{"id":36504,"date":"2023-09-05T19:00:34","date_gmt":"2023-09-05T19:00:34","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/09\/05\/how-to-transfer-chase-ultimate-rewards-points-between-accounts-the-points-guy\/"},"modified":"2023-09-05T19:00:34","modified_gmt":"2023-09-05T19:00:34","slug":"how-to-transfer-chase-ultimate-rewards-points-between-accounts-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/09\/05\/how-to-transfer-chase-ultimate-rewards-points-between-accounts-the-points-guy\/","title":{"rendered":"How to transfer Chase Ultimate Rewards points between accounts – The Points Guy"},"content":{"rendered":"


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Chase’s Ultimate Rewards program<\/a> can offer some incredible value. It’s no surprise that the currency regularly appears near the top of TPG’s monthly valuations<\/a>, checking in at 2 cents per point in our most recent iteration.<\/p>\n

One of the best things about the Ultimate Rewards program is how flexible the points are, not only when it comes to your redemption options but also when you’re looking to transfer points between your Chase credit cards<\/a>.<\/p>\n

Looking for a convenient way to see all of your transferable Chase points in one place? Download the free TPG app!<\/a><\/strong><\/p>\n

In fact, it’s among the most customer-friendly transferable points programs<\/a> along these lines. By combining Ultimate Rewards points in a single account, you can effectively add up to 50% in value to some of your cards.<\/p>\n

So, here’s a tutorial on how to transfer Ultimate Rewards points between accounts and discuss when to consider doing so.<\/p>\n

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Overview of the Chase Ultimate Rewards program<\/h2>\n

Before we get started, here’s a list of the major cards that participate in the Ultimate Rewards program:<\/p>\n

(Note that the Ink Business Premier Credit Card<\/a><\/span> is also issued by Chase, but you can’t combine those rewards with other cards. They remain as cash back.)<\/p>\n

The savvy readers out there may notice that there are five cash-back cards<\/a> included on this list (the three Freedom products along with the Ink Cash and Ink Unlimited). While it’s true that these cards officially earn cash-back rewards, they do still fall under the Ultimate Rewards program<\/a>. They become particularly valuable when you hold them in conjunction with the Chase Sapphire Reserve, Chase Sapphire Preferred or Ink Business Preferred.<\/p>\n

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That’s because you can combine the rewards you earn across all of your Ultimate Rewards cards into a single account. As such, you can convert all the rewards earned by these cash-back cards into fully transferable Ultimate Rewards points<\/a> if you have a Chase Sapphire Reserve, Chase Sapphire Preferred or Ink Business Preferred. This is the enduring power of my favorite combination of credit cards, what I call the “perfect Chase quartet,” which consists of the following:<\/p>\n

However, the ability to combine your points isn’t limited to your own accounts. You can do this with a household member as well.<\/p>\n

When it comes to combining Ultimate Rewards points, there are two different types of transfers you can make:<\/p>\n

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  1. Transfer points between two accounts where you’re the primary cardholder<\/li>\n
  2. Transfer points between an account where you’re the primary cardholder and one where someone else is the primary cardholder<\/li>\n<\/ol>\n

    Here’s a step-by-step look at each of these scenarios.<\/p>\n

    Related: Around the world: How to spend 1 million Chase Ultimate Rewards points<\/a><\/strong><\/p>\n

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    How to set up your Ultimate Rewards account<\/h2>\n

    The first thing you’ll need to do is ensure that your Ultimate Rewards-earning credit cards<\/a> are all associated with the same online account. If you haven’t set up online access, start on the Chase website<\/a> and click “Not enrolled? Sign up now” on the right-hand side of the page.<\/p>\n

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