{"id":44115,"date":"2023-10-07T19:00:03","date_gmt":"2023-10-07T19:00:03","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/10\/07\/amex-gold-vs-amex-business-gold-which-wins-the-race-the-points-guy\/"},"modified":"2023-10-07T19:00:03","modified_gmt":"2023-10-07T19:00:03","slug":"amex-gold-vs-amex-business-gold-which-wins-the-race-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/10\/07\/amex-gold-vs-amex-business-gold-which-wins-the-race-the-points-guy\/","title":{"rendered":"Amex Gold vs. Amex Business Gold: Which wins the race? – The Points Guy"},"content":{"rendered":"


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If you’re looking for cards that offer generous points-earning bonuses for a wide range of categories, the Gold lineup within the American Express portfolio is worth a closer look.<\/p>\n

The personal American Express\u00ae Gold Card<\/a><\/span> and the American Express\u00ae Business Gold Card<\/a><\/span> straddle the line between mid-tier and ultra-premium cards. And the Amex Business Gold recently got a significant refresh<\/a>, with the addition of new benefits, the removal of some and an upcoming increase in the annual fee.<\/p>\n

However, with annual fees of $250 (see rates and fees<\/a>) for the Amex Gold and $295 for the Amex Business Gold (climbing to $375 for applications received on or after Feb. 1, 2024; see rates and fees<\/a>), these cards don’t come cheap.<\/p>\n

Let’s dive in and compare these two Gold cards to see which one may be right for you.<\/p>\n

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Amex Gold vs. Amex Business Gold comparison<\/h2>\n
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\n\u00a0Amex Gold<\/strong><\/th>\n\u00a0 Amex Business Gold<\/strong><\/th>\n<\/tr>\n<\/thead>\n
Welcome bonus<\/strong><\/td>\nEarn 60,000 Membership Rewards points after you spend $6,000 in purchases in your first six months of card membership<\/td>\nEarn 70,000 Membership Rewards points after you spend $10,000 on eligible purchases within the first three months of card membership<\/td>\n<\/tr>\n
Annual fee<\/strong><\/td>\n$250 (see rates and fees<\/a>)<\/td>\n$295 ($375 if application is received on or after Feb 1, 2024; see rates and fees<\/a>)<\/td>\n<\/tr>\n
Points bonuses<\/strong><\/td>\n4 points per dollar at restaurants<\/p>\n

4 points per dollar at U.S. supermarkets (up to $25,000 per calendar year; then 1 point per dollar)<\/p>\n

3 points per dollar on flights booked directly with airlines or through amextravel.com<\/p>\n<\/td>\n

4 points per dollar in two categories (gas, dining, advertising, transit, electronics & wireless) with the most spending each billing cycle (up to $150,000 in combined purchases each calendar year; then 1 point per dollar)<\/p>\n

3 points per dollar on flights and prepaid hotel bookings made through AmexTravel.com<\/p>\n

1 point per dollar on all other eligible purchases<\/p>\n<\/td>\n<\/tr>\n

Benefits<\/strong><\/td>\nUp to $120 dining credit ($10 monthly increments)<\/p>\n

Up to $120 Uber Cash ($10 monthly increments)<\/p>\n

Select travel protections<\/p>\n

No foreign transaction fees (see rates and fees<\/a>)<\/p>\n

Enrollment is required for select benefits<\/p>\n<\/td>\n

Up to $240 annually (up to $20 a month in statement credits) for eligible purchases at FedEx, Grubhub, and office supply stores<\/p>\n

Up to $155 back annually in statement credits for a monthly Walmart+ membership (subject to auto-renewal)<\/p>\n

Select travel protections<\/p>\n

Cellphone protection<\/p>\n

No foreign transaction fees (see rates and fees<\/a>)<\/p>\n

Enrollment is required for select benefits<\/p>\n<\/td>\n<\/tr>\n

Redemption bonus<\/strong><\/td>\nNone<\/td>\n25% back on Pay with Points flight redemptions (up to 250,000 points back per calendar year) on first\/business class with any airline and all classes with your selected airline from a list of qualifying airlines<\/p>\n

This benefit will be removed on Feb 1, 2024<\/em><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n

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Amex Gold vs. Amex Business Gold welcome bonus<\/h2>\n

The Amex Gold<\/a><\/span> has a generous welcome offer of 60,000 Membership Rewards points<\/a> after you spend $6,000 on purchases in the first six months of card opening. Meanwhile, the Amex Business Gold<\/a><\/span> has an even more lucrative 70,000 Membership Rewards points offer, but with $10,000 in spending required within the first three months.<\/p>\n

You may be able to get an even higher welcome offer for the Amex Gold by using the CardMatch tool<\/a> (offer subject to change at any time) or by receiving a referral offer from someone who carries either card.<\/p>\n

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