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\nPayment history<\/strong> (35%): History of paying credit accounts on time<\/li>\nAmounts owed<\/strong> (30%): Amount of available credit you’re using, also known as credit utilization<\/a><\/li>\nLength of credit history<\/strong> (15%): How long have your credit accounts been established, and how recently have you used each account<\/li>\nNew credit<\/strong> (10%): Opening multiple credit lines in a short period may indicate risk to a lender<\/li>\nCredit mix<\/strong> (10%): Use of different types of credit<\/li>\n<\/ul>\nAs you can see, many factors impact your credit score<\/a>. As such, it’s important to understand credit before applying for cards<\/a>.<\/p>\nRelated: 3 real ways to boost your credit score in 30 days<\/a><\/strong><\/p>\n
What to do if you get rejected<\/h2>\n Getting rejected for a card you want is never fun. But there are many reasons Amex might deny your Amex Business Platinum application. For example, you may have opened too many credit lines recently<\/a>. Or your income-to-spending ratio might indicate too much risk.<\/p>\nI recommend waiting to read the rejection letter you’ll receive in the mail. This letter will provide one or more reasons why Amex rejected your application. You can use the rejection to learn<\/a> and improve your credit. Then, you can apply again once you have the needed credit score for the Amex Business Platinum<\/a><\/span>.<\/p>\n\nGETTY IMAGES\/ISTOCKPHOTO<\/figcaption><\/figure>\nYou can also call the card reconsideration line<\/a> if you believe additional information might lead Amex to reconsider your application. Even if the representative can’t approve your application, calling the reconsideration line may provide more insight into why Amex rejected your application.<\/p>\nRelated: Are there any long-term problems if you get declined for a credit card \u2014 and what you can do about it?<\/a><\/strong><\/p>\n
Bottom line<\/h2>\n The Business Platinum Card from American Express<\/a><\/span> is one of the best business cards<\/a> on the market. It has myriad premium travel perks.<\/p>\nHowever, business travelers often wonder whether their credit score is high enough<\/a> to be approved for the Amex Business Platinum card. Although there’s no specific requirement<\/a> for an Amex Business Platinum credit score, you’ll generally have the best chances of approval if you have a very good or excellent credit score.<\/p>\nTo learn more, read our full review of the Amex Business Platinum<\/a>.<\/p>\nApply here: The Business Platinum Card from American Express<\/a><\/span><\/strong><\/p>\nSource link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"If you have a small business and spend a lot of time on the road, you may want to add The Business Platinum Card\u00ae from American Express to your wallet. After all, frequent travelers can undoubtedly benefit from the Amex Business Platinum’s lounge access, hotel elite status and more. Plus, new cardmembers can earn 120,000 […]<\/p>\n","protected":false},"author":1,"featured_media":68365,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-68364","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/68364","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=68364"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/68364\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/68365"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=68364"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=68364"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=68364"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
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