{"id":250276,"date":"2026-07-05T17:00:01","date_gmt":"2026-07-05T17:00:01","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2026\/07\/05\/chase-sapphire-preferred-vs-capital-one-venture-showdown-the-points-guy\/"},"modified":"2026-07-05T17:00:01","modified_gmt":"2026-07-05T17:00:01","slug":"chase-sapphire-preferred-vs-capital-one-venture-showdown-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2026\/07\/05\/chase-sapphire-preferred-vs-capital-one-venture-showdown-the-points-guy\/","title":{"rendered":"Chase Sapphire Preferred vs. Capital One Venture showdown – The Points Guy"},"content":{"rendered":"


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Paying hundreds of dollars in annual fees for premium credit cards<\/a><\/span> is not for everyone, especially when you’re new to points and miles<\/a><\/span>.<\/p>\n

The good news is that there are plenty of travel credit cards<\/a><\/span> on the market with annual fees of less than $100<\/a><\/span>. These cards still earn lucrative rewards that can unlock dream trips.<\/p>\n

Among the top cards in this category are the Chase Sapphire Preferred\u00ae Card<\/a><\/span> (see rates and fees<\/a><\/span>) and the Capital One Venture Rewards Credit Card<\/a><\/span>. Both come with manageable annual fees for beginners and experts and a recommended credit score<\/a><\/span> of 670 or higher.<\/p>\n

Let’s compare these two cards to help you determine which is best for your wallet.<\/p>\n

Sapphire Preferred vs. Venture Rewards comparison<\/h2>\n

Here are the basics of each of these two cards in the major categories:<\/p>\n

\n\n\n\n\n\n\n\n\n\n\n\n
Card name<\/strong><\/th>\nChase Sapphire Preferred<\/strong><\/th>\nCapital One Venture Rewards<\/strong><\/th>\n<\/tr>\n<\/thead>\n
\n\n

$95<\/span><\/p>\n<\/td>\n

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$95<\/span><\/p>\n<\/td>\n<\/tr>\n

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Earn 100,000 bonus points after spending $5,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

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Earn 75,000 bonus miles after spending $4,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n
<\/p>\n
    \n
  • 5 points per dollar spent on all travel purchased through Chase Travel\u2120<\/li>\n
  • 3 points per dollar spent on dining, gas, electric vehicle charging, select streaming services, online grocery purchases (excluding Target, Walmart and wholesale clubs) and vacation homes booked with select brands^<\/li>\n
  • 2 points per dollar spent on all other travel<\/li>\n
  • 1 point per dollar spent on all other purchases<\/li>\n<\/ul>\n

    <\/span><\/div>\n<\/td>\n

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<\/p>\n
    \n
  • 5 miles per dollar spent on hotels, vacation rentals and rental cars booked through Capital One Travel<\/li>\n
  • 2 miles per dollar spent on all other purchases<\/li>\n<\/ul>\n

    <\/span><\/div>\n<\/td>\n<\/tr>\n

\n\n

2.05 cents per point<\/span><\/p>\n<\/td>\n

\n

1.85 cents per mile<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

None<\/span><\/p>\n<\/td>\n

\n

None<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n
<\/p>\n
    \n
  • Baggage delay insurance<\/li>\n
  • Emergency evacuation and transportation coverage<\/li>\n
  • Lost luggage insurance<\/li>\n
  • Primary auto rental coverage<\/li>\n
  • Travel and emergency assistance services<\/li>\n
  • Trip cancellation and interruption insurance<\/li>\n
  • Trip delay reimbursement<\/li>\n<\/ul>\n

    <\/span><\/div>\n<\/td>\n

\n
<\/p>\n
    \n
  • Auto rental collision damage waiver* (coverage is secondary)<\/li>\n
  • Master RoadAssist (fees apply)*<\/li>\n
  • Travel accident insurance*<\/li>\n
  • Trip cancellation\/interruption coverage*<\/li>\n
  • World Elite Concierge*<\/li>\n<\/ul>\n

    <\/span><\/div>\n<\/td>\n<\/tr>\n

\n\n
<\/p>\n
    \n
  • Up to a $120 statement credit for Global Entry, TSA PreCheck or Nexus application fees every four years<\/li>\n
  • A $100 annual hotel credit<\/li>\n
  • A DoorDash DashPass subscription and monthly nonrestaurant promos<\/li>\n
  • Extended warranty protection<\/li>\n
  • Purchase protection<\/li>\n<\/ul>\n

    <\/span><\/div>\n<\/td>\n

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<\/p>\n