{"id":89579,"date":"2024-04-12T18:00:49","date_gmt":"2024-04-12T18:00:49","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/04\/12\/hilton-surpass-vs-hilton-business-which-mid-tier-hilton-card-is-better-for-you-the-points-guy\/"},"modified":"2024-04-12T18:00:49","modified_gmt":"2024-04-12T18:00:49","slug":"hilton-surpass-vs-hilton-business-which-mid-tier-hilton-card-is-better-for-you-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/04\/12\/hilton-surpass-vs-hilton-business-which-mid-tier-hilton-card-is-better-for-you-the-points-guy\/","title":{"rendered":"Hilton Surpass vs. Hilton Business: Which mid-tier Hilton card is better for you? – The Points Guy"},"content":{"rendered":"


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If you’re in the market for a new Hilton credit card<\/a>, American Express has an impressive lineup \u2014 ranging from no annual fee to premium offerings.<\/p>\n

Today, we’ll look at the two mid-range Hilton cards: the Hilton Honors American Express Surpass\u00ae Card<\/a><\/span> and the Hilton Honors American Express Business Card<\/a><\/span>.<\/p>\n

Here’s a closer look at both cards to help you decide which is worth adding to your wallet.<\/p>\n

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Hilton Surpass vs. Hilton Business comparison<\/h2>\n
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\n\n\n\n\n\n\n\n\n\n\n
Card<\/th>\nHilton Surpass<\/th>\nHilton Business<\/th>\n<\/tr>\n<\/thead>\n
Annual fee<\/td>\n$150 (see rates and fees<\/a>)<\/td>\n$195 (see rates and fees<\/a>)<\/td>\n<\/tr>\n
Welcome offer<\/td>\nEarn 155,000 Hilton Honors points after you spend $3,000 in purchases within your first six months of Card membership. Offer ends April 17.<\/td>\nEarn 175,000 Hilton Honors points
after you spend $8,000 in purchases within the first six months of card membership. Offer ends June 5.<\/td>\n<\/tr>\n
Earning rates<\/td>\n12 points per dollar on eligible Hilton purchases<\/p>\n

6 points per dollar at U.S. restaurants, U.S. supermarkets and U.S. gas stations<\/p>\n

4 points per dollar on U.S. online retail purchases<\/p>\n

3 points per dollar on other eligible purchases<\/p>\n<\/td>\n

12 points per dollar on eligible Hilton purchases<\/p>\n

5 points per dollar spent (on up to $100,000 in purchases per calendar year, then 3 points per dollar)<\/p>\n<\/td>\n<\/tr>\n

Statement credit<\/td>\nUp to $200 (up to $50 quarterly) statement credits annually for eligible purchases made with Hilton<\/td>\nUp to $240 (up to $60 quarterly) statement credits annually for eligible purchases made with Hilton<\/td>\n<\/tr>\n
Elite status<\/td>\nHilton Honors Gold<\/a>; upgrade to Diamond by spending $40,000 in a calendar year<\/td>\nHilton Honors Gold; upgrade to Diamond by spending $40,000 in a calendar year<\/td>\n<\/tr>\n
Other benefits<\/td>\nFree night reward<\/a>\u00a0after you spend $15,000 in a calendar year<\/p>\n

National Car Rental Emerald Club Executive status (enrollment is required)<\/p>\n

Travel and purchase protections<\/p>\n

Complimentary ShopRunner membership<\/p>\n

No foreign transaction fees(see rates and fees<\/a>)<\/p>\n<\/td>\n

National Car Rental Emerald Club Executive status (enrollment is required)<\/p>\n

Travel and purchase protections<\/p>\n

No foreign transaction fees(see rates and fees<\/a>)<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n

<\/p>\n

Hilton Surpass vs. Hilton Business welcome offer<\/h2>\n

New Hilton Surpass<\/a><\/span> applicants can earn 155,000 Hilton Honors points after they spend $3,000 in purchases on the card within the first six months of card membership. Those welcome offer points equate to $930 in value, based on TPG’s most recent valuations<\/a>.<\/p>\n

This isn’t quite the highest offer we’ve seen for the Hilton Surpass<\/a>, but it meets our criteria for when to apply.<\/p>\n

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