{"id":53919,"date":"2023-11-14T15:00:18","date_gmt":"2023-11-14T15:00:18","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/11\/14\/united-business-card-vs-the-united-club-business-card-which-should-you-get-the-points-guy\/"},"modified":"2023-11-14T15:00:18","modified_gmt":"2023-11-14T15:00:18","slug":"united-business-card-vs-the-united-club-business-card-which-should-you-get-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/11\/14\/united-business-card-vs-the-united-club-business-card-which-should-you-get-the-points-guy\/","title":{"rendered":"United Business Card vs. the United Club Business Card: Which should you get? &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p><a href=\"https:\/\/thepointsguy.com\/credit-cards\/united\/\" rel=\"noopener\" target=\"_blank\">United offers two business credit cards<\/a> similar in name but varying greatly in terms of annual fees and benefits.<\/p>\n<p>The mid-tier <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/united-business-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">United Business Card<\/a><\/span> offers great value for a low annual fee. In contrast, the top-tier United Club Business Card has a substantially higher annual fee. Still, you&#8217;ll find its benefits more tailored for the frequent United flyer and valuable enough to offset the annual fee.<\/p>\n<p>Assuming you want one or the other, the question becomes, which of these cards is right for you? Let&#8217;s look at both cards&#8217; benefits and then dive deeper into each one.<\/p>\n<p><em>The information for the United Club Business has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n<p><a id=\"united-business-vs-the-united-club-business-comparison\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">United Business vs. the United Club Business comparison<\/h2>\n<div class=\"jsx-3709662331 tpg-table \">\n<div tabindex=\"0\" class=\"jsx-3709662331\">\n<table class=\"jsx-3709662331\">\n<thead class=\"jsx-3709662331\">\n<tr class=\"jsx-3709662331\">\n<th class=\"jsx-3709662331\"\/>\n<th class=\"jsx-3709662331\"><strong>United Business Card<\/strong><\/th>\n<th class=\"jsx-3709662331\"><strong>United Club Business Card<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"jsx-3709662331\">\n<tr class=\"jsx-3709662331\">\n<td><strong>Sign-up bonus<\/strong><\/td>\n<td>50,000 bonus miles after you spend $5,000 in the first three months of account opening<\/td>\n<td>50,000 bonus miles after you spend $5,000 in the first three months of account opening<\/td>\n<\/tr>\n<tr class=\"jsx-3709662331\">\n<td><strong>Annual fee<\/strong><\/td>\n<td>$0 introductory fee the first year, then $99<\/td>\n<td>$450<\/td>\n<\/tr>\n<tr class=\"jsx-3709662331\">\n<td><strong>Earning<\/strong><\/td>\n<td>2 miles per dollar on United<\/p>\n<p>2 miles per dollar at restaurants,\u00a0gas stations, office supply stores,\u00a0local transit and commuting<\/p>\n<p>1 mile per dollar on all other purchases<\/p>\n<\/td>\n<td>2 miles per dollar on United<\/p>\n<p>1.5 miles per dollar on all other purchases<\/p>\n<\/td>\n<\/tr>\n<tr class=\"jsx-3709662331\">\n<td><strong>Lounge access<\/strong><\/td>\n<td>Two United Club one-time passes annually<\/td>\n<td>United Club membership<\/td>\n<\/tr>\n<tr class=\"jsx-3709662331\">\n<td><strong>United benefits<\/strong><\/td>\n<td>One free checked bag<\/p>\n<p>Priority boarding<\/p>\n<p>25% back on United Inflight and Club premium drink purchases<\/p>\n<p>Up to 1,000 Premier qualifying points (PQPs)<\/p>\n<p>Expanded award availability<\/p>\n<p>Premier upgrades on award tickets<\/p>\n<p>5,000-anniversary miles<\/p>\n<p>$100 annual travel credit after you make seven or more $100 United purchases each anniversary year<\/p>\n<\/td>\n<td>Two free checked bags<\/p>\n<p>Premier Access services \u2014 designated\u00a0check-in\u00a0lines, priority security lanes, priority boarding and priority baggage handling (where available)<\/p>\n<p>Priority boarding<\/p>\n<p>25% back on United Inflight and Club premium drink purchases<\/p>\n<p>Up to 1,000 Premier qualifying points (PQPs)<\/p>\n<p>Expanded award availability<\/p>\n<p>Premier upgrades on award tickets<\/p>\n<\/td>\n<\/tr>\n<tr class=\"jsx-3709662331\">\n<td><strong>Other benefits<\/strong><\/td>\n<td>Travel and purchase protections<\/p>\n<p>Complimentary DashPass membership<\/p>\n<p>No foreign transaction fees<\/p>\n<\/td>\n<td>Travel and purchase protections<\/p>\n<p>Complimentary DashPass membership<\/p>\n<p>Avis President&#8217;s Club elite status<\/p>\n<p>No foreign transaction fees<\/p>\n<p>\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<p><a id=\"united-business-vs-the-united-club-business-welcome-offer\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">United Business vs. the United Club Business welcome offer<\/h2>\n<p>Currently, the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/united-business-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">United Business<\/a><\/span> and United Club Business cards are offering the same welcome offer of earning 50,000 bonus miles after spending $5,000 in the first three months of account opening.<\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.75%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/01\/United-Business-Mileage-Plus-2_CCSL.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/01\/United-Business-Mileage-Plus-2_CCSL.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/01\/United-Business-Mileage-Plus-2_CCSL.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/01\/United-Business-Mileage-Plus-2_CCSL.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/01\/United-Business-Mileage-Plus-2_CCSL.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/01\/United-Business-Mileage-Plus-2_CCSL.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/01\/United-Business-Mileage-Plus-2_CCSL.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/01\/United-Business-Mileage-Plus-2_CCSL.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/01\/United-Business-Mileage-Plus-2_CCSL.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">ERIC HELGAS\/POINTS GUY<\/figcaption><\/figure>\n<p>50,000 United miles won&#8217;t take you as far as <a href=\"https:\/\/thepointsguy.com\/news\/united-worldwide-devaluations\/\" rel=\"noopener noreferrer\" target=\"_blank\">they used to<\/a>, and they&#8217;re worth $725 by our most <a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\" rel=\"noopener noreferrer\" target=\"_blank\">recent valuations<\/a>. That number of miles could be enough for several domestic economy award tickets or a one-way award ticket in a premium cabin on United or its partners.<\/p>\n<p><strong>Related reading: <a href=\"https:\/\/thepointsguy.com\/guide\/award-availability-united-credit-cards\/\" rel=\"noopener noreferrer\" target=\"_blank\">How to unlock additional award availability with United credit cards<\/a><\/strong><\/p>\n<p><strong>Winner:<\/strong> Tie. Same welcome bonus offer for both cards, so either option is a good choice.<\/p>\n<p><a id=\"united-business-vs-the-united-club-business-benefits\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">United Business vs. the United Club Business benefits<\/h2>\n<p>Those with the United Club Business Card get a first and second <a href=\"https:\/\/thepointsguy.com\/guide\/how-to-avoid-checked-baggage-fees\/\" rel=\"noopener noreferrer\" target=\"_blank\">checked bag for free<\/a> for themselves and a companion on the same reservation purchased using the card (up to $280 in value).<\/p>\n<div class=\"&#10;        EmailSignUp_container__70lh2&#10;        undefined&#10;        EmailSignUp_isLoading__zGkU5&#10;      \"><picture class=\"EmailSignUp_graphic__AEA5s\"><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__cnneL\">\n<p>Daily Newsletter<\/p>\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<\/div>\n<\/div>\n<p>Cardholers can use the airline&#8217;s Premier Access services, including designated check-in and security lines, as well as <a href=\"https:\/\/thepointsguy.com\/credit-cards\/which-airline-credit-cards-offer-the-best-priority-boarding-perks\/\" rel=\"noopener noreferrer\" target=\"_blank\">priority boarding<\/a> and baggage handling. They receive a <a href=\"https:\/\/thepointsguy.com\/guide\/best-airline-credit-card-in-flight-discounts\/#comments\" rel=\"noopener noreferrer\" target=\"_blank\">25% refund<\/a> on inflight purchases of food, beverages <a href=\"https:\/\/thepointsguy.com\/guide\/credit-cards-free-in-flight-wi-fi\/\" rel=\"noopener noreferrer\" target=\"_blank\">and Wi-Fi<\/a>, and <a href=\"https:\/\/thepointsguy.com\/guide\/award-availability-united-credit-cards\/\" rel=\"noopener noreferrer\" target=\"_blank\">expanded award availability<\/a>, saving them tens of thousands of miles per year.<\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/United-Newark-C74-Club-49.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/United-Newark-C74-Club-49.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/United-Newark-C74-Club-49.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/United-Newark-C74-Club-49.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/United-Newark-C74-Club-49.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/United-Newark-C74-Club-49.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/United-Newark-C74-Club-49.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/United-Newark-C74-Club-49.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/10\/United-Newark-C74-Club-49.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">ZACH GRIFF\/THE POINTS GUY<\/figcaption><\/figure>\n<p>The United Club membership is the most important benefit of carrying the United Club Business Card. That means you can access United Club <a href=\"https:\/\/thepointsguy.com\/guide\/5-best-united-clubs\/\" rel=\"noopener noreferrer\" target=\"_blank\">airport lounges<\/a> and some Star Alliance lounges along with up to two guests (or an adult and any children) when flying United and its partners. This perk alone is worth $550-$650 per year and is probably the most significant reason to get this card.<\/p>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/united-business-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">United Business Card<\/a><\/span> includes a first checked bag free for cardholders and up to one companion on United flights \u2014 up to $120 in value. Cardholders also enjoy priority boarding, a 25% inflight purchase discount, and receive two one-time United Club passes each <a href=\"https:\/\/thepointsguy.com\/guide\/credit-card-benefits-that-are-based-on-cardmember-not-calendar-year\/\" rel=\"noopener noreferrer\" target=\"_blank\">account anniversary<\/a>. Cardholders also receive 5,000-anniversary bonus miles each account year, and if you use the card to make seven or more eligible United purchases of at least $100 each <a href=\"https:\/\/thepointsguy.com\/guide\/credit-card-benefits-that-are-based-on-cardmember-not-calendar-year\/\" rel=\"noopener noreferrer\" target=\"_blank\">in an account year<\/a>, you will receive a $100 <a href=\"https:\/\/thepointsguy.com\/2015\/02\/top-credit-cards-for-cash-back-rewards-and-statement-credits\/\" rel=\"noopener noreferrer\" target=\"_blank\">statement credit<\/a>.<\/p>\n<p>Finally, both cards can help you with a modest boost toward Premier elite status with United. For every $12,000 you spend on purchases per <a href=\"https:\/\/thepointsguy.com\/guide\/credit-card-perks-reset-calendar-year\/\" rel=\"noopener noreferrer\" target=\"_blank\">calendar year<\/a>, you earn 500 <a href=\"https:\/\/thepointsguy.com\/guide\/how-to-earn-united-premier-qualifying-points-with-credit-card-spending-in-2020\/\" rel=\"noopener noreferrer\" target=\"_blank\">Premier Qualifying Points<\/a>, up to a total of 1,000 PQPs per year. Starting in 2024, earning status through credit card spending will become easier by <a href=\"https:\/\/thepointsguy.com\/news\/united-elite-status-changes\/\" target=\"_blank\" rel=\"noopener\">lowering the spending requirement for PQPs<\/a>.<\/p>\n<p>Additional benefits on both cards include no <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-business-cards-no-foreign-transaction-fees\/\" target=\"_blank\" rel=\"noopener\">foreign transaction fees<\/a>, primary rental car insurance, <a href=\"https:\/\/thepointsguy.com\/credit-cards\/whats-covered-by-credit-card-travel-accident-and-emergency-evacuation-insurance\/\" rel=\"noopener noreferrer\" target=\"_blank\">travel accident insurance<\/a>,  <a href=\"https:\/\/thepointsguy.com\/news\/credit-card-during-trip-delay-cancellation-interruption\/\" target=\"_blank\" rel=\"noopener\">trip cancellation and interruption<\/a>, and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-cards-purchase-protection\/\" rel=\"noopener noreferrer\" target=\"_blank\">purchase protection<\/a> for new items. Both cards also offer a complimentary one-year DashPass membership from DoorDash, and the United Club Business Card provides <a href=\"https:\/\/thepointsguy.com\/guide\/car-rental-elite-status\/\" target=\"_blank\" rel=\"noopener\">Avis President&#8217;s Club elite status<\/a>, which provides benefits like upgrades and expanded availability.<\/p>\n<p><strong>Related reading: <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-guide-united-club-access\/\" rel=\"noopener noreferrer\" target=\"_blank\">The ultimate guide to United Club access<\/a><\/strong><\/p>\n<p><strong>Winner:<\/strong> United Club Business. Two checked bags and a United Club membership are hard to beat.<\/p>\n<p><a id=\"earning-miles-with-the-united-business-vs-the-united-club-business\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Earning miles with the United Business vs. the United Club Business<\/h2>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/united-business-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">United Business Card<\/a><\/span> earns bonus points in several different categories. It accrues 2 miles per dollar on United purchases, at <a href=\"https:\/\/thepointsguy.com\/credit-cards\/gas\/\" rel=\"noopener noreferrer\" target=\"_blank\">gas stations<\/a>, <a href=\"https:\/\/thepointsguy.com\/credit-cards\/dining\/\" rel=\"noopener noreferrer\" target=\"_blank\">restaurants<\/a> and <a href=\"https:\/\/thepointsguy.com\/guide\/credit-cards-office-supplies-bonus\/\" rel=\"noopener noreferrer\" target=\"_blank\">office supply stores<\/a>, as well as on local transit and commuting \u2014 including mass transit systems, tolls, taxis and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-cards-for-uber\/\" rel=\"noopener noreferrer\" target=\"_blank\">ride-hailing services<\/a>.<\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2553920855 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:absolute;top:0;left:0;bottom:0;right:0\"><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"fill\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%;object-fit:contain\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"fill\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%;object-fit:contain\" src=\"https:\/\/i2.wp.com\/thepointsguy.com\/wp-content\/uploads\/2019\/07\/GettyImages-1094579402.jpg?fit=600%2C400px&amp;quality=1#038;ssl=1\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">ALEXANDER SPATARI\/GETTY IMAGES<\/figcaption><\/figure>\n<p>By contrast, the United Club Business Card earns 2 miles per dollar only on United purchases and has no additional bonus categories. However, it does earn a flat 1.5 miles per dollar on all other purchases.<\/p>\n<p>If you tend to make many purchases at the specific types of merchants where the United Business Card accrues 2 miles per dollar spent, then that card&#8217;s earning rates could help you rack up the miles for award flights quickly.<\/p>\n<p>However, suppose your purchase activity covers a more diverse range of categories, or you don&#8217;t want the hassle of remembering to only use your United cobranded card at particular merchants. The Club Business&#8217; simpler earning formula might be better in that case.<\/p>\n<p><strong>Winner:<\/strong> United Business. It offers bonus points in several more categories than the Club Business.<\/p>\n<p><a id=\"redeeming-miles-with-the-united-business-vs-the-united-club-business\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Redeeming miles with the United Business vs. the United Club Business<\/h2>\n<p>Both United business credit cards earn United miles, which are deposited into the cardholder&#8217;s MileagePlus account. Miles can be redeemed for United and United-Express flights and flights on any Star Alliance carrier or partner airline.<\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/United-Boeing-787-9-EWR-GRU-14.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/United-Boeing-787-9-EWR-GRU-14.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/United-Boeing-787-9-EWR-GRU-14.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/United-Boeing-787-9-EWR-GRU-14.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/United-Boeing-787-9-EWR-GRU-14.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/United-Boeing-787-9-EWR-GRU-14.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/United-Boeing-787-9-EWR-GRU-14.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/United-Boeing-787-9-EWR-GRU-14.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/11\/United-Boeing-787-9-EWR-GRU-14.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">ZACH GRIFF\/THE POINTS GUY<\/figcaption><\/figure>\n<p>TPG&#8217;s <a href=\"https:\/\/thepointsguy.com\/author\/kolsen\/\" target=\"_blank\" rel=\"noopener\">Kyle Olsen<\/a> is a longtime loyalist of United and its MileagePlus program. Recently, he took advantage of partner redemptions and the <a href=\"https:\/\/thepointsguy.com\/guide\/maximize-united-excursionist-perk\/\" target=\"_blank\" rel=\"noopener\">Excursionist perk<\/a> on United to <a href=\"https:\/\/thepointsguy.com\/news\/how-i-redeemed-my-united-miles-to-asia\/?utm_campaign=facebook&amp;utm_source=facebook&amp;utm_term=Editorial&amp;utm_content=D1621A0E-3697-11ED-AC27-BBE9D48DA52A&amp;utm_medium=social\" target=\"_blank\" rel=\"noopener\">fly over 25 hours in business class<\/a> during his tour of Southeast and East Asia.<\/p>\n<p><strong>Winner:<\/strong> Tie. The cards earn United miles, which can be redeemed through the MileagePlus program.<\/p>\n<p><a id=\"should-i-get-the-united-business-or-the-united-club-business\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Should I get the United Business or the United Club Business?<\/h2>\n<p>If your work purchases tend to be in the bonus categories the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/united-business-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">United Business Card<\/a><\/span> offers, its elevated earning rates can help you rake in the miles. On the other hand, if you regularly travel with United, the United Club Business Card&#8217;s benefits might be a better fit thanks to its additional free checked baggage allowance, Premier Access services at the airport and comprehensive travel protections.<\/p>\n<p><a id=\"how-to-switch-upgrade-from-united-business-to-united-club-business\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">How to switch\/upgrade from United Business to United Club Business<\/h2>\n<p>Both cards are issued by Chase and fall within the same credit card family. This is useful because if you have the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/united-business-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">United Business<\/a><\/span> card, you can upgrade to the United Club Business card by calling Chase customer service. Do note that upgrading to the United Club Business will not make you eligible for the card&#8217;s sign-up bonus and may make you ineligible to earn a sign-up bonus on the same card if you try to apply for the same card within 24 months.<\/p>\n<p><a id=\"bottom-line\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Bottom line<\/h2>\n<p>Both cards are tailored to United loyalists and offer the same welcome bonus for new applicants. Although there is a dramatic difference in the annual fee, with the United Business being $95 a year (waived for the first year) and the United Club Business being $450 a year, the benefits of the United Club more than make up for the hefty annual fee.<\/p>\n<p>Before applying for either card, map your business expenses, determine how often you fly on United, and select the right card to complement your business expenses and redemption aspirations.<\/p>\n<p>To learn more, read our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/airlines\/united-airlines\/reviews\/united-business-card-review-benefits-for-small-business-travelers-who-fly-united\/\" rel=\"noopener noreferrer\" target=\"_blank\">full review of the United Business Card<\/a>.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/united-business-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">United Business Card<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/><\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/guide\/credit-card-showdown-united-business-credit-cards\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>United offers two business credit cards similar in name but varying greatly in terms of annual fees and benefits. The mid-tier United Business Card offers great value for a low annual fee. In contrast, the top-tier United Club Business Card has a substantially higher annual fee. Still, you&#8217;ll find its benefits more tailored for the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":53920,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-53919","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/53919","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=53919"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/53919\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/53920"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=53919"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=53919"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=53919"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}