{"id":63286,"date":"2023-12-20T20:00:37","date_gmt":"2023-12-20T20:00:37","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/12\/20\/capital-one-venture-x-vs-chase-sapphire-reserve-which-premium-card-comes-out-on-top-the-points-guy\/"},"modified":"2023-12-20T20:00:37","modified_gmt":"2023-12-20T20:00:37","slug":"capital-one-venture-x-vs-chase-sapphire-reserve-which-premium-card-comes-out-on-top-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/12\/20\/capital-one-venture-x-vs-chase-sapphire-reserve-which-premium-card-comes-out-on-top-the-points-guy\/","title":{"rendered":"Capital One Venture X vs. Chase Sapphire Reserve: Which premium card comes out on top? – The Points Guy"},"content":{"rendered":"


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For years, the unquestionable leaders of the premium card market<\/a> were The Platinum Card\u00ae from American Express<\/a><\/span> and the Chase Sapphire Reserve<\/a>.<\/p>\n

That all changed when Capital One shook up the industry<\/a> with its debut of the Capital One Venture X Rewards Credit Card<\/a><\/span> in late 2021 \u2014 undercutting both of its rivals by offering competitive perks at a lower $395 annual fee (see rates and fees<\/a>).<\/p>\n

Perhaps you’re one of the many Sapphire Reserve cardmembers who has considered switching to the Venture X. Or maybe you’re on the hunt for your first premium travel rewards card.<\/p>\n

Today, we’ll break down the card benefits and drawbacks below to help you decide whether the Capital One Venture X or the Chase Sapphire Reserve is better for you.<\/p>\n

<\/p>\n

Capital One Venture X vs. Chase Sapphire Reserve comparison<\/h2>\n
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\n\n\n\n\n\n\n\n\n\n
Feature<\/strong><\/th>\nCapital One Venture X<\/strong><\/th>\nChase Sapphire Reserve<\/strong><\/th>\n<\/tr>\n<\/thead>\n
Annual fee<\/strong><\/td>\n$395 (see rates and fees<\/a>)<\/td>\n$550<\/td>\n<\/tr>\n
Welcome bonus<\/strong><\/td>\nEarn 75,000 bonus miles after you spend $4,000 in the first three months of account opening<\/td>\nEarn 60,000 bonus points after you spend $4,000 in the first three months of account opening<\/td>\n<\/tr>\n
Earning rate<\/strong><\/td>\n\n
    \n
  • 10 miles per dollar on hotels and car rentals booked through Capital One Travel<\/li>\n
  • 5 miles per dollar on flights booked through Capital One Travel<\/li>\n
  • 2 miles per dollar on all other eligible purchases<\/li>\n<\/ul>\n<\/td>\n
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    \n
  • 10 points per dollar on hotels and car rentals through the Chase Ultimate Rewards portal<\/li>\n
  • 10 points per dollar on Lyft rides (through March 2025)<\/li>\n
  • Earn 10 points per dollar on Peloton equipment and accessory purchases over $150 (through March 2025, limit of 50,000 points)<\/li>\n
  • 10 points per dollar on Peloton<\/li>\n
  • Five points per dollar on flights through Chase Ultimate Rewards<\/li>\n
  • 3 points per dollar on all other travel and dining<\/li>\n
  • 1 point per dollar on all other eligible purchases<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
Statement credits<\/strong><\/td>\n\n
    \n
  • $300 annual credit on bookings through Capital One Travel<\/li>\n
  • Up to $100 Global Entry\/TSA PreCheck credit<\/li>\n<\/ul>\n<\/td>\n
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  • Up to $300 in annual statement credit toward travel purchases<\/li>\n
  • Up to $100 Global Entry\/TSA PreCheck\/Nexus credit every four years<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
Other card benefits<\/strong><\/td>\n\n\n