{"id":262176,"date":"2026-09-09T17:00:32","date_gmt":"2026-09-09T17:00:32","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2026\/09\/09\/capital-one-venture-rewards-credit-card-review-simple-elevated-earnings-low-annual-fee\/"},"modified":"2026-09-09T17:00:32","modified_gmt":"2026-09-09T17:00:32","slug":"capital-one-venture-rewards-credit-card-review-simple-elevated-earnings-low-annual-fee","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2026\/09\/09\/capital-one-venture-rewards-credit-card-review-simple-elevated-earnings-low-annual-fee\/","title":{"rendered":"Capital One Venture Rewards Credit Card review: Simple elevated earnings, low annual fee"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div id=\"\"><!--$--><!--\/$--><\/p>\n<p>I added the <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Capital One Venture Rewards Credit Card&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-venture\" rel=\"noopener\">Capital One Venture Rewards Credit Card<\/a> to my wallet over 10 years ago for its simple earning rates and modest $95 annual fee.<\/p>\n<p>It has remained a valuable mid-tier travel rewards card due to its straightforward earning rates and no foreign transaction fees. Plus, you have multiple ways to redeem your rewards, including covering recent travel purchases at a fixed rate and transferring your miles to any of the 15-plus Capital One airline and hotel partners. <strong>Card rating*: \u2b50\u2b50\u2b50\u2b50\u00bd<\/strong><\/p>\n<p><em>*<a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Card rating&quot;}}\" href=\"https:\/\/thepointsguy.com\/review-methodology\" rel=\"noopener\">Card rating<\/a> is based on the opinion of TPG\u2019s editors and is not influenced by the card issuer.<\/em><\/p>\n<h2 id=\"capital-one-venture-rewards-credit-card-the-basics\">Capital One Venture Rewards Credit Card: The basics<\/h2>\n<p>The <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Capital One Venture Rewards&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-venture\" rel=\"noopener\">Capital One Venture Rewards<\/a> offers at least 2 miles per dollar spent on every purchase, making it an excellent everyday spending card. Plus, it offers 5 miles per dollar spent on hotels, vacation rentals and rental cars booked through <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Capital One Travel&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-travel-portal\" rel=\"noopener\">Capital One Travel<\/a>. These earning rates make the Capital One Venture Rewards card an appealing and good option for consumers who want to use one card for all their purchases.<\/p>\n<p>Unlike many of the other <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;best everyday spending cards&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/everyday-spending\" rel=\"noopener\">best everyday spending cards<\/a>, the Venture Rewards card stands out by offering no <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;foreign transaction fees&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/foreign-transaction-fees\" rel=\"noopener\">foreign transaction fees<\/a>. The card carries a $95 annual fee but offers a $50 experience credit on every Lifestyle Collection booking, complimentary Hertz Five Star status and up to a $120 statement credit (every four years) when you use your Venture card to apply for <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Global Entry or TSA PreCheck&quot;}}\" href=\"https:\/\/thepointsguy.com\/travel\/global-entry-vs-tsa-precheck\" rel=\"noopener\">Global Entry or TSA PreCheck<\/a>. Plus, cardholders enjoy price prediction and free price drop protection when booking flights through Capital One Travel.<\/p>\n<p>The Capital One Venture Rewards earns miles that you can redeem for travel, cash back, gift cards, experiences and more. But you can also transfer your miles to 15-plus travel loyalty programs, including Air Canada Aeroplan, Air France-KLM Flying Blue and Choice Privileges.<\/p>\n<p><strong>Related:\u00a0<a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;7 reasons to get the Capital One Venture Rewards card&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/reasons-to-get-capital-one-venture-rewards\" rel=\"noopener\">7 reasons to get the Capital One Venture Rewards card<\/a><\/strong><\/p>\n<h2 id=\"capital-one-venture-rewards-credit-card-pros-and-cons\">Capital One Venture Rewards Credit Card pros and cons<\/h2>\n<section aria-label=\"Table\" class=\"my-7 overflow-auto rounded-lg shadow-sm prose-table:my-0\" tabindex=\"0\">\n<table>\n<thead>\n<tr class=\"bg-gray-6\">\n<th class=\"px-4 py-2 text-white\">Pros<\/th>\n<th class=\"px-4 py-2 text-white\">Cons<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td class=\"px-4 py-2\">\n<ul>\n<li>Valuable welcome offer<\/li>\n<li>At least 2 miles per dollar spent on every purchase<\/li>\n<li>Versatile redemption options, including transfer partners<\/li>\n<li>No foreign transaction fees<\/li>\n<\/ul>\n<\/td>\n<td class=\"px-4 py-2\">\n<ul>\n<li>Highest bonus-earning categories are only for travel booked via Capital One Travel<\/li>\n<li>No airport lounge benefits<\/li>\n<li>No annual statement credits or miles<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/section>\n<p><strong>Related:\u00a0<a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Why I keep the Capital One Venture Rewards card in my wallet&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/why-capital-one-venture-card\" rel=\"noopener\">Why I keep the Capital One Venture Rewards card in my wallet<\/a><\/strong><\/p>\n<h2 id=\"capital-one-venture-rewards-credit-card-benefits\">Capital One Venture Rewards Credit Card benefits<\/h2>\n<p>The <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Capital One Venture Rewards&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-venture\" rel=\"noopener\">Capital One Venture Rewards<\/a> offers cardholders several benefits that help offset the card&#8217;s $95 annual fee.<\/p>\n<h3>Price prediction and free price drop protection<\/h3>\n<p>One of my favorite benefits of the Capital One Venture Rewards is the <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;price prediction and free price drop protection&quot;}}\" href=\"https:\/\/thepointsguy.com\/travel\/venture-x-price-protection-travel\" rel=\"noopener\">price prediction and free price drop protection<\/a> that&#8217;s available when I book flights through Capital One Travel.<\/p>\n<p>The price prediction appears anytime you search for a flight through Capital One Travel. It provides guidance on whether to book now and also estimates how pricing is likely to change if you wait to book.<\/p>\n<figure><figcaption class=\"mt-2 text-caption text-gray-5 tracking-wider\" id=\"_S_3_\">CAPITAL ONE TRAVEL<\/figcaption><\/figure>\n<p>If the price prediction advises booking now, Capital One Travel will automatically apply price drop protection to that purchase at no additional charge. Then, you&#8217;ll receive up to $50 of the difference back if the price drops within 10 days.<\/p>\n<figure><img alt=\"Capital One flight price protection\" aria-describedby=\"_S_4_\" loading=\"lazy\" width=\"1837\" height=\"606\" decoding=\"async\" data-nimg=\"1\" class=\"max-w-[810px] w-full h-auto rounded-2xl\" style=\"color:transparent\" sizes=\"auto, (max-width: 810px) 100vw, 810px\" srcset=\"\/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F04%2Fcapital-one-flight-price-protection-now.jpg&amp;w=640&amp;q=75 640w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F04%2Fcapital-one-flight-price-protection-now.jpg&amp;w=750&amp;q=75 750w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F04%2Fcapital-one-flight-price-protection-now.jpg&amp;w=828&amp;q=75 828w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F04%2Fcapital-one-flight-price-protection-now.jpg&amp;w=1080&amp;q=75 1080w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F04%2Fcapital-one-flight-price-protection-now.jpg&amp;w=1200&amp;q=75 1200w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F04%2Fcapital-one-flight-price-protection-now.jpg&amp;w=1920&amp;q=75 1920w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F04%2Fcapital-one-flight-price-protection-now.jpg&amp;w=2048&amp;q=75 2048w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F04%2Fcapital-one-flight-price-protection-now.jpg&amp;w=3840&amp;q=75 3840w\" src=\"https:\/\/thepointsguy.com\/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F04%2Fcapital-one-flight-price-protection-now.jpg&amp;w=3840&amp;q=75\"\/><figcaption class=\"mt-2 text-caption text-gray-5 tracking-wider\" id=\"_S_4_\">CAPITAL ONE TRAVEL<\/figcaption><\/figure>\n<p>These two features often give me the confidence I need to book or continue to track prices. I&#8217;ve gotten money back on several flights via the automated price drop protection, which is always a nice surprise.<\/p>\n<h3>Price match guarantee on select travel bookings<\/h3>\n<p><!--$--><!--\/$--><\/p>\n<p>You also have some protection if you book a flight, hotel or rental car through Capital One Travel and then find a better price for the same flight, hotel or rental car on another site within 24 hours of booking. Specifically, you can call Capital One Travel, submit a price match claim and then get a travel credit for the difference if the agent can verify the lower price.<\/p>\n<p>I&#8217;ve successfully done price match guarantees for several flights, with the phone calls often taking under 10 minutes. Keep in mind, though, that the itinerary must be an exact match to what you booked on Capital One Travel, and you must submit your claim within 24 hours of making your reservation through Capital One Travel. The price must be in dollars and available to the general public without any coupons, promotions or member discounts.<\/p>\n<h3>Global Entry or TSA PreCheck statement credit<\/h3>\n<p>Capital One Venture Rewards cardholders receive up to a $120 statement credit every four years for the application fee for either <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Global Entry&quot;}}\" href=\"https:\/\/thepointsguy.com\/travel\/things-to-know-global-entry\" rel=\"noopener\">Global Entry<\/a> or <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;TSA PreCheck&quot;}}\" href=\"https:\/\/thepointsguy.com\/news\/is-tsa-precheck-worth-it\" rel=\"noopener\">TSA PreCheck<\/a>. The credit will apply to whichever program is applied to first, so consider your application timing if you plan to pay for applications to both programs with your card.<\/p>\n<figure><img alt=\"tsa line\" aria-describedby=\"_S_5_\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" class=\"max-w-[810px] w-full h-auto rounded-2xl\" style=\"color:transparent\" sizes=\"auto, (max-width: 810px) 100vw, 810px\" srcset=\"\/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2022%2F10%2Ftsa-precheck-rdu.jpeg&amp;w=640&amp;q=75 640w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2022%2F10%2Ftsa-precheck-rdu.jpeg&amp;w=750&amp;q=75 750w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2022%2F10%2Ftsa-precheck-rdu.jpeg&amp;w=828&amp;q=75 828w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2022%2F10%2Ftsa-precheck-rdu.jpeg&amp;w=1080&amp;q=75 1080w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2022%2F10%2Ftsa-precheck-rdu.jpeg&amp;w=1200&amp;q=75 1200w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2022%2F10%2Ftsa-precheck-rdu.jpeg&amp;w=1920&amp;q=75 1920w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2022%2F10%2Ftsa-precheck-rdu.jpeg&amp;w=2048&amp;q=75 2048w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2022%2F10%2Ftsa-precheck-rdu.jpeg&amp;w=3840&amp;q=75 3840w\" src=\"https:\/\/thepointsguy.com\/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2022%2F10%2Ftsa-precheck-rdu.jpeg&amp;w=3840&amp;q=75\"\/><figcaption class=\"mt-2 text-caption text-gray-5 tracking-wider\" id=\"_S_5_\">SEAN CUDAHY\/THE POINTS GUY<\/figcaption><\/figure>\n<p>I love having Global Entry, as it lets me get through U.S. immigration queues quickly, and it also gives me TSA PreCheck. I&#8217;d pay the Global Entry application fee even if my Capital One Venture Rewards card didn&#8217;t offer a statement credit, so this perk effectively gives me (up to) $120 back every four years.<\/p>\n<h3>Complimentary Hertz Five Star status<\/h3>\n<p>Capital One Venture Rewards cardholders can enroll in complimentary <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Hertz Five Star status&quot;}}\" href=\"https:\/\/thepointsguy.com\/loyalty-programs\/hertz-gold-rewards\" rel=\"noopener\">Hertz Five Star status<\/a> through the &#8220;Benefits&#8221; tab of the Capital One website or mobile app. However, it may take up to 72 hours after you register for Hertz status for the upgrade to take effect, so don&#8217;t wait until you&#8217;re about to pick up your rental car to register.<\/p>\n<p>I like having Hertz Five Star status, as it provides upgrades when available, 25% more points and a wider choice of vehicles at Ultimate Choice locations.<\/p>\n<h3>Perks on eligible Lifestyle Collection stays<\/h3>\n<p>Each time you make an eligible <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Lifestyle Collection booking&quot;}}\" href=\"https:\/\/thepointsguy.com\/news\/capital-one-lifestyle-collection\" rel=\"noopener\">Lifestyle Collection booking<\/a> through Capital One Travel, you&#8217;ll get a $50 experience credit to enjoy during your stay. The booking must be made in the cardholder&#8217;s name, and the cardholder must be staying on the eligible booking.<\/p>\n<figure><img alt=\"Capital One Lifestyle Collection\" aria-describedby=\"_S_6_\" loading=\"lazy\" width=\"1668\" height=\"627\" decoding=\"async\" data-nimg=\"1\" class=\"max-w-[810px] w-full h-auto rounded-2xl\" style=\"color:transparent\" sizes=\"auto, (max-width: 810px) 100vw, 810px\" srcset=\"\/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F04%2Fcapital-one-lifestyle-collection.jpg&amp;w=640&amp;q=75 640w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F04%2Fcapital-one-lifestyle-collection.jpg&amp;w=750&amp;q=75 750w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F04%2Fcapital-one-lifestyle-collection.jpg&amp;w=828&amp;q=75 828w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F04%2Fcapital-one-lifestyle-collection.jpg&amp;w=1080&amp;q=75 1080w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F04%2Fcapital-one-lifestyle-collection.jpg&amp;w=1200&amp;q=75 1200w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F04%2Fcapital-one-lifestyle-collection.jpg&amp;w=1920&amp;q=75 1920w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F04%2Fcapital-one-lifestyle-collection.jpg&amp;w=2048&amp;q=75 2048w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F04%2Fcapital-one-lifestyle-collection.jpg&amp;w=3840&amp;q=75 3840w\" src=\"https:\/\/thepointsguy.com\/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F04%2Fcapital-one-lifestyle-collection.jpg&amp;w=3840&amp;q=75\"\/><figcaption class=\"mt-2 text-caption text-gray-5 tracking-wider\" id=\"_S_6_\">CAPITAL ONE TRAVEL<\/figcaption><\/figure>\n<p>If you are staying at a hotel, the hotel will apply the credit at checkout to qualifying charges up to $50. Check with the hotel to determine which charges are qualifying, and then charge qualifying charges to your room during your stay. If you&#8217;re staying at a vacation rental, the host provider will apply the credit when you book an eligible experience with a <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Capital One credit card&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one\" rel=\"noopener\">Capital One credit card<\/a>. However, at some vacation rental properties, you may get the experience credit as a gift card.<\/p>\n<p>You&#8217;ll also enjoy other perks on eligible Lifestyle Collection stays, including complimentary Wi-Fi, early check-in and late checkout. However, early check-in and late checkout are only provided when available, and bookings may have a minimum stay requirement. At hotels, you are also eligible for a room upgrade (subject to availability).<\/p>\n<h3>Capital One Dining and Entertainment<\/h3>\n<p>Capital One Venture Rewards cardholders also get access to Capital One Dining and <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Capital One Entertainment&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-entertainment\" rel=\"noopener\">Capital One Entertainment<\/a>.<\/p>\n<p>The entertainment platform may be your ticket to cardholder-only VIP packages and hard-to-secure tickets to popular games, concerts and shows.<\/p>\n<p>Meanwhile, the dining platform can help you secure hard-to-get reservations at top restaurants and provide access to exclusive dining events.<\/p>\n<p><strong>Related:\u00a0<a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Is the Capital One Venture Rewards card worth it?&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/is-capital-one-venture-card-worth-it\" rel=\"noopener\">Is the Capital One Venture Rewards card worth it?<\/a><\/strong><\/p>\n<h2 id=\"how-to-earn-and-use-your-rewards\">How to earn and use your rewards<\/h2>\n<p><a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Capital One miles&quot;}}\" href=\"https:\/\/thepointsguy.com\/loyalty-programs\/capital-one-miles\" rel=\"noopener\">Capital One miles<\/a> are easy to earn and redeem yet still offer significant value. Here&#8217;s what you should know about earning and redeeming Capital One miles.<\/p>\n<p><!--$--><!--$--><\/p>\n<aside class=\"not-prose md:flex border border-gray-2 rounded-lg overflow-hidden\">\n<div class=\"w-full md:w-1\/3 h-32 md:h-auto self-stretch flex-none relative bg-teal-2 md:bg-white\"><img alt=\"Daily Newsletter\" loading=\"lazy\" decoding=\"async\" data-nimg=\"fill\" class=\"object-cover h-full w-full origin-right\" style=\"position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent\" src=\"https:\/\/www.thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/div>\n<div class=\"flex-1 py-6\">\n<header class=\"relative px-6\"><span class=\"text-md font-semibold uppercase\">Daily Newsletter<\/span><\/p>\n<h4 class=\"mt-4 text-heading-7\">Reward your inbox with the TPG Daily newsletter<\/h4>\n<p class=\"mt-2 text-md\">Join over 1,000,000 readers for breaking news, in-depth guides and exclusive deals from TPG&#8217;s experts<\/p>\n<\/header>\n<\/div>\n<\/aside>\n<p><!--\/$--><!--\/$--><\/p>\n<h3>Earning miles<\/h3>\n<p>The <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Capital One Venture Rewards&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-venture\" rel=\"noopener\">Capital One Venture Rewards<\/a> offers simple-to-remember earning rates. Specifically, you&#8217;ll earn 5 miles per dollar spent on hotels, vacation rentals and rental cars booked through Capital One Travel and 2 miles per dollar spent on all other purchases.<\/p>\n<p>These earning rates make the Capital One Venture Rewards an excellent option, whether it&#8217;s your only card or you use it primarily for purchases that wouldn&#8217;t earn bonus rewards on other cards. I often use my Capital One Venture Rewards for purchases that would earn just 1 point or mile per dollar spent if I used another <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;rewards credit card&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/rewards\" rel=\"noopener\">rewards credit card<\/a>.<\/p>\n<h3>Redeeming miles<\/h3>\n<p>One of the big positives of the Capital One Venture Rewards is the flexibility of its miles. However, the two <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;best ways to redeem Capital One miles&quot;}}\" href=\"https:\/\/thepointsguy.com\/loyalty-programs\/redeeming-capital-one-miles-maximum-value\" rel=\"noopener\">best ways to redeem Capital One miles<\/a> are to cover recent travel purchases and to transfer earnings to select airline or hotel loyalty programs.<\/p>\n<p><a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Redeeming Capital One miles to cover recent travel purchases&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/redeem-capital-one-miles-fixed-value\" rel=\"noopener\">Redeeming Capital One miles to cover recent travel purchases<\/a> gives you 1 cent per mile and is incredibly easy. Once you make an eligible travel purchase with your card, you&#8217;ll have 90 days to log into the Capital One app or website and redeem rewards to cover your purchase.<\/p>\n<figure><img alt=\"Covering recent travel purchases with miles\" aria-describedby=\"_S_7_\" loading=\"lazy\" width=\"1207\" height=\"465\" decoding=\"async\" data-nimg=\"1\" class=\"max-w-[810px] w-full h-auto rounded-2xl\" style=\"color:transparent\" sizes=\"auto, (max-width: 810px) 100vw, 810px\" srcset=\"\/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F04%2Fcapital-one-cover-travel.jpg&amp;w=640&amp;q=75 640w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F04%2Fcapital-one-cover-travel.jpg&amp;w=750&amp;q=75 750w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F04%2Fcapital-one-cover-travel.jpg&amp;w=828&amp;q=75 828w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F04%2Fcapital-one-cover-travel.jpg&amp;w=1080&amp;q=75 1080w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F04%2Fcapital-one-cover-travel.jpg&amp;w=1200&amp;q=75 1200w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F04%2Fcapital-one-cover-travel.jpg&amp;w=1920&amp;q=75 1920w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F04%2Fcapital-one-cover-travel.jpg&amp;w=2048&amp;q=75 2048w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F04%2Fcapital-one-cover-travel.jpg&amp;w=3840&amp;q=75 3840w\" src=\"https:\/\/thepointsguy.com\/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F04%2Fcapital-one-cover-travel.jpg&amp;w=3840&amp;q=75\"\/><figcaption class=\"mt-2 text-caption text-gray-5 tracking-wider\" id=\"_S_7_\">CAPITAL ONE<\/figcaption><\/figure>\n<p>However, I prefer to redeem my miles by transferring them to the 15-plus <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Capital One airline and hotel program partners&quot;}}\" href=\"https:\/\/thepointsguy.com\/loyalty-programs\/capital-one-transfer-partners\" rel=\"noopener\">Capital One airline and hotel program partners<\/a>. Some of my favorite options include <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Air France-KLM Flying Blue&quot;}}\" href=\"https:\/\/thepointsguy.com\/loyalty-programs\/ultimate-guide-flying-blue\" rel=\"noopener\">Air France-KLM Flying Blue<\/a>, <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Air Canada Aeroplan&quot;}}\" href=\"https:\/\/thepointsguy.com\/loyalty-programs\/air-canada-aeroplan\" rel=\"noopener\">Air Canada Aeroplan<\/a> and <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Avianca LifeMiles&quot;}}\" href=\"https:\/\/thepointsguy.com\/loyalty-programs\/everything-you-need-to-know-avianca-lifemiles\" rel=\"noopener\">Avianca LifeMiles<\/a>, but you also have access to <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;JetBlue TrueBlue&quot;}}\" href=\"https:\/\/thepointsguy.com\/loyalty-programs\/jetblue-trueblue-program\" rel=\"noopener\">JetBlue TrueBlue<\/a>, <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Wyndham Rewards&quot;}}\" href=\"https:\/\/thepointsguy.com\/loyalty-programs\/ultimate-guide-wyndham-rewards\" rel=\"noopener\">Wyndham Rewards<\/a> and many other programs. I recently redeemed 80,000 Air Canada Aeroplan points (along with $85 in taxes and fees) to fly in business class from Cape Town to Perth, Australia, on an itinerary that would have otherwise cost $2,233.<\/p>\n<p>As long as you get more than 1 cent per mile when transferring miles to partners, this is the most valuable redemption option. However, TPG&#8217;s September 2026 <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;valuations&quot;}}\" href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\" rel=\"noopener\">valuations<\/a> peg the value of Capital One miles at 1.85 cents each. So, you&#8217;ll usually want to choose airline or hotel programs that offer at least this much value for your miles when you transfer them.<\/p>\n<p><strong>Related:\u00a0<a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Have the Capital One Venture Rewards Card but new to points and miles? Here\u2019s what you need to know&quot;}}\" href=\"https:\/\/thepointsguy.com\/news\/capital-one-venture-for-beginners\" rel=\"noopener\">Have the Capital One Venture Rewards Card but new to points and miles? Here\u2019s what you need to know<\/a><\/strong><\/p>\n<h2 id=\"downsides-of-the-capital-one-venture-rewards-credit-card-to-consider\">Downsides of the Capital One Venture Rewards Credit Card to consider<\/h2>\n<p>The <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Capital One Venture Rewards&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-venture\" rel=\"noopener\">Capital One Venture Rewards<\/a> won&#8217;t be the right card for everyone. Here are some drawbacks to keep in mind:<\/p>\n<ul>\n<li>Bonus earning outside Capital One Travel is limited, with most purchases earning the card&#8217;s standard 2 miles per dollar, (only hotels, vacation rentals and rental cars booked via Capital One Travel earn 5 miles per dollar spent).<\/li>\n<li>There are no airport lounge benefits.<\/li>\n<li>There are no annual statement credits or miles to help offset the annual fee.<\/li>\n<li>JetBlue is the only U.S. airline that is a transfer partner.<\/li>\n<\/ul>\n<p>If the lack of airport lounge benefits and potential difficulty in offsetting the annual fee are your primary concerns about the Capital One Venture, it may be worth considering the <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Capital One Venture X Rewards Credit Card&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-venture-x-rewards-credit-card\" rel=\"noopener\">Capital One Venture X Rewards Credit Card<\/a> instead.<\/p>\n<h3>Capital One Venture Rewards vs. Venture X<\/h3>\n<p>The Capital One Venture X has a higher annual fee ($395) than the Venture ($95), but it offers <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;$300 in annual credits toward bookings&quot;}}\" href=\"https:\/\/thepointsguy.com\/news\/capital-one-venture-x-travel-credit\" rel=\"noopener\">$300 in annual credits toward bookings<\/a> made through Capital One Travel. Therefore, if\u00a0you can naturally use the Venture X&#8217;s full $300 annual Capital One Travel credit, it can effectively narrow the difference between the cards&#8217; annual fees to $0.<\/p>\n<p>Venture X cardholders also get 10,000 bonus miles on each account anniversary, starting with the first anniversary. Between the bonus miles and the annual travel credit, most consumers will get more value than the card&#8217;s annual fee each year.<\/p>\n<p>Plus, the Venture X offers 10 miles per dollar spent on hotels and rental cars booked through Capital One Travel, 5 miles per dollar spent on flights and vacation rentals booked through Capital One Travel and 2 miles per dollar spent on all other purchases. Capital One Venture X cardholders also get access to <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Priority Pass lounges&quot;}}\" href=\"https:\/\/thepointsguy.com\/airline\/all-about-priority-pass-program\" rel=\"noopener\">Priority Pass lounges<\/a> and <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Capital One lounges&quot;}}\" href=\"https:\/\/thepointsguy.com\/airline\/capital-one-lounge\" rel=\"noopener\">Capital One lounges<\/a>.<\/p>\n<figure><img alt=\"Capital One Lounge JFK\" aria-describedby=\"_S_8_\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" class=\"max-w-[810px] w-full h-auto rounded-2xl\" style=\"color:transparent\" sizes=\"auto, (max-width: 810px) 100vw, 810px\" srcset=\"\/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F06%2FCapital-One-Lounge-JFK-30.jpg&amp;w=640&amp;q=75 640w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F06%2FCapital-One-Lounge-JFK-30.jpg&amp;w=750&amp;q=75 750w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F06%2FCapital-One-Lounge-JFK-30.jpg&amp;w=828&amp;q=75 828w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F06%2FCapital-One-Lounge-JFK-30.jpg&amp;w=1080&amp;q=75 1080w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F06%2FCapital-One-Lounge-JFK-30.jpg&amp;w=1200&amp;q=75 1200w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F06%2FCapital-One-Lounge-JFK-30.jpg&amp;w=1920&amp;q=75 1920w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F06%2FCapital-One-Lounge-JFK-30.jpg&amp;w=2048&amp;q=75 2048w, \/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F06%2FCapital-One-Lounge-JFK-30.jpg&amp;w=3840&amp;q=75 3840w\" src=\"https:\/\/thepointsguy.com\/_next\/image?url=https%3A%2F%2Frunway-media-production.global.ssl.fastly.net%2Fus%2Foriginals%2F2025%2F06%2FCapital-One-Lounge-JFK-30.jpg&amp;w=3840&amp;q=75\"\/><figcaption class=\"mt-2 text-caption text-gray-5 tracking-wider\" id=\"_S_8_\">ZACH GRIFF\/THE POINTS GUY<\/figcaption><\/figure>\n<p>Choose the Capital One Venture X if you prioritize:<\/p>\n<ul>\n<li>Credits and miles that can offset the annual fee<\/li>\n<li>Higher earning rates on some types of travel booked through Capital One Travel<\/li>\n<li>Access to Priority Pass and Capital One airport lounges<\/li>\n<\/ul>\n<p>Choose the Capital One Venture Rewards if you prioritize:<\/p>\n<p><!--$--><!--\/$--><\/p>\n<p><strong>Related:\u00a0<a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Capital One Venture Rewards vs. Capital One Venture X: Worth the extra $300?&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-venture-vs-venture-x\" rel=\"noopener\">Capital One Venture Rewards vs. Capital One Venture X: Worth the extra $300?<\/a><\/strong><\/p>\n<h2 id=\"when-to-apply-for-the-capital-one-venture-rewards-credit-card\">When to apply for the Capital One Venture Rewards Credit Card<\/h2>\n<p>You&#8217;ll want to apply for the <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Capital One Venture Rewards Credit Card&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-venture\" rel=\"noopener\">Capital One Venture Rewards Credit Card<\/a> when its welcome offer is 75,000 miles or higher. We&#8217;ve only <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;seen offers higher than 75,000 miles&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-best-welcome-offers\" rel=\"noopener\">seen offers higher than 75,000 miles<\/a> in airports from June 2023 to July 2024, and these offers were targeted.<\/p>\n<p>As such, the <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;current welcome offer&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-venture-current-offer\" rel=\"noopener\">current welcome offer<\/a> is worth considering: Earn 75,000 bonus miles after spending $4,000 on purchases within the first three months from account opening. Plus, receive a $300 credit to use on hotel and vacation rentals booked through Capital One Travel in the first cardholder year upon account opening.<\/p>\n<p>This is one of the best offers we&#8217;ve seen for this card. According to TPG&#8217;s valuations, this welcome offer is worth $1,688, including the credit.<\/p>\n<p>Note that Capital One won&#8217;t approve you for a new Capital One Venture Rewards card if you opened a Venture Rewards or Venture X card and <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;earned a bonus in the last 48 months&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-venture-cards-new-eligibility-rules\" rel=\"noopener\">earned a bonus in the last 48 months<\/a>. So, you&#8217;ll need to wait at least 48 months after earning a welcome bonus on either of these cards before you apply for the Capital One Venture Rewards.<\/p>\n<p><strong>Related:\u00a0<a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Are you eligible for the Capital One Venture Rewards\u2019 welcome bonus?&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/eligible-capital-one-venture-rewards-bonus\" rel=\"noopener\">Are you eligible for the Capital One Venture Rewards\u2019 welcome bonus?<\/a><\/strong><\/p>\n<h2 id=\"cards-to-consider-if-you-dont-want-the-capital-one-venture-rewards\">Cards to consider if you don\u2019t want the Capital One Venture Rewards<\/h2>\n<p>If the <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Capital One Venture Rewards&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-venture\" rel=\"noopener\">Capital One Venture Rewards<\/a> isn&#8217;t right for you, here are a few other cards to consider:<\/p>\n<ul>\n<li><a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Capital One VentureOne Rewards Credit Card&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-ventureone-rewards-credit-card\" rel=\"noopener\"><strong>Capital One VentureOne Rewards Credit Card<\/strong><\/a>: The no-annual-fee sibling to the Venture also offers elevated earning rates; cardholders can earn 5 miles per dollar spent on hotels, vacation rentals and rental cars booked through Capital One Travel and 1.25 miles per dollar spent on all other purchases. Check out our full <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Capital One VentureOne review&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/credit-card-review-the-capital-one-ventureone-rewards-credit-card\" rel=\"noopener\">Capital One VentureOne review<\/a> to learn more.<\/li>\n<li><strong><template id=\"P:7\"\/><\/strong> (see <a href=\"https:\/\/thepointsguy.com\/tc\/221410494?pid=221410494&amp;name=Citi%20Double%20Cash%C2%AE%20Card&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>): This no-annual-fee option from Citi offers at least 2% cash back on all purchases (provided as 1% cash back when you buy and 1% when you pay). Check out our full <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Citi Double Cash review&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/citi-double-cash-card-review\" rel=\"noopener\">Citi Double Cash review<\/a> to learn more.<\/li>\n<li><strong><template id=\"P:8\"\/><\/strong> (see <a href=\"https:\/\/thepointsguy.com\/tc\/22125056?pid=22125056&amp;name=Chase%20Sapphire%20Preferred%C2%AE%20Card&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>): With this Chase card, you&#8217;ll enjoy more bonus categories and travel protections but lower earning rates on everyday spending. Check out our full <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Chase Sapphire Preferred review&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/chase-sapphire-preferred-review\" rel=\"noopener\">Chase Sapphire Preferred review<\/a> to learn more.<\/li>\n<\/ul>\n<p>For other options, read our story on the <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;best starter travel credit cards&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/best-starter-travel-rewards-cards\" rel=\"noopener\">best starter travel credit cards<\/a>.<\/p>\n<p><strong>Related:\u00a0<a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;How to pick the right travel credit card for you&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/how-to-choose-travel-credit-card\" rel=\"noopener\">How to pick the right travel credit card for you<\/a><\/strong><\/p>\n<h2 id=\"bottom-line\">Bottom line<\/h2>\n<p>I&#8217;ve kept the <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Capital One Venture Rewards Credit Card&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-venture\" rel=\"noopener\">Capital One Venture Rewards Credit Card<\/a> in my wallet for more than a decade because it doesn&#8217;t require much work to get value from it.<\/p>\n<p>Its 2-mile-per-dollar earning rate makes it useful for purchases that don&#8217;t earn bonuses on my other cards, while Capital One&#8217;s transfer partners give me the option to pursue higher-value travel redemptions.<\/p>\n<p>The Venture Rewards isn&#8217;t the right choice if you want airport lounge access or extensive annual credits. But if you value simplicity, flexible rewards and a reasonable $95 annual fee, it remains a strong mid-tier travel card.<\/p>\n<p><strong>Learn more: <a target=\"_blank\" data-tagular-click=\"{&quot;actionOutcome&quot;:&quot;INTERNALLINK&quot;,&quot;type&quot;:&quot;ElementClicked&quot;,&quot;webElement&quot;:{&quot;elementType&quot;:&quot;LINK&quot;,&quot;location&quot;:&quot;Article Body&quot;,&quot;position&quot;:&quot;0&quot;,&quot;text&quot;:&quot;Capital One Venture Rewards Credit Card&quot;}}\" href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-venture\" rel=\"noopener\">Capital One Venture Rewards Credit Card<\/a><\/strong><\/p>\n<p><!--$--><!--\/$--><\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/capital-one-venture-card-review\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>I added the Capital One Venture Rewards Credit Card to my wallet over 10 years ago for its simple earning rates and modest $95 annual fee. It has remained a valuable mid-tier travel rewards card due to its straightforward earning rates and no foreign transaction fees. Plus, you have multiple ways to redeem your rewards, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":262177,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-262176","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/262176","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=262176"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/262176\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/262177"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=262176"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=262176"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=262176"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}