u2014 worth $1,538, based on TPG valuations<\/a>.<\/p>\n

Related: Chase Sapphire Reserve credit card review<\/a><\/strong><\/p>\n

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What credit score do you need to get the Chase Sapphire Reserve card?<\/h2>\n

The Chase Sapphire Reserve has slightly stricter approval requirements<\/a> than its sibling, the Chase Sapphire Preferred\u00ae Card<\/a>. Reports suggest that you’ll typically need a score of at least 740 to get approved for the card, though the average score is slightly higher. People with scores below 700 have been approved for the card, but the approval usually isn’t instant in those circumstances.<\/p>\n

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