{"id":24877,"date":"2023-07-04T17:00:11","date_gmt":"2023-07-04T17:00:11","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/07\/04\/amex-platinum-vs-amex-gold-which-one-is-right-for-you-the-points-guy\/"},"modified":"2023-07-04T17:00:11","modified_gmt":"2023-07-04T17:00:11","slug":"amex-platinum-vs-amex-gold-which-one-is-right-for-you-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/07\/04\/amex-platinum-vs-amex-gold-which-one-is-right-for-you-the-points-guy\/","title":{"rendered":"Amex Platinum vs. Amex Gold: Which one is right for you? – The Points Guy"},"content":{"rendered":"


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Editor\u2019s note<\/em>: This post has been updated with the latest information.<\/i><\/p>\n

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There can be a pretty dramatic jump between entry-level and premium rewards credit cards.<\/p>\n

Many of the best travel rewards credit cards<\/a> return outsize welcome offers, bonus categories and luxury perks. But of course, that all comes at a cost in terms of higher annual fees. On the other hand, there are plenty of rewards cards with sub-$100 annual fees<\/a> that still allow you to access the world of travel rewards without a burdensome financial commitment.<\/p>\n

But, in the best way possible, the American Express\u00ae Gold Card<\/a><\/span> sits right in the middle<\/a> of that spectrum with plenty of valuable perks as well as strong earning rates.<\/p>\n

If you\u2019re looking for that perfect in-between sweet spot for your wallet, we\u2019re going to compare the mid-tier Amex Gold to the more upscale Platinum Card\u00ae from American Express<\/a><\/span>. This comparison will hopefully help you determine which card is best for you.<\/p>\n

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Amex Platinum vs. Amex Gold comparison<\/h2>\n
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\n\n\n\n\n\n\n\n\n\n
Card<\/strong><\/th>\nAmex Platinum<\/strong><\/th>\nAmex Gold<\/strong><\/th>\n<\/tr>\n<\/thead>\n
Welcome offer<\/td>\n80,000 Membership Rewards Points after you spend $6,000 on purchases within the first six months of card membership<\/td>\n60,000 Membership Rewards Points after you spend $4,000 on purchases within the first six months of card membership<\/td>\n<\/tr>\n
Welcome offer value (per TPG valuations<\/a>)<\/td>\n$1,600<\/td>\n$1,200<\/td>\n<\/tr>\n
Annual fee<\/td>\n$695 (see rates and fees<\/a>)<\/td>\n$250 (see rates and fees<\/a>)<\/td>\n<\/tr>\n
Earning rates<\/td>\n\n
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  • 5 points per dollar on flights booked directly with airlines or via American Express Travel (on up to $500,000 in purchases per calendar year)<\/li>\n
  • 5 points per dollar on prepaid hotels booked with American Express Travel<\/li>\n
  • 1 point per dollar on other eligible purchases<\/li>\n<\/ul>\n<\/td>\n
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  • 4 points per dollar on dining at worldwide restaurants<\/li>\n
  • 4 points per dollar at U.S. supermarkets (up to $25,000 per calendar year; then 1 point per dollar)<\/li>\n
  • 3 points per dollar on airfare purchased directly from the airline or through American Express Travel<\/li>\n
  • 1 point per dollar on other eligible purchases<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
Notable benefits<\/td>\n\n
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  • Up to $200 airline incidental credit*<\/li>\n
  • Up to $200 in annual Uber cash (for U.S. services)*<\/li>\n
  • Up to $100 annual Saks Fifth Avenue credit*<\/li>\n
  • Up to a $200 annual hotel credit, valid on prepaid Amex Fine Hotels and Resorts or The Hotel Collection bookings (of two nights or more) with Amex Travel when you pay with your Amex Platinum*<\/li>\n
  • Up to $189 annual Clear Plus credit to cover your annual membership*<\/li>\n
  • Up to $240 annual digital entertainment credit*<\/li>\n
  • Up to $300 annual Equinox credit*<\/li>\n
  • Up to a $155 statement credit that covers the cost of an annual Walmart+ membership when paying with their Amex Platinum (subject to auto-renewal; Plus Up Benefits are excluded)*<\/li>\n<\/ul>\n<\/td>\n
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