{"id":37292,"date":"2023-09-09T20:00:51","date_gmt":"2023-09-09T20:00:51","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/09\/09\/who-should-and-shouldnt-get-the-capital-one-venture-x-card-the-points-guy\/"},"modified":"2023-09-09T20:00:51","modified_gmt":"2023-09-09T20:00:51","slug":"who-should-and-shouldnt-get-the-capital-one-venture-x-card-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/09\/09\/who-should-and-shouldnt-get-the-capital-one-venture-x-card-the-points-guy\/","title":{"rendered":"Who should (and shouldn\u2019t) get the Capital One Venture X card? &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>One of the most popular premium travel rewards credit cards is the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/capital-one-venture-x-rewards-credit-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Capital One Venture X Rewards Credit Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/apply\/capital-one-venture-x-rewards-credit-card-rates-and-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>).<\/p>\n<p>While its $395 annual fee (see <a href=\"https:\/\/thepointsguy.com\/apply\/capital-one-venture-x-rewards-credit-card-rates-and-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>) is significant, the card offers a host of travel perks \u2014 from an up-to-<a href=\"https:\/\/thepointsguy.com\/news\/capital-one-venture-x-travel-credit\/\" rel=\"noopener\" target=\"_blank\">$300 annual travel statement credit<\/a> for purchases made through Capital One Travel to <a href=\"https:\/\/thepointsguy.com\/news\/capital-one-lounge-dfw-first-look\/\" rel=\"noopener\" target=\"_blank\">lounge access<\/a> to up to four <a href=\"https:\/\/thepointsguy.com\/news\/comparing-authorized-user-benefits\/\" rel=\"noopener\" target=\"_blank\">free authorized users<\/a> \u2014 that can easily offset the full yearly cost of the card.<\/p>\n<p>The card is a step up from the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/capital-one-venture-rewards-credit-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Capital One Venture Rewards Credit Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/apply\/capital-one-venture-rewards-credit-card-rates-and-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>), the tried-and-true Capital One product that charges an annual fee of $95, but still offers a taste of what its more expensive sibling provides.<\/p>\n<p>Of course, the Venture X isn&#8217;t for everyone. Let&#8217;s dig a little deeper to see who should \u2014 and who shouldn&#8217;t \u2014 apply for this card.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Official application link: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/capital-one-venture-x-rewards-credit-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Capital One Venture X<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/><a id=\"key-benefits\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Key benefits<\/h2>\n<p>The Capital One Venture X is currently offering a sign-up bonus of 75,000 bonus miles when you spend $4,000 on purchases in the first three months from account opening.<\/p>\n<p>Those 75,000 miles are worth at least $750 when redeemed for travel directly through <a href=\"https:\/\/thepointsguy.com\/guide\/capital-one-travel-portal\/\" rel=\"noopener\" target=\"_blank\">Capital One Travel<\/a> or as statement credits toward other travel purchases. But their value is boosted to around $1,388 according to <a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\" rel=\"noopener\" target=\"_blank\">TPG&#8217;s latest valuations<\/a> (not provided by the issuer), thanks to a robust set of <a href=\"https:\/\/thepointsguy.com\/news\/capital-one-new-partners-transfer-tier\/\" rel=\"noopener\" target=\"_blank\">airline and hotel transfer partners<\/a>.<\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-64.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-64.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-64.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-64.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-64.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-64.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-64.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-64.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-64.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">WYATT SMITH\/THE POINTS GUY<\/figcaption><\/figure>\n<p>While that might be alluring enough on its own, the card extends plenty of other valuable, everyday benefits:<\/p>\n<ul>\n<li><strong>Earning:<\/strong> The Venture X earns 10 miles per dollar on hotels and car rentals booked via Capital One Travel, 5 miles per dollar on flights booked via Capital One Travel and an unlimited 2 miles per dollar on everything else.<\/li>\n<li><strong>Statement credit:<\/strong> Up to $300 back in statement credit annually for bookings made through Capital One Travel.<\/li>\n<li><strong>Anniversary bonus:<\/strong> 10,000 bonus miles every account anniversary, starting on your first anniversary (worth at least $100 toward travel).<\/li>\n<li><strong>Lounge access:<\/strong> Complimentary access for cardholders, authorized users and up to two guests per visit to Capital One Lounges and for all guests traveling with the cardholder or authorized user to more than 1,300 Priority Pass lounges worldwide.<\/li>\n<li><strong>Authorized users: <\/strong>Up to four authorized users can be added at no charge, and they also get the same guest access as the cardholder for the Capital One Lounge and Priority Pass.<\/li>\n<li><strong>Global Entry or TSA PreCheck: <\/strong>Up to $100 in statement credits for either TSA PreCheck or Global Entry.<\/li>\n<li><strong>Annual fee: <\/strong>$395.<\/li>\n<\/ul>\n<div class=\"&#10;        EmailSignUp_container__70lh2&#10;        undefined&#10;        EmailSignUp_isLoading__zGkU5&#10;      \"><picture class=\"EmailSignUp_graphic__AEA5s\"><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__cnneL\">\n<p>Daily Newsletter<\/p>\n<p>Rewarding reading in less than 5 minutes<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<\/div>\n<\/div>\n<p><a id=\"who-should-get-the-venture-x\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Who should get the Venture X?<\/h2>\n<p>If you&#8217;re considering the Venture X, let&#8217;s narrow down why the card might best fit you.<\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/11\/Capital-One-Venture-X_1_2021_CCSL.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/11\/Capital-One-Venture-X_1_2021_CCSL.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/11\/Capital-One-Venture-X_1_2021_CCSL.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/11\/Capital-One-Venture-X_1_2021_CCSL.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/11\/Capital-One-Venture-X_1_2021_CCSL.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/11\/Capital-One-Venture-X_1_2021_CCSL.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/11\/Capital-One-Venture-X_1_2021_CCSL.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/11\/Capital-One-Venture-X_1_2021_CCSL.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/11\/Capital-One-Venture-X_1_2021_CCSL.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">JOHN GRIBBEN\/THE POINTS GUY<\/figcaption><\/figure>\n<h3>You want simplicity in a premium card<\/h3>\n<p>The Venture X credit card is a premium card that is simple to understand. Unlike some other products with a <a href=\"https:\/\/thepointsguy.com\/news\/amex-platinum-changes-2021-opinion\/\" rel=\"noopener\" target=\"_blank\">dizzying array of statement credits<\/a> and third-party partners, the Venture X keeps its perks relatively straightforward.<\/p>\n<p>In fact, the <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/capital-one-venture-x-rewards-credit-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Venture X<\/a><\/span> offers benefits that even beginner travelers can maximize, including a $300 annual travel credit through the travel portal (hotels, airfare and rental cars qualify). The Venture X also adopts a simple earning structure, accruing 2 miles per dollar on most charges, complemented by elevated earning rates for bookings made via Capital One Travel.<\/p>\n<p>In addition, Venture X cardholders receive 10,000 bonus miles every account anniversary. Those miles are worth $100 when redeemed via the travel portal or potentially even more if you <a href=\"https:\/\/thepointsguy.com\/news\/capital-one-new-partners-transfer-tier\/\" rel=\"noopener\" target=\"_blank\">transfer miles to an airline or hotel partner<\/a>.<\/p>\n<p>Simple math will show that between the annual travel credit and bonus miles each account anniversary, you&#8217;re already breaking even on the $395 annual fee. And that doesn&#8217;t include a variety of other perks.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/capital-one-venture-x-review\/\" rel=\"noopener\" target=\"_blank\">The most exciting premium card to come around in years: A review of Capital One Venture X<\/a><\/strong><\/p>\n<h3>You want access to airport lounges<\/h3>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-52.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-52.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-52.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-52.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-52.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-52.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-52.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-52.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-52.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">WYATT SMITH\/THE POINTS GUY<\/figcaption><\/figure>\n<p>While more and more travel credit cards seem to offer <a href=\"https:\/\/thepointsguy.com\/credit-cards\/airport-lounge-access\/\" rel=\"noopener\" target=\"_blank\">airport lounge access<\/a> these days, the Venture X still has a few features that set it apart in this respect.<\/p>\n<p><span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/capital-one-venture-x-rewards-credit-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Venture X<\/a><\/span> cardholders have access to a growing network of Capital One Lounges. Currently, the only one open is at Dallas-Fort Worth International Airport (DFW), but these <a href=\"https:\/\/thepointsguy.com\/guide\/capital-one-lounge\/\" rel=\"noopener\" target=\"_blank\">high-end lounges<\/a> will soon come to Denver International Airport (DEN) and Washington-Dulles International Airport (IAD). They have Peloton bikes, nap pods, premium dining experiences, and a robust grab-and-go selection.<\/p>\n<p>In addition, Venture X cardholders get access to over 1,300 <a href=\"https:\/\/thepointsguy.com\/guide\/all-about-priority-pass-program\/\" rel=\"noopener\" target=\"_blank\">Priority Pass<\/a> lounges worldwide.<\/p>\n<h3>You want free authorized users<\/h3>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-60.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-60.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-60.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-60.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-60.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-60.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-60.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-60.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-60.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">WYATT SMITH\/THE POINTS GUY<\/figcaption><\/figure>\n<p>Venture X cardholders can add up to four authorized users at no cost.<\/p>\n<p>That&#8217;s an excellent value proposition, considering authorized users get unlimited access to <a href=\"https:\/\/thepointsguy.com\/guide\/capital-one-lounge\/\" rel=\"noopener\" target=\"_blank\">Capital One Lounges<\/a> and Priority Pass lounges worldwide \u2014 with the same guest policies as the cardholder.<\/p>\n<p>In addition, authorized users get Hertz President&#8217;s Circle elite status. By registering through your Capital One account, your authorized user can enjoy <a href=\"https:\/\/thepointsguy.com\/guide\/hertz-gold-rewards\/\" rel=\"noopener\" target=\"_blank\">top-tier status with Hertz<\/a> car rentals.<\/p>\n<p><em>Upon enrollment, accessible through the Capital One website or mobile app, eligible cardholders will remain at upgraded status level through December 31, 2024. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Additional terms apply.<\/em><\/p>\n<h3>You want some of the best travel protection benefits<\/h3>\n<p>This Visa Infinite card offers some of the industry&#8217;s most comprehensive travel and trip protection benefits.<\/p>\n<p>That includes <a href=\"https:\/\/thepointsguy.com\/guide\/credit-card-trip-cancellation-interruption-protection\/\" rel=\"noopener\" target=\"_blank\">trip cancellation and interruption insurance<\/a>, <a href=\"https:\/\/thepointsguy.com\/guide\/cards-with-trip-delay-reimbursement\/\" rel=\"noopener\" target=\"_blank\">trip delay reimbursement<\/a>, lost luggage reimbursement, <a href=\"https:\/\/thepointsguy.com\/credit-cards\/phone-protection\/\" rel=\"noopener\" target=\"_blank\">cell phone protection<\/a>, <a href=\"https:\/\/thepointsguy.com\/guide\/cards-primary-car-rental-coverage\/\" rel=\"noopener\" target=\"_blank\">primary rental car protection<\/a>, <a href=\"https:\/\/thepointsguy.com\/guide\/best-cards-purchase-protection\/\" rel=\"noopener\" target=\"_blank\">purchase protection<\/a>, <a href=\"https:\/\/thepointsguy.com\/guide\/best-cards-for-extended-warranty\/\" rel=\"noopener\" target=\"_blank\">extended warranty protection<\/a> and <a href=\"https:\/\/thepointsguy.com\/news\/what-happens-to-return-protection-items\/\" rel=\"noopener\" target=\"_blank\">return protection<\/a>.<\/p>\n<p><a id=\"who-shouldnt-get-the-venture-x\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Who shouldn&#8217;t get the Venture X?<\/h2>\n<p>While the Venture X is an impressive, high-end card, it isn&#8217;t for everyone. Let&#8217;s take a closer look.<\/p>\n<h3>You want a robust network of premium lounges right now<\/h3>\n<p>The Venture X offers extensive travel perks, but thus far, it has just one proprietary airport lounge open in the world.<\/p>\n<p>Indeed, while Capital One has grand ambitions with its own lounge network, Amex has a significant head start with <a href=\"https:\/\/thepointsguy.com\/guide\/the-ultimate-guide-to-amex-centurion-lounges\/\" rel=\"noopener\" target=\"_blank\">Centurion Lounges<\/a> at more than 14 airports, as well as the <a href=\"https:\/\/thepointsguy.com\/guide\/american-express-platinum-lounge-access\/\" rel=\"noopener\" target=\"_blank\">Global Lounge Collection<\/a>, which includes Priority Pass and Delta Sky Clubs (when flying on the same day with Delta).<\/p>\n<p>Therefore, certain flyers who hit the lounge a lot might prefer a card like <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/the-platinum-card-from-american-express\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">The Platinum Card\u00ae from American Express<\/a><\/span>.<\/p>\n<h3>You don&#8217;t travel much or plan to leverage transfer partners<\/h3>\n<p>To truly maximize the Venture X card, you should consider leveraging Capital One&#8217;s transfer program.<\/p>\n<p>Capital One has made several significant advancements to its mileage program over the past few years, including shifting from just <a href=\"https:\/\/thepointsguy.com\/guide\/best-fixed-value-point-cards\/\" rel=\"noopener\" target=\"_blank\">fixed-rate redemptions<\/a> to adding <a href=\"https:\/\/thepointsguy.com\/guide\/redeeming-capital-one-miles-maximum-value\/\" rel=\"noopener\" target=\"_blank\">airline and hotel transfer partners<\/a> and improving mileage transfer rates. These changes have put <a href=\"https:\/\/thepointsguy.com\/points-program\/capital-one\/\" rel=\"noopener\" target=\"_blank\">Capital One&#8217;s rewards program<\/a> onto a more equal footing with competitors such as American Express Membership Rewards and Chase Ultimate Rewards.<\/p>\n<p>Currently, there are <a href=\"https:\/\/thepointsguy.com\/news\/capital-one-new-partners-transfer-tier\/\" rel=\"noopener\" target=\"_blank\">18 airline and hotel transfer partners<\/a>, with 16 transferring at a 1:1 ratio. If you don&#8217;t use transfer partners, the best you can do is a redemption rate of 1 cent per mile.<\/p>\n<p>However, by utilizing transfer partners, there are several <a href=\"https:\/\/thepointsguy.com\/news\/capital-one-miles-sweet-spots\/\" rel=\"noopener\" target=\"_blank\">sweet spot redemption opportunities<\/a>, including economy flights to Hawaii for just 7,500 Capital One miles by transferring to Turkish Miles &amp; Smiles and redeeming for United business-class flights to South America for 50,000 Capital One miles transferred to TAP Miles&amp;Go.<\/p>\n<p><a id=\"bottom-line\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Bottom line<\/h2>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/capital-one-venture-x-rewards-credit-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Capital One Venture X Rewards Credit Card<\/a><\/span> is an excellent option for those in the market for a premium credit card with easy-to-digest benefits. However, for those looking for a card with better lounge access or who don&#8217;t need the flexibility of airline and hotel transfer partners, there may be better options out there. That said, we think the card is nearly a no-brainer for travelers ranging from luxury seekers to the more budget-minded.<\/p>\n<p>Learn more in our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-venture-x-review\/\" rel=\"noopener\" target=\"_blank\">full review of the Venture X<\/a>.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/capital-one-venture-x-rewards-credit-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\"><strong>Apply for the Capital One Venture X<\/strong><\/a><\/span><strong> and earn 75,000 bonus miles when you spend $4,000 on purchases in the first three months from account opening.<\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><em>Additional reporting by Ryan Wilcox and Christina Ly.<\/em><\/p>\n<p><em>For Capital One products listed on this page, some of the above benefits are provided by Visa\u00ae or Mastercard\u00ae and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.<\/em><\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/guide\/who-should-get-capital-one-venture-x\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>One of the most popular premium travel rewards credit cards is the Capital One Venture X Rewards Credit Card (see rates and fees). While its $395 annual fee (see rates and fees) is significant, the card offers a host of travel perks \u2014 from an up-to-$300 annual travel statement credit for purchases made through Capital [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":37293,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-37292","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/37292","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=37292"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/37292\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/37293"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=37292"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=37292"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=37292"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}