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The IHG One Rewards Credit Card<\/a><\/span> (see rates and fees<\/a><\/span>) is IHG’s no-annual-fee card option. With this card, you can earn bonus points on purchases at IHG One Rewards<\/a><\/span> properties and in common spending categories. Plus, cardholders get automatic IHG Silver Elite status and an annual elite status boost.<\/p>\n But while the no-annual-fee IHG card offers some useful perks, it may not be the best choice. If your primary focus in applying for the card is benefits on IHG stays, one of the cobranded IHG credit cards with an annual fee may provide more value.<\/p>\n So, let’s take a closer look at the no-annual-fee IHG card to help you decide if it’s right for you. Card Rating*: \u2b50\u2b50\u00bd<\/strong><\/p>\n As a no-annual-fee card<\/a><\/span>, the IHG One Rewards Credit Card<\/a><\/span> doesn’t offer many benefits. However, it does earn IHG points on purchases, including bonus points on purchases at IHG properties, restaurants, gas stations and grocery stores. And cardholders get complimentary IHG Silver Elite status plus five Elite Night Credits per year.<\/p>\n Starting in 2027, cardholders will need to spend $5,000 in a calendar year to unlock access to the fourth reward night free benefit (through the end of the following calendar year). In contrast, this benefit is automatically offered to those who hold an IHG card with an annual fee.<\/p>\n*Card Rating<\/a><\/span> is based on the opinion of TPG’s editors and is not influenced by the card issuer.<\/em><\/h6>\n
IHG One Rewards Card: The basics<\/h2>\n
IHG One Rewards Card pros and cons<\/h2>\n
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\n \nPros<\/th>\n Cons<\/th>\n<\/tr>\n<\/thead>\n \n \n