{"id":256728,"date":"2026-08-10T19:30:57","date_gmt":"2026-08-10T19:30:57","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2026\/08\/10\/ritz-carlton-credit-card-review-should-you-book-a-spot-in-your-wallet-for-this-card\/"},"modified":"2026-08-10T19:30:57","modified_gmt":"2026-08-10T19:30:57","slug":"ritz-carlton-credit-card-review-should-you-book-a-spot-in-your-wallet-for-this-card","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2026\/08\/10\/ritz-carlton-credit-card-review-should-you-book-a-spot-in-your-wallet-for-this-card\/","title":{"rendered":"Ritz-Carlton Credit Card review: Should you book a spot in your wallet for this card?"},"content":{"rendered":"


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One of the <\/span>best premium hotel credit cards<\/span><\/a> is hiding in plain sight.<\/span><\/p>\n

The Ritz-Carlton\u2122 Credit Card offers outsize perks like an annual free night award worth up to 85,000 points (certain hotels have resort fees), automatic Marriott Gold elite status and club-level upgrades. But you’ve got to actually use those perks to make it worth paying the $450 annual fee.<\/p>\n

The information for the Ritz-Carlton Credit Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n

The Ritz-Carlton Credit Card offers one of the richest benefits packages of any travel rewards card and lucrative earning opportunities on everyday spending. But because you can only get it <\/span>by \u201cupgrading\u201d from<\/span><\/a> another Marriott cobranded credit card from Chase, most travelers might not even be aware it exists. The card closed to new applications way back in 2018.<\/span><\/p>\n

If you\u2019re a <\/span>Marriott Bonvoy<\/span><\/a> devotee and like fancy hotel stays, though, you should get to know this under-the-radar credit card and think about whether it\u2019s right for you. <\/span>Card rating*<\/strong>: \u2b50\u2b50\u2b50\u2b50<\/p>\n

*Card rating is based on the opinion of TPG\u2019s editors and is not influenced by\u00a0the card issuer.<\/em><\/p>\n

Ritz-Carlton Credit Card: The basics<\/b><\/h2>\n

The Ritz-Carlton Credit Card remains one of the most valuable hotel credit cards despite no longer being open to new applicants. Its premium travel perks, including annual travel credits, complimentary Marriott Bonvoy Gold Elite status and valuable free night awards, can easily outweigh the annual fee for frequent Marriott guests and travelers who take advantage of its benefits.<\/p>\n

Let\u2019s just get it out of the way; this is an expensive card to carry. The Ritz-Carlton Credit Card\u2019s annual fee is $450.<\/span><\/p>\n

But for all that, you do get a lot of valuable benefits.<\/span><\/p>\n

And for\u00a0Marriott loyalists who qualify through a product change, it’s still one of the best hotel cards you can carry.<\/p>\n

Ritz-Carlton Credit Card pros and cons<\/b><\/h2>\n\n\n\n\n\n
Pros<\/b><\/th>\nCons<\/b><\/th>\n<\/tr>\n<\/thead>\n
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  • Annual free night award worth up to 85,000 points (certain hotels have resort fees)<\/span><\/li>\n
  • Annual $300 airline credit<\/span><\/li>\n
  • Automatic elite status<\/span><\/li>\n
  • Annual club-level upgrade certificates<\/span><\/li>\n
  • Airport lounge access<\/span><\/li>\n
  • Global Entry application fee statement credit<\/span><\/li>\n
  • Strong travel protections<\/span><\/li>\n<\/ul>\n<\/td>\n
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