{"id":69291,"date":"2024-01-17T20:30:15","date_gmt":"2024-01-17T20:30:15","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/01\/17\/who-should-and-who-shouldnt-get-the-amex-gold-the-points-guy\/"},"modified":"2024-01-17T20:30:15","modified_gmt":"2024-01-17T20:30:15","slug":"who-should-and-who-shouldnt-get-the-amex-gold-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/01\/17\/who-should-and-who-shouldnt-get-the-amex-gold-the-points-guy\/","title":{"rendered":"Who should (and who shouldn’t) get the Amex Gold? – The Points Guy"},"content":{"rendered":"


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When it comes time to apply for your first (or fifth) premium-adjacent rewards card, don’t ignore the American Express\u00ae Gold Card<\/a><\/span>.<\/p>\n

The Amex Gold<\/a><\/span> has an annual fee of $250 (see rates and fees<\/a>), which effectively drops to $10 in true out-of-pocket cost when you fully use the monthly statement credits at select restaurants plus the Uber Cash benefit. Enrollment is required.<\/p>\n

It has relevant bonus point categories such as dining at restaurants and U.S. supermarkets, plus it earns valuable American Express Membership Rewards points<\/a>. Plus, it’s available in the fancy Rose Gold color option,<\/a> too.<\/p>\n

Let’s explore the reasons why the Amex Gold is a great card to consider, along with who should \u2014 and shouldn’t \u2014 apply for it.<\/p>\n

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Key Amex Gold benefits<\/h2>\n

The Gold Card’s $250 annual fee (see rates and fees<\/a>) might seem steep at first, but it’s mostly offset if can take advantage of the up to $240 in annual credits the card offers.<\/p>\n

Cardholders get up to $10 monthly (for a total of up to $120 annually) in dining credits at participating locations such as Grubhub, The Cheesecake Factory, Goldbelly, <\/b>Wine.com, Milk Bar and select Shake Shack locations. Enrollment is required.<\/p>\n

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