{"id":51929,"date":"2023-11-06T21:00:07","date_gmt":"2023-11-06T21:00:07","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/11\/06\/usaa-preferred-cash-rewards-visa-signature-credit-card-review-the-points-guy\/"},"modified":"2023-11-06T21:00:07","modified_gmt":"2023-11-06T21:00:07","slug":"usaa-preferred-cash-rewards-visa-signature-credit-card-review-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/11\/06\/usaa-preferred-cash-rewards-visa-signature-credit-card-review-the-points-guy\/","title":{"rendered":"USAA Preferred Cash Rewards Visa Signature Credit Card review &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div><a id=\"usaa-preferred-cash-rewards-visa-signature-credit-card\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">USAA Preferred Cash Rewards Visa Signature\u00ae Credit Card<\/h2>\n<p>The USAA <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/preferred-cash-rewards-visa-signature-credit-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Preferred Cash Rewards Visa Signature\u00ae Credit Card<\/a><\/span> is a good cash-back option for current and former military members, as well as their spouses and dependents. While it lacks any welcome bonus or exclusive perks, this card offers a no-frills experience with unlimited 1.5% cash back on purchases and no annual fee (see <a href=\"https:\/\/thepointsguy.com\/apply\/preferred-cash-rewards-visa-signature-credit-card-rates-and-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>), making it a solid choice for military members seeking a simple and rewarding cash-back card. <strong>Card rating*: \u2b50\u2b50\u2b50\u00bd<\/strong><\/p>\n<h6><em>*Card rating is based on the opinion of TPG&#8217;s editors and is not<\/em> <em>influenced by the card issuer.<\/em><\/h6>\n<hr class=\"jsx-3272990499\"\/>\n<p>With no annual fee, a recommended credit score of 670 and a generous 15-month introductory period on purchases of 0% <a href=\"https:\/\/thepointsguy.com\/credit-cards\/what-is-apr-on-a-credit-card\/\" rel=\"noopener\" target=\"_blank\">annual percentage rate<\/a>, after which a variable APR of 17.15% to 31.15% will apply (see <a href=\"https:\/\/thepointsguy.com\/apply\/preferred-cash-rewards-visa-signature-credit-card-rates-and-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>), this card can offer substantial value for military members and their families.<\/p>\n<p>That&#8217;s even though the card has no current welcome offer and somewhat limited benefits.<\/p>\n<p>Keep reading to learn more about the USAA Preferred Cash Rewards Visa.<\/p>\n<p><a id=\"usaa-preferred-cash-visa-welcome-offer\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">USAA Preferred Cash Visa welcome offer<\/h2>\n<p>While it offers no traditional sign-up bonus, the USAA Preferred Cash does come with an introductory 0% APR on purchases in the first 15 months of card ownership. After that, you&#8217;ll have a variable interest rate as low as 17.15% or as high as 31.15% , depending on your credit history.<\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.75%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/04\/Bloemenmarkt-GettyImages-987615006.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/04\/Bloemenmarkt-GettyImages-987615006.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/04\/Bloemenmarkt-GettyImages-987615006.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/04\/Bloemenmarkt-GettyImages-987615006.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/04\/Bloemenmarkt-GettyImages-987615006.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/04\/Bloemenmarkt-GettyImages-987615006.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/04\/Bloemenmarkt-GettyImages-987615006.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/04\/Bloemenmarkt-GettyImages-987615006.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/04\/Bloemenmarkt-GettyImages-987615006.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">BLOEMENMARKT\/GETTY IMAGES<\/figcaption><\/figure>\n<p><a id=\"usaa-preferred-cash-visa-benefits\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">USAA Preferred Cash Visa benefits<\/h2>\n<p>The USAA Preferred Cash provides standard travel and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-cards-purchase-protection\/\" rel=\"noopener\" target=\"_blank\">shopping protections<\/a> \u2014 such as travel accident insurance and extended warranty protection on U.S. manufacturers&#8217; warranties \u2014 plus no foreign transaction fees (see <a href=\"https:\/\/thepointsguy.com\/apply\/preferred-cash-rewards-visa-signature-credit-card-rates-and-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>).<\/p>\n<p>However, you won&#8217;t enjoy many lavish benefits on this no-annual-fee card.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/when-to-buy-travel-insurance-versus-when-to-rely-on-credit-card-protections\/\" rel=\"noopener\" target=\"_blank\">Should you get travel insurance if you have credit card protection?<\/a><\/strong><\/p>\n<div class=\"&#10;        EmailSignUp_container__70lh2&#10;        undefined&#10;        EmailSignUp_isLoading__zGkU5&#10;      \"><picture class=\"EmailSignUp_graphic__AEA5s\"><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__cnneL\">\n<p>Daily Newsletter<\/p>\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<\/div>\n<\/div>\n<p><a id=\"earning-cash-back-on-the-usaa-preferred-cash-visa\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Earning cash back on the USAA Preferred Cash Visa<\/h2>\n<p>The USAA Preferred Cash offers unlimited 1.5% cash back on purchases, with no category restrictions or cap on cash back.<\/p>\n<p>If you&#8217;re a current or former military member or a family member of someone who serves, it could be a nice starter in the world of cash-back cards.<\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.75%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/04\/Poike_GettyImages-1126621519.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/04\/Poike_GettyImages-1126621519.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/04\/Poike_GettyImages-1126621519.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/04\/Poike_GettyImages-1126621519.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/04\/Poike_GettyImages-1126621519.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/04\/Poike_GettyImages-1126621519.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/04\/Poike_GettyImages-1126621519.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/04\/Poike_GettyImages-1126621519.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/04\/Poike_GettyImages-1126621519.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">POIKE\/GETTY IMAGES<\/figcaption><\/figure>\n<p><a id=\"redeeming-cash-back-on-the-usaa-preferred-cash-visa\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Redeeming cash back on the USAA Preferred Cash Visa<\/h2>\n<p>Cash back earned with the USAA Preferred Cash never expires, meaning you can redeem cash back on your own schedule. You can redeem cash back as a statement credit or deposit it directly into a USAA checking or savings account.<\/p>\n<p><a id=\"which-cards-compete-with-the-usaa-preferred-cash-visa\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Which cards compete with the USAA Preferred Cash Visa?<\/h2>\n<p>There are a handful of other simplified cash-back cards on the market that compete with the USAA Preferred Cash:<\/p>\n<p>For additional options, check out our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/cash-back\/\" rel=\"noopener\" target=\"_blank\">full list of the best cash-back credit cards<\/a>.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/redeeming-citi-thankyou-points-maximum-value\/\" rel=\"noopener\" target=\"_blank\">How to redeem Citi ThankYou Points for maximum value<\/a><\/strong><\/p>\n<p><a id=\"is-the-usaa-preferred-cash-visa-worth-it\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Is the USAA Preferred Cash Visa worth it?<\/h2>\n<p>For military members, including current and former personnel, as well as their spouses and dependents, the USAA Preferred Cash Rewards Visa Signature Credit Card is a suitable choice for cash-back rewards. Although this card does not provide a welcome bonus or special perks, it offers a straightforward experience with unlimited 1.5% cash back on purchases and no annual fee.<\/p>\n<p><a id=\"bottom-line\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Bottom line<\/h2>\n<p>The simple experience of the USAA Preferred Cash makes it an attractive option for military members and their families who want the chance to earn easy cash back on purchases. It&#8217;s a solid option for military members looking for a straightforward and rewarding card that won&#8217;t hurt the wallet. However, there are <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-to-choose-cash-back-cards\/\" rel=\"noopener\" target=\"_blank\">more lucrative cash-back cards<\/a> available.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/preferred-cash-rewards-visa-signature-credit-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Preferred Cash Rewards Visa Signature Credit Card<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><em>For rates and fees of the USAA Preferred Cash Visa, click <a href=\"https:\/\/thepointsguy.com\/apply\/preferred-cash-rewards-visa-signature-credit-card-rates-and-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">here<\/a>.<\/em><\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/guide\/usaa-preferred-cash-rewards-visa-signature-credit-card-review\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>USAA Preferred Cash Rewards Visa Signature\u00ae Credit Card The USAA Preferred Cash Rewards Visa Signature\u00ae Credit Card is a good cash-back option for current and former military members, as well as their spouses and dependents. While it lacks any welcome bonus or exclusive perks, this card offers a no-frills experience with unlimited 1.5% cash back [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":51930,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-51929","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/51929","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=51929"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/51929\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/51930"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=51929"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=51929"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=51929"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}