{"id":263887,"date":"2026-09-18T13:00:10","date_gmt":"2026-09-18T13:00:10","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2026\/09\/18\/should-you-transfer-chase-points-to-hyatt-before-oct-1-the-points-guy\/"},"modified":"2026-09-18T13:00:10","modified_gmt":"2026-09-18T13:00:10","slug":"should-you-transfer-chase-points-to-hyatt-before-oct-1-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2026\/09\/18\/should-you-transfer-chase-points-to-hyatt-before-oct-1-the-points-guy\/","title":{"rendered":"Should you transfer Chase points to Hyatt before Oct. 1? – The Points Guy"},"content":{"rendered":"


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I have top-tier Hyatt Globalist status<\/a><\/span>, yet my World of Hyatt<\/a><\/span> balance is currently just 491 points. And although I have a few upcoming award stays booked, I expect I’ll want to book more Hyatt award stays next year, if not later this year.<\/p>\n

I usually max out the number of Hyatt points I can buy<\/a><\/span> each year, as the cap is relatively low at just 55,000 points per calendar year. But although I have the World of Hyatt Credit Card<\/a><\/span> (see rates and fees<\/a><\/span>) and strive to spend $15,000 on it each calendar year<\/a><\/span>, I tend to keep my Hyatt points balance low and transfer Chase Ultimate Rewards points to Hyatt<\/a><\/span> as needed.<\/p>\n

I’ve had the Chase Sapphire Preferred\u00ae Card<\/a><\/span> (see rates and fees<\/a><\/span>) and Ink Business Preferred\u00ae Credit Card<\/a><\/span> (see rates and fees<\/a><\/span>) for many years. And both of these cards currently earn points that I can transfer to Hyatt at a 1:1 ratio. But on Oct. 1, 2026, the Chase-to-Hyatt transfer ratio will drop to 4:3<\/a><\/span> for Sapphire Preferred, Ink Preferred, legacy Chase Ink Plus and legacy Corporate Flex cardholders.<\/p>\n

This impending change leaves me wondering: Should I transfer some Chase points to Hyatt at a 1:1 ratio before Oct. 1? And if so, how much of my Chase Ultimate Rewards balance should I transfer, considering that most of my recent Ultimate Rewards redemptions<\/a><\/span> have been transfers to World of Hyatt? Or is there another option I should consider?<\/p>\n

How I use the World of Hyatt award program<\/h2>\n

Most of my World of Hyatt award redemptions are for Category 1 properties<\/a><\/span>, although I’ll occasionally redeem for higher-category hotels. As a reminder, here’s a look at the current Hyatt award chart<\/a><\/span> for standard rooms at Hyatt hotels and resorts:<\/p>\n

\n\n\n\n\n\n\n\n\n\n\n\n\n
\nLowest points per night<\/th>\nLow points per night<\/th>\nModerate points per night<\/th>\nUpper points per night<\/th>\nTop points per night<\/th>\n<\/tr>\n<\/thead>\n
\n\n

3,000<\/span><\/p>\n<\/td>\n

\n

4,500<\/span><\/p>\n<\/td>\n

\n

6,000<\/span><\/p>\n<\/td>\n

\n

7,500<\/span><\/p>\n<\/td>\n

\n

9,000<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

6,000<\/span><\/p>\n<\/td>\n

\n

7,500<\/span><\/p>\n<\/td>\n

\n

10,000<\/span><\/p>\n<\/td>\n

\n

12,000<\/span><\/p>\n<\/td>\n

\n

15,000<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

8,000<\/span><\/p>\n<\/td>\n

\n

12,000<\/span><\/p>\n<\/td>\n

\n

15,000<\/span><\/p>\n<\/td>\n

\n

17,500<\/span><\/p>\n<\/td>\n

\n

20,000<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

12,000<\/span><\/p>\n<\/td>\n

\n

15,000<\/span><\/p>\n<\/td>\n

\n

20,000<\/span><\/p>\n<\/td>\n

\n

22,500<\/span><\/p>\n<\/td>\n

\n

25,000<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

15,000<\/span><\/p>\n<\/td>\n

\n

20,000<\/span><\/p>\n<\/td>\n

\n

25,000<\/span><\/p>\n<\/td>\n

\n

30,000<\/span><\/p>\n<\/td>\n

\n

35,000<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

20,000<\/span><\/p>\n<\/td>\n

\n

25,000<\/span><\/p>\n<\/td>\n

\n

30,000<\/span><\/p>\n<\/td>\n

\n

35,000<\/span><\/p>\n<\/td>\n

\n

40,000<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

25,000<\/span><\/p>\n<\/td>\n

\n

30,000<\/span><\/p>\n<\/td>\n

\n

35,000<\/span><\/p>\n<\/td>\n

\n

45,000<\/span><\/p>\n<\/td>\n

\n

55,000<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

35,000<\/span><\/p>\n<\/td>\n

\n

45,000<\/span><\/p>\n<\/td>\n

\n

55,000<\/span><\/p>\n<\/td>\n

\n

65,000<\/span><\/p>\n<\/td>\n

\n

75,000<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

However, since Hyatt’s switch from three to five award pricing tiers per category<\/a><\/span>, booking Hyatt award nights has become less appealing to me. This has been surprising to me, as the data showed that average nightly standard room reward rates rose by only 7%<\/a><\/span> across Category 1 properties.<\/p>\n

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<\/div>
Hyatt Place Melbourne \/ Palm Bay in Florida. KATIE GENTER\/THE POINTS GUY<\/figcaption><\/figure>\n

But on the stays I’ve tried to book, too many nights were Moderate or Upper that I suspect were previously Standard, and Low that I suspect were previously Off-Peak. And the redemption values were lower than the two cents per point that I strive to get when redeeming Hyatt points. In most cases, they were also below 1.65 cents per point, which is TPG’s September 2026 valuation<\/a><\/span> for Hyatt points.<\/p>\n

So, I’ve been booking paid rates for Hyatt stays and booking numerous stays with the other hotel loyalty programs I use<\/a><\/span>. But I suspect I’ll want to redeem some Hyatt points in the future, as I currently still plan to maintain my Globalist status for the foreseeable future. The question is just whether I want to transfer points from my Chase Sapphire Preferred to Hyatt at a 1:1 ratio before the transfer ratio drops to 4:3 on Oct. 1.<\/p>\n

Related: 22 best Hyatt hotels in the world to book with points<\/a><\/span><\/strong><\/p>\n

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Pros and cons of speculatively transferring Chase points to Hyatt<\/h2>\n

The pros and cons of speculatively transferring Chase points to Hyatt ahead of the Oct. 1 changes are relatively straightforward. The reasons to speculatively transfer Chase points to Hyatt include:<\/p>\n