{"id":71256,"date":"2024-01-25T15:00:33","date_gmt":"2024-01-25T15:00:33","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/01\/25\/is-the-venture-x-business-worth-the-annual-fee-the-points-guy\/"},"modified":"2024-01-25T15:00:33","modified_gmt":"2024-01-25T15:00:33","slug":"is-the-venture-x-business-worth-the-annual-fee-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/01\/25\/is-the-venture-x-business-worth-the-annual-fee-the-points-guy\/","title":{"rendered":"Is the Venture X Business worth the annual fee? &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/capital-one-venture-x-business\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Capital One Venture X Business<\/a><\/span> made a splash with its 2023 launch, sporting a jaw-dropping welcome offer as well as many of the things we love about its personal counterpart, the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/capital-one-venture-x-rewards-credit-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Capital One Venture X Rewards Credit Card<\/a><\/span>.<\/p>\n<p>One such similarity is the $395 annual fee (see <a href=\"https:\/\/thepointsguy.com\/apply\/capital-one-venture-x-business-rates-and-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a> for the Venture X Business; see <a href=\"https:\/\/thepointsguy.com\/apply\/capital-one-venture-x-rewards-credit-card-rates-and-fees\/?tid=post\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a> for the Venture X). This is a bargain compared to some other premium business credit cards, such as <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/the-enhanced-business-platinum-card-from-american-express-open\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">The Business Platinum Card\u00ae from American Express<\/a><\/span> with its $695 fee (see <a href=\"https:\/\/thepointsguy.com\/apply\/the-business-platinum-card-from-american-express-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>). Still, it&#8217;s considerably higher than the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/american-express-business-gold-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">American Express\u00ae Business Gold Card<\/a><\/span>&#8216;s $295 annual fee (see <a href=\"https:\/\/thepointsguy.com\/apply\/american-express-business-gold-card-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>); increases to $375 on Feb. 1) and the $95 annual fee on Chase&#8217;s <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-preferred%e2%84%a0-credit-card\/?pid=221211974&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Ink Business Preferred Credit Card<\/a>.<\/p>\n<p>So, does the Venture X Business offer enough benefits and earning potential to justify its premium fee? Here&#8217;s what you need to know if you&#8217;re on the fence.<\/p>\n<p><a id=\"welcome-offer\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Welcome offer<\/h2>\n<p>Currently, new applicants can earn up to 300,000 bonus Capital One miles: 150,000 Capital One miles after spending $20,000 in the first three months from account opening and another 150,000 after spending $100,000 in the first six months.<\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.66666666666666%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Smiling-woman-pays-for-cafe-using-credit-card_ArtistGNDphotography.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Smiling-woman-pays-for-cafe-using-credit-card_ArtistGNDphotography.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Smiling-woman-pays-for-cafe-using-credit-card_ArtistGNDphotography.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Smiling-woman-pays-for-cafe-using-credit-card_ArtistGNDphotography.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Smiling-woman-pays-for-cafe-using-credit-card_ArtistGNDphotography.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Smiling-woman-pays-for-cafe-using-credit-card_ArtistGNDphotography.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Smiling-woman-pays-for-cafe-using-credit-card_ArtistGNDphotography.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Smiling-woman-pays-for-cafe-using-credit-card_ArtistGNDphotography.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Smiling-woman-pays-for-cafe-using-credit-card_ArtistGNDphotography.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">ARTISTGNDPHOTOGRAPHY\/GETTY IMAGES<\/figcaption><\/figure>\n<p><a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\" rel=\"noopener\" target=\"_blank\">TPG values<\/a> Capital One miles at 1.85 cents each, making this bonus worth an impressive $5,550. If you can meet the steep minimum spending requirement, the full bonus alone is valuable enough to justify paying the card&#8217;s $395 annual fee for more than 14 years (see <a href=\"https:\/\/thepointsguy.com\/apply\/capital-one-venture-x-business-rates-and-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>).<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/redeeming-capital-one-miles-maximum-value\/\" rel=\"noopener\" target=\"_blank\">How to maximize your Capital One miles<\/a><\/strong><\/p>\n<p><a id=\"earning-potential\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Earning potential<\/h2>\n<p>Beyond the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/capital-one-venture-x-business\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Venture X Business<\/a><\/span> welcome bonus, you&#8217;ll earn 10 miles per dollar on hotels and rental cars purchased through <a href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one\/capital-one-travel-portal\/\" rel=\"noopener\" target=\"_blank\">Capital One Travel<\/a>, 5 miles per dollar on flights purchased through Capital One Travel and 2 miles per dollar on all other purchases.<\/p>\n<p>You can redeem your miles most simply by <a href=\"https:\/\/thepointsguy.com\/guide\/redeem-capital-one-miles-fixed-value\/\" rel=\"noopener\" target=\"_blank\">redeeming them for a statement credit<\/a> to cover travel expenses. If you go this route, you&#8217;ll get a value of 1 cent per mile.<\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.625%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/06\/Man-using-credit-card-on-laptop_Georgijevic.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/06\/Man-using-credit-card-on-laptop_Georgijevic.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/06\/Man-using-credit-card-on-laptop_Georgijevic.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/06\/Man-using-credit-card-on-laptop_Georgijevic.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/06\/Man-using-credit-card-on-laptop_Georgijevic.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/06\/Man-using-credit-card-on-laptop_Georgijevic.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/06\/Man-using-credit-card-on-laptop_Georgijevic.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/06\/Man-using-credit-card-on-laptop_Georgijevic.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/06\/Man-using-credit-card-on-laptop_Georgijevic.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">GEORGIJEVIC\/GETTY IMAGES<\/figcaption><\/figure>\n<p>But you can also transfer your miles to any of <a href=\"https:\/\/thepointsguy.com\/guide\/capital-one-transfer-partners\/\" rel=\"noopener\" target=\"_blank\">Capital One&#8217;s 15-plus hotel and airline partners<\/a>, including valuable options like <a href=\"https:\/\/thepointsguy.com\/guide\/air-canada-aeroplan\/\" rel=\"noopener\" target=\"_blank\">Air Canada Aeroplan<\/a>, <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-guide-singapore-krisflyer\/\" rel=\"noopener\" target=\"_blank\">Singapore Airlines KrisFlyer<\/a> and <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-guide-wyndham-rewards\/\" rel=\"noopener\" target=\"_blank\">Wyndham Rewards<\/a>. By taking advantage of these transfer options, you&#8217;ll usually get a value of at least 1.85 cents per mile, according to <a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\" rel=\"noopener\" target=\"_blank\">our valuations<\/a>.<\/p>\n<div class=\"&#10;        EmailSignUp_container__70lh2&#10;        undefined&#10;        EmailSignUp_isLoading__zGkU5&#10;      \"><picture class=\"EmailSignUp_graphic__AEA5s\"><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__cnneL\">\n<p>Daily Newsletter<\/p>\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<\/div>\n<\/div>\n<p>The ability to earn at least 2 miles per dollar, an effective 3.7% return, on all your purchases makes the Venture X Business an especially attractive option for big-spending business owners who don&#8217;t want to worry about bonus categories. With this card, you can feel confident knowing you&#8217;re earning valuable rewards no matter what you&#8217;re buying.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/transfer-or-not-capital-one-miles\/\" rel=\"noopener\" target=\"_blank\">Should you transfer Capital One miles to partners or redeem them directly?<\/a><\/strong><\/p>\n<p><a id=\"300-annual-credit\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">$300 annual credit<\/h2>\n<p>Each year, <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/capital-one-venture-x-business\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Venture X Business<\/a><\/span> cardholders receive <a href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one\/capital-one-venture-x-travel-credit\/\" rel=\"noopener\" target=\"_blank\">$300 in credits<\/a> for travel booked through Capital One Travel. This credit is automatic, which makes it relatively easy to use.<\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/delta-woman-travel-focused-image_d3sign.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/delta-woman-travel-focused-image_d3sign.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/delta-woman-travel-focused-image_d3sign.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/delta-woman-travel-focused-image_d3sign.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/delta-woman-travel-focused-image_d3sign.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/delta-woman-travel-focused-image_d3sign.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/delta-woman-travel-focused-image_d3sign.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/delta-woman-travel-focused-image_d3sign.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/09\/delta-woman-travel-focused-image_d3sign.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">D3SIGN\/GETTY IMAGES<\/figcaption><\/figure>\n<p>However, it is worth noting that since the credit is limited to travel booked through the Capital One portal, you&#8217;ll likely give up any hotel or rental car elite status perks. The drawbacks of booking through a portal can put a damper on the value of this annual credit.<\/p>\n<p>Still, fully taking advantage of this perk will bring your effective annual fee down to just $95 (see <a href=\"https:\/\/thepointsguy.com\/apply\/capital-one-venture-x-business-rates-and-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>).<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/booking-portal-or-direct\/\" rel=\"noopener\" target=\"_blank\">How to decide whether to book travel directly or through a portal<\/a><\/strong><\/p>\n<p><a id=\"anniversary-bonus-miles\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Anniversary bonus miles<\/h2>\n<p>The travel credit isn&#8217;t the only annual perk you&#8217;ll get as a <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/capital-one-venture-x-business\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Venture X Business<\/a><\/span> cardholder. Every year, on your account anniversary, you&#8217;ll also receive 10,000 bonus miles, worth $185, according to <a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\" rel=\"noopener\" target=\"_blank\">TPG valuations<\/a>.<\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/08\/Singapor-Airlines-Airbus-A350ULR-Business-JFK-SIN-Zach-Griff-55.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/08\/Singapor-Airlines-Airbus-A350ULR-Business-JFK-SIN-Zach-Griff-55.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/08\/Singapor-Airlines-Airbus-A350ULR-Business-JFK-SIN-Zach-Griff-55.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/08\/Singapor-Airlines-Airbus-A350ULR-Business-JFK-SIN-Zach-Griff-55.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/08\/Singapor-Airlines-Airbus-A350ULR-Business-JFK-SIN-Zach-Griff-55.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/08\/Singapor-Airlines-Airbus-A350ULR-Business-JFK-SIN-Zach-Griff-55.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/08\/Singapor-Airlines-Airbus-A350ULR-Business-JFK-SIN-Zach-Griff-55.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/08\/Singapor-Airlines-Airbus-A350ULR-Business-JFK-SIN-Zach-Griff-55.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/08\/Singapor-Airlines-Airbus-A350ULR-Business-JFK-SIN-Zach-Griff-55.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">ZACH GRIFF\/THE POINTS GUY<\/figcaption><\/figure>\n<p>Even if you redeem these anniversary miles directly for travel at a rate of 1 cent per mile, this annual bonus is worth $100. This perk and the travel credit combined more than justify the card&#8217;s $395 annual fee (see <a href=\"https:\/\/thepointsguy.com\/apply\/capital-one-venture-x-business-rates-and-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>) each year.<\/p>\n<p><a id=\"lounge-access\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Lounge access<\/h2>\n<p>As a <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/capital-one-venture-x-business\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Venture X Business<\/a><\/span> cardholder, you get unlimited access to <a href=\"https:\/\/thepointsguy.com\/guide\/capital-one-lounge\/\" rel=\"noopener\" target=\"_blank\">Capital One Lounges<\/a> \u2014 currently open at <a href=\"https:\/\/thepointsguy.com\/reviews\/capital-one-lounge-dfw\/\" rel=\"noopener\" target=\"_blank\">Dallas Fort Worth International Airport (DFW)<\/a>, <a href=\"https:\/\/thepointsguy.com\/news\/capital-one-lounge-washington-dulles-iad-first-look\/\" rel=\"noopener\" target=\"_blank\">Dulles International Airport (IAD)<\/a> and <a href=\"https:\/\/thepointsguy.com\/news\/capital-one-lounge-denver-first-look\/\" rel=\"noopener\" target=\"_blank\">Denver International Airport (DEN)<\/a> \u2014 as well as <a href=\"https:\/\/thepointsguy.com\/guide\/all-about-priority-pass-program\/\" rel=\"noopener\" target=\"_blank\">Priority Pass<\/a> and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/plaza-premium-lounges\/\" rel=\"noopener\" target=\"_blank\">Plaza Premium<\/a> lounges.<\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/20231102_Capital-One-Denver-Lounge-Opening_KOlsen_49.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/20231102_Capital-One-Denver-Lounge-Opening_KOlsen_49.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/20231102_Capital-One-Denver-Lounge-Opening_KOlsen_49.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/20231102_Capital-One-Denver-Lounge-Opening_KOlsen_49.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/20231102_Capital-One-Denver-Lounge-Opening_KOlsen_49.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/20231102_Capital-One-Denver-Lounge-Opening_KOlsen_49.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/20231102_Capital-One-Denver-Lounge-Opening_KOlsen_49.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/20231102_Capital-One-Denver-Lounge-Opening_KOlsen_49.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/20231102_Capital-One-Denver-Lounge-Opening_KOlsen_49.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">KYLE OLSEN\/THE POINTS GUY<\/figcaption><\/figure>\n<p>Note that, unlike the personal Venture X, lounge access does not extend to <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-authorized-user-credit-cards\/\" rel=\"noopener\" target=\"_blank\">authorized users<\/a>.<\/p>\n<p>Without credit card access, you would have to pay $65 for a Capital One Lounge daypass, meaning just one visit with two guests would cost $195. Six visits alone, or two visits with two guests each time, would cost $390 out of pocket, so you&#8217;ll make up the annual fee&#8217;s (see <a href=\"https:\/\/thepointsguy.com\/apply\/capital-one-venture-x-business-rates-and-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>) value quickly if you can take advantage of your Capital One Lounge access.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one\/capital-one-venture-x-vs-venture-x-business\/\" rel=\"noopener\" target=\"_blank\">Capital One Venture X vs. Venture X Business<\/a><\/strong><\/p>\n<p><a id=\"other-perks\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Other perks<\/h2>\n<p>On top of these super-valuable perks, the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/capital-one-venture-x-business\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Venture X Business<\/a><\/span> includes additional travel benefits and protections:<\/p>\n<p>These benefits are more difficult to quantify, but they&#8217;ll provide added comfort and peace of mind during your travels.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/lost-delayed-luggage\/\" rel=\"noopener\" target=\"_blank\">7 steps to take when an airline loses your luggage<\/a><\/strong><\/p>\n<p><a id=\"bottom-line\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Bottom line<\/h2>\n<p>If you can take advantage of all the Venture X Business benefits, you&#8217;ll more than justify the annual fee year after year. The benefits are so valuable that you only have to utilize a few to make up for the card&#8217;s fee each year. However, if you can&#8217;t maximize the annual travel credit or airport lounge access, you may want to go with another of our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/business\/\" rel=\"noopener\" target=\"_blank\">favorite business credit cards<\/a>.<\/p>\n<p>To learn more, read our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one\/reviews\/capital-one-venture-x-business-review-huge-earning-potential-for-businesses\/\" rel=\"noopener\" target=\"_blank\">full review of the Venture X Business<\/a>.<\/p>\n<p><em>For Capital One products listed on this page, some of the above benefits are provided by Visa\u00ae or Mastercard\u00ae and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.<\/em><\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/capital-one-venture-x-business\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Capital One Venture X Business<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><em>For rates and fees of the Amex Business Platinum, click <a href=\"https:\/\/thepointsguy.com\/apply\/the-business-platinum-card-from-american-express-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">here<\/a>. <\/em><br \/><em>For rates and fees of the Amex Business Gold, click <a href=\"https:\/\/thepointsguy.com\/apply\/american-express-business-gold-card-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">here<\/a>.<\/em><\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/guide\/capital-one-venture-x-business-worth-annual-fee\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Capital One Venture X Business made a splash with its 2023 launch, sporting a jaw-dropping welcome offer as well as many of the things we love about its personal counterpart, the Capital One Venture X Rewards Credit Card. One such similarity is the $395 annual fee (see rates and fees for the Venture X [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":71257,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-71256","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/71256","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=71256"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/71256\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/71257"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=71256"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=71256"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=71256"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}