{"id":33165,"date":"2023-08-20T18:00:10","date_gmt":"2023-08-20T18:00:10","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/08\/20\/amex-everyday-preferred-vs-blue-cash-preferred-do-you-want-points-or-cash-back-the-points-guy\/"},"modified":"2023-08-20T18:00:10","modified_gmt":"2023-08-20T18:00:10","slug":"amex-everyday-preferred-vs-blue-cash-preferred-do-you-want-points-or-cash-back-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/08\/20\/amex-everyday-preferred-vs-blue-cash-preferred-do-you-want-points-or-cash-back-the-points-guy\/","title":{"rendered":"Amex EveryDay Preferred vs. Blue Cash Preferred: Do you want points or cash-back? – The Points Guy"},"content":{"rendered":"


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American Express fields a diverse range of rewards credit cards, with options ranging from cash-back cards<\/a> to premium products<\/a> with benefits such as airport lounge access<\/a> and annual travel statement credits<\/a>.<\/p>\n

Right in the middle of the pack<\/a> are the Blue Cash Preferred\u00ae Card from American Express<\/a><\/span> and the Amex EveryDay Preferred\u00ae Credit Card from American Express<\/a>.<\/p>\n

The first earns cash back of between 1% and 6% on purchases; the second earns Membership Rewards points that you can transfer to 18 airline<\/a> and three hotel<\/a> loyalty programs.<\/p>\n

Given their similar annual fees, welcome offers and earning structures, you might be trying to decide between these two cards. The good news is, there’s no wrong choice. You just need to decide if a cash-back card or one earning transferable points fits your rewards strategy better.<\/p>\n

Here’s how the two cards compare.<\/p>\n

The information for the Amex Everyday Preferred Credit Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n

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Amex EveryDay Preferred vs. Amex Blue Cash Preferred comparison<\/h2>\n
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\n\n\n\n\n\n\n\n\n\n
\nThe Amex EveryDay\u00ae Preferred Credit Card from American Express<\/strong><\/th>\nBlue Cash Preferred\u00ae Card from American Express<\/strong><\/th>\n<\/tr>\n<\/thead>\n
Annual fee<\/strong><\/td>\n$95<\/td>\n$0 intro annual fee for the first year, then $95 (see rates and fees<\/a>)<\/td>\n<\/tr>\n
Welcome offer<\/strong><\/td>\n15,000 Membership Rewards points after spending $2,000 in three months<\/td>\n$250 back after spending $3,000 in the first six months of card membership. You will receive the $250 in the form statement credits.<\/td>\n<\/tr>\n
Earning<\/strong><\/td>\n3 points per dollar at U.S. supermarkets on up to $6,000 per year, then 1 point per dollar spent<\/p>\n

2 points per dollar at U.S. gas stations<\/p>\n

1 point per dollar everywhere else<\/p>\n

50% bonus points every billing period with 30 or more purchases<\/p>\n<\/td>\n

6% cash back at U.S. supermarkets on up to $6,000 per calendar year, then 1%<\/p>\n

6% on select U.S. streaming subscriptions<\/p>\n

3% on transit and at U.S. gas stations<\/p>\n

1% on everything else<\/p>\n<\/td>\n<\/tr>\n

Redemptions<\/strong><\/td>\nTransfer to 18 airlines and 3 hotels<\/p>\n

Statement credits<\/p>\n<\/td>\n

Cash back for statement credits, gift cards, direct shopping<\/td>\n<\/tr>\n
Other benefits<\/strong><\/td>\nTravel and shopping protections<\/p>\n

Amex Offers<\/p>\n

ShopRunner<\/p>\n<\/td>\n

Travel and shopping protections<\/p>\n

Amex Offers<\/p>\n

ShopRunner<\/p>\n

Up to $84 annually in statement credits toward Disney+, ESPN+ and or Hulu<\/p>\n

Up to $120 annually in statement credits toward select Equinox services<\/p>\n

Enrollment is required for select benefits.<\/em><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n

The information for The Amex EveryDay\u00ae Preferred Credit Card from American Express card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n

Now for the details on each card and their respective benefits.<\/p>\n

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Amex EveryDay Preferred vs. Amex Blue Cash Preferred welcome offer<\/h2>\n

Let’s get to the first major difference between the cards.<\/p>\n

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New Blue Cash Preferred card members can earn a $250 statement credit after spending $3,000 in purchases on their new card within the first six months.<\/p>\n

Related: The best cash-back cards<\/a><\/strong><\/p>\n

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