{"id":54537,"date":"2023-11-16T20:00:27","date_gmt":"2023-11-16T20:00:27","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/11\/16\/5-tips-to-maximize-credit-card-rewards-and-avoid-debt-this-holiday-season-the-points-guy\/"},"modified":"2023-11-16T20:00:27","modified_gmt":"2023-11-16T20:00:27","slug":"5-tips-to-maximize-credit-card-rewards-and-avoid-debt-this-holiday-season-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/11\/16\/5-tips-to-maximize-credit-card-rewards-and-avoid-debt-this-holiday-season-the-points-guy\/","title":{"rendered":"5 tips to maximize credit card rewards and avoid debt this holiday season – The Points Guy"},"content":{"rendered":"


\n<\/p>\n

\n

Editor’s Note: This is a recurring post, regularly updated with new information and offers.<\/em><\/p>\n

Although the holiday season can be joyous, it can also bring financial strain and stress for some as budgets get stretched thanks to holiday shopping.<\/p>\n

Luckily, the TPG team can help you maximize your credit card rewards and avoid debt this holiday season starting with setting and sticking to a budget and never carrying a balance on your credit cards<\/a> \u2014 this will save you money on interest rates. Here are five tips to help you shop and earn rewards like a pro.<\/p>\n

<\/p>\n

Make a plan and a budget<\/h2>\n

First things first: Map out your holiday shopping plans and set a general budget for spending. What people are you shopping for? How much are you planning to spend on gifts? What other expenses should you factor into your holiday budget?<\/p>\n

These are all good questions to help you set expectations and prevent impulse buys that can lead to overspending.<\/p>\n

\n