{"id":6877,"date":"2023-02-23T14:00:58","date_gmt":"2023-02-23T14:00:58","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/02\/23\/10-travel-hacking-mistakes-to-avoid\/"},"modified":"2023-02-23T14:00:58","modified_gmt":"2023-02-23T14:00:58","slug":"10-travel-hacking-mistakes-to-avoid","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/02\/23\/10-travel-hacking-mistakes-to-avoid\/","title":{"rendered":"10 Travel Hacking Mistakes to Avoid"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p><br \/><strong>Posted<\/strong>:<\/p>\n<p>I\u2019m a huge fan of <a href=\"https:\/\/www.nomadicmatt.com\/travel-blogs\/travel-hacking-101\/\" target=\"_blank\" rel=\"noopener noreferrer\">travel hacking<\/a>. It\u2019s transformed my travels and saved me thousands of dollars over the years.<\/p>\n<p>Travel hacking is the art of signing up for travel credit cards and collecting points and miles that you can cash in for free flights, flight upgrades, hotel stays, and more \u2014 all without any extra spending. In short, it\u2019s a way to get more for less.<\/p>\n<p>Over the years, I\u2019ve enjoyed countless free upgrades, free flights, free hotel stays, and other perks \u2014 all without any extra spending. Travel hacking has helped open the world to me, so I\u2019m a huge advocate for it, as I\u2019ve seen what a difference it\u2019s made in my travels.<\/p>\n<p>And, while the best cards and perks are in the US, travel hacking is available all around the world too (Canada, the UK, Australia, New Zealand, and Europe all have travel hacking options these days). <\/p>\n<p>Since I\u2019ve been travel hacking for years, I\u2019ve talked with countless people about playing the points-and-miles game. I\u2019ve also seen tons of newbies make countless mistakes \u2014 mistakes that impact their ability to travel for free (or at least for cheap).<\/p>\n<p>Here are the biggest travel hacking mistakes that I see people making so that you can avoid them, save your points and miles, and make your travel dollar go further:<\/p>\n<h3>1. Not Starting at All <\/h3>\n<p>When I ask most people why they don\u2019t travel hack, they just shrug their shoulders and say, \u201cI don\u2019t know. Seems hard, I guess.\u201d<\/p>\n<p>The biggest reason that people don\u2019t start travel hacking is that they think it\u2019s too complicated, it\u2019s only for people who travel often (or are big spenders), or that <a href=\"https:\/\/www.nomadicmatt.com\/travel-blogs\/collect-points-and-miles\/\" target=\"_blank\" rel=\"noopener noreferrer\">it\u2019s a scam<\/a>. <\/p>\n<p>But side-stepping the points-and-miles game entirely is the biggest mistake you could make. It\u2019s akin to saying no to free money. If you pay off your credit card each month, you\u2019re losing out if you aren\u2019t earning points and miles, which are simply perks that you get for being smart about your spending.<br \/>\u00a0<\/p>\n<h3>2. Not Having a Goal<\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" width=\"675\" height=\"395\" alt=\"A stunning view at a nice resort by an infinity pool overseas\" src=\"https:\/\/media.nomadicmatt.com\/2022\/pointsmilesscam.jpg\"\/><\/p>\n<p><noscript><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/media.nomadicmatt.com\/2022\/pointsmilesscam.jpg\" width=\"675\" height=\"395\" alt=\"A stunning view at a nice resort by an infinity pool overseas\"\/><\/noscript><br \/>\nBefore you sign up for your first card, the most important thing to do is make a goal. Think about the trip you want to take, where you want to stay, and how you want to get there. Then get the <a href=\"https:\/\/www.nomadicmatt.com\/travel-blogs\/best-travel-credit-cards\/\" target=\"_blank\" rel=\"noopener noreferrer\">travel credit cards<\/a> that will help you get there. <\/p>\n<p>Without making a goal, you\u2019ll have no idea what card (or cards) are best for you, as each offers different benefits that will fit different lifestyles, budgets, and travel goals. <\/p>\n<p>Remember: there is no perfect card. There is only <a href=\"https:\/\/www.cardratings.com\/advisors\/nomadic-matt.html?src=662770\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">the perfect card for you<\/a>. <\/p>\n<p>Are you interested in loyalty to a brand, free rewards, or avoiding fees? Do you want free flights and\/or hotel stays? Is elite status the most important perk for you? <\/p>\n<p>If you just want points to spend wherever you choose, get cards with transferable points (Chase, Amex, Citi, and Capital One are the main examples of these) because you can use their points with a variety of travel companies. They each have their own rewards programs and points that can be transferred to multiple airlines or hotel partners or used to book travel directly through their own travel portal websites.<\/p>\n<p>Determine your goal(s) and then find the cards that match it\/them, as well as your spending habits.<br \/>\u00a0<\/p>\n<h3>3. Not Getting Cards with an Annual Fee <\/h3>\n<p>When it comes to <a href=\"https:\/\/www.nomadicmatt.com\/travel-tips\/picking-a-travel-credit-card\/\" target=\"_blank\" rel=\"noopener noreferrer\">choosing a travel credit card<\/a>, many people balk at high credit card fees, which can sometimes be hundreds of dollars per year. Surely the credit card companies are just taking your money, right?<\/p>\n<p>Not exactly. <\/p>\n<p>While it\u2019s true that you\u2019ll have to decide whether cards with higher fees are worth it for you, cards with annual fees are usually much better than no-fee cards: they offer more value, better bonus categories (so you can accumulate points faster), and other perks, such as better travel protection and access to special offers. For me, even the cards with the highest annual fees are worth it, as I have saved more money on travel than I have ever spent on fees.<\/p>\n<p>But you don\u2019t have to go for the cards with the highest annual fees right off the bat. There are many \u201cstarter\u201d cards that waive the fee the first year, and after that are just $95 per year. That way, you can see whether it\u2019s worth it to you. <\/p>\n<p>If you really don\u2019t want to pay a fee but still want to get in on the game, the <a href=\"https:\/\/www.nomadicmatt.com\/travel-blogs\/bilt-rewards-review\/\" target=\"_blank\" rel=\"noopener noreferrer\">Bilt Rewards card<\/a> is my favorite no-fee option. This game-changing card offers you the ability to earn points by paying your rent (the only card that does this), plus 3x points on dining and 2x points on travel. It offers solid travel protections too. If you\u2019re just starting out (and pay rent), this is a must-have card.<br \/>\u00a0<\/p>\n<h3>4. Not Meeting Signup Bonuses <\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" alt=\"A handful of US travel credit cards\" width=\"675\" height=\"395\" src=\"https:\/\/media.nomadicmatt.com\/2018\/rewardscards_.jpg\"\/><\/p>\n<p><noscript><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/media.nomadicmatt.com\/2018\/rewardscards_.jpg\" alt=\"A handful of US travel credit cards\" width=\"675\" height=\"395\"\/><\/noscript><br \/>\n<a href=\"https:\/\/www.cardratings.com\/advisors\/nomadic-matt.html?src=662770\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">The best travel cards<\/a> offer a sizable introductory offer, also called \u201cwelcome offers\u201d or \u201csign-up bonuses.\u201d This is when you earn many points at once by spending a certain amount of money within a certain time period after opening your account (e.g., spending $3,000 in the first three months might earn you 60,000 points). <\/p>\n<p>These welcome offers are <a href=\"https:\/\/www.nomadicmatt.com\/travel-blogs\/travel-hacking-1-million-miles-per-year\/\" target=\"_blank\" rel=\"noopener noreferrer\">how I earn one million points each year<\/a>. They\u2019re super important, as they jump-start your account and immediately get you closer to a free flight or hotel stay. Sometimes these offers are even big enough to get you a free flight right off the bat!<\/p>\n<p>One of the biggest mistakes you can make is not taking advantage of these bonuses. Again, it\u2019s like leaving money on the table (I hope you\u2019re seeing a pattern here). <\/p>\n<p>With that in mind, only apply for cards if you can meet their minimum spending requirements for the welcome bonus with your normal spending. If you are spending more money than you usually do just to get these points, then the points are no longer free. Only spend what you normally would and not a penny more.<\/p>\n<p>If you find yourself close to reaching a sign-up bonus but are still falling short, these are some things you can do:<\/p>\n<ul>\n<li>Ask friends or family if they have any large purchases coming up. You can then pay for the item on your card and get them to pay you back.<\/li>\n<li>When out to eat with friends, put everything on one bill and pay it with your card. Then get everyone to pay you back individually.<\/li>\n<\/ul>\n<p>\u00a0<\/p>\n<h3>5. Not Paying Off Your Credit Cards Monthly<\/h3>\n<p>This is a central tenet not only of travel hacking but credit card use in general. Do not ever carry a balance on these cards, as the sky-high interest rates will wipe out any potential benefit you\u2019d get from them. If you\u2019re paying interest, the points are no longer free. <\/p>\n<p>If you can\u2019t pay off your balance in full, you shouldn\u2019t be travel hacking.<br \/>\u00a0<\/p>\n<h3>6. Thinking That Points Have Intrinsic Value <\/h3>\n<p>Once you start looking at signing up for travel credit cards, it can be easy to get excited at huge sign-up bonuses and spending categories where you can rack up a lot of points quickly. <a href=\"https:\/\/www.nomadicmatt.com\/travel-blogs\/best-hotel-credit-cards\/\" target=\"_blank\" rel=\"noopener noreferrer\">Hotel credit cards<\/a> are notorious for this, regularly offering sign-up bonuses of over 100,000 points and bonus spending categories that can be up to 26x points per $1 spent (offered by IHG on spending for IHG properties). <\/p>\n<p>But what\u2019s important to understand is that one point will go further in some programs than others. The value of a point is not fixed. It is not the same across programs. One IHG point is not the same as one United point, just like one Chase point is not the same as one Hyatt point. <\/p>\n<p>When assigning a value to points, the math is actually pretty simple: take the cash price (what you would pay if you didn\u2019t have points), divide by the number of points required, and multiply by 100 to get the per-point value in cents. I find <a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\" target=\"_blank\" rel=\"noopener noreferrer\">The Points Guy\u2019s monthly valuation chart<\/a> to be the most accurate as a handy cheat sheet to use as a baseline for what is considered a good per-point value. <\/p>\n<p>That said, a lot of redemption comes down to the personal value that you assign to those points. Would you rather redeem them for flying in first class, or would you rather take two economy flights for the same number of points? Would you rather stay in a five-star hotel for a weekend or stay in a three-star hotel for a week? <\/p>\n<p>Point value is in the eye of the beholder. <\/p>\n<p>(Just never redeem points for cash. This is the <em>least<\/em> valuable use of points.)<br \/>\u00a0<\/p>\n<h3>7. Not Maximizing Bonus Categories<\/h3>\n<p>Speaking of point value, seeing that a flight \u201ccosts\u201d 30,000 points can be intimidating, thanks to another common mistake: thinking that you have to spend $1 to get 1 point. <\/p>\n<p>But good travel hacking is never about getting only one mile or point per dollar spent. It\u2019s easy to get 2-5x (or more!) for every dollar you spend. This helps you earn points much more quickly.<\/p>\n<p>For example, I use Chase Sapphire Reserve when dining at restaurants (3x points), the Chase Ink for office spending (5x points), and the American Express Platinum Card for airfare (5x points). <\/p>\n<p>Never accept one point per dollar spent. Otherwise, it will take way too long to accumulate enough points for free travel.<br \/>\u00a0<\/p>\n<h3>8. Not Taking Advantage of Card Benefits and Perks <\/h3>\n<p><img loading=\"lazy\" width=\"1350\" height=\"790\" decoding=\"async\" alt=\"woman standing in front of departures board at Barcelona airport\" src=\"https:\/\/media.nomadicmatt.com\/2021\/airport-departures-board.jpg\"\/><\/p>\n<p><noscript><img loading=\"lazy\" width=\"1350\" height=\"790\" decoding=\"async\" src=\"https:\/\/media.nomadicmatt.com\/2021\/airport-departures-board.jpg\" alt=\"woman standing in front of departures board at Barcelona airport\"\/><\/noscript><br \/>\nTravel hacking is not just about just getting points and miles. It\u2019s also about what else comes with the card that can make your life and travels easier. <a href=\"https:\/\/www.cardratings.com\/advisors\/nomadic-matt.html?src=662770\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Many cards give you a special elite loyalty status or other extra perks<\/a>. Don\u2019t make the mistake of getting a card and then not taking full advantage of everything that it has to offer. <\/p>\n<p>Here are the perks I personally prioritize:<\/p>\n<ul>\n<li>No foreign transaction fees<\/li>\n<li>Free hotel stays<\/li>\n<li>Lounge access<\/li>\n<li>Free checked baggage<\/li>\n<li>Priority boarding<\/li>\n<\/ul>\n<p>You might have different priorities, but no matter the case, be sure to explore the benefits of your chosen card(s) and actually use those that come with it.<br \/>\u00a0<\/p>\n<h3>9. Not Getting Transferable Points <\/h3>\n<p>Transferable points are those that you can transfer to different programs. These are at the heart of every good travel hacking strategy.<\/p>\n<p>However, many people shy away from using them, as it seems too complicated. They might get a card with transferable points but redeem them through a travel portal or choose to get cash back instead. Yet transferable points are how you can get amazing value. <\/p>\n<p>You can earn transferable points with credit cards issued by Chase, Capital One, Bilt, Citi, and American Express, though keep in mind that these are all separate \u201ccurrencies.\u201d With Chase, you earn Ultimate Rewards points, while you earn Membership Rewards points with American Express. <\/p>\n<p>These points are transferable not to each other but rather to their respective airline and hotel partners, with whom you can then book a flight or hotel stay. <\/p>\n<p>It\u2019s generally better to get transferable points than, say, airline-specific points (such as you\u2019d get with an <a href=\"https:\/\/www.nomadicmatt.com\/travel-blogs\/best-airline-credit-cards\/\" target=\"_blank\" rel=\"noopener noreferrer\">airline credit card<\/a>), as those can\u2019t be moved anywhere. Delta points can only be used on Delta flights (or their alliance partners), and if you find a better flight with United, that\u2019s too bad \u2014 you can\u2019t use your Delta points to take advantage of it. <\/p>\n<p>While it might seem complicated, it\u2019s easier than you think \u2014 it\u2019s just about finding the right card for your needs, moving points to an airline or hotel partner, and then booking. This process is easier than ever thanks to the new points-booking search engine, <a href=\"https:\/\/www.nomadicmatt.com\/travel-blogs\/point-me-review\/\" target=\"_blank\" rel=\"noopener noreferrer\">point.me<\/a>. <\/p>\n<p>(I also go more in-depth into transferable points and how to use them in my <a href=\"https:\/\/www.nomadicmatt.com\/product\/guide-to-travel-hacking\/\" target=\"_blank\" rel=\"noopener noreferrer\">Travel Hacking Guide.)<br \/>\u00a0<\/a><\/p>\n<h3>10. Hoarding Your Points <\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" width=\"675\" height=\"395\" alt=\"A Delta airplane climbing into a bright blue sky after takeoff in the USA\" src=\"https:\/\/media.nomadicmatt.com\/2022\/bestairlinecc.jpg\"\/><\/p>\n<p><noscript><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/media.nomadicmatt.com\/2022\/bestairlinecc.jpg\" width=\"675\" height=\"395\" alt=\"A Delta airplane climbing into a bright blue sky after takeoff in the USA\"\/><\/noscript><br \/>\nMany people, once they amass some points, are afraid to use them at all. They either don\u2019t know how to use them or want to wait for the \u201cbest possible value.\u201d <\/p>\n<p>But points burning a hole in your virtual pocket aren\u2019t going to help you. The value of points changes all the time as credit card companies, hotels, and airlines alter their programs. Unfortunately, that means your points could lose a significant amount of value overnight (don\u2019t worry, this doesn\u2019t happen frequently, but it does happen). <\/p>\n<p>Points are meant to be used. They\u2019re a vehicle for getting you free flights and hotels so that you can get out there and see the world. Don\u2019t sit around watching your points balance climb higher and higher \u2014 use those points, get out there, and start traveling! <\/p>\n<p><center>***<\/center><\/p>\n<p>It\u2019s never been easier to earn free flights, hotel stays, and other travel perks. And while there are some common mistakes to avoid and the learning curve can seem steep, once you get started, it all comes into focus quickly, and you\u2019ll be wondering why you didn\u2019t start sooner.<\/p>\n<p>As long as you make concrete goals, pay off your bill each month, and focus your spending on the right card(s), you\u2019ll be able to enjoy time-saving perks and free travel in no time \u2014 and all just by spending the money you would have spent anyway!<\/p>\n<div class=\"monster-link-th\">\n<h4>Want to learn all about points and miles?<\/h4>\n<p><a href=\"https:\/\/app.monstercampaigns.com\/c\/mo4qopuiyrxyhofjlzgo\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" alt=\"Primer on Travel Hacking\" align=\"right\" width=\"200\" height=\"150\" border=\"0\" src=\"https:\/\/media.nomadicmatt.com\/2018\/om-primer-pdf.png\"\/><noscript><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/media.nomadicmatt.com\/2018\/om-primer-pdf.png\" alt=\"Primer on Travel Hacking\" align=\"right\" width=\"200\" height=\"150\" border=\"0\"\/><\/noscript><\/a><strong>Stop paying full price for airfare! <\/strong>Download our free guide to travel hacking and learn:<\/p>\n<ul>\n<li>How To Pick a Credit Card<\/li>\n<li>How To Earn Miles for Free Flights &amp; Hotels<\/li>\n<li>Is Travel Hacking Really a Scam?<\/li>\n<\/ul>\n<p><a class=\"book-buy-blue\" href=\"https:\/\/app.monstercampaigns.com\/c\/mo4qopuiyrxyhofjlzgo\/\" target=\"_blank\" rel=\"noopener noreferrer\">CLICK HERE GET THE FREE GUIDE SENT TO YOU<\/a>\n<\/p>\n<\/div>\n<div class=\"single-booking\">\n<h4>Book Your Trip: Logistical Tips and Tricks<\/h4>\n<p><strong>Book Your Flight<\/strong><br \/>Find a cheap flight by using <a href=\"https:\/\/skyscanner.pxf.io\/c\/214481\/1027991\/13416?subId1=%26currency%3DUSD&amp;associateid=AFF_TRA_19354_00001&amp;u=https%3A%2F%2Fwww.skyscanner.com%2F\" target=\"_blank\" rel=\"noopener noreferrer\">Skyscanner<\/a>. It\u2019s my favorite search engine because it searches websites and airlines around the globe so you always know no stone is being left unturned. <\/p>\n<p><strong>Book Your Accommodation<\/strong><br \/>You can book your hostel with <a href=\"https:\/\/prf.hn\/click\/camref:1101lHtj\" target=\"_blank\" rel=\"noopener noreferrer\">Hostelworld<\/a>. If you want to stay somewhere other than a hostel, use <a href=\"https:\/\/www.booking.com\/index.html?aid=362916\" target=\"_blank\" rel=\"noopener noreferrer\">Booking.com<\/a> as it consistently returns the cheapest rates for guesthouses and hotels. <\/p>\n<p><strong>Don\u2019t Forget Travel Insurance<\/strong><br \/>Travel insurance will protect you against illness, injury, theft, and cancellations. It\u2019s comprehensive protection in case anything goes wrong. I never go on a trip without it as I\u2019ve had to use it many times in the past. My favorite companies that offer the best service and value are:<\/p>\n<p><strong>Want to travel for free?<\/strong><br \/>Travel credit cards allow you to earn points that can be redeemed for free flights and accommodation. They are what keep me traveling so much for so little. Check out <a href=\"https:\/\/www.nomadicmatt.com\/travel-tips\/picking-a-travel-credit-card\/\" target=\"_blank\" rel=\"noopener noreferrer\">my guide to picking the right card and my current favorites<\/a> to get started and see the latest best deals.<\/p>\n<p><strong>Ready to Book Your Trip?<\/strong><br \/>Check out my <a href=\"https:\/\/www.nomadicmatt.com\/travel-resources\/\" target=\"_blank\" rel=\"noopener noreferrer\">resource page<\/a> for the best companies to use when you travel. I list all the ones I use when I travel. They are the best in class and you can\u2019t go wrong using them on your trip.\n<\/p>\n<\/div>\n<p><span class=\"et_social_bottom_trigger\"\/><\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/www.nomadicmatt.com\/travel-blogs\/travel-hacking-mistakes\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Posted: I\u2019m a huge fan of travel hacking. It\u2019s transformed my travels and saved me thousands of dollars over the years. Travel hacking is the art of signing up for travel credit cards and collecting points and miles that you can cash in for free flights, flight upgrades, hotel stays, and more \u2014 all without [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":6878,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-6877","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/6877","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=6877"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/6877\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/6878"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=6877"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=6877"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=6877"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}