{"id":263198,"date":"2026-09-15T17:15:50","date_gmt":"2026-09-15T17:15:50","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2026\/09\/15\/discover-cards-current-offers-and-how-to-apply-the-points-guy\/"},"modified":"2026-09-15T17:15:50","modified_gmt":"2026-09-15T17:15:50","slug":"discover-cards-current-offers-and-how-to-apply-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2026\/09\/15\/discover-cards-current-offers-and-how-to-apply-the-points-guy\/","title":{"rendered":"Discover cards: Current offers and how to apply – The Points Guy"},"content":{"rendered":"


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While they may not get as much fanfare as cards from giants like American Express<\/a><\/span> and Chase<\/a><\/span>, Discover cards are great choices for cash-back enthusiasts<\/a><\/span>, beginner credit card users<\/a><\/span> and simplicity-lovers alike. As Discover’s cards migrate to Capital One’s network<\/a><\/span>, they’re attracting fresh attention.<\/p>\n

If you’ve decided now is the right time to apply for a Discover card, make sure you know what offer you’re getting. Discover doesn’t typically change the welcome offers on its cards, so the answer to “When should I apply?” depends more on your personal situation than on the specific card’s offer.<\/p>\n

Discover it Cash Back<\/h2>\n

Best for<\/strong>: Those looking for flexible spending categories<\/p>\n

Current welcome offer<\/strong>: Receive an unlimited dollar-for-dollar cash-back match for your first cardholder year (no spending requirement).<\/p>\n

This is the standard offer for this card, so now is a good time to apply.<\/p>\n

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THE POINTS GUY<\/figcaption><\/figure>\n

Annual fee<\/strong>: $0<\/p>\n

Key benefits<\/strong>:<\/p>\n

To learn more, check out our full review of the Discover it\u00ae Cash Back<\/a><\/span>.<\/p>\n

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Apply here:<\/strong> Discover it\u00ae Cash Back<\/strong><\/a><\/span><\/p>\n

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Discover it Student Cash Back<\/h2>\n

Best for<\/strong>: Students who want the highest welcome offer available from Discover<\/p>\n

Current welcome offer<\/strong>: Earn a $100 statement credit after spending $300 on purchases in the first three months from account opening. Plus, receive an unlimited dollar-for-dollar cash-back match for your first cardholder year (no spending requirement).<\/p>\n

Since this welcome offer lets you earn more than the standard first-year cash-back match, it’s a great one to go for if you qualify. The statement credit portion of this offer is a limited-time offer, so don’t wait to apply.<\/p>\n

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THE POINTS GUY<\/figcaption><\/figure>\n

Annual fee<\/strong>: $0<\/p>\n

Key benefits<\/strong>:<\/p>\n