{"id":49992,"date":"2023-10-30T20:30:55","date_gmt":"2023-10-30T20:30:55","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/10\/30\/why-you-should-get-a-fixed-rate-rewards-credit-card-the-points-guy\/"},"modified":"2023-10-30T20:30:55","modified_gmt":"2023-10-30T20:30:55","slug":"why-you-should-get-a-fixed-rate-rewards-credit-card-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/10\/30\/why-you-should-get-a-fixed-rate-rewards-credit-card-the-points-guy\/","title":{"rendered":"Why you should get a fixed-rate rewards credit card &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p><em>Editor&#8217;s Note: This is a recurring post, regularly updated with new information and offers.<\/em><\/p>\n<p>For some people, tracking bonus categories and rotating rewards across multiple credit cards to earn the maximum points and miles possible can be overwhelming.<\/p>\n<p>The good news is that you don&#8217;t <em>have<\/em> to expend much energy to accrue credit card points efficiently. Fixed-rate <a href=\"https:\/\/thepointsguy.com\/credit-cards\/rewards\/\" rel=\"noopener\" target=\"_blank\">rewards cards<\/a> earn a flat rate on all purchases, and many offer a respectable return, simplifying the reward-earning process if you&#8217;re not a fan of tracking where, how and which card you&#8217;re using to make purchases.<\/p>\n<p>If you like the idea of a streamlined method for earning cash back and other rewards, these four cards exhibit the simplicity of a fixed-rate product. Plus, depending on the card you choose, you may also have the option to redeem your rewards for bucket-list travel items \u2014 more on that in a bit.<\/p>\n<p><a id=\"best-fixed-rate-rewards-cards\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Best fixed-rate rewards cards<\/h2>\n<h3>Capital One Venture Rewards Credit Card<\/h3>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/06\/NYC-FiDi_Capital-One-Venture_2_WSmith.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/06\/NYC-FiDi_Capital-One-Venture_2_WSmith.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/06\/NYC-FiDi_Capital-One-Venture_2_WSmith.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/06\/NYC-FiDi_Capital-One-Venture_2_WSmith.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/06\/NYC-FiDi_Capital-One-Venture_2_WSmith.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/06\/NYC-FiDi_Capital-One-Venture_2_WSmith.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/06\/NYC-FiDi_Capital-One-Venture_2_WSmith.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/06\/NYC-FiDi_Capital-One-Venture_2_WSmith.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/06\/NYC-FiDi_Capital-One-Venture_2_WSmith.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">WYATT SMITH\/THE POINTS GUY<\/figcaption><\/figure>\n<p><strong>Sign-up bonus: <\/strong>Earn 75,000 bonus Capital One miles after spending $4,000 on the card within the first three months of account opening. <a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\" rel=\"noopener noreferrer\" target=\"_blank\">TPG valuations<\/a> estimate this bonus to be worth $1,388 (not provided by the issuer).<\/p>\n<p><strong>Earning rate: <\/strong>Earn 2 Capital One miles per dollar on every purchase.<\/p>\n<p><strong>Redemption possibilities: <\/strong>There are plenty of ways to redeem Capital One miles, how you choose to redeem yours depends on whether you want to use them for gifts, shopping or travel.<\/p>\n<p>For starters, you can <a href=\"https:\/\/thepointsguy.com\/guide\/redeem-capital-one-miles-fixed-value\/\" target=\"_blank\" rel=\"noopener\">redeem Capital One miles at fixed values<\/a> at the following rates:<\/p>\n<ul>\n<li>Travel \u2013 1 cent per mile<\/li>\n<li>Gift cards \u2013 between 0.8 cents and 1 cent per mile<\/li>\n<li>Shopping online with Amazon or PayPal \u2013 0.8 cents<\/li>\n<li>Cash back \u2013 0.5 cents<\/li>\n<\/ul>\n<div class=\"&#10;        EmailSignUp_container__70lh2&#10;        undefined&#10;        EmailSignUp_isLoading__zGkU5&#10;      \"><picture class=\"EmailSignUp_graphic__AEA5s\"><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__cnneL\">\n<p>Daily Newsletter<\/p>\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<\/div>\n<\/div>\n<p>These are the options for those who most value simplicity. The top choice here is redeeming your miles for travel, as you&#8217;re guaranteed to get a value of at least 1 cent per mile.<\/p>\n<p>However, if you&#8217;re willing to dive a little deeper, you can get even more returns for your miles by <a href=\"https:\/\/thepointsguy.com\/guide\/capital-one-transfer-partners\/\" target=\"_blank\" rel=\"noopener\">transferring them to airline and hotel partners<\/a>. We estimate Capital One miles to be worth 1.85 cents each when you redeem your rewards this way.<\/p>\n<p>Need help transferring Capital One miles to partners? We&#8217;ve got you covered \u2014 <a href=\"https:\/\/thepointsguy.com\/guide\/how-to-transfer-capital-one-miles-to-airline-partners\/\" rel=\"noopener\" target=\"_blank\">this guide<\/a> walks you through how to do just that. Plus, you&#8217;ll be able to see how much value there is in using your miles this way. If you want more details about this card, our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one\/reviews\/capital-one-venture-card-review\/\" rel=\"noopener\" target=\"_blank\">Capital One Venture card review<\/a> can answer lots of your questions.<\/p>\n<p><strong>Annual fee: <\/strong>$95 (<a href=\"https:\/\/thepointsguy.com\/apply\/capital-one-venture-rewards-credit-card-rates-and-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>)<\/p>\n<p><strong>Application link: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/capital-one-venture-rewards-credit-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Capital One Venture Rewards Credit Card<\/a><\/span><\/strong><\/p>\n<h3>Chase Freedom Unlimited<\/h3>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Chase-Freedom-Unlimited.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Chase-Freedom-Unlimited.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Chase-Freedom-Unlimited.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Chase-Freedom-Unlimited.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Chase-Freedom-Unlimited.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Chase-Freedom-Unlimited.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Chase-Freedom-Unlimited.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Chase-Freedom-Unlimited.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/05\/Chase-Freedom-Unlimited.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p><strong>Sign-up bonus: <\/strong>Special offer: Chase will match all your cash back earned at the end of your first year.<\/p>\n<p><strong>Earning rate: <\/strong>5% back on travel purchased through the Chase portal, 3% back on dining (including takeout and eligible delivery services), 3% back at drugstores and 1.5% back on all other purchases.<\/p>\n<p><strong>Redemption possibilities: <\/strong>The Chase Freedom Unlimited is a cash-back style card that technically earns Chase Ultimate Rewards points, not cash.<\/p>\n<p>You also have the ability to transfer the rewards you earn with the Chase Freedom Unlimited to various airline and hotel partners if you also have one of the following cards:<\/p>\n<p>When you use your points in this way, <a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\" target=\"_blank\" rel=\"noopener\">TPG estimates<\/a> your rewards to be worth 2.05 cents each. Read our post on <a href=\"https:\/\/thepointsguy.com\/news\/turn-cash-back-into-chase-points\/\" target=\"_blank\" rel=\"noopener\">how to turn cash back into Chase points<\/a> for more details and check out our <a href=\"https:\/\/thepointsguy.com\/guide\/chase-freedom-unlimited-review\/\" target=\"_blank\" rel=\"noopener\">Chase Freedom Unlimited review<\/a> to learn more about this card.<\/p>\n<p><strong>Annual fee: <\/strong>$0<\/p>\n<p><strong>Application link: <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-freedom-unlimited%e2%84%a0\/?pid=221211281&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Chase Freedom Unlimited<\/a><\/strong><\/p>\n<h3>Citi\u00ae Double Cash Card<\/h3>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.625%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Citi-Double-Cash-Mastercard_2.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Citi-Double-Cash-Mastercard_2.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Citi-Double-Cash-Mastercard_2.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Citi-Double-Cash-Mastercard_2.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Citi-Double-Cash-Mastercard_2.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Citi-Double-Cash-Mastercard_2.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Citi-Double-Cash-Mastercard_2.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Citi-Double-Cash-Mastercard_2.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/02\/Citi-Double-Cash-Mastercard_2.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p><strong>Sign-up bonus: <\/strong>None.<\/p>\n<p><strong>Earning rate: <\/strong>Earn 1% back when you make a purchase and 1% back when you pay off that purchase. You&#8217;ll effectively get 2% back for all expenses.<\/p>\n<p><strong>Redemption possibilities: <\/strong>Earning 2% on everything is a solid return \u2014 and fewer cards are less complicated than this earning structure.<\/p>\n<p>However, similar to the Chase Freedom Unlimited, the rewards you earn with the Citi Double Cash are even more valuable than they appear. The card actually earns Citi ThankYou points, which are worth significantly more than cash when you <a href=\"https:\/\/thepointsguy.com\/guide\/citi-transfer-partners\/\" target=\"_blank\" rel=\"noopener\">transfer them to valuable airline partners<\/a>. TPG valuations peg Citi ThankYou points at 1.8 cents each, meaning this card earns essentially 3.6% back toward travel on all purchases.<\/p>\n<p>To unlock the ability to transfer your points, you&#8217;ll need one of the following cards:<\/p>\n<p><em>The information for the Citi Prestige has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n<p><strong>Annual fee: <\/strong>$0 (see <a href=\"https:\/\/thepointsguy.com\/apply\/citi-double-cash-card-rates-and-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>)<\/p>\n<p><strong>Application link: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/citi-double-cash-card-18-month-bt-offer\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Citi\u00ae Double Cash Card<\/a><\/span><\/strong><\/p>\n<h3>The Blue Business\u00ae Plus Credit Card from American Express<\/h3>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.625%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/The-Blue-Business-Plus-Credit-Card-from-American-Express.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/The-Blue-Business-Plus-Credit-Card-from-American-Express.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/The-Blue-Business-Plus-Credit-Card-from-American-Express.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/The-Blue-Business-Plus-Credit-Card-from-American-Express.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/The-Blue-Business-Plus-Credit-Card-from-American-Express.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/The-Blue-Business-Plus-Credit-Card-from-American-Express.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/The-Blue-Business-Plus-Credit-Card-from-American-Express.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/The-Blue-Business-Plus-Credit-Card-from-American-Express.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/The-Blue-Business-Plus-Credit-Card-from-American-Express.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p><strong>Welcome bonus: <\/strong>Earn 15,000 points after you spend $3,000 in purchases on your card in your first three months.<\/p>\n<p><strong>Earning rate: <\/strong>Earn 2 Amex points per dollar on the first $50,000 in purchases each calendar year (then 1 point per dollar for other eligible purchases).<\/p>\n<p><strong>Redemption possibilities: <\/strong>Like the above cards, the easiest ways to redeem points are not necessarily the best. For example:<\/p>\n<ul>\n<li>Use <a href=\"https:\/\/thepointsguy.com\/guide\/amex-pay-with-points-guide\/\" target=\"_blank\" rel=\"noopener\">Amex Pay with Points<\/a> to book airfare through <a href=\"https:\/\/thepointsguy.com\/guide\/amex-travel-guide\/\" target=\"_blank\" rel=\"noopener\">Amex Travel<\/a> at 1 cent per point<\/li>\n<li>Purchase gift cards for between 0.5 cents and 1 cent each (depending on the merchant)<\/li>\n<li>Reimburse credit card charges as a statement credit for 0.6 cents each<\/li>\n<\/ul>\n<p>Again, there is value in simplicity. But you can get an astronomically greater return for your Amex points by <a href=\"https:\/\/thepointsguy.com\/guide\/membership-rewards-partner-guide\/\" target=\"_blank\" rel=\"noopener\">transferring them to airline and hotel partners<\/a> (around 2 cents in value per point, on average).<\/p>\n<p>To learn more, check out the <a href=\"https:\/\/thepointsguy.com\/guide\/sweet-spots-american-express-membership-rewards\/\" target=\"_blank\" rel=\"noopener\">best ways to use Amex Membership Rewards points<\/a> to see how much value these rewards hold. For more information on this specific card, our <a href=\"https:\/\/thepointsguy.com\/guide\/blue-business-plus-amex-card-review\/\" rel=\"noopener\" target=\"_blank\">Blue Business Plus Amex review<\/a> is a great resource and starting point.<\/p>\n<p><strong>Annual fee: <\/strong>$0 (see <a href=\"https:\/\/thepointsguy.com\/apply\/the-blue-business%e2%84%a0-plus-credit-card-from-american-express-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>)<\/p>\n<p><strong>Application link: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/the-blue-business%e2%84%a0-plus-credit-card-from-american-express\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">The Blue Business\u00ae Plus Credit Card from American Express<\/a><\/span><\/strong><\/p>\n<p><a id=\"bottom-line\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Bottom line<\/h2>\n<p>If the mental gymnastics of rotating bonus categories and promotional earning rates aren&#8217;t your thing, a fixed-rate rewards card might be exactly what you need. You&#8217;re guaranteed to earn rewards every time you swipe without the extra step of rifling through offers and activating them. Plus, with our guides on maximizing your reward earnings, there&#8217;s the potential to increase the value of your points by transferring or combining them with airline and hotel partners.<\/p>\n<p><em>For rates and fees of the Amex Blue Business Plus card, click <a href=\"https:\/\/thepointsguy.com\/apply\/the-blue-business%e2%84%a0-plus-credit-card-from-american-express-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">here<\/a>.<\/em><\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/news\/why-you-should-get-a-fixed-rate-rewards-credit-card\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Editor&#8217;s Note: This is a recurring post, regularly updated with new information and offers. For some people, tracking bonus categories and rotating rewards across multiple credit cards to earn the maximum points and miles possible can be overwhelming. The good news is that you don&#8217;t have to expend much energy to accrue credit card points [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":49993,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-49992","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/49992","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=49992"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/49992\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/49993"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=49992"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=49992"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=49992"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}