{"id":92770,"date":"2024-04-25T15:00:58","date_gmt":"2024-04-25T15:00:58","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/04\/25\/rooms-to-go-credit-card-review-full-details-the-points-guy\/"},"modified":"2024-04-25T15:00:58","modified_gmt":"2024-04-25T15:00:58","slug":"rooms-to-go-credit-card-review-full-details-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/04\/25\/rooms-to-go-credit-card-review-full-details-the-points-guy\/","title":{"rendered":"Rooms To Go Credit Card review: Full details &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div><a id=\"rooms-to-go-credit-card-overview\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Rooms To Go Credit Card overview<\/h2>\n<p>The Rooms To Go Credit Card offers appealing interest-free financing options for both new and existing cardholders, but with few other perks and no rewards, most customers will be better off with other options. <strong>Card Rating*: \u2b50\u2b50<\/strong><\/p>\n<h6><em>*<a href=\"https:\/\/thepointsguy.com\/review-methodology\/\" rel=\"noopener\" target=\"_blank\">Card Rating<\/a> is based on the opinion of TPG&#8217;s editors and is not influenced by the card issuer.<\/em><\/h6>\n<hr class=\"jsx-3272990499\"\/>\n<p>As a general rule of thumb, store credit cards aren&#8217;t great options for most readers. They tend to offer very limited perks, and, in many cases, you can only use them at the retailers with which they are associated. While this is true of the Rooms To Go Credit Card, you still may be able to justify adding it to your wallet thanks to attractive financing on large purchases.<\/p>\n<p>My wife and I decided this made sense when we completely outfitted our daughter&#8217;s room with new furniture after she outgrew her convertible crib in early 2020. Rather than pull a large amount of money out of savings, my wife applied for the card to utilize a promotional offer for five years of interest-free financing (with equal monthly payments). This easily fit into our monthly budget.<\/p>\n<p>The Rooms To Go card requires at least fair credit, so you may be able to get approved with a credit score as low as 600.<\/p>\n<p>Here&#8217;s everything you need to know about the Rooms To Go Credit Card.<\/p>\n<p><em>The information for the Rooms To Go Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n<p><a id=\"rooms-to-go-credit-card-pros-and-cons\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Rooms To Go Credit Card pros and cons<\/h2>\n<div class=\"jsx-3709662331 tpg-table has-sticky-left-column \">\n<div tabindex=\"0\" class=\"jsx-3709662331\">\n<table class=\"jsx-3709662331\">\n<thead class=\"jsx-3709662331\">\n<tr class=\"jsx-3709662331\">\n<th class=\"jsx-3709662331\"><strong>Pros<\/strong><\/th>\n<th class=\"jsx-3709662331\"><strong>Cons<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"jsx-3709662331\">\n<tr class=\"jsx-3709662331\">\n<td>\n<ul>\n<li>No annual fee<\/li>\n<li>Interest-free financing on large purchases<\/li>\n<li>Check to see if you prequalify with no impact on your credit score<\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li>Can only be used on Rooms To Go purchases<\/li>\n<li>No rewards<\/li>\n<li>Interest-free financing requires equal monthly payments<\/li>\n<li>Can&#8217;t use the card for down payments (delivery and sales tax)<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<p><a id=\"rooms-to-go-credit-card-welcome-offer\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Rooms To Go Credit Card welcome offer<\/h2>\n<p>The Rooms To Go card doesn&#8217;t offer a traditional sign-up bonus.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/limited-time-card-offers\/\" rel=\"noopener\" target=\"_blank\">Here are the best credit card welcome offers currently available<\/a><\/strong><\/p>\n<div class=\"&#10;        EmailSignUp_container__qYzYT&#10;        undefined&#10;        EmailSignUp_isLoading__i_qm0&#10;      \"><picture class=\"EmailSignUp_graphic__zgpFm\"><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Daily Newsletter<\/p>\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<\/div>\n<\/div>\n<p><a id=\"rooms-to-go-credit-card-benefits\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Rooms To Go Credit Card benefits<\/h2>\n<p>The Rooms To Go card has <a href=\"https:\/\/thepointsguy.com\/credit-cards\/no-annual-fee\/\" rel=\"noopener\" target=\"_blank\">no annual fee<\/a>, and beyond that, the most important benefit for potential cardholders involves financing for large purchases.<\/p>\n<p>Right now, new cardholders won&#8217;t be charged interest on purchases of $975 and up until January 2028. However, you must make a down payment equal to sales tax and delivery on your purchase and make equal monthly payments to be eligible for the delayed interest.<\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Rooms-To-Go-Credit-Card.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Rooms-To-Go-Credit-Card.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Rooms-To-Go-Credit-Card.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Rooms-To-Go-Credit-Card.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Rooms-To-Go-Credit-Card.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Rooms-To-Go-Credit-Card.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Rooms-To-Go-Credit-Card.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Rooms-To-Go-Credit-Card.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Rooms-To-Go-Credit-Card.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p>It is worth noting that Rooms To Go only has showrooms in 10 states across the South: Alabama, Florida, Georgia, Louisiana, Mississippi, North Carolina, South Carolina, Tennessee, Texas and Virginia. However, you may still be eligible for delivery if you live in other states. I used Rooms To Go&#8217;s <a href=\"https:\/\/www.roomstogo.com\/customer-service\/delivery-shipping\" rel=\"noopener\" target=\"_blank\">delivery tool<\/a> and found that the following locales were in the retailer&#8217;s delivery area:<\/p>\n<ul>\n<li>Baltimore<\/li>\n<li>Boston<\/li>\n<li>Little Rock, Arkansas<\/li>\n<li>Louisville, Kentucky<\/li>\n<li>New York City<\/li>\n<li>Oklahoma City<\/li>\n<li>Philadelphia<\/li>\n<\/ul>\n<p><a id=\"earning-and-redeeming-rewards-on-the-rooms-to-go-credit-card\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Earning and redeeming rewards on the Rooms To Go Credit Card<\/h2>\n<p>Unfortunately, the Rooms To Go card doesn&#8217;t offer any rewards. As a result, the purchases you make on the card won&#8217;t earn anything, so you&#8217;ll need to decide if the interest-free financing offers are worth sacrificing those rewards.<\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Close-up-of-person-paying-with-credit-card-at-store_Jordi-Salas.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Close-up-of-person-paying-with-credit-card-at-store_Jordi-Salas.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Close-up-of-person-paying-with-credit-card-at-store_Jordi-Salas.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Close-up-of-person-paying-with-credit-card-at-store_Jordi-Salas.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Close-up-of-person-paying-with-credit-card-at-store_Jordi-Salas.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Close-up-of-person-paying-with-credit-card-at-store_Jordi-Salas.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Close-up-of-person-paying-with-credit-card-at-store_Jordi-Salas.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Close-up-of-person-paying-with-credit-card-at-store_Jordi-Salas.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Close-up-of-person-paying-with-credit-card-at-store_Jordi-Salas.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">JORDI SALAS\/GETTY IMAGES<\/figcaption><\/figure>\n<p>Additionally, the Rooms To Go card isn&#8217;t actually a credit card with a traditional network like Visa or Mastercard. Instead, it basically works as a store account and thus can only be used on Rooms To Go purchases. This really limits its utility.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/store-cards-vs-cash-back-cards\/\" rel=\"noopener\" target=\"_blank\">Store vs. cash-back credit cards: Which one should I get?<\/a><\/strong><\/p>\n<p><a id=\"which-cards-compete-with-the-rooms-to-go-credit-card\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Which cards compete with the Rooms To Go Credit Card?<\/h2>\n<p>Given the financing focus of the Rooms To Go card and the fact that you don&#8217;t earn any rewards, the primary alternatives will be credit cards with an <a href=\"https:\/\/thepointsguy.com\/credit-cards\/zero-interest\/\" rel=\"noopener\" target=\"_blank\">introductory 0% annual percentage rate<\/a> or solid fixed-rate earning potential:<\/p>\n<ul>\n<li><strong>If you want interest-free financing<\/strong>: Go with a card that offers low introductory APR on purchases like the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/capital-one-ventureone-rewards-credit-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Capital One VentureOne Rewards Credit Card<\/a><\/span>. You&#8217;ll enjoy 0% APR on purchases for 15 months (19.99% to 29.99% variable APR after that), plus a welcome bonus of 20,000 miles once you spend $500 on purchases within three months from account opening (see <a href=\"https:\/\/thepointsguy.com\/apply\/capital-one-ventureone-rewards-credit-card-rates-and-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>).<\/li>\n<li><strong>If you want rewards<\/strong>: Opt for a 2% cash-back card like the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/citi-double-cash-card-18-month-bt-offer\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Citi\u00ae Double Cash Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/apply\/citi-double-cash-card-rates-and-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>). You&#8217;ll enjoy 2% back on all purchases (1% when you buy and 1% when you pay your statement), including purchases at furniture retailers like Rooms To Go.<\/li>\n<\/ul>\n<p>Note that some cards \u2014 like the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/wells-fargo-active-cash-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Wells Fargo Active Cash\u00ae Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/apply\/wells-fargo-active-cash-card-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>) \u2014 include <em>both<\/em> of these features. You earn unlimited cash back on eligible purchases and enjoy 0% introductory APR on purchases for 15 months from account opening (after that, your variable APR will be 20.24%, 25.24% or 29.99%). You can also earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months.<\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/Generic-TPG-Credit-Card_CREDIT-CARD-SYDNEY-AUSTRALIA.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/Generic-TPG-Credit-Card_CREDIT-CARD-SYDNEY-AUSTRALIA.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/Generic-TPG-Credit-Card_CREDIT-CARD-SYDNEY-AUSTRALIA.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/Generic-TPG-Credit-Card_CREDIT-CARD-SYDNEY-AUSTRALIA.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/Generic-TPG-Credit-Card_CREDIT-CARD-SYDNEY-AUSTRALIA.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/Generic-TPG-Credit-Card_CREDIT-CARD-SYDNEY-AUSTRALIA.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/Generic-TPG-Credit-Card_CREDIT-CARD-SYDNEY-AUSTRALIA.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/Generic-TPG-Credit-Card_CREDIT-CARD-SYDNEY-AUSTRALIA.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/Generic-TPG-Credit-Card_CREDIT-CARD-SYDNEY-AUSTRALIA.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p>However, 18 months is generally the longest introductory 0% APR offer you&#8217;ll find on standard credit cards, so if you&#8217;re looking for longer interest-free financing on your Rooms To Go purchases, the Rooms To Go card may make sense.<\/p>\n<p>For additional options, see our full list of <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-store-credit-cards\/\" rel=\"noopener\" target=\"_blank\">the best store cards<\/a> and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/cash-back\/\" rel=\"noopener\" target=\"_blank\">the best cash-back credit cards<\/a>.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/what-is-apr-on-a-credit-card\/\" rel=\"noopener\" target=\"_blank\">What is APR on a credit card?<\/a><\/strong><\/p>\n<p><a id=\"is-the-rooms-to-go-credit-card-worth-it\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Is the Rooms To Go Credit Card worth it?<\/h2>\n<p>For a very small minority, the Rooms To Go card can be worth it. Maybe you&#8217;re moving into a new house or completely redesigning the furniture in an existing house. Perhaps your home was affected by a natural disaster, and you need new furniture now, even if you&#8217;re still waiting on an insurance claim to pay out.<\/p>\n<p>In these cases, you may be able to finance those purchases at Rooms To Go with no interest over multiple years.<\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Couple-shopping-for-furniture-at-furniture-store_SolStock.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Couple-shopping-for-furniture-at-furniture-store_SolStock.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Couple-shopping-for-furniture-at-furniture-store_SolStock.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Couple-shopping-for-furniture-at-furniture-store_SolStock.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Couple-shopping-for-furniture-at-furniture-store_SolStock.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Couple-shopping-for-furniture-at-furniture-store_SolStock.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Couple-shopping-for-furniture-at-furniture-store_SolStock.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Couple-shopping-for-furniture-at-furniture-store_SolStock.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Couple-shopping-for-furniture-at-furniture-store_SolStock.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">SOLSTOCK\/GETTY IMAGES<\/figcaption><\/figure>\n<p>Note that the retailer&#8217;s credit card isn&#8217;t the only way to finance a Rooms To Go purchase. You also have other <a href=\"https:\/\/thepointsguy.com\/credit-cards\/comparison-buy-now-pay-later-services\/\" rel=\"noopener\" target=\"_blank\">buy now, pay later services<\/a> available at checkout \u2014 including Klarna and Affirm. That said, be sure to crunch the numbers on any fees and interest to ensure you&#8217;re not paying more for the same items.<\/p>\n<p>Ultimately, if you want to earn rewards or have the ability to use your card at other merchants, consider other options.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/rewards-pm\/?gad_source=1&amp;gclid=Cj0KCQjwlZixBhCoARIsAIC745BbyFUqsjB-KOpoZbTs9fBFswWb-PKBtJkcem83aAEvVgLmG7s0-S8aAvRTEALw_wcB&amp;utm_source=google&amp;utm_medium=cpc&amp;utm_campaign=NBDrewE1-best%20credit%20card%20rewards-589888583206&amp;utm_term=best%20credit%20card%20rewards&amp;utm_cmpid=11384972567&amp;utm_adgid=122560281296&amp;utm_tgtid=kwd-24412051&amp;utm_mt=b&amp;utm_adid=589888583206&amp;utm_dvc=c&amp;utm_ntwk=g&amp;utm_adpos=&amp;utm_plcmnt=&amp;utm_locphysid=9013143&amp;utm_locintid=&amp;utm_feeditemid=&amp;utm_devicemdl=&amp;utm_plcmnttgt=&amp;utm_misc=&amp;utm_ltpcid=Cj0KCQjwlZixBhCoARIsAIC745BbyFUqsjB-KOpoZbTs9fBFswWb-PKBtJkcem83aAEvVgLmG7s0-S8aAvRTEALw_wcB\" rel=\"noopener\" target=\"_blank\">Best rewards credit cards<\/a><\/strong><\/p>\n<p><a id=\"bottom-line\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Bottom line<\/h2>\n<p>The Rooms To Go Credit Card offers some attractive financing offers for Rooms To Go purchases, but that&#8217;s the only real reason to consider applying for the card. While it incurs no annual fee, you&#8217;ll miss out on earning rewards on your purchases and can&#8217;t use it at any other merchant.<\/p>\n<p>Many other top credit cards may be a better fit, so explore your options before committing to the Rooms To Go card.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-to-choose-a-credit-card\/\" rel=\"noopener\" target=\"_blank\">How to choose the best credit card for you<\/a><\/strong><\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/guide\/rooms-to-go-credit-card-review\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Rooms To Go Credit Card overview The Rooms To Go Credit Card offers appealing interest-free financing options for both new and existing cardholders, but with few other perks and no rewards, most customers will be better off with other options. Card Rating*: \u2b50\u2b50 *Card Rating is based on the opinion of TPG&#8217;s editors and is [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":92771,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-92770","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/92770","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=92770"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/92770\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/92771"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=92770"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=92770"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=92770"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}