{"id":88828,"date":"2024-04-09T19:00:18","date_gmt":"2024-04-09T19:00:18","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/04\/09\/target-circle-everything-you-need-to-know-about-targets-revamped-cards-and-loyalty-program-the-points-guy\/"},"modified":"2024-04-09T19:00:18","modified_gmt":"2024-04-09T19:00:18","slug":"target-circle-everything-you-need-to-know-about-targets-revamped-cards-and-loyalty-program-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/04\/09\/target-circle-everything-you-need-to-know-about-targets-revamped-cards-and-loyalty-program-the-points-guy\/","title":{"rendered":"Target Circle: Everything you need to know about Target&#8217;s revamped cards and loyalty program &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>You probably don&#8217;t need <em>another<\/em> reason to shop at Target, but the popular retail chain is giving you one anyway. Or three, to be exact.<\/p>\n<p>Building on the popularity of the <a href=\"https:\/\/thepointsguy.com\/guide\/target-redcard-worth-it\/\" rel=\"noopener\" target=\"_blank\">Target RedCard debit card<\/a>, the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/target-redcard-review\/\" rel=\"noopener\" target=\"_blank\">Target RedCard credit card<\/a> and the Target Circle loyalty program, Target is streamlining and improving its loyalty offerings. It&#8217;s bringing all three under the Target Circle umbrella.<\/p>\n<p>As of April 7, Target has reintroduced its loyalty program with a suite of membership options to suit all shoppers. The good news is that if you already have a Target RedCard or Target Circle membership, you don&#8217;t have to do anything to benefit from the program changes.<\/p>\n<p>Now that these changes have taken effect, you may be interested in upgrading your membership. So, here&#8217;s everything you need to know about each offering.<\/p>\n<p><em>The information for the Target RedCard debit card and RedCard credit card have been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n<p><a id=\"target-circle\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Target Circle<\/h2>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Target_Toys.jpeg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Target_Toys.jpeg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Target_Toys.jpeg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Target_Toys.jpeg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Target_Toys.jpeg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Target_Toys.jpeg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Target_Toys.jpeg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Target_Toys.jpeg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Target_Toys.jpeg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">STEPHEN ALLEN\/TARGET<\/figcaption><\/figure>\n<p>Target Circle is Target&#8217;s free loyalty program. You can <a href=\"https:\/\/www.target.com\/l\/target-circle\/\" rel=\"noopener\" target=\"_blank\">create an account online<\/a> to access exclusive sales, personalized deals and additional members-only perks like free Apple trial subscriptions throughout the year.<\/p>\n<p>In its previous state, members had to add Target Circle offers to their account via the Target app, but the program just got a major upgrade. Now, deals will be applied to your account automatically at checkout, so you don&#8217;t have to search for applicable offers before you shop.<\/p>\n<p>Members will also continue to receive exclusive partner perks like free trials and reward program partnerships, with the added bonus of earning new Target Circle Rewards.<\/p>\n<p><a id=\"target-circle-card\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Target Circle Card<\/h2>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Target_holidays_2.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Target_holidays_2.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Target_holidays_2.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Target_holidays_2.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Target_holidays_2.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Target_holidays_2.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Target_holidays_2.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Target_holidays_2.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Target_holidays_2.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">STEPHEN ALLEN\/TARGET<\/figcaption><\/figure>\n<p>The debit and credit versions of the Target RedCard are now the Target Circle Card. Both versions still earn an extra 5% off every purchase every day. Additionally, the cards come with an extended return window and free two-day shipping on most items from Target&#8217;s website.<\/p>\n<div class=\"&#10;        EmailSignUp_container__qYzYT&#10;        undefined&#10;        EmailSignUp_isLoading__i_qm0&#10;      \"><picture class=\"EmailSignUp_graphic__zgpFm\"><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Daily Newsletter<\/p>\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<\/div>\n<\/div>\n<p>Because Target Circle Card members also receive Target Circle benefits, you can stack the 5% savings with your automatically applied Target Circle deals.<\/p>\n<p><em>The information for the Target Circle card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/store-cards-vs-cash-back-cards\/\" rel=\"noopener\" target=\"_blank\">Store vs. cash-back credit cards: Which one should I get?<\/a><\/strong><\/p>\n<p>The debit card version of the Target Circle Card is linked directly to your checking account, and purchases are deducted automatically. If you have the credit version \u2014 the Target Circle Card credit card from Mastercard \u2014 you&#8217;ll earn 2% back on dining and gas station purchases and 1% back on all other purchases in addition to your 5% savings on Target purchases. This all comes without an annual fee.<\/p>\n<p>You can redeem the cash back you earn from the Target Circle Mastercard as a Target gift card. To redeem your rewards, you must earn a minimum of $10.<\/p>\n<p><a id=\"target-circle-360\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Target Circle 360<\/h2>\n<p>The newest addition to the Target Circle family is Target Circle 360, Target&#8217;s version of a paid shopping delivery service.<\/p>\n<p>Members receive unlimited same-day delivery on orders over $35, free two-day shipping on most items from Target&#8217;s website and an extra 30 days to return items alongside all the other benefits of being a Target Circle member. Members can also access more than 100 additional retailers via the Shipt Marketplace.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/which-cards-should-you-use-for-online-grocery-delivery-services\/\" rel=\"noopener\" target=\"_blank\">The best credit cards for online grocery delivery services, including Instacart and Amazon Fresh<\/a><\/strong><\/p>\n<p>Target Circle 360 has an annual fee of $99, but Target is offering a promotional price of $49 for the first year. For comparison purposes, Shipt and Instacart both carry a $99 annual membership fee. Walmart+ has a slightly lower fee of $12.95 per month ($89 per year), but there are ways to get it for free. For example, those who hold <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/the-platinum-card-from-american-express\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">The Platinum Card\u00ae from American Express<\/a><\/span> can get up to $155 per year ($12.95 per month, excluding any Plus Up Benefits) in <a href=\"https:\/\/thepointsguy.com\/credit-cards\/american-express\/walmart-plus-amex-platinum\/\" rel=\"noopener\" target=\"_blank\">statement credits toward a Walmart+ membership<\/a>, essentially wiping out the cost of the service (subject to auto-renewal).<\/p>\n<p>Which shopping delivery service makes the most sense for you likely depends on where you tend to shop. If you frequently shop at Target, paying just $49 for the convenience of a full year of grocery delivery may seem like a small price worth paying.<\/p>\n<p><a id=\"target-circle-card-alternatives\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Target Circle Card alternatives<\/h2>\n<p>Though Target&#8217;s perks are appealing if you shop there often, there are other cards available that can probably net you more cash back than you can earn with the Target Circle Mastercard, including:<\/p>\n<ul>\n<li><span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/citi-double-cash-card-18-month-bt-offer\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Citi Double Cash\u00ae Card<\/a><\/span> (<a href=\"https:\/\/thepointsguy.com\/apply\/citi-double-cash-card-rates-and-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">see rates and fees<\/a>): Earns 2% back on all purchases (1% as you buy and 1% as you pay), no matter where you shop<\/li>\n<li><span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/prime-visa\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Prime Visa<\/a><\/span>: Has no annual fee and a similar earning structure to the Target Circle Card if you prefer Amazon over Target<\/li>\n<li><a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-freedom-flex\/?pid=7538&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Chase Freedom Flex\u2120<\/a>: Earns 5% back on quarterly rotating categories, on up to $1,500 each quarter you activate. For more cash back opportunities, earn 3% back on dining and drugstore purchases and 1% back on all other purchases<\/li>\n<\/ul>\n<p><a id=\"bottom-line\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Bottom line<\/h2>\n<p>If you shop at Target, signing up for a free Target Circle membership is practically a no-brainer. If you want to add a Target debit or credit card to your wallet, saving money and earning rewards is now easier than ever. Finally, shoppers who have been looking for Target&#8217;s alternative to Walmart+ and other same-day delivery services now have exactly what they&#8217;ve been waiting for.<\/p>\n<p>You can learn more about each new offering on the <a href=\"https:\/\/www.target.com\/l\/target-circle\/\" rel=\"noopener\" target=\"_blank\">Target Circle website<\/a>.<\/p>\n<p><strong>Related reading:<\/strong><\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/news\/target-circle-card\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>You probably don&#8217;t need another reason to shop at Target, but the popular retail chain is giving you one anyway. Or three, to be exact. Building on the popularity of the Target RedCard debit card, the Target RedCard credit card and the Target Circle loyalty program, Target is streamlining and improving its loyalty offerings. It&#8217;s [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":88829,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-88828","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/88828","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=88828"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/88828\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/88829"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=88828"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=88828"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=88828"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}