{"id":74966,"date":"2024-02-10T22:00:53","date_gmt":"2024-02-10T22:00:53","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/02\/10\/ihg-rewards-traveler-credit-card-review-the-points-guy\/"},"modified":"2024-02-10T22:00:53","modified_gmt":"2024-02-10T22:00:53","slug":"ihg-rewards-traveler-credit-card-review-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/02\/10\/ihg-rewards-traveler-credit-card-review-the-points-guy\/","title":{"rendered":"IHG Rewards Traveler Credit Card review &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<hr class=\"jsx-3272990499\"\/><a id=\"ihg-one-rewards-traveler-credit-card-overview\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">IHG One Rewards Traveler Credit Card overview<\/h2>\n<p>The <strong><a href=\"https:\/\/thepointsguy.com\/apply-now\/ihg-rewards-club-traveler-credit-card\/?pid=6799&amp;tid=post\" rel=\"noopener\" target=\"_blank\">IHG One Rewards Traveler Credit Card<\/a> <\/strong>is IHG&#8217;s no-annual-fee card option. With this card, you&#8217;ll earn 5 points per dollar at IHG hotels and resorts as well as 3 points per dollar at gas stations, monthly bills and restaurants with this card. While the IHG Traveler Card offers some useful IHG-related perks, it may not be the best choice for you. <strong> Card Rating*: \u2b50\u2b501\/2<\/strong><\/p>\n<h6><em>*Card Rating is based on the opinion of TPG&#8217;s editors and is not influenced by the card issuer.<\/em><\/h6>\n<hr class=\"jsx-3272990499\"\/>\n<p>IHG offers two personal cobranded Chase cards to help customers rack up points and maximize their stays. One of these cards is the no-annual-fee <a href=\"https:\/\/thepointsguy.com\/apply-now\/ihg-rewards-club-traveler-credit-card\/?pid=6799&amp;tid=post\" rel=\"noopener\" target=\"_blank\">IHG One Rewards Traveler Credit Card<\/a>. The IHG One Traveler Card certainly has more to offer to IHG loyalists than most no-annual-fee hotel cards, but it may not be your best choice.<em\/><\/p>\n<p>In particular, if you&#8217;re going to use one of your <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/the-best-ways-to-use-your-5-24-slots\/\" rel=\"noopener noreferrer\" target=\"_blank\">Chase 5\/24 slots<\/a> on an <a href=\"https:\/\/thepointsguy.com\/guide\/ihg-rewards-club\/\" rel=\"noopener noreferrer\" target=\"_blank\">IHG One Rewards<\/a> credit card, the <a href=\"https:\/\/thepointsguy.com\/apply-now\/ihg-rewards-club-premier-credit-card\/?pid=6153&amp;tid=post\" rel=\"noopener\" target=\"_blank\">IHG One Rewards Premier Credit Card<\/a> is a better option for most people. However, if you already have the IHG Premier Card and want to earn another sign-up bonus, or you refuse to pay <a href=\"https:\/\/thepointsguy.com\/credit-cards\/guide-credit-card-annual-fees\/\" rel=\"noopener\" target=\"_blank\">any annual fees<\/a>, you might want to snag the IHG Traveler Card.<\/p>\n<p>So, let&#8217;s take a closer look at the IHG One Traveler Card so you can decide whether it is right for you.<\/p>\n<p><a id=\"who-is-this-card-for\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Who is this card for?<\/h2>\n<p>The IHG One Rewards Traveler Credit Card is for travelers who want a way to <a href=\"https:\/\/thepointsguy.com\/guide\/earn-points-ihg-rewards-club\/\" rel=\"noopener noreferrer\" target=\"_blank\">earn IHG points<\/a> on their purchases without incurring an <a href=\"https:\/\/thepointsguy.com\/credit-cards\/guide-credit-card-annual-fees\/\" rel=\"noopener noreferrer\" target=\"_blank\">annual fee<\/a>. Specifically, this card is best if you <a href=\"https:\/\/thepointsguy.com\/news\/battle-of-the-hotels-why-i-ihg\/\" rel=\"noopener noreferrer\" target=\"_blank\">stay with IHG frequently<\/a> and will use the card&#8217;s <a href=\"https:\/\/thepointsguy.com\/guide\/how-to-get-ihg-fourth-night-free-award\/\" rel=\"noopener noreferrer\" target=\"_blank\">fourth reward night benefit<\/a>.<\/p>\n<p>But, if you want automatic <a href=\"https:\/\/thepointsguy.com\/guide\/what-is-ihg-elite-status-worth\/\" rel=\"noopener noreferrer\" target=\"_blank\">elite status with IHG<\/a>, you may be better off with the IHG One Rewards Premier Credit Card. The IHG Premier Card comes with Platinum Elite status and a slew of other perks. Plus, the <a href=\"https:\/\/thepointsguy.com\/guide\/top-hotels-ihg-premier-card-free-night\/\" rel=\"noopener noreferrer\" target=\"_blank\">IHG Premier Card&#8217;s anniversary night<\/a> can easily justify the card&#8217;s $99 annual fee.<\/p>\n<p>Like most <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/\" rel=\"noopener noreferrer\" target=\"_blank\">Chase credit cards<\/a>, the IHG Traveler Card is restricted by <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/ultimate-guide-chase-5-24-rule\/\" rel=\"noopener noreferrer\" target=\"_blank\">Chase&#8217;s 5\/24 rule<\/a>. So, Chase will reject your application if you&#8217;ve opened five or more new cards across all issuers in the last two years. Plus, if you get this card, it will take up one of your <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/the-best-ways-to-use-your-5-24-slots\/\" rel=\"noopener noreferrer\" target=\"_blank\">5\/24 slots<\/a>. So, if you have <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/best-card-apply-first-sapphire-preferred\/\" rel=\"noopener\" target=\"_blank\">other Chase cards<\/a> you want to add to your wallet, you may not want to apply for the IHG Traveler Card now.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/ihg-rewards-club-dining\/\" rel=\"noopener noreferrer\" target=\"_blank\">Earn extra points at your favorite restaurants with IHG Rewards Dining<\/a><\/strong><\/p>\n<div class=\"&#10;        EmailSignUp_container__70lh2&#10;        undefined&#10;        EmailSignUp_isLoading__zGkU5&#10;      \"><picture class=\"EmailSignUp_graphic__AEA5s\"><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__cnneL\">\n<p>Daily Newsletter<\/p>\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<\/div>\n<\/div>\n<p><a id=\"sign-up-bonus-worth-500\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Sign-up bonus: Worth $500<\/h2>\n<p>Currently, the IHG Traveler Card offers a sign-up bonus of 100,000 bonus points after spending $2,000 on purchases within three months of account opening.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/chase-best-welcome-offers\/\" rel=\"noopener\" target=\"_blank\">The best time to apply for these popular Chase credit cards based on offer history<\/a><\/strong><\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/06\/20190612_Intercontinental-Fiji_JTGenter-45.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/06\/20190612_Intercontinental-Fiji_JTGenter-45.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/06\/20190612_Intercontinental-Fiji_JTGenter-45.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/06\/20190612_Intercontinental-Fiji_JTGenter-45.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/06\/20190612_Intercontinental-Fiji_JTGenter-45.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/06\/20190612_Intercontinental-Fiji_JTGenter-45.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/06\/20190612_Intercontinental-Fiji_JTGenter-45.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/06\/20190612_Intercontinental-Fiji_JTGenter-45.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/06\/20190612_Intercontinental-Fiji_JTGenter-45.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">You may be able to get two nights at the InterContinental Fiji Golf Resort &amp; Spa from the card&#8217;s 100,000-point sign-up bonus. JT GENTER\/THE POINTS GUY<\/figcaption><\/figure>\n<p>While IHG points are some of the least valuable points in <a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\" rel=\"noopener noreferrer\" target=\"_blank\">TPG&#8217;s monthly valuations<\/a> (worth just 0.5 cents per point), these 100,000 bonus points are worth $500 \u2014 very solid for a card with no annual fee.<\/p>\n<p>You may be eligible for the IHG One Traveler Card (and its sign-up bonus) if you satisfy all of the following requirements:<\/p>\n<ul>\n<li>Don&#8217;t currently have a personal (not business) IHG Rewards card.<\/li>\n<li>Haven&#8217;t earned a sign-up bonus on a personal IHG card in the last 24 months.<\/li>\n<li>Are <a href=\"https:\/\/thepointsguy.com\/news\/why-now-best-time-get-under-chase-5-24-rule\/\" rel=\"noopener noreferrer\" target=\"_blank\">under Chase&#8217;s 5\/24 rule<\/a>.<\/li>\n<\/ul>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-card-application-restrictions\/\" rel=\"noopener\" target=\"_blank\">The ultimate guide to credit card application restrictions<\/a><\/strong><\/p>\n<p><a id=\"main-benefits-and-perks\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Main benefits and perks<\/h2>\n<p>As is the case with even the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/no-annual-fee\/\" rel=\"noopener noreferrer\" target=\"_blank\">best no-annual-fee cards<\/a>, the IHG One Traveler Card doesn&#8217;t offer many luxury perks. Here&#8217;s a quick overview of the card&#8217;s main benefits and perks.<\/p>\n<h3>Fourth reward night benefit<\/h3>\n<p>Each time you redeem points for a stay of four or more nights, every fourth night will cost zero points. Once you&#8217;re a cardholder, this discount will be automatically applied when you redeem IHG points for eligible stays.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/free-nights-hotel-award-stays\/\" rel=\"noopener noreferrer\" target=\"_blank\">How to maximize longer hotel stays by using a free night benefit<\/a><\/strong><\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.60000000000001%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/03\/hote-indigo-birmingham-front-desk.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/03\/hote-indigo-birmingham-front-desk.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/03\/hote-indigo-birmingham-front-desk.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/03\/hote-indigo-birmingham-front-desk.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/03\/hote-indigo-birmingham-front-desk.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/03\/hote-indigo-birmingham-front-desk.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/03\/hote-indigo-birmingham-front-desk.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/03\/hote-indigo-birmingham-front-desk.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/03\/hote-indigo-birmingham-front-desk.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">We stayed at the Hotel Indigo Birmingham for 15,000 points per night and got the fourth night free. KATIE GENTER\/THE POINTS GUY<\/figcaption><\/figure>\n<h3>Save 20% on point purchases<\/h3>\n<p>You&#8217;ll get a 20% bonus whenever you <a href=\"https:\/\/thepointsguy.com\/news\/ihg-buy-points-promo\/\" rel=\"noopener noreferrer\" target=\"_blank\">buy IHG points<\/a> with your card. But you can&#8217;t combine this discount with other promotions, such as when IHG points are on sale. And, IHG sometimes offers a much better 100% bonus when you purchase points. So, although I often <a href=\"https:\/\/thepointsguy.com\/news\/buying-ihg-points-success-story\/\" rel=\"noopener noreferrer\" target=\"_blank\">buy IHG points when the 100% bonus<\/a> drops the purchase price to 0.5 cents per point, I don&#8217;t find the 20% discount appealing.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/when-to-buy-points-miles\/\" rel=\"noopener noreferrer\" target=\"_blank\">When does it make sense to buy points and miles?<\/a><\/strong><\/p>\n<h3>Automatic Silver status (with a path to Gold)<\/h3>\n<p>IHG One Traveler cardholders will enjoy automatic Silver Elite status in the <a href=\"https:\/\/thepointsguy.com\/news\/ihg-elite-status-earning-rates\/\" rel=\"noopener\" target=\"_blank\">refreshed IHG One Rewards program<\/a> This tier includes a 20% bonus on hotel stays, priority check-in and points that don&#8217;t expire.<\/p>\n<p>In addition, you can buy your way to Gold Elite status when you spend $20,000 on your card each calendar year. This tier includes a 40% bonus on hotel stays and rollover elite nights for status in the following year.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/what-is-ihg-elite-status-worth\/\" rel=\"noopener\" target=\"_blank\">What is IHG One Rewards elite status worth?<\/a><\/strong><\/p>\n<h3>No foreign transaction fees<\/h3>\n<p>Many credit cards don&#8217;t charge <a href=\"https:\/\/thepointsguy.com\/credit-cards\/no-foreign-transaction-fees\/\" rel=\"noopener noreferrer\" target=\"_blank\">foreign transaction fees<\/a>; however, there are few cards on that list without an annual fee. If you travel abroad frequently, it&#8217;s worth having at least one credit card that doesn&#8217;t charge foreign transaction fees.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/news\/foreign-transaction-earn-points\/\" rel=\"noopener noreferrer\" target=\"_blank\">Here&#8217;s why you still earn points on purchases made in a foreign currency<\/a><\/strong><\/p>\n<p><a id=\"how-to-earn-points\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">How to earn points<\/h2>\n<p>When you use your IHG One Traveler Card to make purchases, you&#8217;ll earn:<\/p>\n<ul>\n<li>5 points per dollar at IHG hotels and resorts (2.5% return, based on <a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\" rel=\"noopener\" target=\"_blank\">TPG&#8217;s valuations<\/a>).<\/li>\n<li>3 points per dollar at <a href=\"https:\/\/thepointsguy.com\/credit-cards\/gas\/\" rel=\"noopener noreferrer\" target=\"_blank\">gas stations<\/a>, monthly bills and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/dining\/\" rel=\"noopener noreferrer\" target=\"_blank\">restaurants<\/a> (1.5% return).<\/li>\n<li>2 points per dollar on everything else (1% return).<\/li>\n<\/ul>\n<p>These returns aren&#8217;t great, even for a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/no-annual-fee\/\" rel=\"noopener noreferrer\" target=\"_blank\">no-annual-fee card<\/a>.<\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.66666666666666%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/05\/hotel-indigo-austin-room.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/05\/hotel-indigo-austin-room.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/05\/hotel-indigo-austin-room.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/05\/hotel-indigo-austin-room.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/05\/hotel-indigo-austin-room.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/05\/hotel-indigo-austin-room.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/05\/hotel-indigo-austin-room.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/05\/hotel-indigo-austin-room.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/05\/hotel-indigo-austin-room.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">Earn 5 points per dollar spent on purchases at IHG hotels and resorts, including the Hotel Indigo Austin Downtown-University. KATIE GENTER\/THE POINTS GUY<\/figcaption><\/figure>\n<p>The 2.5% return at IHG hotels and resorts isn&#8217;t bad. But, you can do much better with numerous purchases using several <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-cards-under-100-annual-fee\/\" rel=\"noopener noreferrer\" target=\"_blank\">sub-$100 annual fee cards<\/a>. For example, the $95 annual fee <a href=\"https:\/\/thepointsguy.com\/apply\/chase-sapphire-preferred-card\/?issuer=Chase&amp;name=Chase+Sapphire+Preferred%26%23174%3B+Card&amp;pid=22125056&amp;tid=post\" rel=\"noopener noreferrer\" target=\"_blank\">Chase Sapphire Preferred Card<\/a> earns 2 points per dollar (for a 4% return) on <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-cards-for-travel-purchases\/\" rel=\"noopener noreferrer\" target=\"_blank\">travel purchases<\/a>. And, the $95 annual fee <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/capital-one-venture-rewards-credit-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Capital One Venture Rewards Credit Card<\/a><\/span> earns 2 miles per dollar for a 3.7% return on almost all purchases.<\/p>\n<p>The IHG One Traveler Card also isn&#8217;t a good choice for most other purchases. After all, it only provides a 1.5% return at gas stations, grocery stores and restaurants, plus a 1% return on other purchases. Several simple, cash-back credit cards <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-two-percent-cash-back-cards\/\" rel=\"noopener\" target=\"_blank\">offer a 2% return<\/a> on all purchases. For example, you can earn 2% per dollar on all purchases \u2014 1% when you buy and 1% when you pay \u2014 with the no-annual-fee <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/citi-double-cash-card-18-month-bt-offer\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Citi Double Cash\u00ae Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/apply\/citi-double-cash-card-rates-and-fees\/?tid=post\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>).<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/earn-points-ihg-rewards-club\/\" rel=\"noopener noreferrer\" target=\"_blank\">13 ways to stock up on IHG Rewards points<\/a><\/strong><\/p>\n<p><a id=\"how-to-redeem-points\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">How to redeem points<\/h2>\n<p>There are many options for <a href=\"https:\/\/thepointsguy.com\/guide\/redeem-points-ihg-rewards-club\/\" rel=\"noopener noreferrer\" target=\"_blank\">redeeming IHG Rewards points<\/a>. Not surprisingly, you&#8217;ll get the best value from your points when you redeem for IHG hotel stays.<\/p>\n<p><a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\" rel=\"noopener noreferrer\" target=\"_blank\">TPG values IHG points<\/a> at just 0.5 cents each. However, it&#8217;s possible to <a href=\"https:\/\/thepointsguy.com\/guide\/maximizing-redemptions-ihg-rewards-club\/\" rel=\"noopener noreferrer\" target=\"_blank\">maximize redemptions with the IHG Rewards program<\/a> and get much more value from your points. Here are a few ways you can do so.<\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.66666666666666%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/02\/intercontinental-phu-quoc-pools-sky-tower-e1551058550500.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/02\/intercontinental-phu-quoc-pools-sky-tower-e1551058550500.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/02\/intercontinental-phu-quoc-pools-sky-tower-e1551058550500.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/02\/intercontinental-phu-quoc-pools-sky-tower-e1551058550500.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/02\/intercontinental-phu-quoc-pools-sky-tower-e1551058550500.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/02\/intercontinental-phu-quoc-pools-sky-tower-e1551058550500.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/02\/intercontinental-phu-quoc-pools-sky-tower-e1551058550500.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/02\/intercontinental-phu-quoc-pools-sky-tower-e1551058550500.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/02\/intercontinental-phu-quoc-pools-sky-tower-e1551058550500.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">I redeemed points to stay at my favorite InterContinental so far, the InterContinental Phu Quoc Long Beach Resort in Vietnam. KATIE GENTER\/THE POINTS GUY<\/figcaption><\/figure>\n<p><a href=\"https:\/\/thepointsguy.com\/news\/ihg-dynamic-award-pricing-us\/\" rel=\"noopener noreferrer\" target=\"_blank\">IHG has dynamic award pricing<\/a>, but there are some good deals to be found. However, one downside to dynamic pricing is that you should more carefully consider when to use your <a href=\"https:\/\/thepointsguy.com\/news\/spend-cash-versus-points-travel\/\" rel=\"noopener noreferrer\" target=\"_blank\">points versus cash<\/a> for a stay. I tend to use points when I can get better than 0.5 cents per point of value. And I almost always use points when I book a stay of four nights or longer to utilize the IHG One Traveler Card&#8217;s <a href=\"https:\/\/thepointsguy.com\/guide\/how-to-get-ihg-fourth-night-free-award\/\" rel=\"noopener noreferrer\" target=\"_blank\">fourth reward night benefit<\/a>. Conversely, I tend to use cash when IHG is offering a lucrative <a href=\"https:\/\/thepointsguy.com\/guide\/current-hotel-promotions\/\" rel=\"noopener noreferrer\" target=\"_blank\">hotel promotion<\/a>.<\/p>\n<p>IHG Rewards points can go a long way in some regions. Here are some of my favorite <a href=\"https:\/\/thepointsguy.com\/guide\/stretch-your-points-ihg-domestic\/\" rel=\"noopener noreferrer\" target=\"_blank\">IHG properties in the U.S. bookable for 10,000 points<\/a>. And, if you&#8217;re ready to travel internationally, here are some of the <a href=\"https:\/\/thepointsguy.com\/guide\/stretch-points-ihg-international\/\" rel=\"noopener noreferrer\" target=\"_blank\">best international IHG properties bookable for 10,000 points<\/a>.<\/p>\n<p>You also can use a combination of Points + Cash to book stays. For a given room, you&#8217;ll typically see a chart with discounts from the full nightly award rate in increments of 5,000 points.<\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:51.98511166253101%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/10\/sample-points-cash.png?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/10\/sample-points-cash.png?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/10\/sample-points-cash.png?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/10\/sample-points-cash.png?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/10\/sample-points-cash.png?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/10\/sample-points-cash.png?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/10\/sample-points-cash.png?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/10\/sample-points-cash.png?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/10\/sample-points-cash.png?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">A sample Points + Cash booking at the Hotel Indigo Austin Downtown-University. IHG.COM<\/figcaption><\/figure>\n<p>On a Points + Cash booking, you&#8217;re essentially buying the extra points needed to complete the redemption. So, if you cancel your room, your refund will be given solely in points. I rarely book Points + Cash rates, since it&#8217;s usually a better value to use just points. However, it&#8217;s worth checking to see whether the math works out on each booking.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/ihg-rewards-club-partners\/\" rel=\"noopener noreferrer\" target=\"_blank\">How to earn and redeem points with IHG Rewards partners<\/a><\/strong><\/p>\n<p><a id=\"competing-cards\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Competing cards<\/h2>\n<p>For IHG loyalists, you may not be enticed by hotel credit cards from other chains. However, there are two other cards worth considering as alternatives to the IHG One Traveler card.<\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/01\/20220111_Kimpton-Banneker-Ladybird-terrace-day_ERosen.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/01\/20220111_Kimpton-Banneker-Ladybird-terrace-day_ERosen.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/01\/20220111_Kimpton-Banneker-Ladybird-terrace-day_ERosen.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/01\/20220111_Kimpton-Banneker-Ladybird-terrace-day_ERosen.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/01\/20220111_Kimpton-Banneker-Ladybird-terrace-day_ERosen.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/01\/20220111_Kimpton-Banneker-Ladybird-terrace-day_ERosen.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/01\/20220111_Kimpton-Banneker-Ladybird-terrace-day_ERosen.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/01\/20220111_Kimpton-Banneker-Ladybird-terrace-day_ERosen.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/01\/20220111_Kimpton-Banneker-Ladybird-terrace-day_ERosen.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">The Kimpton Banneker Hotel in Washington, D.C. ERIC ROSEN\/THE POINTS GUY<\/figcaption><\/figure>\n<p>Chase also issues the <a href=\"https:\/\/thepointsguy.com\/apply-now\/ihg-rewards-club-premier-credit-card\/?pid=6153&amp;tid=post\" rel=\"noopener\" target=\"_blank\">IHG One Rewards Premier Credit Card<\/a>, which has a $99 annual fee and provides automatic Platinum Elite status, a free night award each account anniversary (worth up to 40,000 points), $50 of <a href=\"https:\/\/thepointsguy.com\/guide\/united-airlines-flight-credits\/#united-travel-bank\" rel=\"noopener\" target=\"_blank\">United TravelBank<\/a> credit each year and reimbursement for your application fee to <a href=\"https:\/\/thepointsguy.com\/guide\/things-to-know-global-entry\/\" rel=\"noopener\" target=\"_blank\">Global Entry<\/a>, <a href=\"https:\/\/thepointsguy.com\/news\/tsa-precheck-what-to-know\/\" rel=\"noopener\" target=\"_blank\">TSA PreCheck<\/a> or <a href=\"https:\/\/thepointsguy.com\/news\/us-nexus-centers-reopen\/\" rel=\"noopener\" target=\"_blank\">Nexus<\/a> (available every four years). Cardholders also enjoy the fourth-night-free benefit when redeeming points for <a href=\"https:\/\/thepointsguy.com\/hotel\/ihg-rewards-hotels\/\" rel=\"noopener\" target=\"_blank\">IHG hotel stays<\/a>. With the Premier card, you&#8217;ll earn 10 points per dollar at IHG properties, 5 points per dollar on travel, 5 points per dollar on dining and gas and 3 points per dollar on other purchases.<\/p>\n<p>It&#8217;s also worth considering the <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-preferred-card\/?pid=22125056&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Chase Sapphire Preferred Card<\/a>. This card has a $95 annual fee and earns <a href=\"https:\/\/thepointsguy.com\/points-program\/chase-ultimate-rewards\/\" rel=\"noopener\" target=\"_blank\">Chase Ultimate Rewards points<\/a>, which you can transfer to IHG 1:1 for redemptions \u2014 plus <a href=\"https:\/\/thepointsguy.com\/guide\/redeeming-chase-ultimate-rewards-maximum-value\/\" rel=\"noopener\" target=\"_blank\">use them with other airline and hotel programs<\/a>. In fact, many of those <a href=\"https:\/\/thepointsguy.com\/guide\/chase-ultimate-rewards-ihg-points\/\" rel=\"noopener\" target=\"_blank\">other options provide better value than using your Chase points with IHG<\/a>. With the Sapphire Preferred, you&#8217;ll earn 5 points per dollar on travel booked with the <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-rewards-travel-portal\/\" rel=\"noopener\" target=\"_blank\">Chase travel portal<\/a>, 5 points per dollar on <a href=\"https:\/\/thepointsguy.com\/news\/chase-lyft-renewal\/\" rel=\"noopener\" target=\"_blank\">Lyft rides (through March 2025)<\/a>, 3 points per dollar on streaming services and online grocery purchases, 3 points per dollar on dining, 2 points per dollar on travel and 1 point per dollar on other purchases. Other key perks include a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/10-percent-anniversary-bonus-chase-sapphire-preferred\/\" rel=\"noopener\" target=\"_blank\">10% anniversary points bonus<\/a> and up to <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/chase-sapphire-preferred-hotel-credit\/\" rel=\"noopener\" target=\"_blank\">$50 in annual hotel spending credits<\/a>.<\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/09\/20210917_Intercontinental-Downtown-Los-Angeles_CHenderson-126.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/09\/20210917_Intercontinental-Downtown-Los-Angeles_CHenderson-126.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/09\/20210917_Intercontinental-Downtown-Los-Angeles_CHenderson-126.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/09\/20210917_Intercontinental-Downtown-Los-Angeles_CHenderson-126.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/09\/20210917_Intercontinental-Downtown-Los-Angeles_CHenderson-126.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/09\/20210917_Intercontinental-Downtown-Los-Angeles_CHenderson-126.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/09\/20210917_Intercontinental-Downtown-Los-Angeles_CHenderson-126.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/09\/20210917_Intercontinental-Downtown-Los-Angeles_CHenderson-126.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/09\/20210917_Intercontinental-Downtown-Los-Angeles_CHenderson-126.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">The InterContinental Downtown Los Angeles. CLINT HENDERSON\/THE POINTS GUY<\/figcaption><\/figure>\n<p><a id=\"bottom-line\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Bottom line<\/h2>\n<p>The IHG One Rewards Traveler Credit Card isn&#8217;t a bad option. For no annual fee, you&#8217;ll get a 2.5% return at IHG hotels and resorts and a few IHG-related perks. For travelers who infrequently visit IHG properties but want access to the fourth-night-free benefit, this is a solid addition to your wallet. However, if you&#8217;re looking for extra perks during your stays, this card lacks premium benefits.<\/p>\n<p>Of course, adding a new card to your wallet may take up a valuable <a href=\"https:\/\/thepointsguy.com\/guide\/when-should-you-ignore-5-24\/\" rel=\"noopener noreferrer\" target=\"_blank\">Chase 5\/24 slot<\/a>. If you don&#8217;t have plans to add more than five cards to your wallet within 24 months, you have nothing to worry about. But, if you&#8217;re adding cards to your wallet more quickly, you should have a plan for which cards you want.<\/p>\n<p><strong>Official application link: <a href=\"https:\/\/thepointsguy.com\/apply-now\/ihg-rewards-club-traveler-credit-card\/?pid=6799&amp;tid=post\" rel=\"noopener\" target=\"_blank\">IHG\u202fOne Rewards Traveler Credit Card<\/a><\/strong><\/p>\n<p><em>Additional reporting by Madison Blancaflor, Christina Ly and Ryan Smith.<\/em><\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/guide\/ihg-rewards-club-traveler-credit-card-review\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>IHG One Rewards Traveler Credit Card overview The IHG One Rewards Traveler Credit Card is IHG&#8217;s no-annual-fee card option. With this card, you&#8217;ll earn 5 points per dollar at IHG hotels and resorts as well as 3 points per dollar at gas stations, monthly bills and restaurants with this card. While the IHG Traveler Card [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":74967,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-74966","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/74966","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=74966"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/74966\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/74967"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=74966"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=74966"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=74966"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}