American Express<\/a><\/span> cardmembers can earn bonus Membership Rewards points<\/a><\/span>, airline miles and hotel points by referring friends and family members to eligible cards.<\/p>\n Depending on the card you carry and the current offer attached to your account, referral bonuses can be quite lucrative \u2014 especially if you regularly recommend cards to people in your orbit anyway.<\/p>\n Referral offers change frequently and vary by account, but the process itself is simple. Here’s how American Express referrals work and how to maximize them.<\/p>\n Most American Express cards include a “Refer a Friend” feature that allows existing cardmembers to generate a personalized referral link. If someone applies through your link and is approved, you’ll typically earn a referral bonus.<\/p>\n Those bonuses can come in several forms, including:<\/p>\n In many cases, the person applying through your link may also receive an elevated welcome offer compared to the public application page.<\/p>\n Amex referral links are often broader than people expect. You might hold one card but still be able to refer someone to a completely different American Express product.<\/p>\n Referral offers can also vary significantly from person to person, even among people with the same card.<\/p>\n Reward your inbox with the TPG Daily newsletter<\/p>\n Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\nHow American Express referrals work<\/h2>\n
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