{"id":241621,"date":"2026-05-21T20:30:02","date_gmt":"2026-05-21T20:30:02","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2026\/05\/21\/american-express-gold-vs-amex-business-gold-showdown-the-points-guy\/"},"modified":"2026-05-21T20:30:02","modified_gmt":"2026-05-21T20:30:02","slug":"american-express-gold-vs-amex-business-gold-showdown-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2026\/05\/21\/american-express-gold-vs-amex-business-gold-showdown-the-points-guy\/","title":{"rendered":"American Express Gold vs. Amex Business Gold showdown – The Points Guy"},"content":{"rendered":"


\n<\/p>\n

\n

If you’re looking for cards that offer generous points-earning bonuses for a wide range of categories, the Gold lineup within the American Express portfolio is worth a closer look.<\/p>\n

The personal American Express\u00ae Gold Card<\/a><\/span> and the American Express\u00ae Business Gold Card<\/a><\/span> straddle the line between mid-tier and ultra-premium cards.<\/p>\n

However, with annual fees of $325 (see rates and fees<\/a><\/span>) for the Amex Gold and $375 (see rates and fees<\/a><\/span>) for the Amex Business Gold, these cards don’t come cheap.<\/p>\n

Let’s dive in and compare these two Gold cards to see which one may be right for you.<\/p>\n

Amex Gold vs. Amex Business Gold comparison<\/h2>\n
\n\n\n\n\n\n\n\n\n
\nAmex Gold<\/strong><\/th>\nAmex Business Gold<\/strong><\/th>\n<\/tr>\n<\/thead>\n
\n\n

Find out your offer and see if you are eligible for as high as 100,000 bonus points after spending $8,000 on purchases within the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.<\/span><\/p>\n<\/td>\n

\n

Find out your offer and see if you’re eligible for as high as 200,000 bonus points after spending $15,000 on purchases in the first three months of card membership. Welcome offers vary, and you may not be eligible for an offer.<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

$325<\/span><\/p>\n<\/td>\n

\n

$375<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n
<\/p>\n
    \n
  • 5 points per dollar spent on prepaid hotels booked on amextravel.com or the Amex Travel App\u2122<\/span><\/li>\n
  • 4 points per dollar spent at restaurants worldwide (on up to $50,000 in purchases per calendar year, then 1 point per dollar spent)<\/span><\/li>\n
  • 4 points per dollar spent at U.S. supermarkets (on the first $25,000 in purchases per calendar year, then 1 point per dollar spent)<\/span><\/li>\n
  • 3 points per dollar spent on flights booked directly with the airline, amextravel.com or the Amex Travel App<\/span><\/li>\n
  • 2 points per dollar spent on car rentals booked on amextravel.com or the Amex Travel App<\/span><\/li>\n
  • 2 points per dollar spent on cruises booked on amextravel.com<\/span><\/li>\n
  • 1 point per dollar spent on other eligible purchases<\/span><\/li>\n<\/ul>\n

    <\/span><\/div>\n<\/td>\n

\n
<\/p>\n
    \n
  • 4 points per dollar spent in the two categories (U.S. gas stations, U.S. restaurants, U.S. advertising in select online, TV and radio media, transit, U.S. electronics & U.S. wireless purchases) with the most spending each billing cycle (up to $150,000 in combined purchases each calendar year; then 1 point per dollar spent)<\/li>\n
  • 3 points per dollar spent on flights and prepaid hotel bookings made through amextravel.com or the Amex Travel App<\/li>\n
  • 1 point per dollar spent on all other eligible purchases<\/li>\n<\/ul>\n

    <\/span><\/div>\n<\/td>\n<\/tr>\n

\n\n
<\/p>\n
    \n
  • Up to $120 per calendar year in dining statement credits with select partners (up to $10 monthly statement credit)<\/li>\n
  • Up to $120 per calendar year in Uber Cash for U.S. Uber and Uber Eats orders ($10 monthly increments; Uber Cash will only be deposited into one Uber account when you add the Amex Gold as a payment method and redeem with any Amex card)<\/li>\n
  • Up to $100 per calendar year in statement credits for U.S. Resy purchases (two up to $50 biannual statement credits)<\/li>\n
  • Up to $84 in statement credits for U.S. Dunkin’ purchases (up to $7 monthly statement credit)<\/li>\n
  • No foreign transaction fees (see rates and fees<\/a><\/span>)<\/li>\n
  • Select travel protections<\/li>\n<\/ul>\n

    Enrollment is required for select benefits.<\/p>\n

    <\/span><\/div>\n<\/td>\n

\n
<\/p>\n