{"id":263402,"date":"2026-09-16T18:00:55","date_gmt":"2026-09-16T18:00:55","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2026\/09\/16\/discover-it-miles-review-simple-rewards-for-beginners-and-cash-back-enthusiasts-alike\/"},"modified":"2026-09-16T18:00:55","modified_gmt":"2026-09-16T18:00:55","slug":"discover-it-miles-review-simple-rewards-for-beginners-and-cash-back-enthusiasts-alike","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2026\/09\/16\/discover-it-miles-review-simple-rewards-for-beginners-and-cash-back-enthusiasts-alike\/","title":{"rendered":"Discover it Miles review: Simple rewards for beginners and cash back enthusiasts alike"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div id=\"\"><!--$--><!--\/$--><\/p>\n<p>Everyone&#8217;s talking about <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;premium credit cards&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/best-premium-travel-rewards-cards\" rel=\"noopener\">premium credit cards<\/a> these days, so it&#8217;s easy to overlook a <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;simple no-annual-fee card&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/no-annual-fee\" rel=\"noopener\">simple no-annual-fee card<\/a>. But don&#8217;t count them out. Whether you&#8217;re <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;brand-new to travel rewards&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/getting-started-points-miles\" rel=\"noopener\">brand-new to travel rewards<\/a> or you&#8217;ve been racking up points and miles for years, a card like this can still earn its keep in your wallet.<\/p>\n<p>The <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Discover it\u00ae Miles&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/discover-it-miles\" rel=\"noopener\">Discover it\u00ae Miles<\/a>\u00a0isn&#8217;t flashy, but it&#8217;s reliable. Its rewards are easy to understand, it has no annual fee and it&#8217;s accessible to those just getting started with credit cards. That said, it shines its brightest when it&#8217;s used as a complement to other cards or as a stepping stone to travel cards with annual fees.<\/p>\n<p><strong>Card rating*: \u2b50\u2b50\u2b50\u00bd<\/strong><\/p>\n<h6><em>*<a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Card rating&quot;}}\" href=\"https:\/\/thepointsguy.com\/review-methodology\" rel=\"noopener\">Card rating<\/a> is based on the opinion of TPG\u2019s editors and is not influenced by\u00a0the card issuer.<\/em><\/h6>\n<h2 id=\"discover-it-miles-the-basics\">Discover it Miles: The basics<\/h2>\n<p>At its core, the <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Discover it Miles&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/discover-it-miles\" rel=\"noopener\">Discover it Miles<\/a> is about earning miles without constant attention to bonus categories and spending caps. You&#8217;ll earn\u00a0at least 1.5 miles per dollar spent on all purchases.<\/p>\n<p>Aside from this, the card offers fairly standard benefits for a no-annual-fee card. While you won&#8217;t get lounge access, statement credits or elite status with this card, the simplicity of its perks is perfectly acceptable for a card with no annual fee.<\/p>\n<p>Discover is widely accepted in the U.S., so you shouldn&#8217;t have any trouble making purchases here. However, while Discover is accepted in more than 185 countries and territories, data points suggest acceptance abroad is more limited than for cards on the Visa or Mastercard networks.<\/p>\n<p>Lastly, it&#8217;s important to note that Capital One is currently\u00a0<span><a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;moving all Discover products&quot;}}\" href=\"https:\/\/thepointsguy.com\/news\/discover-capital-one-migration-2026\" rel=\"noopener\">moving all Discover products <\/a><\/span><a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;to its platform&quot;}}\" href=\"https:\/\/thepointsguy.com\/news\/discover-capital-one-migration-2026\" rel=\"noopener\">to its platform<\/a>. This migration will take place through 2027, so make sure to pay close attention to your account. New cardholders should see their card on the Capital One network immediately.<\/p>\n<h2 id=\"discover-it-miles-pros-and-cons\">Discover it Miles pros and cons<\/h2>\n<section aria-label=\"Table\" class=\"my-7 overflow-auto rounded-lg shadow-sm prose-table:my-0\" tabindex=\"0\">\n<table>\n<thead>\n<tr class=\"bg-gray-6\">\n<th class=\"px-4 py-2 text-white\">Pros<\/th>\n<th class=\"px-4 py-2 text-white\">Cons<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td class=\"px-4 py-2\">\n<ul>\n<li>No annual fee<\/li>\n<li>Earn unlimited miles<\/li>\n<li>No foreign transaction fees<\/li>\n<li>Miles are easy to redeem for cash back<\/li>\n<\/ul>\n<\/td>\n<td class=\"px-4 py-2\">\n<ul>\n<li>Limited\u00a0bonus categories<\/li>\n<li>No transfer partners or ways to maximize redemption value<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/section>\n<h2 id=\"discover-it-miles-benefits\">Discover it Miles benefits<\/h2>\n<p>The <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Discover it Miles&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/discover-it-miles\" rel=\"noopener\">Discover it Miles<\/a> is a great way to <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;build credit&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/how-to-build-credit\" rel=\"noopener\">build credit<\/a>, since its lack of an annual fee and accessible benefits mean it&#8217;s a suitable fit for beginners and those looking to take their credit more seriously.<\/p>\n<p>You&#8217;ll be able to <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;track your FICO score for free&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/check-credit-score-for-free\" rel=\"noopener\">track your FICO score for free<\/a> with this card, so you can see in real time how responsible use helps raise your score. Other perks, like contactless payment, <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;fraud alerts&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/how-to-prevent-credit-card-fraud\" rel=\"noopener\">fraud alerts<\/a> and Social Security monitoring, are common across many credit cards.<\/p>\n<p><!--$--><!--\/$--><\/p>\n<figure><figcaption class=\"mt-2 text-caption text-gray-5 tracking-wider\" id=\"_S_3_\">LECHATNOIR\/GETTY IMAGES<\/figcaption><\/figure>\n<p>Cardholders on the Capital One network can access Capital One Offers, earning up to 15 miles per dollar spent at select merchants.<\/p>\n<p>I can&#8217;t fault the Discover it Miles for keeping its benefits simple; it isn&#8217;t intended to be a top-tier travel card, so I wouldn&#8217;t expect it to offer <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;statement credits or any kind of day-of-travel perks&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-card-benefits-we-love\" rel=\"noopener\">statement credits or any kind of day-of-travel perks<\/a>.<\/p>\n<h2 id=\"how-to-earn-and-use-your-rewards\">How to earn and use your rewards<\/h2>\n<p>The <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Discover it Miles&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/discover-it-miles\" rel=\"noopener\">Discover it Miles<\/a> has two bonus categories:<\/p>\n<ul>\n<li>5 miles per dollar spent on Capital One Entertainment\u2020<\/li>\n<li>5 miles per dollar spent on hotels, rental cars and activities booked through Capital One Travel\u2020<\/li>\n<\/ul>\n<p><em>\u2020Only available to cardholders on the Capital One network<\/em><\/p>\n<p>You&#8217;ll earn 1.5 miles per dollar spent on every other purchase. I advocate for earning more than 1 point per dollar spent whenever you can, so this card is a great way to add that capability to your wallet if it currently lacks it.<\/p>\n<p>Beginners will also appreciate the opportunity to earn rewards on their purchases, since that&#8217;s not something every starter card offers.<\/p>\n<figure><img alt=\"Store Clerk Handing Customer Purchased Items\" aria-describedby=\"_S_4_\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" class=\"max-w-[810px] w-full h-auto rounded-2xl\" style=\"color:transparent\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2026\/03\/BofA-Luxe-Shopping_GettyImages-1153618757.jpg\"\/><figcaption class=\"mt-2 text-caption text-gray-5 tracking-wider\" id=\"_S_4_\">TOM WERNER\/GETTY IMAGES<\/figcaption><\/figure>\n<p>Your miles can be <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;redeemed for cash back&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/ways-use-credit-card-cash-back\" rel=\"noopener\">redeemed for cash back<\/a> or as a statement credit for various purchases, including airfare, hotels, dining and gas. Alternatively, you can also redeem your miles for gift cards, purchases at Amazon or PayPal, travel through Capital One Travel and purchases through Capital One Entertainment.<\/p>\n<p>Each mile you redeem is worth a flat 1 cent per mile, regardless of the redemption method you choose.<\/p>\n<p>While Discover&#8217;s lack of transfer partners means its miles <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;aren&#039;t as valuable as other rewards currencies&quot;}}\" href=\"https:\/\/thepointsguy.com\/loyalty-programs\/a-guide-to-earning-transferable-points\" rel=\"noopener\">aren&#8217;t as valuable as other rewards currencies<\/a>, the simplicity of this card&#8217;s redemption options may be a welcome sight for some.<\/p>\n<p>That&#8217;s especially true if you&#8217;re just getting started with rewards. There&#8217;s no need to overwhelm yourself at the start with award flights, partner redemptions and points and miles sweet spots. Just keep it simple at the start with miles that are easy to redeem. Then, <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;move on to earning transferable rewards&quot;}}\" href=\"https:\/\/thepointsguy.com\/loyalty-programs\/maximizing-points-redemptions-travel\" rel=\"noopener\">move on to earning transferable rewards<\/a> when you feel ready.<\/p>\n<h2 id=\"downsides-to-consider-about-the-discover-it-miles\">Downsides to consider about the Discover it Miles<\/h2>\n<p><!--$--><!--$--><\/p>\n<aside class=\"not-prose md:flex border border-gray-2 rounded-lg overflow-hidden\">\n<div class=\"w-full md:w-1\/3 h-32 md:h-auto self-stretch flex-none relative bg-teal-2 md:bg-white\"><img alt=\"Daily Newsletter\" loading=\"lazy\" decoding=\"async\" data-nimg=\"fill\" class=\"object-cover h-full w-full origin-right\" style=\"position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent\" src=\"https:\/\/www.thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/div>\n<div class=\"flex-1 py-6\">\n<header class=\"relative px-6\"><span class=\"text-md font-semibold uppercase\">Daily Newsletter<\/span><\/p>\n<h4 class=\"mt-4 text-heading-7\">Reward your inbox with the TPG Daily newsletter<\/h4>\n<p class=\"mt-2 text-md\">Join over 1,000,000 readers for breaking news, in-depth guides and exclusive deals from TPG&#8217;s experts<\/p>\n<\/header>\n<\/div>\n<\/aside>\n<p><!--\/$--><!--\/$--><\/p>\n<p>If you&#8217;re looking for a card that offers more substantial perks like statement credits, elite status boosts or <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;lounge access&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/airport-lounge-access\" rel=\"noopener\">lounge access<\/a>, the Discover it Miles won&#8217;t be able to provide that. It&#8217;s a card geared toward beginners and those looking for an easy-to-use card, and its perks reflect that.<\/p>\n<p>In addition, if you want to <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;maximize every dollar spent&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/budget-points-and-miles-strategy\" rel=\"noopener\">maximize every dollar spent<\/a>, you likely won&#8217;t find significant value in the Discover it Miles card&#8217;s sole earning rate. Its simplistic redemption methods may be lackluster for anyone already well-versed in transferable rewards.<\/p>\n<figure><img alt=\"Woman with bills\" aria-describedby=\"_S_5_\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" class=\"max-w-[810px] w-full h-auto rounded-2xl\" style=\"color:transparent\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/03\/Woman-looking-over-paper-bills-at-home_Natalia-Gdovskaia.jpg\"\/><figcaption class=\"mt-2 text-caption text-gray-5 tracking-wider\" id=\"_S_5_\">NATALIA GDOVSKAIA\/GETTY IMAGES<\/figcaption><\/figure>\n<p>This card works best as a foundation for a beginner or as a card for nonbonus spending \u2014 meaning any spending that falls outside a card&#8217;s bonus categories \u2014 for those who are fine with redeeming their rewards for cash back.<\/p>\n<h3>Discover it Miles vs. Discover it Cash Back<\/h3>\n<p>The <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Discover it\u00ae Cash Back&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/discover-it-cash-back\" rel=\"noopener\">Discover it\u00ae Cash Back<\/a>\u00a0may be a better choice for some, since it offers the opportunity to earn more rewards on certain purchases. Cardholders earn 5% cash back on up to $1,500 in combined purchases each quarter on rotating categories (activation required). This is substantially more than the <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Discover it Miles&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/discover-it-miles\" rel=\"noopener\">Discover it Miles<\/a> card&#8217;s 1.5 miles per dollar spent rate.<\/p>\n<p>However, purchases outside those quarterly categories will earn 1% back (except for\u00a0those made with Capital One Travel and Capital One Entertainment for cardholders on the Capital One network). That means the Discover it Cash Back isn&#8217;t the best choice for nonbonus spending, or as a catch-all card for those interested in a one-card wallet.<\/p>\n<p>Which card is best for you depends on whether you want to maximize earnings on some purchases or earn more than 1 point per dollar spent (or 1% cash back) on all purchases.<\/p>\n<h2 id=\"is-the-discover-it-miles-worth-it\">Is the Discover it Miles worth it?<\/h2>\n<p>If you&#8217;re trying to build credit or you&#8217;re a cash back fan looking for a place for your nonbonus spending, I believe the <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Discover it Miles&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/discover-it-miles\" rel=\"noopener\">Discover it Miles<\/a> can be a great choice. Since it doesn&#8217;t charge an annual fee, it&#8217;s a card you can keep in your wallet for years without worrying about <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;squeezing value out of its perks&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/annual-fee-worth-it\" rel=\"noopener\">squeezing value out of its perks<\/a>.<\/p>\n<p>If you&#8217;re a points-and-miles enthusiast or you&#8217;re ready to move on from cash back and into transferable rewards, another no-annual-fee card is likely a better option.<\/p>\n<h2 id=\"when-to-apply-for-the-discover-it-miles\">When to apply for the Discover it Miles<\/h2>\n<p>There isn&#8217;t a traditional welcome offer on the <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Discover it Miles&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/discover-it-miles\" rel=\"noopener\">Discover it Miles<\/a>. Instead, Discover will match the miles you earn for the first year, with no limit or spending requirement.<\/p>\n<p>That means your first-year earning rate is effectively 3 miles per dollar spent (or 3% cash back), which is very solid for a no-annual-fee card.\u00a0You&#8217;ll earn even more miles in your first year on Capital One Travel and Capital One Entertainment purchases (an effective 10 miles per dollar spent).<\/p>\n<p><!--$--><!--\/$--><\/p>\n<p>This is the standard offer on this card. I don&#8217;t expect\u00a0this offer to change anytime soon, so\u00a0don&#8217;t wait for a better one\u00a0to apply.<\/p>\n<figure><img alt=\"Couple booking travel\" aria-describedby=\"_S_6_\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" class=\"max-w-[810px] w-full h-auto rounded-2xl\" style=\"color:transparent\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/06\/Couple-with-credit-card-using-laptop-while-in-bed_Caia-Image.jpg\"\/><figcaption class=\"mt-2 text-caption text-gray-5 tracking-wider\" id=\"_S_6_\">CAIA IMAGES\/GETTY IMAGES<\/figcaption><\/figure>\n<p>Given that this is a no-annual-fee card, it should be fairly easy to get approved. However, approval is never guaranteed for any card, including ones geared toward beginners.<\/p>\n<p>I applied for a Discover card as my first credit card several years ago and was rejected. If that happens to you, consider the reasons you&#8217;re given and try again in a few months.<\/p>\n<h2 id=\"other-cards-to-consider-if-you-dont-want-the-discover-it-miles\">Other cards to consider if you don&#8217;t want the Discover it Miles<\/h2>\n<p>If the Discover it Miles isn&#8217;t for you, consider one of these alternatives instead:<\/p>\n<ul>\n<li><strong>If you want to earn transferable rewards for no annual fee<\/strong>: The <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Capital One VentureOne Rewards Credit Card&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-ventureone-rewards-credit-card\" rel=\"noopener\">Capital One VentureOne Rewards Credit Card<\/a> earns at least 1.25 miles per dollar spent on all purchases, but these miles can be transferred to any of Capital One&#8217;s 15-plus transfer partners. That significantly increases their value in comparison to Discover miles. To learn more, check out our <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;full review of the VentureOne&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/credit-card-review-the-capital-one-ventureone-rewards-credit-card\" rel=\"noopener\">full review of the VentureOne<\/a>.<\/li>\n<li><strong>If you want more well-rounded earning rates<\/strong>: The <template id=\"P:2\"\/> (see <a href=\"https:\/\/thepointsguy.com\/tc\/221211281?pid=221211281&amp;name=Chase%20Freedom%20Unlimited%C2%AE&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>) earns 3% cash back on dining and at drugstores, plus 1.5% cash back on all nonbonus spending. To learn more, check out our <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;full review of the Freedom Unlimited&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/chase-freedom-unlimited-review\" rel=\"noopener\">full review of the Freedom Unlimited<\/a>.<\/li>\n<li><strong>If you want more robust benefits<\/strong>: The <template id=\"P:3\"\/> (see <a href=\"https:\/\/thepointsguy.com\/tc\/22125056?pid=22125056&amp;name=Chase%20Sapphire%20Preferred%C2%AE%20Card&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>) charges a $95 annual fee, but it easily offsets that with a $100 Chase Travel\u2120 hotel credit every year and a complimentary DoorDash DashPass benefit (activation required; through Dec. 31, 2027). To learn more, check out our <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;full review of the Sapphire Preferred&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/chase-sapphire-preferred-review\" rel=\"noopener\">full review of the Sapphire Preferred<\/a>.<\/li>\n<\/ul>\n<p>For additional options, take a look at our picks for the <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;best beginner credit cards&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/best-first-credit-cards\" rel=\"noopener\">best beginner credit cards<\/a>.<\/p>\n<h2 id=\"bottom-line\">Bottom line<\/h2>\n<p>The Discover it Miles is a solid offering with easy-to-track rewards and basic benefits. It won&#8217;t wow those familiar with premium travel rewards cards, but it provides a great starting point or catch-all card for the right person.<\/p>\n<p>While there&#8217;s plenty of value to be had from transferable rewards, there&#8217;s also a lot of complexity that comes with that. If you&#8217;d rather keep it to the basics, the Discover it Miles may be the perfect pick.<\/p>\n<p><strong>Learn more: <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Discover it Miles&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/discover-it-miles\" rel=\"noopener\">Discover it Miles<\/a><\/strong><\/p>\n<p><!--$--><!--\/$--><\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/discover-it-miles-review\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Everyone&#8217;s talking about premium credit cards these days, so it&#8217;s easy to overlook a simple no-annual-fee card. But don&#8217;t count them out. Whether you&#8217;re brand-new to travel rewards or you&#8217;ve been racking up points and miles for years, a card like this can still earn its keep in your wallet. The Discover it\u00ae Miles\u00a0isn&#8217;t flashy, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":263403,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-263402","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/263402","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=263402"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/263402\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/263403"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=263402"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=263402"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=263402"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}