{"id":250097,"date":"2026-07-04T18:00:14","date_gmt":"2026-07-04T18:00:14","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2026\/07\/04\/which-purchases-count-as-travel-with-chase-sapphire-cards-the-points-guy-2\/"},"modified":"2026-07-04T18:00:14","modified_gmt":"2026-07-04T18:00:14","slug":"which-purchases-count-as-travel-with-chase-sapphire-cards-the-points-guy-2","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2026\/07\/04\/which-purchases-count-as-travel-with-chase-sapphire-cards-the-points-guy-2\/","title":{"rendered":"Which purchases count as travel with Chase Sapphire cards? &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>One of the biggest advantages of the <span data-article-product-link=\"\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125056?name=Chase Sapphire Preferred\u00ae Card PID&amp;pid=22125056?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Preferred\u00ae Card<\/a><\/span> (see <span><a href=\"https:\/\/thepointsguy.com\/tc\/22125056?pid=22125056&amp;name=Chase%20Sapphire%20Preferred%C2%AE%20Card%20PID&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a><\/span>) and <span data-article-product-link=\"\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/221211836?name=Chase Sapphire Reserve PID&amp;pid=221211836?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Reserve\u00ae<\/a><\/span> (see <span><a href=\"https:\/\/thepointsguy.com\/tc\/221211836?pid=221211836&amp;name=Chase%20Sapphire%20Reserve%20PID&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a><\/span>) is their broad definition of &#8220;travel.&#8221;<\/p>\n<p>Unlike many rewards cards that only award bonus points on airfare or hotels, Chase includes everything from parking garages and tolls to ferries, taxis and cruises.<\/p>\n<p>That generous travel category makes it easier to earn bonus <span><a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/chase-ultimate-rewards\/\" target=\"_blank\" rel=\"noopener\">Chase Ultimate Rewards points<\/a><\/span> on everyday trip expenses \u2014 not just flights and hotels. However, there are a few notable exceptions that can catch cardholders off guard.<\/p>\n<h2 class=\"jsx-2362441780\">What does Chase generally count as a travel purchase?<\/h2>\n<p>Chase has one of the <span><a href=\"https:\/\/www.chase.com\/personal\/credit-cards\/rewards-category-faq\" target=\"_blank\" rel=\"noopener\">broadest definitions of travel<\/a><\/span> among major rewards credit cards. Eligible purchases generally include:<\/p>\n<ul>\n<li>Airlines (general travel on the Sapphire Preferred; elevated category on the Sapphire Reserve)<\/li>\n<li><span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/why-sapphire-preferred-is-my-go-to-airbnb-card\/\" target=\"_blank\" rel=\"noopener\">Airbnb<\/a><\/span><\/li>\n<li>Buses<\/li>\n<li>Campgrounds (private and RV parks)<\/li>\n<li>Car rental agencies (excluding RV and boat rentals)<\/li>\n<li><span><a href=\"https:\/\/thepointsguy.com\/cruise\/how-to-pick-cruise-line\/\" target=\"_blank\" rel=\"noopener\">Cruise lines<\/a><\/span><\/li>\n<li>Discount travel sites<\/li>\n<li>Ferries<\/li>\n<li><span><a href=\"https:\/\/thepointsguy.com\/hotel\/\" target=\"_blank\" rel=\"noopener\">Hotels<\/a><\/span><\/li>\n<li>Limousines<\/li>\n<li>Motels (often categorized as hotels)<\/li>\n<li>Parking lots and garages<\/li>\n<li><span><a href=\"https:\/\/thepointsguy.com\/travel\/most-scenic-trains\/\" target=\"_blank\" rel=\"noopener\">Passenger trains<\/a><\/span><\/li>\n<li><span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-cards-for-uber\/\" target=\"_blank\" rel=\"noopener\">Ride-hailing services<\/a><\/span> (such as <span><a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/earn-points-miles-with-apps\/\" target=\"_blank\" rel=\"noopener\">Uber<\/a><\/span> and <span><a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/maximizing-points-and-miles-lyft\/\" target=\"_blank\" rel=\"noopener\">Lyft<\/a><\/span>)<\/li>\n<li>Taxis<\/li>\n<li>Timeshares<\/li>\n<li>Toll bridges and highways<\/li>\n<li>Travel agencies<\/li>\n<\/ul>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><\/div><figcaption class=\"jsx-3874346954 figcaption\">MARIO TAMA\/GETTY IMAGES<\/figcaption><\/figure>\n<p>Compared with many competing rewards cards, Chase&#8217;s travel category is among the most comprehensive. While cards such as the <span data-article-product-link=\"\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/6344?name=American Express\u00ae Gold Card&amp;pid=6344?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">American Express\u00ae Gold Card<\/a><\/span> and <span data-article-product-link=\"\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22504813?name=American Express Platinum Card\u00ae&amp;pid=22504813?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">American Express Platinum Card\u00ae<\/a><\/span> primarily reward airfare booked directly with airlines, Chase extends bonus earnings to nearly every stage of a trip \u2014 from airport parking to cruise fares.<\/p>\n<p>Keep in mind that Chase awards bonus points based on a merchant&#8217;s category code (MCC), not necessarily what you purchase. That means two similar businesses may not always earn the same rewards.<\/p>\n<h2 class=\"jsx-2362441780\">What doesn&#8217;t Chase generally count as travel purchases?<\/h2>\n<p>While Chase&#8217;s travel category is broad, there are several types of purchases that generally won&#8217;t qualify for bonus points, even if they&#8217;re related to travel.<\/p>\n<ul>\n<li>Campgrounds (public campgrounds are frequently categorized as government or recreation services)<\/li>\n<li>Educational merchants arranging travel<\/li>\n<li>Excursions<\/li>\n<li>Gift card merchants<\/li>\n<li>Inflight goods and services<\/li>\n<li>Merchants that sell points or miles<\/li>\n<li>Merchants that rent vehicles for the purpose of hauling<\/li>\n<li>Merchants within hotels and airports<\/li>\n<li>Onboard cruise line goods and services<\/li>\n<li>Real estate agents<\/li>\n<li>RV and boat rentals<\/li>\n<li>Sightseeing activities<\/li>\n<li>Tourist attractions<\/li>\n<\/ul>\n<div class=\"EmailSignUp_container__YVxAW tw-border tw-border-gray-2\"><picture class=\"tw-flex tw-items-center tw-justify-center tw-opacity-0\"><source media=\"(max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__xvcP4\">\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<form class=\"jsx-606422965 newsletter-form\">\n<div class=\"jsx-606422965 EmailCapture_confirmation__AJ4nI EmailCapture_noCheckbox__2BHzb   &#10;          \">\n<p class=\"tw-text-xs-regular !tw-text-gray-5 hover:!tw-text-gray-5 tw-max-w-lg\">By signing up, you will receive newsletters and promotional content and agree to our<!-- --> <a class=\"!tw-text-gray-5 hover:!tw-text-gray-5\" href=\"https:\/\/thepointsguy.com\/terms-of-use\/\" target=\"_blank\" rel=\"noopener\">Terms of Use<\/a> <!-- -->and acknowledge the data practices in our<!-- --> <a class=\"!tw-text-gray-5 hover:!tw-text-gray-5\" href=\"https:\/\/thepointsguy.com\/privacy-policy\/\" target=\"_blank\" rel=\"noopener\">Privacy Policy<\/a>. You may unsubscribe at any time.<\/p>\n<\/div>\n<\/form>\n<\/div>\n<\/div>\n<p>Remember, these exclusions are based on how the merchant is categorized \u2014 not necessarily what you&#8217;re purchasing.<\/p>\n<h2 class=\"jsx-2362441780\">Common travel purchases that can be hit or miss<\/h2>\n<p>Most travel purchases code correctly, but a few exceptions have been encountered by TPG staff.<\/p>\n<p>For example:<\/p>\n<ul>\n<li>Some VRBO* and vacation rental bookings have not earned travel bonus points.<\/li>\n<li>RV rentals generally do not qualify.<\/li>\n<li>Certain independently operated vacation rentals may code as professional services rather than travel, depending on how the property owner processes payments.<\/li>\n<\/ul>\n<p><em>*Excluding the Sapphire Preferred; more on that below.<\/em><\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;height:auto;width:100%\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/VRBO_FACEBOOK_RENTAL.jpeg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/VRBO_FACEBOOK_RENTAL.jpeg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/VRBO_FACEBOOK_RENTAL.jpeg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/VRBO_FACEBOOK_RENTAL.jpeg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/VRBO_FACEBOOK_RENTAL.jpeg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/VRBO_FACEBOOK_RENTAL.jpeg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/VRBO_FACEBOOK_RENTAL.jpeg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/VRBO_FACEBOOK_RENTAL.jpeg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/10\/VRBO_FACEBOOK_RENTAL.jpeg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">A VRBO rental. VRBO\/FACEBOOK<\/figcaption><\/figure>\n<p>By contrast, Airbnb bookings have consistently qualified as travel purchases.<\/p>\n<p>Ultimately, merchant coding determines whether you&#8217;ll receive bonus points, and that&#8217;s outside Chase&#8217;s control. However, there are some steps you can take if a purchase doesn&#8217;t code the way you hoped.<\/p>\n<p><strong>Related: <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-credit-cards-airbnb\/\" target=\"_blank\" rel=\"noopener\">The best credit cards to use for booking Airbnb stays<\/a><\/span><\/strong><\/p>\n<h2 class=\"jsx-2362441780\">What if your purchase doesn&#8217;t earn bonus points?<\/h2>\n<p>If an expense you expected to qualify doesn&#8217;t earn bonus rewards:<\/p>\n<ol>\n<li>Check how the transaction is categorized in your Chase online account.<\/li>\n<li>If the merchant appears to be coded incorrectly (or you&#8217;re unsure why it didn&#8217;t qualify), contact Chase via secure message or by phone to request a review.<\/li>\n<\/ol>\n<p>While Chase doesn&#8217;t guarantee retroactive point adjustments, customer service can often explain how a merchant is classified, helping you avoid surprises on future purchases.<\/p>\n<p>If you&#8217;re testing a new travel merchant, making a small purchase first can help confirm how it codes before committing to a larger expense.<\/p>\n<h2 class=\"jsx-2362441780\">How many points do the Chase Sapphire Preferred and Chase Sapphire Reserve earn on travel?<\/h2>\n<p>Once a purchase qualifies as travel, the number of Ultimate Rewards points you&#8217;ll earn depends on which Sapphire card you carry and how you book your trip. Both cards offer elevated rewards on travel booked through <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/ultimate-rewards-travel-portal\/\" target=\"_blank\" rel=\"noopener\">Chase Travel\u2120<\/a><\/span>. The Sapphire Reserve also rewards flights and hotels booked directly at a higher rate than the Sapphire Preferred.<\/p>\n<p>The <span data-article-product-link=\"\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125056?name=Chase Sapphire Preferred\u00ae Card PID&amp;pid=22125056?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Preferred<\/a><\/span> earns:<\/p>\n<ul>\n<li>5 points per dollar spent on travel booked through Chase Travel<\/li>\n<li>3 points per dollar spent on vacation homes at these top brands: Airbnb, Vrbo, Plum Guide, HomeAway, Homestay.com and Vacasa<\/li>\n<li>2 points per dollar spent on all other eligible travel purchases<\/li>\n<\/ul>\n<p>The <span data-article-product-link=\"\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/221211836?name=Chase Sapphire Reserve PID&amp;pid=221211836?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Reserve<\/a><\/span> earns:<\/p>\n<ul>\n<li>8 points per dollar spent on travel booked through Chase Travel<\/li>\n<li>4 points per dollar spent on flights and hotels booked directly<\/li>\n<li>1 point per dollar spent on other eligible travel purchases<\/li>\n<\/ul>\n<p>To learn more about these two cards, read our <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/chase-sapphire-preferred-review\/\" target=\"_blank\" rel=\"noopener\">full review of the Sapphire Preferred<\/a><\/span> and our <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/chase-sapphire-reserve-review\/\" target=\"_blank\" rel=\"noopener\">full review of the Sapphire Reserve<\/a><\/span>.<\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>The <span data-article-product-link=\"\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125056?name=Chase Sapphire Preferred\u00ae Card PID&amp;pid=22125056?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Sapphire Preferred<\/a><\/span> and <span data-article-product-link=\"\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/221211836?name=Chase Sapphire Reserve PID&amp;pid=221211836?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Sapphire Reserve<\/a><\/span> offer one of the broadest travel bonus categories among major rewards credit cards. In addition to airfare and hotels, eligible purchases typically include cruises, ride-hailing services, parking, tolls, ferries, trains, car rentals and more.<\/p>\n<p>The biggest exceptions are attractions, tours, onboard purchases, RV rentals and some vacation rental platforms that don&#8217;t code as travel.<\/p>\n<p>If you&#8217;re unsure whether a merchant qualifies, check the transaction category in your Chase account or make a small test purchase first. Because bonus points depend on merchant coding, two similar travel purchases may not always earn the same rewards.<\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><strong>Apply here: <span data-article-product-link=\"\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125056?name=Chase Sapphire Preferred\u00ae Card PID&amp;pid=22125056?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Preferred<\/a><\/span><\/strong><\/p>\n<p><strong>Apply here: <span data-article-product-link=\"\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/221211836?name=Chase Sapphire Reserve PID&amp;pid=221211836?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Reserve<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/><\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/credit-cards\/which-purchases-count-as-travel-chase-sapphire-reserve-preferred\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>One of the biggest advantages of the Chase Sapphire Preferred\u00ae Card (see rates and fees) and Chase Sapphire Reserve\u00ae (see rates and fees) is their broad definition of &#8220;travel.&#8221; Unlike many rewards cards that only award bonus points on airfare or hotels, Chase includes everything from parking garages and tolls to ferries, taxis and cruises. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":250098,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-250097","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/250097","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=250097"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/250097\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/250098"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=250097"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=250097"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=250097"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}