{"id":39484,"date":"2023-09-18T18:00:23","date_gmt":"2023-09-18T18:00:23","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/09\/18\/comparison-of-luxury-hotel-programs-from-credit-card-issuers-the-points-guy\/"},"modified":"2023-09-18T18:00:23","modified_gmt":"2023-09-18T18:00:23","slug":"comparison-of-luxury-hotel-programs-from-credit-card-issuers-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/09\/18\/comparison-of-luxury-hotel-programs-from-credit-card-issuers-the-points-guy\/","title":{"rendered":"Comparison of luxury hotel programs from credit card issuers – The Points Guy"},"content":{"rendered":"


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The benefits of luxury hotel programs can feel pretty similar \u2014 as can their names. These programs have lots in common, so you could be forgiven for confusing them with each other.<\/p>\n

However, there are important differences among Amex’s Fine Hotels + Resorts<\/a> and The Hotel Collection<\/a>, Capital One’s Lifestyle Collection<\/a> and Premier Collection<\/a>, Chase’s Luxury Hotel & Resort Collection<\/a> and Citi’s Hotel Collection<\/a> and Luxury Collection<\/a> (Citi) programs.<\/p>\n

Booking through one of these programs can get you elite status-like perks \u2014 such as free breakfast \u2014 without actually having elite status at the hotel. Plus, you can receive these perks across many hotel brands, rather than having to stay loyal to just Marriott properties if you have status with Marriott Bonvoy, for example.<\/p>\n

Let’s take a detailed look at these programs to understand their similarities and differences. We’ll cover the benefits these programs offer, how to book hotels correctly to unlock the benefits and who has access to these luxury hotel programs.<\/p>\n

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Luxury hotel programs overview<\/h2>\n
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\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\nAmex Fine Hotels + Resorts<\/strong><\/th>\nAmex The Hotel Collection<\/strong><\/th>\nCapital One Lifestyle Collection<\/strong><\/th>\nCapital One Premier Collection<\/strong><\/th>\nChase Luxury Hotel & Resort Collection<\/strong><\/th>\nCiti Hotel Collection<\/strong><\/th>\nCiti Luxury Collection<\/strong><\/th>\n<\/tr>\n<\/thead>\n
Who has access<\/strong><\/td>\nAmerican Express cardholders with Platinum and Centurion cards (business or personal versions)<\/td>\nAmerican Express cardholders with Gold, Platinum and Centurion cards (business and personal versions)<\/td>\nHolders of the Capital One Venture X Rewards Credit Card<\/a>, Capital One Venture X Business Card<\/a>, Capital One Venture Rewards Credit Card<\/a> and Capital One Spark Miles for Business<\/a><\/span><\/td>\nHolders of the Capital One Venture X Rewards Credit Card<\/a><\/span><\/span> and\u00a0Capital One Venture X Business<\/a><\/td>\nChase cardholders with certain Sapphire, United and Reserve cards<\/span><\/td>\nCardholders with ThankYou points-earning cards<\/span><\/td>\nThose with the Citi Premier\u00ae Card<\/a><\/span> (see rates and fees<\/a>) or Citi Prestige\u00ae Card<\/a><\/span><\/td>\n<\/tr>\n
Minimum stay requirement<\/strong><\/td>\nNone.<\/td>\nTwo nights.<\/td>\nNone.<\/td>\nNone.<\/td>\nNone.<\/td>\nNone.<\/td>\nNone.<\/td>\n<\/tr>\n
How to book<\/strong><\/td>\nAmex Travel<\/a> website or by calling 800-525-3355<\/td>\nAmex Travel website or by calling 800-297-2977<\/td>\nLifestyle Collection<\/a> section within Capital One Travel<\/td>\nPremier Collection<\/a> section within Capital One Travel<\/td>\nLHRC website<\/a> or by calling 855-234-2542<\/td>\nCitiTravel.com<\/a> or by calling 800-THANK-YOU<\/td>\nCitiTravel.com<\/a> or by calling 800-THANK-YOU<\/td>\n<\/tr>\n
Guaranteed benefits<\/strong><\/td>\nDaily breakfast for two<\/p>\n

Guaranteed 4 p.m. late checkout<\/p>\n

Complimentary Wi-Fi<\/p>\n

Daily credit equal to the Wi-Fi cost if Wi-Fi is part of a mandatory resort fee at that property<\/p>\n

Elevated points-earning rates when using your Amex card to pay for these bookings<\/p>\n<\/td>\n

Elevated points-earning rates when using your Amex card to pay for these bookings.<\/td>\nComplimentary Wi-Fi<\/p>\n

Elevated points-earning rates when using your card to pay for these bookings<\/p>\n<\/td>\n

Daily breakfast for two<\/p>\n

Complimentary Wi-Fi<\/p>\n

Elevated points-earning rates when using your card to pay for these bookings<\/p>\n<\/td>\n

Daily breakfast for two<\/p>\n

Complimentary Wi-Fi<\/p>\n<\/td>\n

Daily breakfast for two<\/p>\n

Complimentary Wi-Fi<\/p>\n<\/td>\n

Daily breakfast for two.<\/p>\n

Complimentary Wi-Fi<\/p>\n<\/td>\n<\/tr>\n

Potential benefits<\/strong><\/td>\nRoom upgrades if available at check-in<\/p>\n

Noon check-in when available<\/p>\n<\/td>\n

Room upgrades if available at check-in<\/td>\nRoom upgrades if available at check-in<\/p>\n

Early check-in and late checkout when available<\/p>\n<\/td>\n

Room upgrades if available at check-in<\/p>\n

Early check-in and late checkout when available<\/p>\n<\/td>\n

Room upgrades if available at check-in (at some properties)<\/p>\n

Early check-in and late checkout at some properties, based on availability<\/p>\n<\/td>\n

Early check-in and late checkout when available<\/td>\nRoom upgrades if available at check-in<\/p>\n

Early check-in and late checkout when available<\/p>\n<\/td>\n<\/tr>\n

On-property credit<\/strong><\/td>\nA unique property amenity, valued at $100 (typically a credit for spending at the spa or on food and beverage purchases).<\/td>\n$100 to spend on qualifying dining, spa and resort activities<\/td>\nA $50 experience credit to use toward rooftop drinks, signature hotel restaurants, room service or other activities<\/td>\n$100 credit; uses vary by hotel, and eligible expenses must be charged to your room to use the credit<\/td>\n$100 credit; uses vary by hotel, and eligible expenses must be charged to your room to use the credit<\/td>\nNone<\/td>\n$100 credit; uses vary by hotel, and eligible expenses must be charged to your room to use the credit<\/td>\n<\/tr>\n
Hotel loyalty program status and points-earning<\/strong><\/td>\nMaybe; some people do get elite status recognition, stay credit or earn points with a hotel program, but it’s not guaranteed<\/td>\nUnlikely, but some people do get stay credits<\/td>\nUnlikely, but some people do get stay credits<\/td>\nUnlikely, but some people do get stay credits<\/td>\nMaybe; some people do get elite status recognition, stay credit or earn points with a hotel program, but it’s not guaranteed<\/td>\nNot possible to add loyalty number when making booking; can inquire directly with the hotel but unlikely to receive benefits<\/td>\nNot possible to add loyalty number when making booking; can inquire directly with the hotel but unlikely to receive benefits<\/td>\n<\/tr>\n
Reimbursement credit for these bookings<\/strong><\/td>\nUp to $200 per calendar year with The Platinum Card\u00ae from American Express<\/a><\/span><\/td>\nUp to $200 per calendar year with The Platinum Card\u00ae from American Express<\/a><\/span><\/td>\nNo reimbursement, but Venture X and Venture X Business cardholders can use their annual $300 Capital One Travel credit toward these bookings<\/td>\nNo reimbursement, but Venture X and Venture X Business cardholders can use their annual $300 Capital One Travel credit toward these bookings<\/td>\nNo reimbursement, but Sapphire Reserve cardholders can use their $300 in annual travel credits toward these bookings<\/td>\n$100 hotel credit with the Citi Premier\u00ae Card<\/a><\/span>; fourth night free with the Citi Prestige\u00ae Card<\/a><\/td>\n$100 hotel credit with the Citi Premier Card; fourth night free with the Citi Prestige Card<\/td>\n<\/tr>\n
Use of points\/miles for these bookings<\/strong><\/td>\nYes, at 1 cent per point<\/td>\nYes, at 0.7 cents per point<\/td>\nYes, at 1 cent per point<\/td>\nYes, at 1 cent per point<\/td>\nNot possible<\/td>\nYes, at 1 cent per point<\/td>\nYes, at 1 cent per point<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n

The information for the Citi Prestige card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n

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Amex Fine Hotels + Resorts<\/h2>\n

The FHR offering from American Express has its own strengths and weaknesses.<\/p>\n

Strengths include a lack of minimum stay requirements and the most robust set of guaranteed benefits among all four programs. You’ll have guaranteed daily breakfast for two people, a 4 p.m. late checkout and complimentary Wi-Fi during your stay. Plus, if you’re staying at a property that has a resort fee and includes Wi-Fi in that fee, then you will receive a daily credit to offset this \u2014 ensuring you aren’t paying for something that should be free. There’s also the $100 on-property amenity as a guaranteed benefit on FHR stays.<\/p>\n

Related: Get free breakfast, upgrades and more with the Amex Fine Hotels + Resorts program<\/a><\/strong><\/p>\n

Cardholders also have the option to earn bonus points on these bookings \u2014 5 points per dollar with The Platinum Card\u00ae from American Express<\/a><\/span> (on up to $500,000 per calendar year) or The Business Platinum Card\u00ae from American Express<\/a><\/span> \u2014 or redeem points at 1 cent apiece to cover the cost of their reservation. Another perk is reserved for those with the Platinum card<\/a><\/span>: up to $200 in annual credits on prepaid hotel bookings<\/a> with Fine Hotels + Resorts or The Hotel Collection (two-night minimum stay required). Enrollment is required.<\/p>\n

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