{"id":36416,"date":"2023-08-31T11:12:17","date_gmt":"2023-08-31T11:12:17","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/08\/31\/the-best-travel-insurance-for-digital-nomads-updated-2023\/"},"modified":"2023-08-31T11:12:17","modified_gmt":"2023-08-31T11:12:17","slug":"the-best-travel-insurance-for-digital-nomads-updated-2023","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/08\/31\/the-best-travel-insurance-for-digital-nomads-updated-2023\/","title":{"rendered":"The Best Travel Insurance for Digital Nomads (Updated 2023)"},"content":{"rendered":"


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Posted<\/strong>: 8\/31\/23 | August 31st, 2023<\/p>\n

Even before the COVID-19 pandemic, more and more people were transitioning to remote work. Digital nomads were becoming increasingly common as people quit the cubicle to work from wherever they felt like. <\/p>\n

Today, as the pandemic recedes, an even greater number people are working remotely. Studies show that remote workers are happier<\/a> even as productivity has stayed the same<\/a> \u2014 if not increased. Numerous countries now offer visas exclusively for digital nomads<\/a> too.<\/p>\n

I\u2019ve written about finding the best travel insurance<\/a> a ton over the years. That is for emergencies on the road, with the idea that if something really bad happens, you\u2019ll go home and take care of it. After all, trips usually have a start and end date. <\/p>\n

But being a digital nomad or remote worker is a different thing. When you are roaming the world without an end date and need prescriptions and regular checkups, normal travel insurance won\u2019t really do. <\/p>\n

If you\u2019re considering the transition to working remotely abroad or becoming a digital nomad<\/a>, it\u2019s important to know your options.<\/p>\n

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What to Look for in Travel Insurance for Digital Nomads<\/h3>\n

Digital nomads need to make sure their travel insurance plan doesn\u2019t just cover emergencies. They need a plan that also<\/em> includes routine medical coverage (more on that later).<\/p>\n

First, though, I\u2019d make sure your policy has at least $100,000 USD in medical coverage. Such a high limit is important, because if you get sick or injured or need serious attention and have to seek professional care, you want to make sure your high hospital bills are covered. The worst thing you can do is go cheap and get a policy with a $50,000 USD coverage limit and then burn through it in an emergency, leaving you to potentially foot a bill in the tens of thousands of dollars.<\/p>\n

Second, you want to make sure your policy also covers emergency evacuation (separate from your medical coverage). If a natural disaster occurs or if you fall and break a leg hiking in a remote area and you need to be evacuated somewhere else, your plan should cover that as well, at least up to $300,000 USD (emergency evacuations are expensive!).<\/p>\n

Additionally, here are a few other standard provisions a good travel insurance policy will have coverage for:<\/p>\n