{"id":252232,"date":"2026-07-16T16:00:55","date_gmt":"2026-07-16T16:00:55","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2026\/07\/16\/i-got-approved-for-the-sapphire-preferred-bonus-again-heres-how-the-points-guy\/"},"modified":"2026-07-16T16:00:55","modified_gmt":"2026-07-16T16:00:55","slug":"i-got-approved-for-the-sapphire-preferred-bonus-again-heres-how-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2026\/07\/16\/i-got-approved-for-the-sapphire-preferred-bonus-again-heres-how-the-points-guy\/","title":{"rendered":"I got approved for the Sapphire Preferred bonus again \u2014 here&#8217;s how &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>Last year, I watched many of my colleagues jump on the <span data-article-product-link=\"\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125056?name=Chase Sapphire Preferred\u00ae Card PID&amp;pid=22125056?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Preferred\u00ae Card&#8217;s<\/a><\/span> (see <span><a href=\"https:\/\/thepointsguy.com\/tc\/22125056?pid=22125056&amp;name=Chase%20Sapphire%20Preferred%C2%AE%20Card%20PID&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a><\/span>) 100,000-point welcome offer while I sat on the sidelines.<\/p>\n<p>At the time, I wasn&#8217;t eligible because I already held the <span data-article-product-link=\"\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/221211836?name=Chase Sapphire Reserve PID&amp;pid=221211836?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Reserve\u00ae<\/a><\/span> (see <span><a href=\"https:\/\/thepointsguy.com\/tc\/221211836?pid=221211836&amp;name=Chase%20Sapphire%20Reserve%20PID&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a><\/span>), and Chase didn&#8217;t allow cardholders to have both Sapphire cards at once.<\/p>\n<p>This year, those rules changed. Chase now allows cardholders to hold both the Sapphire Preferred and Sapphire Reserve.<\/p>\n<p>I still didn&#8217;t think I&#8217;d qualify, though.<\/p>\n<p>I&#8217;d previously held the card, earned its welcome bonus nearly 15 years ago and assumed <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase-sapphire-preferred-bonus-eligibility\/\" target=\"_blank\" rel=\"noopener\">Chase&#8217;s current eligibility rule<\/a><\/span> would prevent me from earning another one.<\/p>\n<p>Even so, I submitted an application, fully expecting to receive a <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase-sapphire-preferred-lifetime-bonus-popup\/\" target=\"_blank\" rel=\"noopener\">pop-up message<\/a><\/span> telling me I wasn&#8217;t eligible for the bonus.<\/p>\n<p>That pop-up never appeared. Nor was I immediately declined.<\/p>\n<p>Instead, after a quick call to Chase&#8217;s lending department, I was approved. I am now a proud Sapphire Preferred cardholder once again \u2014 and on my way toward earning a 100,000-point bonus, the <span><a href=\"https:\/\/thepointsguy.com\/news\/chase-sapphire-preferred-100000-point-best-ever-offer-back\/\" target=\"_blank\" rel=\"noopener\">highest-ever offer on this card<\/a><\/span>.<\/p>\n<p>Here&#8217;s what happened.<\/p>\n<div class=\"EmailSignUp_container__YVxAW tw-border tw-border-gray-2\"><picture class=\"tw-flex tw-items-center tw-justify-center tw-opacity-0\"><source media=\"(max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__xvcP4\">\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<form class=\"jsx-606422965 newsletter-form\">\n<div class=\"jsx-606422965 EmailCapture_confirmation__AJ4nI EmailCapture_noCheckbox__2BHzb   &#10;          \">\n<p class=\"tw-text-xs-regular !tw-text-gray-5 hover:!tw-text-gray-5 tw-max-w-lg\">By signing up, you will receive newsletters and promotional content and agree to our<!-- --> <a class=\"!tw-text-gray-5 hover:!tw-text-gray-5\" href=\"https:\/\/thepointsguy.com\/terms-of-use\/\" target=\"_blank\" rel=\"noopener\">Terms of Use<\/a> <!-- -->and acknowledge the data practices in our<!-- --> <a class=\"!tw-text-gray-5 hover:!tw-text-gray-5\" href=\"https:\/\/thepointsguy.com\/privacy-policy\/\" target=\"_blank\" rel=\"noopener\">Privacy Policy<\/a>. You may unsubscribe at any time.<\/p>\n<\/div>\n<\/form>\n<\/div>\n<\/div>\n<hr class=\"jsx-4213731811\"\/>\n<p><strong>[ENDING SOON] Limited-time offer on the <span data-article-product-link=\"\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125056?name=Chase Sapphire Preferred\u00ae Card PID&amp;pid=22125056?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Preferred<\/a><\/span>: Earn 100,000 bonus points after spending $5,000 on purchases in the first three months from account opening.<\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<h2 class=\"jsx-2362441780\">Why I thought I wasn&#8217;t eligible for the Sapphire Preferred<\/h2>\n<p>Over the last year, Chase updated its <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase-sapphire-welcome-bonus-eligibility-checklist\/\" target=\"_blank\" rel=\"noopener\">Sapphire eligibility rules<\/a><\/span> in two important ways.<\/p>\n<p>First, it became possible to hold both the Sapphire Preferred and Sapphire Reserve at the same time. That meant I was finally eligible to apply for the Preferred even though I already carried the Reserve.<\/p>\n<p>However, the Sapphire Preferred application page states:<\/p>\n<p><em>This credit card is unavailable to you if you currently have this card open. The new cardmember bonus may not be available to you if you previously held this card or received a new cardmember bonus for this card. We may also consider the number of cards you have opened and closed in determining your bonus eligibility.<\/em><\/p>\n<p>Since I previously earned a bonus on the Sapphire Preferred 15 years ago, ahead of a bucket-list trip to Australia and New Zealand, <em>and<\/em> I thought I&#8217;d be over <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/ultimate-guide-chase-5-24-rule\/\" target=\"_blank\" rel=\"noopener\">Chase&#8217;s unwritten (but well-documented) 5\/24 rule<\/a><\/span>, I expected to see the pop-up notification that I would be ineligible for the bonus.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"Chase Sapphire Preferred bonus popup\" loading=\"lazy\" width=\"1692\" height=\"1140\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;height:auto;width:100%\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2026\/07\/Screenshot-2026-07-14-at-12.24.58%E2%80%AFPM.png?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2026\/07\/Screenshot-2026-07-14-at-12.24.58%E2%80%AFPM.png?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2026\/07\/Screenshot-2026-07-14-at-12.24.58%E2%80%AFPM.png?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2026\/07\/Screenshot-2026-07-14-at-12.24.58%E2%80%AFPM.png?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2026\/07\/Screenshot-2026-07-14-at-12.24.58%E2%80%AFPM.png?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2026\/07\/Screenshot-2026-07-14-at-12.24.58%E2%80%AFPM.png?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2026\/07\/Screenshot-2026-07-14-at-12.24.58%E2%80%AFPM.png?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2026\/07\/Screenshot-2026-07-14-at-12.24.58%E2%80%AFPM.png?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2026\/07\/Screenshot-2026-07-14-at-12.24.58%E2%80%AFPM.png?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">CHASE<\/figcaption><\/figure>\n<p>This message appears before Chase runs a hard inquiry on your credit, so you can choose to continue your application without earning the bonus or cancel it.<\/p>\n<p><strong>Related: <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase-sapphire-preferred-first-rewards-card\/\" target=\"_blank\" rel=\"noopener\">After more than 16 years, why the Chase Sapphire Preferred should still be your first rewards card<\/a><\/span><\/strong><\/p>\n<h2 class=\"jsx-2362441780\">Getting approved for the Sapphire Preferred bonus again<\/h2>\n<p>I filled out the application and, when I clicked submit, I didn&#8217;t see the pop-up above. However, I wasn&#8217;t immediately approved either. Instead, Chase told me my application required additional review.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"An email confirmation from Chase confirming it received a credit card application\" loading=\"lazy\" width=\"1590\" height=\"762\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;height:auto;width:100%\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2026\/07\/Screenshot-2026-07-14-at-4.27.11%E2%80%AFPM.png?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2026\/07\/Screenshot-2026-07-14-at-4.27.11%E2%80%AFPM.png?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2026\/07\/Screenshot-2026-07-14-at-4.27.11%E2%80%AFPM.png?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2026\/07\/Screenshot-2026-07-14-at-4.27.11%E2%80%AFPM.png?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2026\/07\/Screenshot-2026-07-14-at-4.27.11%E2%80%AFPM.png?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2026\/07\/Screenshot-2026-07-14-at-4.27.11%E2%80%AFPM.png?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2026\/07\/Screenshot-2026-07-14-at-4.27.11%E2%80%AFPM.png?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2026\/07\/Screenshot-2026-07-14-at-4.27.11%E2%80%AFPM.png?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2026\/07\/Screenshot-2026-07-14-at-4.27.11%E2%80%AFPM.png?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">CHASE<\/figcaption><\/figure>\n<p>This has happened before. Since the Sapphire Preferred would become my ninth Chase personal card, I suspected I&#8217;d reached the amount of credit Chase was willing to extend. In the past, reallocating credit from another Chase card usually did the trick.<\/p>\n<p>And that&#8217;s exactly what happened here.<\/p>\n<p>The day after applying, I called Chase and spoke with the lending department, and a lovely agent proactively told me I had a lot of unused credit I could move around. I opted to take $15,000 from my <span data-article-product-link=\"\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/221211281?name=Chase Freedom Unlimited\u00ae PID&amp;pid=221211281?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Freedom Unlimited\u00ae<\/a><\/span> (see <span><a href=\"https:\/\/thepointsguy.com\/tc\/221211281?pid=221211281&amp;name=Chase%20Freedom%20Unlimited%C2%AE%20PID&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a><\/span>), and voila \u2014 I was approved.<\/p>\n<p>The card appeared instantly in my Chase app, so I could add it to Apple Pay and start using it right away \u2014 though it took about 24 hours for the welcome bonus tracker to display.<\/p>\n<p><strong>Related: <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/chase-sapphire-preferred-review\" target=\"_blank\" rel=\"noopener\">Chase Sapphire Preferred Card review: Still on top with new benefits and earning rates<\/a><\/span><\/strong><\/p>\n<h2 class=\"jsx-2362441780\">What does this mean for former Sapphire Preferred cardholders?<\/h2>\n<p>Of course, this is just one data point, but my experience suggests there may be more nuance to the Sapphire Preferred&#8217;s eligibility criteria.<\/p>\n<p>I thought I was over 5\/24, and I was also a previous cardholder. While it&#8217;s possible the length of time since I last opened the card (15 years) played a role, it&#8217;s also worth noting that Chase&#8217;s application language says the bonus &#8220;<strong>may<\/strong> not be available&#8221; if I previously had the card or earned a bonus.<\/p>\n<p>Regardless of the reason for approval, I&#8217;m thrilled about the opportunity to earn the highest-ever 100,000-point welcome bonus and excited about the array of new perks the <span><a href=\"https:\/\/thepointsguy.com\/news\/chase-sapphire-preferred-refresh-2026\/\" target=\"_blank\" rel=\"noopener\">card offers after its refresh<\/a><\/span> last month.<\/p>\n<p>The <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-to-maximize-your-rewards-earning-with-the-chase-sapphire-preferred\/\" target=\"_blank\" rel=\"noopener\">enhanced earning rates<\/a><\/span> will make this card a workhorse in my wallet, especially with <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase-sapphire-preferred-gas-purchases\/\" target=\"_blank\" rel=\"noopener\">stubbornly high gas prices<\/a><\/span> and how frequently I stay in <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase-sapphire-preferred-vacation-rentals-category\/\" target=\"_blank\" rel=\"noopener\">vacation rentals<\/a><\/span>.<\/p>\n<p>I&#8217;ll easily utilize the <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase-sapphire-preferred-100-hotel-credit-example\/\" target=\"_blank\" rel=\"noopener\">Chase Travel hotel credit<\/a><\/span>, and since I also have the Sapphire Reserve, I can still take advantage of <span><a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/transfer-ultimate-rewards-points-hyatt\/\" target=\"_blank\" rel=\"noopener\">1:1 transfers to my World of Hyatt account<\/a><\/span> \u2014 which happens to be my favorite way to <span><a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/redeeming-chase-ultimate-rewards-maximum-value\/\" target=\"_blank\" rel=\"noopener\">maximize Ultimate Rewards points<\/a><\/span>.<\/p>\n<p>The key takeaway? You may be eligible for a bonus on the Sapphire Preferred \u2014 even if you don&#8217;t think you are.<\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><strong>[ENDING SOON] Limited-time offer on the <span data-article-product-link=\"\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125056?name=Chase Sapphire Preferred\u00ae Card PID&amp;pid=22125056?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Preferred<\/a><\/span>: Earn 100,000 bonus points after spending $5,000 on purchases in the first three months from account opening.<\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/><\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase-sapphire-preferred-bonus-eligible-again\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Last year, I watched many of my colleagues jump on the Chase Sapphire Preferred\u00ae Card&#8217;s (see rates and fees) 100,000-point welcome offer while I sat on the sidelines. At the time, I wasn&#8217;t eligible because I already held the Chase Sapphire Reserve\u00ae (see rates and fees), and Chase didn&#8217;t allow cardholders to have both Sapphire [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":252233,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-252232","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/252232","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=252232"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/252232\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/252233"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=252232"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=252232"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=252232"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}