{"id":6278,"date":"2023-02-17T21:00:33","date_gmt":"2023-02-17T21:00:33","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/02\/17\/points-of-view-what-credit-card-should-you-use-for-ihg-stays-the-points-guy\/"},"modified":"2023-02-17T21:00:33","modified_gmt":"2023-02-17T21:00:33","slug":"points-of-view-what-credit-card-should-you-use-for-ihg-stays-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/02\/17\/points-of-view-what-credit-card-should-you-use-for-ihg-stays-the-points-guy\/","title":{"rendered":"Points of View: What credit card should you use for IHG stays? &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p><em>Editor\u2019s note: This is a recurring post, regularly updated with new information.<\/em><\/p>\n<hr class=\"jsx-924131068\"\/>\n<p>InterContinental Hotels Group (IHG) <a href=\"https:\/\/thepointsguy.com\/news\/ihg-credit-card-changes\/\" target=\"_blank\" rel=\"noopener\">refreshed its credit card lineup<\/a> in March of 2022. That included a revamp of its two existing cards and the addition of a small-business credit card. That brings us to three credit cards that earn points in the <a href=\"https:\/\/thepointsguy.com\/points-program\/ihg\/\" target=\"_blank\" rel=\"noopener\">IHG One Rewards program<\/a>.<\/p>\n<p>And the two personal cards, the <span class=\"jsx-47a555216f5cc362\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/ihg-rewards-club-premier-credit-card\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-47a555216f5cc362 applyLink\">IHG Rewards Premier Credit Card<\/a><\/span> and the <span class=\"jsx-47a555216f5cc362\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/ihg-rewards-club-traveler-credit-card\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-47a555216f5cc362 applyLink\">IHG\u202fRewards Traveler Credit Card<\/a><\/span>, are currently offering their highest-ever sign-up bonuses, making now a great time to get one of them.<\/p>\n<p>But while these cards do offer specific benefits such as a level of status, you might pause before automatically pulling out a credit card that bears the logo of the hotel where you\u2019re staying. Is that really the best card to pay with, or should you use something else to maximize your earnings?<\/p>\n<p>Here\u2019s a look at some popular credit cards you might use to pay for your next stay at <a href=\"https:\/\/thepointsguy.com\/hotel\/ihg-rewards-hotels\/\" target=\"_blank\" rel=\"noopener\">IHG hotels and resorts<\/a>, comparing what these cards can offer you in terms of return on spending and perks during your stay.<\/p>\n<p><a id=\"comparing-credit-cards-for-an-ihg-stay\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Comparing credit cards for an IHG stay<\/h2>\n<p>Aside from using an <a href=\"https:\/\/thepointsguy.com\/news\/ihg-rewards-credit-card-offers\/\" target=\"_blank\" rel=\"noopener\">IHG cobranded credit card<\/a>, you could also pay using an all-around <a href=\"https:\/\/thepointsguy.com\/credit-cards\/travel\/\" target=\"_blank\" rel=\"noopener\">travel rewards card<\/a> that earns <a href=\"https:\/\/thepointsguy.com\/guide\/a-guide-to-earning-transferable-points\/\" target=\"_blank\" rel=\"noopener\">transferable points<\/a> on travel purchases, including your next hotel stay. Here are some cards you might pay with and what you could get when using these cards:<\/p>\n<p><em>* Bonus value is an estimated value <a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\" target=\"_blank\" rel=\"noopener\">calculated by TPG<\/a> and not the card issuer.<\/em><\/p>\n<p><em>The information for the Amex Green card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/news\/ihg-rewards-credit-card-offers\/\" target=\"_blank\" rel=\"noopener\">Current welcome offers on IHG credit cards<\/a><\/strong><\/p>\n<div class=\"EmailSignUp_container__XqB82\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 130 124\" fill=\"none\"><circle cx=\"62\" cy=\"62\" fill=\"url(#a)\" r=\"62\"\/><mask id=\"b\" style=\"mask-type:alpha\" maskunits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"124\" height=\"124\"><circle cx=\"62\" cy=\"62\" fill=\"#fff\" r=\"62\"\/><\/mask><g mask=\"url(#b)\"><circle cx=\"49.547\" cy=\"60.043\" r=\"31.978\" fill=\"#FDF268\"\/><path opacity=\"0.424\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M75.068 83.272a4.66 4.66 0 0 0-7.696-3.452c-3.15-3.953-8.035-6.454-13.48-6.36-.068.002-.136.008-.204.01-.774-2.911-3.445-5.035-6.592-4.98a6.689 6.689 0 0 0-5.046 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x1=\"6.784\" y1=\"126.357\" x2=\"2.606\" y2=\"73.398\" gradientunits=\"userSpaceOnUse\"><stop stop-color=\"#114F6E\"\/><stop offset=\"1\" stop-color=\"#0DF3D7\"\/><\/lineargradient><lineargradient id=\"o\" x1=\"95.434\" y1=\"57.094\" x2=\"97.031\" y2=\"148.56\" gradientunits=\"userSpaceOnUse\"><stop stop-color=\"#00FFF3\"\/><stop offset=\"1\" stop-color=\"#48A5C1\"\/><\/lineargradient><lineargradient id=\"q\" x1=\"105.394\" y1=\"196.904\" x2=\"103.791\" y2=\"105.04\" gradientunits=\"userSpaceOnUse\"><stop stop-color=\"#114F6E\"\/><stop offset=\"1\" stop-color=\"#2D80A0\"\/><\/lineargradient><lineargradient id=\"s\" x1=\"105.394\" y1=\"196.904\" x2=\"103.791\" y2=\"105.04\" gradientunits=\"userSpaceOnUse\"><stop stop-color=\"#114F6E\"\/><stop offset=\"1\" stop-color=\"#2D80A0\"\/><\/lineargradient><lineargradient id=\"u\" x1=\"27.579\" y1=\"94.084\" x2=\"29.005\" y2=\"175.797\" gradientunits=\"userSpaceOnUse\"><stop stop-color=\"#00FFF3\"\/><stop offset=\"1\" stop-color=\"#48A5C1\"\/><\/lineargradient><lineargradient id=\"w\" x1=\"53.528\" y1=\"43.427\" x2=\"55.457\" y2=\"153.913\" gradientunits=\"userSpaceOnUse\"><stop stop-color=\"#00FFF3\"\/><stop offset=\"1\" stop-color=\"#48A5C1\"\/><\/lineargradient><lineargradient id=\"y\" x1=\"3.999\" y1=\"108.03\" x2=\"3.895\" y2=\"102.046\" gradientunits=\"userSpaceOnUse\"><stop stop-color=\"#23698C\"\/><stop offset=\"1\" stop-color=\"#3689AA\"\/><\/lineargradient><lineargradient id=\"A\" x1=\"4.447\" y1=\"101.588\" x2=\"4.342\" y2=\"95.577\" gradientunits=\"userSpaceOnUse\"><stop stop-color=\"#23698C\"\/><stop offset=\"1\" stop-color=\"#3689AA\"\/><\/lineargradient><lineargradient id=\"C\" x1=\"5.204\" y1=\"95.15\" x2=\"5.081\" y2=\"88.097\" gradientunits=\"userSpaceOnUse\"><stop stop-color=\"#23698C\"\/><stop offset=\"1\" stop-color=\"#3689AA\"\/><\/lineargradient><\/defs><\/svg><\/p>\n<div class=\"EmailSignUp_form__a_UTq\">\n<p>Sign up for our daily newsletter<\/p>\n<\/div>\n<\/div>\n<p><a id=\"which-card-should-you-use\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Which card should you use?<\/h2>\n<p>Consider two things when deciding which credit card to use for your next stay at an IHG One Rewards-affiliated property: the benefits you can get and the value of the points you can earn.<\/p>\n<p><a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\" target=\"_blank\" rel=\"noopener\">TPG values<\/a> IHG points at half a cent each. Thus, while you can earn 10 points per dollar when paying with the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ihg-rewards-club-premier-credit-card\/\" target=\"_blank\" rel=\"noopener\">IHG Premier card<\/a> or <a href=\"https:\/\/thepointsguy.com\/card-hub\/ihg-rewards-premier-business-credit-card\/?tid=post\" target=\"_blank\" rel=\"noopener\">IHG Premier Business card<\/a>, those 10 points are actually worth just 5 cents. That\u2019s less value than you\u2019d get with 3 points per dollar on the <a href=\"https:\/\/thepointsguy.com\/card-hub\/american-express-green-card\/?tid=post\" target=\"_blank\" rel=\"noopener\">Amex Green Card<\/a> since <a href=\"https:\/\/thepointsguy.com\/points-program\/american-express-membership-rewards\/\" target=\"_blank\" rel=\"noopener\">Amex points<\/a> are worth 2 cents each \u2014 a total of 6 cents in value for each dollar spent.<\/p>\n<p>Now, cards like the Amex Green or Chase Sapphire Reserve don\u2019t (by themselves) unlock on-property benefits like room upgrades. Luckily, your IHG elite perks aren\u2019t tied to the credit card you pay with \u2014 even if the credit card is the sole reason you hold status.<\/p>\n<p>That means it might be worthwhile to hold an IHG cobranded credit card simply to qualify for elite status and receive the associated benefits. Then, you can pay with a different credit card to earn more valuable points. And if you pay with the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase-sapphire-reserve\/\" target=\"_blank\" rel=\"noopener\">Chase Sapphire Reserve<\/a>, the points you earn (<a href=\"https:\/\/thepointsguy.com\/points-program\/chase-ultimate-rewards\/\" target=\"_blank\" rel=\"noopener\">Ultimate Rewards<\/a>) can be <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-rewards-transfer-times\/\" target=\"_blank\" rel=\"noopener\">transferred freely and immediately<\/a> to IHG if you need to top off your balance for an upcoming redemption \u2014 though there are many other (better) ways to <a href=\"https:\/\/thepointsguy.com\/guide\/redeeming-chase-ultimate-rewards-maximum-value\/\" target=\"_blank\" rel=\"noopener\">make the most of those points<\/a>.<\/p>\n<figure class=\"jsx-19345235 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-185092990 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.625%\"\/><noscript><img alt=\"\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/01\/review_dc_wharf_checkin2_bb.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/01\/review_dc_wharf_checkin2_bb.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/01\/review_dc_wharf_checkin2_bb.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/01\/review_dc_wharf_checkin2_bb.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/01\/review_dc_wharf_checkin2_bb.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/01\/review_dc_wharf_checkin2_bb.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/01\/review_dc_wharf_checkin2_bb.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/01\/review_dc_wharf_checkin2_bb.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/01\/review_dc_wharf_checkin2_bb.jpg?width=3840\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" loading=\"lazy\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-19345235 figcaption\">InterContinental Washington DC \u2014 The Wharf. BRIAN BIROS\/THE POINTS GUY<\/figcaption><\/figure>\n<p>That said, it\u2019s worth noting that using a card like the Sapphire Reserve to pay for an IHG stay through the Chase Travel portal may not be the best option. That\u2019s because these reservations are treated as third-party bookings and thus aren\u2019t eligible to earn IHG points. You\u2019ll also miss out on utilizing any elite status perks during your stay, so be sure to factor that in when deciding how to book (and pay).<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/news\/why-no-hotel-points-ota\/\" target=\"_blank\" rel=\"noopener\">Why you don\u2019t earn hotel points when booking through an OTA<\/a><\/strong><\/p>\n<p><a id=\"bottom-line\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Bottom line<\/h2>\n<p>With IHG\u2019s credit cards and stays at IHG hotels, deciding which credit card to use can involve tradeoffs. If you pay with IHG\u2019s own credit cards, the points you earn aren\u2019t that valuable \u2014 even though you\u2019ll get a lot of them. In order to get maximum value, your best bet might be holding an IHG credit card for status benefits but using a different credit card to pay at the front desk.<\/p>\n<p>And now, both personal IHG cards are offering the highest sign-up bonuses we&#8217;ve seen, so it is a great time to add one to your wallet.<\/p>\n<p><em>Editor\u2019s note: \u201cPoints of View\u201d is a series evaluating decisions on which credit card to use. If you\u2019re facing a dilemma about which card is best for an upcoming payment, email us at <a href=\"https:\/\/go.skimresources.com\/?id=108360X1565867&amp;sref=https%3A%2F%2Fthepointsguy.com%2Fguide%2Fwhich-credit-card-ihg-stays&amp;url=mailto%3Atips%40thepointsguy.com\" target=\"_blank\" rel=\"noopener\">tips@thepointsguy.com<\/a>.<\/em><\/p>\n<p><strong>Also in this series:<\/strong><\/p>\n<p><em>For rates and fees of the Amex Green card, click <a href=\"https:\/\/thepointsguy.com\/apply\/american-express-green-card-rates-fees\/?tid=post\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/em><\/p>\n<p><em>Additional reporting by Emily Thompson.<\/em><\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/guide\/which-credit-card-ihg-stays\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Editor\u2019s note: This is a recurring post, regularly updated with new information. InterContinental Hotels Group (IHG) refreshed its credit card lineup in March of 2022. That included a revamp of its two existing cards and the addition of a small-business credit card. That brings us to three credit cards that earn points in the IHG [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":6279,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-6278","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/6278","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=6278"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/6278\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/6279"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=6278"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=6278"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=6278"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}