{"id":38988,"date":"2023-09-16T18:00:12","date_gmt":"2023-09-16T18:00:12","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/09\/16\/how-to-choose-the-right-credit-card-for-your-business-expenses-the-points-guy\/"},"modified":"2023-09-16T18:00:12","modified_gmt":"2023-09-16T18:00:12","slug":"how-to-choose-the-right-credit-card-for-your-business-expenses-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/09\/16\/how-to-choose-the-right-credit-card-for-your-business-expenses-the-points-guy\/","title":{"rendered":"How to choose the right credit card for your business expenses &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>No matter what type of business or side hustle you run, there is a great <a href=\"https:\/\/thepointsguy.com\/credit-cards\/business\/\" rel=\"noopener noreferrer\" target=\"_blank\">business credit card<\/a> out there to help you earn rewards and make the most out of your business charges. It all comes down to which categories you spend the most on every month and which cards offer the best rewards in those categories.<\/p>\n<p>Today, we&#8217;ll cover some common types of business owners and the cards that will offer the highest long-term earning potential for each.<\/p>\n<p><a id=\"for-frequent-business-travelers-a-cobranded-card\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">For frequent business travelers: A cobranded card<\/h2>\n<p>If you&#8217;re traveling the same routes multiple times throughout the year, flying on the same airline and\/or staying with the same hotel brand, a cobranded business credit card is a great option. You&#8217;ll get bonus points or miles on every dollar spent with the airline or hotel chain associated with the card, plus additional perks like free checked bags, preferred boarding and easier paths to elite status.<\/p>\n<p>Cobranded business credit cards make it easier to hit elite status, which can come with benefits like <a href=\"https:\/\/thepointsguy.com\/credit-cards\/airport-lounge-access\/\" rel=\"noopener noreferrer\" target=\"_blank\">lounge access<\/a>, early boarding, free seat selection and more. Some cards waive mileage or revenue requirements for elite status after hitting a certain annual spend. Others, including the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/delta-skymiles-platinum-business-american-express-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Delta SkyMiles\u00ae Platinum Business American Express Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/apply-now\/delta-skymiles-platinum-business-american-express-card-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>) and <a href=\"https:\/\/thepointsguy.com\/apply-now\/southwest-rapid-rewards-premier-business-credit-card\/?pid=6157&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Southwest Rapid Rewards Premier Business Credit Card<\/a>, let you earn elite-qualifying miles or dollars at certain spending thresholds.<\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.66666666666666%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/07\/GettyImages-1157180503.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/07\/GettyImages-1157180503.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/07\/GettyImages-1157180503.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/07\/GettyImages-1157180503.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/07\/GettyImages-1157180503.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/07\/GettyImages-1157180503.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/07\/GettyImages-1157180503.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/07\/GettyImages-1157180503.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/07\/GettyImages-1157180503.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">WESTEND61\/ GETTY IMAGES<\/figcaption><\/figure>\n<p>A hotel card is a better option if you don&#8217;t stick with the same airline when you fly but stay at the same hotel brand often. <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/marriott-bonvoy-business-american-express-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">The Marriott Bonvoy Business\u00ae American Express\u00ae Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/apply\/marriott-bonvoy-business-american-express-card-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>) offers automatic <a href=\"https:\/\/thepointsguy.com\/guide\/what-is-marriott-elite-status-worth\/\" target=\"_blank\" rel=\"noopener\">Silver Elite status,<\/a> and you can earn Gold Elite status when you spend $35,000 on purchases each account year. Alternatively, the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/hilton-honors-american-express-business-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Hilton Honors American Express Business Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/apply\/the-hilton-honors-american-express-business-card-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>) offers automatic <a href=\"https:\/\/thepointsguy.com\/guide\/what-is-hilton-elite-status-worth\/\" rel=\"noopener noreferrer\" target=\"_blank\">Hilton Honors Gold status,<\/a> and you&#8217;ll receive <a href=\"https:\/\/thepointsguy.com\/guide\/what-is-hilton-elite-status-worth\/\" rel=\"noopener noreferrer\" target=\"_blank\">Diamond status<\/a> after spending $40,000 annually. Enrollment required for select benefits.<\/p>\n<p><a id=\"for-side-hustlers-a-flat-earning-rate-credit-card\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">For side hustlers: A flat-earning-rate credit card<\/h2>\n<p>You don&#8217;t have to own a brick-and-mortar store to apply for a business credit card. Whether you&#8217;re a Lyft driver on the weekends or run a small Etsy store in your free time, you can rack up rewards on your business expenses. If you don&#8217;t have a large budget for monthly business purchases, there are two things to look for in a business card: a flat rewards rate and a low annual fee.<\/p>\n<p>Flat rewards aren&#8217;t always as lucrative as some tiered rewards structures, but they allow you to earn points or cash back on every purchase, no matter the spending category. Plus, an annual fee isn&#8217;t usually worth it if you aren&#8217;t spending thousands of dollars each month on your business card.<\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/02\/Businesswoman-on-phone-while-using-laptop-in-office_Morsa-Images-3.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/02\/Businesswoman-on-phone-while-using-laptop-in-office_Morsa-Images-3.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/02\/Businesswoman-on-phone-while-using-laptop-in-office_Morsa-Images-3.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/02\/Businesswoman-on-phone-while-using-laptop-in-office_Morsa-Images-3.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/02\/Businesswoman-on-phone-while-using-laptop-in-office_Morsa-Images-3.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/02\/Businesswoman-on-phone-while-using-laptop-in-office_Morsa-Images-3.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/02\/Businesswoman-on-phone-while-using-laptop-in-office_Morsa-Images-3.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/02\/Businesswoman-on-phone-while-using-laptop-in-office_Morsa-Images-3.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/02\/Businesswoman-on-phone-while-using-laptop-in-office_Morsa-Images-3.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">MORSA IMAGES\/GETTY IMAGES<\/figcaption><\/figure>\n<p><span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/the-blue-business%e2%84%a0-plus-credit-card-from-american-express\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">The Blue Business\u00ae\ufe0f Plus Credit Card from American Express<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/apply\/the-blue-business%e2%84%a0-plus-credit-card-from-american-express-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>) and the <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-unlimited-credit-card\/?pid=6218&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Ink Business Unlimited Credit Card<\/a> from Chase offer solid flat-rate rewards, and neither charges an annual fee. These are exceptional options if you also have a personal <a href=\"https:\/\/thepointsguy.com\/guide\/redeeming-american-express-membership-rewards-maximum-value\/\" rel=\"noopener noreferrer\" target=\"_blank\">American Express Membership Rewards<\/a> or <a href=\"https:\/\/thepointsguy.com\/guide\/redeeming-chase-ultimate-rewards-maximum-value\/\" rel=\"noopener noreferrer\" target=\"_blank\">Chase Ultimate Rewards<\/a> card. Both issuers allow cardholders to pool points between personal and business accounts, so you can combine rewards for maximum redemption value.<\/p>\n<p><a id=\"for-office-startups-a-card-with-related-bonus-categories\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">For office startups: A card with related bonus categories<\/h2>\n<p>Multiple business cards offer rewards in spending categories like office supplies and telecommunications services. If you run your business out of an office, you can earn a great return on your everyday business expenses with these cards.<\/p>\n<div class=\"&#10;        EmailSignUp_container__70lh2&#10;        undefined&#10;        EmailSignUp_isLoading__zGkU5&#10;      \"><picture class=\"EmailSignUp_graphic__AEA5s\"><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__cnneL\">\n<p>Daily Newsletter<\/p>\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<\/div>\n<\/div>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/02\/Puerto-Rico-Jan-2019_American-Express-Amex-Business-Gold-Credit-Card-13.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/02\/Puerto-Rico-Jan-2019_American-Express-Amex-Business-Gold-Credit-Card-13.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/02\/Puerto-Rico-Jan-2019_American-Express-Amex-Business-Gold-Credit-Card-13.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/02\/Puerto-Rico-Jan-2019_American-Express-Amex-Business-Gold-Credit-Card-13.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/02\/Puerto-Rico-Jan-2019_American-Express-Amex-Business-Gold-Credit-Card-13.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/02\/Puerto-Rico-Jan-2019_American-Express-Amex-Business-Gold-Credit-Card-13.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/02\/Puerto-Rico-Jan-2019_American-Express-Amex-Business-Gold-Credit-Card-13.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/02\/Puerto-Rico-Jan-2019_American-Express-Amex-Business-Gold-Credit-Card-13.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/02\/Puerto-Rico-Jan-2019_American-Express-Amex-Business-Gold-Credit-Card-13.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">ISABELLE RAPHAEL\/THE POINTS GUY<\/figcaption><\/figure>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/american-express-business-gold-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">American Express\u00ae Business Gold Card<\/a><\/span> offers flexibility, with 4 points per dollar on the first $150,000 spent in combined purchases from two categories where you spend the most each month each calendar year and 1 point per dollar on all other purchases. The list of potential bonus categories includes select US advertising purchases, US shipping purchases, select tech purchases made in the US and more.<\/p>\n<p><a id=\"for-retail-business-owners-a-card-that-offers-rewards-on-advertising\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">For retail business owners: A card that offers rewards on advertising<\/h2>\n<p>Whether you own a brick-and-mortar boutique or an e-commerce site, chances are you&#8217;re spending money each month on <a href=\"https:\/\/thepointsguy.com\/credit-cards\/advertising\/\" rel=\"noopener noreferrer\" target=\"_blank\">advertising your business<\/a>. Plus, most business cards that offer rewards on advertising also offer rewards in other valuable categories, like US shipping.<\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.640625%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2017\/05\/small-business-phone-general-credit-card.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2017\/05\/small-business-phone-general-credit-card.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2017\/05\/small-business-phone-general-credit-card.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2017\/05\/small-business-phone-general-credit-card.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2017\/05\/small-business-phone-general-credit-card.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2017\/05\/small-business-phone-general-credit-card.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2017\/05\/small-business-phone-general-credit-card.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2017\/05\/small-business-phone-general-credit-card.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2017\/05\/small-business-phone-general-credit-card.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">HERO IMAGES\/GETTY IMAGES<\/figcaption><\/figure>\n<p>Chase&#8217;s <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-preferred%e2%84%a0-credit-card\/?pid=221211974&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Ink Business Preferred Credit Card<\/a> offers 3 points per dollar on the first $150,000 in combined purchases (1 point per dollar thereafter) in categories like travel, shipping, internet, cable, phone services and digital advertising. Just as with the Ink Business Unlimited, you can pool your points with your personal Chase Ultimate Rewards cards to help maximize earning and redemption potential. The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/american-express-business-gold-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">American Express Business Gold Card<\/a><\/span> is also a stellar choice, with advertising and shipping as potential bonus categories.<\/p>\n<p><a id=\"bottom-line\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Bottom line<\/h2>\n<p>Depending on business expenses, the appeal and benefits of the cards mentioned will vary. Regardless, business credit cards are important in managing your business-related finances. Getting rewarded for such expenses can offset upcoming expenses, and best of all, if you own a personal credit card with the same issuer, you can tap into additional rewards when booking your next trip. Choosing the right business credit card is just as important as a personal card, so reflect on your spending patterns and rewards goals and choose wisely.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/business\/\" rel=\"noopener\" target=\"_blank\">The best business credit cards of September 2023<\/a><\/strong><\/p>\n<p><em>For rates and fees of the Blue Business\u00ae Plus Credit Card from American Express, <a href=\"https:\/\/thepointsguy.com\/apply\/the-blue-business%e2%84%a0-plus-credit-card-from-american-express-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">click here<\/a>.<\/em><\/p>\n<p><em>For rates and fees of the Delta SkyMiles\u00ae Platinum Business American Express Card, <a href=\"https:\/\/thepointsguy.com\/apply-now\/delta-skymiles-platinum-business-american-express-card-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">click here<\/a>.<\/em><\/p>\n<p><em>For rates and fees of the Marriott Bonvoy Business\u00ae American Express\u00ae Card, <a href=\"https:\/\/thepointsguy.com\/apply\/marriott-bonvoy-business-american-express-card-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">click here<\/a>.<\/em><\/p>\n<p><em>For rates and fees of the Hilton Honors American Express Business Card, <a href=\"https:\/\/thepointsguy.com\/apply\/the-hilton-honors-american-express-business-card-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">click here<\/a>.<\/em><\/p>\n<p><em>For rates and fees of the American Express\u00ae Business Gold Card, <a href=\"https:\/\/thepointsguy.com\/apply\/american-express-business-gold-card-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">click here<\/a>.<\/em><\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/guide\/choose-right-credit-card-for-your-business\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>No matter what type of business or side hustle you run, there is a great business credit card out there to help you earn rewards and make the most out of your business charges. It all comes down to which categories you spend the most on every month and which cards offer the best rewards [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":38989,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-38988","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/38988","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=38988"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/38988\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/38989"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=38988"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=38988"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=38988"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}