Chase Ink Business Cash Card overview<\/h2>\n
The Chase Ink Business Cash Credit Card<\/a> provides a healthy 5% cash back on office supplies and select utilities, as well as 2% cash back at restaurants and gas stations. Given these categories, the Chase Ink Business Cash is a solid no-annual-fee small-business credit card. You can approximately double the value of your rewards if you transfer them to a card that earns Chase Ultimate Rewards points. Card Rating*: \u2b50\u2b50\u2b50\u2b50<\/strong><\/p>\n If your business doesn’t have significant travel costs, you may not see the value in having a travel rewards card. But the Chase Ink Business Cash Card<\/a> <\/strong>offers generous returns on a broad spectrum of office expenses like supplies, internet, cable and phone services while charging no annual fee and offering various redemption options .<\/p>\n The Chase Ink Business Cash Card<\/a> is a cash-back business card<\/a>, which means redeeming your rewards is straightforward. However, more lucrative redemption options are available if you pair it with a card that earns Ultimate Rewards points<\/a>. Let’s take a closer look at the Chase Ink Business Cash Credit Card so you can decide if it’s a good fit for your business.<\/p>\n The Chase Ink Business Cash Card<\/a> has its offer of $900 bonus cash back after you spend $6,000 on purchases in the first three months after account opening.<\/p>\n Plus, you can turn the cash-back bonus into Ultimate Rewards points<\/a> if you transfer your cash-back rewards to a card that earns Ultimate Rewards points, such as the Ink Business Preferred Credit Card<\/a>, Chase Sapphire Reserve<\/a><\/span> or Chase Sapphire Preferred Card<\/a>. According to TPG’s valuations<\/a>, 90,000 Ultimate Rewards points are worth $1,800.<\/p>\n Related reading: Why do Chase and TPG list different values for Ultimate Rewards points?<\/a><\/strong><\/p>\n With the Chase Ink Business Cash Card<\/a>, you’ll earn 5% cash back on the first $25,000 you make in combined purchases each account anniversary year at office supply stores and on internet, cable and phone services. Plus, you’ll earn 2% cash back on the first $25,000 you make in combined purchases at gas stations and restaurants each account anniversary year. You’ll also earn 1% cash back on all other purchases, including on spending over $25,000 each account anniversary year in the 5% and 2% categories.<\/p>\n 5% cash back is impressive for a no-annual-fee card, one of the best cash back credit card<\/a> earning rates on the market, and it’s even better if you have a card that earns Chase Ultimate Rewards points<\/a>. Then you can transfer your cash back to Ultimate Rewards points<\/a> and effectively earn 5 Ultimate Rewards points per dollar spent at office supply stores and on internet, cable and phone services. Since TPG values Ultimate Rewards points at two cents each, that’s a 10% return on spending in these categories.<\/p>\n Daily Newsletter<\/p>\n Reward your inbox with the TPG Daily newsletter<\/p>\n Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<\/div>\n<\/div>\n Related reading: Chase Ink Business cards showdown: Cash vs. Unlimited vs. Preferred<\/a><\/strong><\/p>\n Just because the Chase Ink Business Cash Card<\/a> is a cash-back card, that doesn’t mean you don’t have options for redeeming your rewards. You can redeem your cash-back rewards for gift cards, travel and cash at face value. If you redeem for cash, you can receive your money as an account statement credit or through an electronic deposit into an eligible U.S. checking or savings account.<\/p>\n Other options will provide less than face value for your cash-back rewards, such as unique experiences, Amazon Shop with Points<\/a> and Apple Ultimate Rewards Store. We generally don’t recommend<\/a> redeeming your rewards for these lower-value options.<\/p>\n If you have a card like the Ink Business Preferred Credit Card<\/a>, Chase Sapphire Reserve<\/a><\/span> or Chase Sapphire Preferred Card<\/a> that earns Chase Ultimate Rewards points, you unlock an additional redemption option: You can convert the cash-back rewards<\/a> on your Ink Business Cash Card<\/a> to Chase Ultimate Rewards points.<\/p>\n*Card Rating is based on the opinion of TPG’s editors and is not influenced by the card issuer.<\/em><\/h6>\n
\nInk Business Cash welcome offer<\/h2>\n
Earning rewards on the Ink Business Cash<\/h2>\n
Redeeming rewards on the Ink Business Cash<\/h2>\n
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