{"id":27869,"date":"2023-07-24T14:00:41","date_gmt":"2023-07-24T14:00:41","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/07\/24\/why-i-love-the-amex-gold-card-the-points-guy\/"},"modified":"2023-07-24T14:00:41","modified_gmt":"2023-07-24T14:00:41","slug":"why-i-love-the-amex-gold-card-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/07\/24\/why-i-love-the-amex-gold-card-the-points-guy\/","title":{"rendered":"Why I love the Amex Gold Card &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>Asking me to pick my favorite <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best\/\" rel=\"noopener\" target=\"_blank\">credit card<\/a> would be like asking a father of 22 to pick his favorite child. And yes, I do have that many open, active credit cards (but only one child).<\/p>\n<p>However, there&#8217;s one card that I use more frequently than any other in my wallet \u2014 and that&#8217;s my <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/the-american-express-gold-card\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">American Express\u00ae Gold Card<\/a><\/span>.<\/p>\n<p>Here&#8217;s why the Amex Gold has been (and will remain) a mainstay in my wallet.<\/p>\n<p><a id=\"lucrative-earning-rates\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Lucrative earning rates<\/h2>\n<p>The most appealing feature of the card is a pair of lucrative <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-travel-cards-bonus-category\/\" rel=\"noopener\" target=\"_blank\">bonus categories<\/a>:<\/p>\n<ul>\n<li>4 points per dollar spent at restaurants worldwide<\/li>\n<li>4 points per dollar spent at U.S. supermarkets (on up to $25,000 in purchases every year, then 1 point per dollar)<\/li>\n<\/ul>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-3367723627 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/04\/Puerto-Rico-Jan-2019_American-Express-Amex-Gold-Credit-Card-9-April-2019-Card.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/04\/Puerto-Rico-Jan-2019_American-Express-Amex-Gold-Credit-Card-9-April-2019-Card.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/04\/Puerto-Rico-Jan-2019_American-Express-Amex-Gold-Credit-Card-9-April-2019-Card.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/04\/Puerto-Rico-Jan-2019_American-Express-Amex-Gold-Credit-Card-9-April-2019-Card.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/04\/Puerto-Rico-Jan-2019_American-Express-Amex-Gold-Credit-Card-9-April-2019-Card.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/04\/Puerto-Rico-Jan-2019_American-Express-Amex-Gold-Credit-Card-9-April-2019-Card.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/04\/Puerto-Rico-Jan-2019_American-Express-Amex-Gold-Credit-Card-9-April-2019-Card.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/04\/Puerto-Rico-Jan-2019_American-Express-Amex-Gold-Credit-Card-9-April-2019-Card.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/04\/Puerto-Rico-Jan-2019_American-Express-Amex-Gold-Credit-Card-9-April-2019-Card.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p>I often eat out with my family, but we also love to cook at home. While it sometimes seems like our grocery bill is high, we never come anywhere near the Amex Gold&#8217;s yearly spending cap ($25,000 a year, equating to $480 a week.) And since the card waives foreign transaction fees (see <a href=\"https:\/\/thepointsguy.com\/apply\/american-express-gold-card-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>), I can confidently swipe it at restaurants abroad to still earn those bonus points.<\/p>\n<p>These bonus categories alone make the Amex Gold a perfect fit for me.<\/p>\n<p><strong>Read more: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/dining\/\" rel=\"noopener\" target=\"_blank\">The best credit cards for dining<\/a><\/strong><\/p>\n<p><a id=\"uber-and-grubhub-benefits\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Uber and Grubhub benefits<\/h2>\n<p>Beyond the everyday earning rates, I&#8217;m a big fan of the card&#8217;s extra benefits.<\/p>\n<p>I&#8217;m not a power Uber user, but we easily find ways to use the <a href=\"https:\/\/thepointsguy.com\/news\/amex-platinum-uber-cash-credit\/\" rel=\"noopener\" target=\"_blank\">$10 in Uber Cash each month<\/a> that the Amex Gold offers, which is valid for Uber rides or Uber Eats orders in the U.S. I also typically treat myself to lunch through a <a href=\"https:\/\/thepointsguy.com\/guide\/amex-gold-dining-credit\/\" rel=\"noopener\" target=\"_blank\">participating dining partner<\/a> to receive up to $10 in statement credits each month. 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x2=\"103.791\" y1=\"196.904\" y2=\"105.04\"><stop stop-color=\"#114F6E\"\/><stop offset=\"1\" stop-color=\"#2D80A0\"\/><\/lineargradient><lineargradient gradientunits=\"userSpaceOnUse\" id=\"u\" x1=\"27.579\" x2=\"29.005\" y1=\"94.084\" y2=\"175.797\"><stop stop-color=\"#00FFF3\"\/><stop offset=\"1\" stop-color=\"#48A5C1\"\/><\/lineargradient><lineargradient gradientunits=\"userSpaceOnUse\" id=\"w\" x1=\"53.528\" x2=\"55.457\" y1=\"43.427\" y2=\"153.913\"><stop stop-color=\"#00FFF3\"\/><stop offset=\"1\" stop-color=\"#48A5C1\"\/><\/lineargradient><lineargradient gradientunits=\"userSpaceOnUse\" id=\"y\" x1=\"3.999\" x2=\"3.895\" y1=\"108.03\" y2=\"102.046\"><stop stop-color=\"#23698C\"\/><stop offset=\"1\" stop-color=\"#3689AA\"\/><\/lineargradient><lineargradient gradientunits=\"userSpaceOnUse\" id=\"A\" x1=\"4.447\" x2=\"4.342\" y1=\"101.588\" y2=\"95.577\"><stop stop-color=\"#23698C\"\/><stop offset=\"1\" stop-color=\"#3689AA\"\/><\/lineargradient><lineargradient gradientunits=\"userSpaceOnUse\" id=\"C\" x1=\"5.204\" x2=\"5.081\" y1=\"95.15\" y2=\"88.097\"><stop stop-color=\"#23698C\"\/><stop offset=\"1\" stop-color=\"#3689AA\"\/><\/lineargradient><\/defs><\/svg><\/p>\n<div class=\"EmailSignUp_form__a_UTq\">\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG&#8217;s experts.<\/p>\n<\/div>\n<\/div>\n<p>By maxing out both benefits, I effectively reduce the annual fee on the card from $250 (see <a href=\"https:\/\/thepointsguy.com\/apply\/american-express-gold-card-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>) to just $10.<\/p>\n<p><a id=\"targeted-offers\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Targeted offers<\/h2>\n<p>In my opinion, one of the most underutilized perks of <a href=\"https:\/\/thepointsguy.com\/credit-cards\/travel\/\" rel=\"noopener\" target=\"_blank\">travel cards<\/a> is access to targeted discounts and offers. And of the major issuers, <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-guide-to-amex-offers\/\" rel=\"noopener\" target=\"_blank\">Amex Offers<\/a> are my favorite.<\/p>\n<p>In the past three years, I&#8217;ve received a total of $265 in statement credits by adding these offers to my Amex Gold card. In addition, I&#8217;ve been targeted for a <a href=\"https:\/\/thepointsguy.com\/guide\/amex-pay-over-time-enrollment-bonus\/\" rel=\"noopener\" target=\"_blank\">20,000-point bonus<\/a> for activating <a href=\"https:\/\/thepointsguy.com\/credit-cards\/american-express\/your-ultimate-guide-to-amex-pay-over-time\/\" rel=\"noopener\" target=\"_blank\">Amex Pay Over Time<\/a> on the card (<a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\" rel=\"noopener\" target=\"_blank\">worth $400 to me<\/a>), and I also referred a friend to the card earlier in the year, resulting in a one-time bonus of 20,000 points along with three months of an <a href=\"https:\/\/thepointsguy.com\/credit-cards\/american-express\/amex-refer-a-friend\/\" rel=\"noopener\" target=\"_blank\">extra 5 points per dollar<\/a> on U.S. supermarket purchases (since expired).<\/p>\n<p>These offers help boost my Membership Rewards points balance.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/refer-friends-earn-miles-points-or-cash\/\" rel=\"noopener\" target=\"_blank\">How to refer friends and earn points, miles or cash credits<\/a><\/strong><\/p>\n<p><a id=\"valuable-transfer-partners\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Valuable transfer partners<\/h2>\n<p>Finally, I <em>love<\/em> redeeming <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-guide-amex-membership-rewards\/\" rel=\"noopener\" target=\"_blank\">American Express Membership Rewards points<\/a>. We value Amex points at <a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\" rel=\"noopener\" target=\"_blank\">2 cents apiece<\/a> here at TPG, thanks to the program&#8217;s <a href=\"https:\/\/thepointsguy.com\/guide\/membership-rewards-partner-guide\/\" rel=\"noopener\" target=\"_blank\">valuable transfer partners<\/a> \u2014 including <a href=\"https:\/\/thepointsguy.com\/guide\/air-canada-aeroplan\/\" rel=\"noopener\" target=\"_blank\">Air Canada Aeroplan<\/a>, <a href=\"https:\/\/thepointsguy.com\/guide\/everything-you-need-to-know-avianca-lifemiles\/\" rel=\"noopener\" target=\"_blank\">Avianca LifeMiles<\/a> and <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-ba-avios-guide\/\" rel=\"noopener\" target=\"_blank\">British Airways Avios<\/a>.<\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-3367723627 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.66666666666666%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/05\/Aerial-view-of-the-Gran-Via-shopping-street-in-Madrid.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/05\/Aerial-view-of-the-Gran-Via-shopping-street-in-Madrid.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/05\/Aerial-view-of-the-Gran-Via-shopping-street-in-Madrid.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/05\/Aerial-view-of-the-Gran-Via-shopping-street-in-Madrid.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/05\/Aerial-view-of-the-Gran-Via-shopping-street-in-Madrid.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/05\/Aerial-view-of-the-Gran-Via-shopping-street-in-Madrid.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/05\/Aerial-view-of-the-Gran-Via-shopping-street-in-Madrid.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/05\/Aerial-view-of-the-Gran-Via-shopping-street-in-Madrid.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/05\/Aerial-view-of-the-Gran-Via-shopping-street-in-Madrid.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">I&#8217;ve flown to Madrid in comfort multiple times using my Amex points. MATEJ KASTELIC\/SHUTTERSTOCK.COM<\/figcaption><\/figure>\n<p>Earlier this year, I booked round-trip, business-class flights on <a href=\"https:\/\/thepointsguy.com\/airline\/phillipine-airlines\/\" rel=\"noopener\" target=\"_blank\">Philippine Airlines<\/a> from the U.S. to Manila&#8217;s Ninoy Aquino International Airport (MNL) by transferring just 95,000 points to <a href=\"https:\/\/thepointsguy.com\/guide\/ana-mileage-club-guide\/\" rel=\"noopener\" target=\"_blank\">ANA Mileage Club<\/a>. These flights would&#8217;ve set me back more than $6,000 had I paid out of pocket.<\/p>\n<p>I also frequently convert my Amex points to Avios to book Iberia business-class tickets to Spain. On off-peak dates, nonstop flights are just 42,500 Avios from nearby Miami International Airport (MIA) to Adolfo Su\u00e1rez Madrid-Barajas Airport (MAD) \u2014 though they <a href=\"https:\/\/thepointsguy.com\/guide\/iberia-sweet-spot-off-peak-europe\/\" rel=\"noopener\" target=\"_blank\">start at just 34,000 Avios<\/a> from Boston Logan International Airport, Chicago&#8217;s O&#8217;Hare International Airport (ORD), New York&#8217;s John F. Kennedy International Airport (JFK) and Washington&#8217;s Dulles International Airport (IAD).<\/p>\n<p>In fact, thanks to the <a href=\"https:\/\/thepointsguy.com\/news\/maximize-ba-transfer-bonus\/\" rel=\"noopener\" target=\"_blank\">current 30% transfer bonus<\/a>, you can snag these flights for as little as 27,000 Amex points each way.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/american-express\/\" rel=\"noopener\" target=\"_blank\">The best American Express cards<\/a><\/strong><\/p>\n<p><a id=\"bottom-line\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Bottom line<\/h2>\n<p>I get a ton of value from my 22 travel cards, but the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/american-express\/amex-gold-card-review\/\" rel=\"noopener\" target=\"_blank\">Amex Gold card<\/a> stands out. I love earning 4 points per dollar on a large part of my everyday spending, and Amex&#8217;s transfer partners help me and my family travel the world. The added perks and targeted offers are just icing on the cake.<\/p>\n<p>If you&#8217;re not yet a cardholder, you can <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/the-american-express-gold-card\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">apply today<\/a><\/span> to earn 60,000 Membership Rewards points after you spend $4,000 on purchases on your new card in your first six months of card membership. However, you should also check the <a href=\"https:\/\/thepointsguy.com\/cardmatch\/\" rel=\"noopener\" target=\"_blank\">CardMatch tool<\/a> to see if you&#8217;re targeted for an <a href=\"https:\/\/thepointsguy.com\/news\/amex-platinum-cardmatch-targeted-bonus\/\" rel=\"noopener\" target=\"_blank\">even higher welcome bonus<\/a> (offer subject to change at any time).<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Official application link: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/the-american-express-gold-card\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">American Express Gold Card<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><em>For rates and fees of the Amex Gold card, click <a href=\"https:\/\/thepointsguy.com\/apply\/american-express-gold-card-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">here<\/a>.<\/em><\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/news\/why-i-love-my-amex-gold-card\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Asking me to pick my favorite credit card would be like asking a father of 22 to pick his favorite child. And yes, I do have that many open, active credit cards (but only one child). However, there&#8217;s one card that I use more frequently than any other in my wallet \u2014 and that&#8217;s my [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":27870,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-27869","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/27869","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=27869"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/27869\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/27870"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=27869"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=27869"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=27869"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}