{"id":266661,"date":"2026-10-03T13:00:09","date_gmt":"2026-10-03T13:00:09","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2026\/10\/03\/how-to-earn-points-miles-and-cash-back-rewards-on-pet-expenses-the-points-guy\/"},"modified":"2026-10-03T13:00:09","modified_gmt":"2026-10-03T13:00:09","slug":"how-to-earn-points-miles-and-cash-back-rewards-on-pet-expenses-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2026\/10\/03\/how-to-earn-points-miles-and-cash-back-rewards-on-pet-expenses-the-points-guy\/","title":{"rendered":"How to earn points, miles and cash-back rewards on pet expenses &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>When <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/budget-points-and-miles-strategy\/\" rel=\"noopener\" target=\"_blank\">maximizing points and miles<\/a><\/span> for your family, there&#8217;s no reason to leave the furriest family members out of the fun.<\/p>\n<p>Whether you have a points pup or a first-class feline, there are plenty of ways to turn those monthly orders for food, toys, pet supplies and more into your next vacation. (We&#8217;re just not responsible for what your pets may do when they see your suitcase come out \u2014 again.)<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><\/div><figcaption class=\"jsx-3874346954 figcaption\">SLOBODENIUK\/GETTY IMAGES<\/figcaption><\/figure>\n<h2 class=\"jsx-2362441780\">Maximize points, miles and cash back on pet supply purchases<\/h2>\n<p>One of the best shopping revolutions of the 21st century is having 40-pound bags of pet food delivered right to our doors, thanks to <span><a href=\"https:\/\/thepointsguy.com\/guide\/maximizing-online-shopping-portals\/\" rel=\"noopener\" target=\"_blank\">online shopping<\/a><\/span> (and strong delivery people). Luckily, when you order pet food and other supplies online, you can easily rack up the rewards just as you do with most other online purchases.<\/p>\n<h3>Check credit card offers<\/h3>\n<p><span><a href=\"https:\/\/thepointsguy.com\/author\/lmatthews\/\" target=\"_blank\" rel=\"noopener\">Lyndsey Matthews<\/a><\/span>, TPG&#8217;s managing editor of points and loyalty programs, makes monthly online purchases for her two cats, Chips and Dip. She uses Chewy to get food, litter and treats to her door every few weeks. Since her cats are seniors, she buys prescription food, which can add up quickly.<\/p>\n<p>To maximize her pet-related purchases, she has made it a habit to check her <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/ultimate-guide-to-amex-offers\/\" rel=\"noopener noreferrer\" target=\"_blank\">Amex Offers<\/a><\/span> and <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/full-guide-to-chase-offers\/\" rel=\"noopener noreferrer\" target=\"_blank\">Chase Offers<\/a><\/span> to see any offers she&#8217;s been targeted for. Once an offer is added to her card, she can use it to automatically save money or earn bonus points.<\/p>\n<p>The exact pet-related offers come and go, but previous offers TPG staffers have seen include:<\/p>\n<ul>\n<li><strong>Bark<\/strong>: Spend $20 or more, earn $10 back, up to 2 times (total of $20; through Amex Offers)<\/li>\n<li><strong>Chewy<\/strong>: Get $5 cash back when you spend $50 or more, including taxes and after any discounts (through Chase Offers)<\/li>\n<\/ul>\n<h3>Shop through an online portal<\/h3>\n<p>On top of this, Lyndsey maximizes her points and miles earnings by heading to a <span><a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/shopping-portal-aggregator\/\" target=\"_blank\" rel=\"noopener\">shopping portal aggregator<\/a><\/span> like <span><a href=\"https:\/\/www.cashbackmonitor.com\/\" target=\"_blank\" rel=\"noopener\">Cashback Monitor<\/a><\/span> or <span><a href=\"https:\/\/getsavewise.com\/\" target=\"_blank\" rel=\"noopener\">Savewise<\/a><\/span> to find the online shopping portal that awards the most points, miles or cash back per dollar spent at the places she wants to shop. These rates can and do vary, so check each time, but a few current examples include:<\/p>\n<div class=\"EmailSignUp_container__YVxAW tw-border tw-border-gray-2\"><picture class=\"EmailSignUp_graphic__pcgxg tw-relative tw-overflow-hidden tw-opacity-0\"><source media=\"(max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" class=\"md:tw-absolute md:tw-inset-0 md:tw-size-full md:tw-object-cover md:tw-object-center\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__xvcP4\">\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<form class=\"jsx-606422965 newsletter-form\">\n<div class=\"jsx-606422965 EmailCapture_confirmation__AJ4nI EmailCapture_noCheckbox__2BHzb   &#10;          \">\n<div class=\"tw-space-y-4\">\n<p class=\"tw-text-xs-regular !tw-text-gray-5 hover:!tw-text-gray-5 tw-max-w-lg\">By signing up, you will receive newsletters and promotional content and agree to our<!-- --> <a class=\"!tw-text-gray-5 hover:!tw-text-gray-5\" href=\"https:\/\/thepointsguy.com\/terms-of-use\/\" target=\"_blank\" rel=\"noopener\">Terms of Use<\/a> <!-- -->and acknowledge the data practices in our<!-- --> <a class=\"!tw-text-gray-5 hover:!tw-text-gray-5\" href=\"https:\/\/thepointsguy.com\/privacy-policy\/\" target=\"_blank\" rel=\"noopener\">Privacy Policy<\/a>. You may unsubscribe at any time.<\/p>\n<\/div>\n<\/div>\n<\/form>\n<\/div>\n<\/div>\n<p><strong>Related: <span><a href=\"https:\/\/thepointsguy.com\/deals\/using-savewise\/\" target=\"_blank\" rel=\"noopener\">How I use Savewise to stack shopping portals, credit card offers and cash back for bigger rewards<\/a><\/span><\/strong><\/p>\n<p>Typically, these portals offer 1% to 2% cash back (or 1 to 2 points per dollar spent) at most pet supply stores, but keep an eye out for limited-time offers with much higher rewards. For example, during Black Friday in 2024, Lyndsey spent $47.76 at PetSmart and earned $7.16 cash back through Rakuten during a 15% cash-back deal.<\/p>\n<h3>Check the United MileagePlus X app<\/h3>\n<p>You can also stack United Airlines miles earnings by purchasing immediate electronic gift cards within the <span><a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/earn-united-miles-mileageplus-x-app\/\" target=\"_blank\" rel=\"noopener\">United MileagePlus X app<\/a><\/span>. For example, if you are shopping at Petco and your total is $85.84, you can open up your app and immediately purchase a Petco gift card for that exact amount and earn bonus miles by paying at the register with your new gift card. This also works when paying for an order online.<\/p>\n<p>In addition to Petco, you will often find opportunities to earn bonus miles at pet-friendly shopping destinations such as Walmart and Sam&#8217;s Club within the app. Those with a <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/united\/\" target=\"_blank\" rel=\"noopener\">United credit card<\/a><\/span>, such as the <span data-article-product-link=\"\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22035884?name=United\u2120 Explorer Card&amp;pid=22035884?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">United\u2120 Explorer Card<\/a><\/span> (see <span><a href=\"https:\/\/thepointsguy.com\/tc\/22035884?pid=22035884&amp;name=United%E2%84%A0%20Explorer%20Card&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a><\/span>), get a 25% bonus on miles earned via the app.<\/p>\n<h3>Stack and save directly through pet store loyalty programs<\/h3>\n<p>Of course, you can earn extra rewards and savings directly through the loyalty programs of major pet store brands.<\/p>\n<p>Petco, PetSmart and Chewy all have loyalty programs, but Chewy+ requires a paid membership to earn rewards. Here&#8217;s what kind of rewards you can earn through the free programs (and stay tuned for a longer comparison article including the paid options):<\/p>\n<ul>\n<li><strong><span><a href=\"https:\/\/www.petco.com\/c\/petcoperks\" target=\"_blank\" rel=\"noopener\">Petco Perks<\/a><\/span><\/strong>: The free Petco Perks program offers 10 points per dollar spent (or 30 points per dollar spent on Petco brands). Once you earn 5,000 points, you can redeem them for $5 worth of Petco Cash. That&#8217;s roughly a 1% to 3% return on spend, depending on which products you buy.<\/li>\n<li><strong><span><a href=\"https:\/\/www.petsmart.com\/treats-rewards\" target=\"_blank\" rel=\"noopener\">PetSmart Treats Rewards<\/a><\/span><\/strong>: The entry-level member tier offers 10 points per dollar spent, with redemptions starting at 1,000 points for $2. That&#8217;s a 2% return on spending, though the higher tiers of this program (which you become eligible for once you spend a certain amount per year) offer even better rates.<\/li>\n<\/ul>\n<h3>Stack and save on Amazon<\/h3>\n<p>If you order your pet supplies via Amazon, there are a few ways to stack earnings and save money. First, set up an Amazon <span><a href=\"https:\/\/www.amazon.com\/Subscribe-Save\/b?ie=UTF8&amp;node=5856181011&amp;_encoding=UTF8&amp;tag=thepointsgu00-20&amp;linkCode=ur2&amp;linkId=134c08e3597a8b387ba514a98f5ad3cf&amp;camp=1789&amp;creative=9325\" rel=\"noopener\" target=\"_blank\">subscription<\/a><\/span> for discounts on items like dog or cat food and treats. The <span data-article-product-link=\"\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/10043?name=Prime Visa&amp;pid=10043?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Prime Visa<\/a><\/span> is also an option that offers 5% back on Amazon purchases.<\/p>\n<p><em>The information for the Prime Visa has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n<p><strong>Related: <\/strong><span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-cards-for-amazon-purchases\/\" rel=\"noopener\" target=\"_blank\"><strong>The best credit cards to use for Amazon purchases<\/strong><\/a><\/span><\/p>\n<h2 class=\"jsx-2362441780\">How to get 0% APR on pet purchases<\/h2>\n<p>Unfortunately, emergencies can happen with your pets, and if you don&#8217;t have pet insurance, these can create massive vet bills. However, credit cards can play an important role here, as many offer an introductory 0% annual percentage rate on purchases for a period of time after opening.<\/p>\n<p><span><a href=\"https:\/\/thepointsguy.com\/author\/nick-ewen\/\" rel=\"noopener\" target=\"_blank\">Nick Ewen,<\/a><\/span> TPG&#8217;s editor in chief, utilized this exact strategy with his dog, Winston, who underwent emergency surgery to remove a mass on his spleen a few years ago.<\/p>\n<p>&#8220;Winston is a part of our family, so there was no question that we would do everything we could to help him. However, rather than dipping into our savings to cover the expense of the procedure and his recovery (which came close to $5,000), I utilized my then-new <span data-article-product-link=\"\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/221211281?name=Chase Freedom Unlimited\u00ae&amp;pid=221211281?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Freedom Unlimited\u00ae<\/a><\/span> (see <span><a href=\"https:\/\/thepointsguy.com\/tc\/221211281?pid=221211281&amp;name=Chase%20Freedom%20Unlimited%C2%AE&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a><\/span>), which offers 0% APR on purchases for the first 15 months (then a variable APR of 18.24% to 27.74% applies). This allowed me to fit a manageable monthly payment into my budget, and I still earned valuable rewards in the process.&#8221;<\/p>\n<p><strong>Related: <span><a href=\"https:\/\/thepointsguy.com\/news\/vet-bill-free-night-london\/\" target=\"_blank\" rel=\"noopener\">How I turned my pet&#8217;s emergency vet bills into a free night in London<\/a><\/span><\/strong><\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"\" loading=\"lazy\" width=\"5616\" height=\"3744\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;height:auto;width:100%\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2019\/07\/PointPups_Inside_Selects_12.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2019\/07\/PointPups_Inside_Selects_12.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2019\/07\/PointPups_Inside_Selects_12.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2019\/07\/PointPups_Inside_Selects_12.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2019\/07\/PointPups_Inside_Selects_12.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2019\/07\/PointPups_Inside_Selects_12.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2019\/07\/PointPups_Inside_Selects_12.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2019\/07\/PointPups_Inside_Selects_12.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2019\/07\/PointPups_Inside_Selects_12.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<h2 class=\"jsx-2362441780\">Best credit cards for pet costs<\/h2>\n<p>Owning a pet can easily cost hundreds, if not thousands, of dollars each year, for everything from vet visits and boarding to supplies and medication. It pays to use the right credit cards for pet costs.<\/p>\n<p>For charges like vet checkups and grooming appointments that fall outside routine credit card bonus categories, a <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/everyday-spending\/\" rel=\"noopener noreferrer\" target=\"_blank\">solid everyday credit card<\/a><\/span> is probably your best choice for pet expenses. A few of our suggestions include:<\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>TPG &#8220;pawrents&#8221; stack many of these opportunities to turn dog and cat treats into beach retreats. Once your pets help earn all these points and miles, it&#8217;s only fair to explore how to <span><a href=\"https:\/\/thepointsguy.com\/hotel\/luxury-hotel-pet-amenities\/\" rel=\"noopener\" target=\"_blank\">take them along<\/a><\/span> on your next vacation.<\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/earn-points-pet-supplies\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>When maximizing points and miles for your family, there&#8217;s no reason to leave the furriest family members out of the fun. Whether you have a points pup or a first-class feline, there are plenty of ways to turn those monthly orders for food, toys, pet supplies and more into your next vacation. (We&#8217;re just not [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":266662,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-266661","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/266661","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=266661"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/266661\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/266662"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=266661"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=266661"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=266661"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}