{"id":4108,"date":"2023-01-31T22:00:53","date_gmt":"2023-01-31T22:00:53","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/01\/31\/amex-blue-cash-preferred-card-review-generous-bonus-categories-and-a-solid-welcome-offer-the-points-guy\/"},"modified":"2023-01-31T22:00:53","modified_gmt":"2023-01-31T22:00:53","slug":"amex-blue-cash-preferred-card-review-generous-bonus-categories-and-a-solid-welcome-offer-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/01\/31\/amex-blue-cash-preferred-card-review-generous-bonus-categories-and-a-solid-welcome-offer-the-points-guy\/","title":{"rendered":"Amex Blue Cash Preferred card review: Generous bonus categories and a solid welcome offer &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div><a id=\"blue-cash-preferred-card-from-american-express-overview\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Blue Cash Preferred\u00ae Card from American Express overview<\/h2>\n<p>The <span class=\"jsx-47a555216f5cc362\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/blue-cash-preferred-card-from-american-express\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-47a555216f5cc362 applyLink\">Blue Cash Preferred\u00ae Card from American Express<\/a><\/span> is a lucrative cash-back card for several spending categories. If cash back is up your alley \u2014 and select U.S. streaming, U.S. supermarkets, transit and U.S. gas station categories align with your spending habits \u2014 then you can\u2019t go wrong with the Blue Cash Preferred. <strong>Card Rating*: \u2b50\u2b50\u2b50\u2b50<\/strong><\/p>\n<h6><em>*Card Rating is based on the opinion of TPG\u2019s editors and is not influenced by the card issuer.<\/em><\/h6>\n<hr class=\"jsx-924131068\"\/>\n<p>There are pros and cons to picking a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/cash-back\/\" target=\"_blank\" rel=\"noopener\">cash-back card<\/a> over a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/travel\/\" target=\"_blank\" rel=\"noopener\">travel rewards card<\/a>. However, the <span class=\"jsx-47a555216f5cc362\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/blue-cash-preferred-card-from-american-express\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-47a555216f5cc362 applyLink\">Blue Cash Preferred<\/a><\/span> could be great for infrequent travelers and those looking to spend their rewards in other ways.<\/p>\n<p>The unique and high-value bonus categories set this card apart from a simpler option, such as the <span class=\"jsx-47a555216f5cc362\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/citi-double-cash-card-18-month-bt-offer\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-47a555216f5cc362 applyLink\">Citi\u00ae Double Cash Card<\/a><\/span>, though it&#8217;s worth noting that reward redemption options are fewer with the Blue Cash Preferred. The <span class=\"jsx-47a555216f5cc362\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/blue-cash-preferred-card-from-american-express\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-47a555216f5cc362 applyLink\">Blue Cash Preferred<\/a><\/span> is for discerning customers looking for a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/rewards\/\" target=\"_blank\" rel=\"noopener\">rewards credit card<\/a> to maximize their returns in specific bonus categories. <em\/><\/p>\n<p>Let\u2019s take a look at the ins and outs of this card to help you decide if it\u2019s right for you.<\/p>\n<figure class=\"jsx-19345235 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-185092990 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.625%\"\/><noscript><img alt=\"\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/Amex-Blue-Cash-Preferred_2022_CCHH.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/Amex-Blue-Cash-Preferred_2022_CCHH.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/Amex-Blue-Cash-Preferred_2022_CCHH.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/Amex-Blue-Cash-Preferred_2022_CCHH.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/Amex-Blue-Cash-Preferred_2022_CCHH.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/Amex-Blue-Cash-Preferred_2022_CCHH.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/Amex-Blue-Cash-Preferred_2022_CCHH.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/Amex-Blue-Cash-Preferred_2022_CCHH.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/Amex-Blue-Cash-Preferred_2022_CCHH.jpg?width=3840\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" loading=\"lazy\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-19345235 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p><a id=\"amex-blue-cash-preferred-welcome-bonus\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Amex Blue Cash Preferred welcome bonus<\/h2>\n<p><a href=\"https:\/\/thepointsguy.com\/credit-cards\/cash-back\/\" target=\"_blank\" rel=\"noopener\">Cash-back credit cards<\/a> rarely offer solid bonuses like travel rewards cards do, but the <span class=\"jsx-47a555216f5cc362\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/blue-cash-preferred-card-from-american-express\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-47a555216f5cc362 applyLink\">Blue Cash Preferred<\/a><\/span> has a quality welcome offer right now: $250 cash back (as a statement credit) after you spend $3,000 on purchases in the first six months of cardmembership. That&#8217;s an 8.33% return on spending.<\/p>\n<p>Additionally, new applicants can take advantage of a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/zero-interest\/\" target=\"_blank\" rel=\"noopener\">0% introductory APR<\/a> on purchases and balance transfers for the first 12 months of cardmembership. After that, a variable APR of 18.24%-29.24% will apply.<\/p>\n<p><a id=\"earning-cash-back-on-the-amex-blue-cash-preferred\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Earning cash back on the Amex Blue Cash Preferred<\/h2>\n<p>The standout feature of the <span class=\"jsx-47a555216f5cc362\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/blue-cash-preferred-card-from-american-express\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-47a555216f5cc362 applyLink\">Blue Cash Preferred<\/a><\/span> is its various cash-back bonus categories:<\/p>\n<p>Cash back is received as Reward Dollars that can be redeemed for statement credits.<\/p>\n<div class=\"EmailSignUp_container__XqB82\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 130 124\" fill=\"none\"><circle cx=\"62\" cy=\"62\" fill=\"url(#a)\" r=\"62\"\/><mask id=\"b\" style=\"mask-type:alpha\" maskunits=\"userSpaceOnUse\" x=\"0\" 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stop-color=\"#48A5C1\"\/><\/lineargradient><lineargradient id=\"w\" x1=\"53.528\" y1=\"43.427\" x2=\"55.457\" y2=\"153.913\" gradientunits=\"userSpaceOnUse\"><stop stop-color=\"#00FFF3\"\/><stop offset=\"1\" stop-color=\"#48A5C1\"\/><\/lineargradient><lineargradient id=\"y\" x1=\"3.999\" y1=\"108.03\" x2=\"3.895\" y2=\"102.046\" gradientunits=\"userSpaceOnUse\"><stop stop-color=\"#23698C\"\/><stop offset=\"1\" stop-color=\"#3689AA\"\/><\/lineargradient><lineargradient id=\"A\" x1=\"4.447\" y1=\"101.588\" x2=\"4.342\" y2=\"95.577\" gradientunits=\"userSpaceOnUse\"><stop stop-color=\"#23698C\"\/><stop offset=\"1\" stop-color=\"#3689AA\"\/><\/lineargradient><lineargradient id=\"C\" x1=\"5.204\" y1=\"95.15\" x2=\"5.081\" y2=\"88.097\" gradientunits=\"userSpaceOnUse\"><stop stop-color=\"#23698C\"\/><stop offset=\"1\" stop-color=\"#3689AA\"\/><\/lineargradient><\/defs><\/svg><\/p>\n<div class=\"EmailSignUp_form__a_UTq\">\n<p>Sign up for our daily newsletter<\/p>\n<\/div>\n<\/div>\n<figure class=\"jsx-19345235 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-185092990 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%;background-size:cover;background-position:0% 0%;filter:blur(20px);background-image:url(&quot;data:image\/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAQAAAADCAIAAAA7ljmRAAAACXBIWXMAAAsTAAALEwEAmpwYAAAAMElEQVQImWPg0IhmEPNgY5CXYWBjEBVUUZTRjfQK89XWYmitr1+7fNH\/f59ePboHAId2DJKq1Hr9AAAAAElFTkSuQmCC&quot;)\"\/><noscript><img alt=\"\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/Streaming_Future-Publishing-Contributor.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/Streaming_Future-Publishing-Contributor.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/Streaming_Future-Publishing-Contributor.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/Streaming_Future-Publishing-Contributor.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/Streaming_Future-Publishing-Contributor.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/Streaming_Future-Publishing-Contributor.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/Streaming_Future-Publishing-Contributor.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/Streaming_Future-Publishing-Contributor.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/04\/Streaming_Future-Publishing-Contributor.jpg?width=3840\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" loading=\"lazy\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-19345235 figcaption\">Get a generous 6% cash back on select U.S. streaming services with the Blue Cash Preferred card PHIL BARKER\/FUTURE PUBLISHING\/GETTY IMAGES<\/figcaption><\/figure>\n<p>While the Blue Cash Preferred is not the first card to offer <a href=\"https:\/\/thepointsguy.com\/credit-cards\/streaming\/\" target=\"_blank\" rel=\"noopener\">bonus earnings on streaming subscriptions<\/a>, its rate of 6% cash back is by far the industry leader. The Blue Cash Preferred also is a rewarding card at both the supermarket and gas pump, earning 6% cash back and 3% cash back, respectively.<\/p>\n<p>Aside from the U.S. supermarkets category, the other earning categories don&#8217;t have annual caps on how much you can earn. These are strong earning rates for anyone with regular spending in these categories.<\/p>\n<p><a id=\"redeeming-rewards-on-the-amex-blue-cash-preferred\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Redeeming rewards on the Amex Blue Cash Preferred<\/h2>\n<p>While cash-back cards won&#8217;t unlock the doors to <a href=\"https:\/\/thepointsguy.com\/reviews\/first-rate-first-class-a-review-of-korean-airs-747-8-from-atlanta-to-seoul\/\" target=\"_blank\" rel=\"noopener\">$10,000 first-class airplane suites<\/a>, there\u2019s also no pressure to save up for a specific reward. Plus, the <span class=\"jsx-47a555216f5cc362\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/blue-cash-preferred-card-from-american-express\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-47a555216f5cc362 applyLink\">Blue Cash Preferred<\/a><\/span> has no minimum redemption amount.<\/p>\n<p>You have three redemption options:<\/p>\n<ol>\n<li>Receive a statement credit.<\/li>\n<li>Redeem for gift cards.<\/li>\n<li>Shop with your rewards.<\/li>\n<\/ol>\n<figure class=\"jsx-19345235 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-185092990 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:75%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%;background-size:cover;background-position:0% 0%;filter:blur(20px);background-image:url(&quot;data:image\/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAQAAAADCAIAAAA7ljmRAAAACXBIWXMAAAsTAAALEwEAmpwYAAAAMklEQVQImQEnANj\/ANu+qmZxj+PRuufb1AAfAABWTDw\/LyL\/9+kAjG1OY1NLUToz\/97Nge8SyvgwOlYAAAAASUVORK5CYII=&quot;)\"\/><noscript><img alt=\"\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/05\/Gift-cards.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/05\/Gift-cards.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/05\/Gift-cards.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/05\/Gift-cards.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/05\/Gift-cards.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/05\/Gift-cards.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/05\/Gift-cards.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/05\/Gift-cards.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/05\/Gift-cards.jpg?width=3840\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" loading=\"lazy\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-19345235 figcaption\">SUMMER HULL\/THE POINTS GUY<\/figcaption><\/figure>\n<p>While multiple options exist, receiving a statement credit is likely your best option. That&#8217;s because you can buy gift cards at most supermarkets. Rather than using your points for these purchases, you could pay for them with your Blue Cash Preferred and earn even more cash back.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-credit-cards-for-purchasing-gift-cards\/\" target=\"_blank\" rel=\"noopener\">What credit cards should you use to purchase gift cards?<\/a><\/strong><\/p>\n<p><a id=\"amex-blue-cash-preferred-benefits\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Amex Blue Cash Preferred benefits<\/h2>\n<p>As a low-annual-fee card, you won&#8217;t find luxury perks on the Blue Cash Preferred; however, it does have quality features that are worth mentioning.<\/p>\n<p>You can receive $7 back each month (up to $84 back annually) after spending $12.99 or more on an eligible subscription to The Disney Bundle \u2014 which includes Disney+, Hulu, and ESPN+ \u2014 using your card. Another monthly credit provides up to $10 (for up to $120 annually) back when you use your Blue Cash Preferred Card to pay for Equinox+ at <a href=\"https:\/\/go.skimresources.com\/?id=108360X1565867&amp;sref=https%3A%2F%2Fthepointsguy.com%2Fguide%2Fblue-cash-preferred-american-express-credit-card-review&amp;url=http%3A%2F%2Fequinoxplus.com%2F\" target=\"_blank\" rel=\"noopener\">equinoxplus.com<\/a>. Note that enrollment is required in advance for some benefits.<\/p>\n<figure class=\"jsx-19345235 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-185092990 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.640625%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%;background-size:cover;background-position:0% 0%;filter:blur(20px);background-image:url(&quot;data:image\/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAQAAAADCAIAAAA7ljmRAAAACXBIWXMAAAsTAAALEwEAmpwYAAAAMklEQVQImQEnANj\/AGpobYmNlSQwOwACFwD+\/v\/Oxse+vb\/\/9eQAP0xbXF5m3dLMs5qJabwUUi2o8W8AAAAASUVORK5CYII=&quot;)\"\/><noscript><img alt=\"\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/02\/paying-with-credit-card.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/02\/paying-with-credit-card.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/02\/paying-with-credit-card.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/02\/paying-with-credit-card.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/02\/paying-with-credit-card.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/02\/paying-with-credit-card.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/02\/paying-with-credit-card.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/02\/paying-with-credit-card.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/02\/paying-with-credit-card.jpg?width=3840\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" loading=\"lazy\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-19345235 figcaption\">NEUSTOCKIMAGES\/GETTY IMAGES<\/figcaption><\/figure>\n<p>You&#8217;ll also enjoy several travel and shopping protections with the Blue Cash Preferred. You can enjoy secondary rental car insurance when paying for the rental with your card \u2014 up to $50,000 of protection against theft or damage.*<\/p>\n<p>The Global Assist Hotline provides medical, legal, financial and other emergency services coordination 24 hours a day, 7 days a week when you&#8217;re traveling more than 100 miles from home. This service provides coordination only, however; you&#8217;ll be responsible for the costs of any third-party services you use.**<\/p>\n<p>For purchases made with your card, you can enjoy an extra year on top of manufacturers&#8217; warranties of five years or less, thanks to extended warranty protection. This coverage is limited to the amount paid for with your card \u2014 up to $10,000 and an annual limit of $50,000.^<\/p>\n<p>You also can enjoy return protection, which covers items purchased in the last 90 days for which the merchant won&#8217;t accept a return. You can be refunded for the full purchase price (excluding shipping and handling costs) \u2014 up to $300 per item and up to $1,000 per year. This applies only to purchases in the U.S. or U.S. territories, however.<\/p>\n<p>Purchase protection is another card benefit, which covers items purchased with your card in the last 90 days but that are damaged, stolen or lost. You can be covered for up to $1,000 per claim and up to $50,000 per year.^<\/p>\n<p><em>*Eligibility and benefit level varies by card. Not all vehicle types or rentals are covered, and geographic restrictions apply. Terms, conditions and limitations apply. Visit americanexpress.com\/benefitsguide for details. Policies are underwritten by AMEX Assurance Company. Coverage is offered through American Express Travel Related Services Company, Inc.<\/em><br \/><em>**Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com\/benefitsguide for details.<\/em> <em>Cardmembers are <!-- -->responsible for the costs charged by third-party service providers.<\/em><br \/>#<em>Eligibility and benefit levels vary by card. Terms, conditions and limitations apply. Visit americanexpress.com\/benefitsguide for details.<\/em><\/p>\n<p><em>^Eligibility and benefit levels vary by card. Terms, conditions and limitations apply. Visit americanexpress.com\/benefitsguide for details. Policies are underwritten by AMEX Assurance Company.<\/em><\/p>\n<p>Other cardmember benefits include \u201c<a href=\"https:\/\/thepointsguy.com\/credit-cards\/american-express\/amex-plan-it-introductory-offer\/\" target=\"_blank\" rel=\"noopener\">Plan It<\/a>,&#8221; which allows you to select purchases of $100 or more to split up into monthly payments with a fixed fee, and access to valuable <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-guide-to-amex-offers\/\" target=\"_blank\" rel=\"noopener\">Amex Offers<\/a>.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/american-express\/american-express-shopping-protections\/\" target=\"_blank\" rel=\"noopener\">Your complete guide to shopping protections on American Express cards<\/a><\/strong><\/p>\n<p><a id=\"which-cards-compete-with-the-amex-blue-cash-preferred\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Which cards compete with the Amex Blue Cash Preferred?<\/h2>\n<p>The main alternatives to this card are other cash back cards that earn bonus points on groceries and gas, with no or a low annual fee.<\/p>\n<ul>\n<li><strong>If you want similar benefits with no annual fee: <\/strong>The <a href=\"https:\/\/thepointsguy.com\/guide\/amex-blue-cash-everyday-card-review\/\" target=\"_blank\" rel=\"noopener\">Blue Cash Everyday\u00ae Card from American Express<\/a> has no annual fee (see <a href=\"https:\/\/thepointsguy.com\/apply\/blue-cash-everyday-card-from-american-express-rates-fees\/?tid=post\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>) and earns 3% back at U.S. supermarkets, U.S. online retail purchases and U.S. gas stations \u2014 though there&#8217;s a limit of $6,000 in purchases per category. After that, you&#8217;ll earn 1% back. The card also provides the same Disney Bundle benefit as the Blue Cash Preferred card.<\/li>\n<li><strong>If you want Amex points instead of cash back: <\/strong>The <a href=\"https:\/\/thepointsguy.com\/credit-cards\/american-express\/credit-card-review-the-amex-everyday-preferred-credit-card\/\" target=\"_blank\" rel=\"noopener\">Amex EveryDay\u00ae Preferred Credit Card<\/a> has an annual fee of $95 (see <a href=\"https:\/\/go.skimresources.com\/?id=108360X1565867&amp;sref=https%3A%2F%2Fthepointsguy.com%2Fguide%2Fblue-cash-preferred-american-express-credit-card-review&amp;url=https%3A%2F%2Fwww.americanexpress.com%2Fus%2Fcredit-cards%2Fcard-application%2Fapply%2Fmember%2Fterms%2Famex-everyday-preferred-credit-card%2F90001-11-0%2F%3Ftid%3Dpost%23FeeTable\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>) and earns Membership Rewards points instead of cash back. TPG values these points at 2 cents each, and you&#8217;ll earn 3 points per dollar at U.S. supermarkets (up to $6,000 of purchases per year, then 1 point per dollar), 2 points per dollar at U.S. gas stations and 1 point per dollar on other purchases. However, if you make 30 or more transactions in a billing cycle, you&#8217;ll get a 50% boost on your earnings.<\/li>\n<li><strong>If you want rewards with more uses: <\/strong>The <a href=\"https:\/\/thepointsguy.com\/guide\/citi-double-cash-card-review\/\" target=\"_blank\" rel=\"noopener\">Citi\u00ae Double Cash Card<\/a> earns 2 <a href=\"https:\/\/thepointsguy.com\/points-program\/citi-thankyou\/\" target=\"_blank\" rel=\"noopener\">Citi ThankYou points<\/a> per dollar \u2014 1 point when you buy and another 1 point when you pay your bill \u2014 on all purchases. In addition to redeeming your earnings for cash back (at a value of 1 cent per point), you also can transfer your points to several travel programs to unlock higher-value redemptions.<\/li>\n<li><strong>If you want higher earning rates on gas:<\/strong> If you&#8217;re looking for cash back, low fees and a higher earning rate at the pump, consider the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/citi\/costco-anywhere-visa-by-citi-card-review\/\" target=\"_blank\" rel=\"noopener\">Costco Anywhere Visa\u00ae Card by Citi<\/a>. You&#8217;ll earn 4% back on gas \u2014 anywhere, not just Costco gas stations \u2014 on your first $7,000 in fuel purchases per year, then 1% thereafter. There&#8217;s no annual fee on this card, but you do need a paid Costco membership (which starts at $60 per year).<\/li>\n<\/ul>\n<p>For additional options, please check out our full list of <a href=\"https:\/\/thepointsguy.com\/credit-cards\/grocery\/\" target=\"_blank\" rel=\"noopener\">cards that earn bonus points at supermarkets<\/a> and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/gas\/\" target=\"_blank\" rel=\"noopener\">gas stations<\/a>.<\/p>\n<p><strong>Read more: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/guide-credit-card-annual-fees\/\" target=\"_blank\" rel=\"noopener\">Complete guide to credit card annual fees<\/a><\/strong><\/p>\n<p><em>The information for the Amex EveryDay Preferred Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n<figure class=\"jsx-19345235 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-185092990 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.75%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%;background-size:cover;background-position:0% 0%;filter:blur(20px);background-image:url(&quot;data:image\/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAQAAAADCAIAAAA7ljmRAAAACXBIWXMAAAsTAAALEwEAmpwYAAAAMElEQVQImWPgZGB4++bp\/\/8\/3nx4zWBjouxub6jAx9A0YxGDobZ6eXmWvomYrqEsAFaUDoi0C3c9AAAAAElFTkSuQmCC&quot;)\"\/><noscript><img alt=\"\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Family-grocery-shopping_Tom-Werner.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Family-grocery-shopping_Tom-Werner.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Family-grocery-shopping_Tom-Werner.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Family-grocery-shopping_Tom-Werner.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Family-grocery-shopping_Tom-Werner.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Family-grocery-shopping_Tom-Werner.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Family-grocery-shopping_Tom-Werner.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Family-grocery-shopping_Tom-Werner.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Family-grocery-shopping_Tom-Werner.jpg?width=3840\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" loading=\"lazy\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-19345235 figcaption\">TOM WERNER\/GETTY IMAGES<\/figcaption><\/figure>\n<p><a id=\"is-the-amex-blue-cash-preferred-worth-it\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Is the Amex Blue Cash Preferred worth it?<\/h2>\n<p>If you aren&#8217;t a frequent traveler and want flexibility in how to spend your rewards, the Blue Cash Preferred might be a good fit for you. This is especially true if you want to earn cash back on groceries, streaming services, transit and gas purchases. An extra sweetener is the Disney statement credits.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/news\/blue-cash-preferred-best-cash-back-pandemic\/\" target=\"_blank\" rel=\"noopener\">Why the Amex Blue Cash Preferred might be the best cash-back card right now<\/a><\/strong><\/p>\n<p><a id=\"bottom-line\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Bottom line<\/h2>\n<p>With the enticing bonus categories and a solid welcome offer, many who prefer cash-back cards will have no problem justifying the annual fee after the first year on the Blue Cash Preferred.<\/p>\n<p>This card is best for those who spend on groceries and streaming services as well as transit and gas. Disney fans also can find value in this card, due to monthly credits for Disney bundle subscriptions.<\/p>\n<p><strong>Apply now: Earn $250 back (in the form of a statement credit) after you spend $3,000 in purchases within the first six months of card membership with the <span class=\"jsx-47a555216f5cc362\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/blue-cash-preferred-card-from-american-express\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-47a555216f5cc362 applyLink\">Blue Cash Preferred<\/a><\/span>.<\/strong><\/p>\n<p><em>Additional reporting by Ryan Wilcox, Chris Dong and Ryan Smith.<\/em><\/p>\n<p><em>For rates and fees of the Blue Cash Preferred card, click <a href=\"https:\/\/thepointsguy.com\/apply\/blue-cash-preferred-card-from-american-express-rates-fees\/?tid=post\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/em><br \/><em>For rates and fees of the Blue Cash Everyday card, click <a href=\"https:\/\/thepointsguy.com\/apply\/blue-cash-everyday-card-from-american-express-rates-fees\/?tid=post\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/em><br \/><em>For rates and fees of the EveryDay Preferred card, click <a href=\"https:\/\/go.skimresources.com\/?id=108360X1565867&amp;sref=https%3A%2F%2Fthepointsguy.com%2Fguide%2Fblue-cash-preferred-american-express-credit-card-review&amp;url=https%3A%2F%2Fwww.americanexpress.com%2Fus%2Fcredit-cards%2Fcard-application%2Fapply%2Fmember%2Fterms%2Famex-everyday-preferred-credit-card%2F90001-11-0%2F%3Ftid%3Dpost%23FeeTable\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/em><\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/guide\/blue-cash-preferred-american-express-credit-card-review\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Blue Cash Preferred\u00ae Card from American Express overview The Blue Cash Preferred\u00ae Card from American Express is a lucrative cash-back card for several spending categories. If cash back is up your alley \u2014 and select U.S. streaming, U.S. supermarkets, transit and U.S. gas station categories align with your spending habits \u2014 then you can\u2019t go [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4109,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-4108","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/4108","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=4108"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/4108\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/4109"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=4108"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=4108"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=4108"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}