{"id":240804,"date":"2026-05-17T14:00:19","date_gmt":"2026-05-17T14:00:19","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2026\/05\/17\/the-best-starter-travel-credit-cards-for-beginners-the-points-guy-2\/"},"modified":"2026-05-17T14:00:19","modified_gmt":"2026-05-17T14:00:19","slug":"the-best-starter-travel-credit-cards-for-beginners-the-points-guy-2","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2026\/05\/17\/the-best-starter-travel-credit-cards-for-beginners-the-points-guy-2\/","title":{"rendered":"The best starter travel credit cards for beginners &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>The world of credit cards can seem overwhelming when you&#8217;re just starting. But if you want to move on from your <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/cash-back\/\" target=\"_blank\" rel=\"noopener\">cash-back card<\/a><\/span> (or even a <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/starter-credit-cards-college-students\/\" target=\"_blank\" rel=\"noopener\">student card<\/a><\/span>), you&#8217;re in the right place. The right starter <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/travel\/\" rel=\"noopener\" target=\"_blank\">travel card<\/a><\/span> can offer much more rewarding perks.<\/p>\n<p>With so much information and so many options, how do you know which card to choose? Do you want <span><a href=\"https:\/\/thepointsguy.com\/guide\/a-guide-to-earning-transferable-points\/\" rel=\"noopener noreferrer\" target=\"_blank\">transferable points<\/a><\/span>? Airline miles? <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/hotel-credit-cards-with-annual-free-night\/\" rel=\"noopener noreferrer\" target=\"_blank\">Free nights with a hotel chain<\/a><\/span>? There are no right or wrong answers to these questions \u2014 it&#8217;s all about what&#8217;s important to you.<\/p>\n<p>We&#8217;ve assembled this list of the best starter credit cards so you don&#8217;t end up with rewards that don&#8217;t match your goals. None of these cards are tied to complicated, difficult-to-understand programs, nor do they have intimidating <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/guide-credit-card-annual-fees\/\" target=\"_blank\" rel=\"noopener\">annual fees<\/a><\/span>, though they all have the potential for outsize value.<\/p>\n<p>And all of them are worth keeping in your credit card inventory for the long term.<\/p>\n<p><strong>Related: <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-to-choose-travel-credit-card\/\" target=\"_blank\" rel=\"noopener\">How to pick the right travel credit card for you<\/a><\/span><\/strong><\/p>\n<h2 class=\"jsx-2362441780\">Best starter travel rewards cards<\/h2>\n<p><em>The information for the American Express Green Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n<div class=\"tw-my-8 tw-overflow-x-auto sm:tw-overflow-visible\">\n<table class=\"tw-w-full tw-min-w-[640px] sm:tw-min-w-0 tw-table-auto\" style=\"-webkit-overflow-scrolling:touch\">\n<thead>\n<tr>\n<th class=\"tw-bg-gray-6 tw-p-4 tw-text-md-medium tw-font-semibold tw-text-white tw-text-left first:tw-rounded-tl-lg last:tw-rounded-tr-lg tw-pl-3 sm:tw-sticky sm:tw-left-0 sm:tw-z-10\" scope=\"col\"><strong>Card<\/strong><\/th>\n<th class=\"tw-bg-gray-6 tw-p-4 tw-text-md-medium tw-font-semibold tw-text-white tw-text-left first:tw-rounded-tl-lg last:tw-rounded-tr-lg\" scope=\"col\"><strong>Welcome offer<\/strong><\/th>\n<th class=\"tw-bg-gray-6 tw-p-4 tw-text-md-medium tw-font-semibold tw-text-white tw-text-left first:tw-rounded-tl-lg last:tw-rounded-tr-lg\" scope=\"col\"><strong>Bonus categories<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr class=\"tw-relative even:tw-bg-gray-1\">\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto sm:tw-sticky sm:tw-left-0 sm:tw-z-10 sm:tw-bg-white\"\/>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<p><span class=\"tw-break-words\">Earn 75,000 bonus points after spending $5,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<div class=\"tw-break-words\"><span class=\"tw-break-words\"><\/p>\n<ul>\n<li>5 points per dollar spent on travel booked through Chase Travel\u2120 (excluding the $50 hotel credit)<\/li>\n<li>5 points per dollar spent with Lyft (through Sept. 30, 2027) and on Peloton equipment and accessory purchases of $150 or more (through Dec. 31, 2027, with a limit of 25,000 bonus points)<\/li>\n<li>3 points per dollar spent on dining, select streaming services and online grocery orders (excluding Walmart, Target and wholesale clubs)<\/li>\n<li>2 points per dollar spent on travel not booked through Chase Travel<\/li>\n<li>1 point per dollar spent on all other purchases<\/li>\n<\/ul>\n<p><\/span><\/div>\n<\/td>\n<\/tr>\n<tr class=\"tw-relative even:tw-bg-gray-1\">\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto sm:tw-sticky sm:tw-left-0 sm:tw-z-10 sm:tw-bg-white\"\/>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<p><span class=\"tw-break-words\">Earn 75,000 bonus miles after spending $4,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<div class=\"tw-break-words\"><span class=\"tw-break-words\"><\/p>\n<ul>\n<li>5 miles per dollar spent on hotels, vacation rentals and car rentals booked and paid for through Capital One Travel<\/li>\n<li>2 miles per dollar spent on all other purchases<\/li>\n<\/ul>\n<p><\/span><\/div>\n<\/td>\n<\/tr>\n<tr class=\"tw-relative even:tw-bg-gray-1\">\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto sm:tw-sticky sm:tw-left-0 sm:tw-z-10 sm:tw-bg-white\"\/>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<p><span class=\"tw-break-words\">Earn 60,000 bonus points after spending $4,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<div class=\"tw-break-words\"><span class=\"tw-break-words\"><\/p>\n<ul>\n<li>10 points per dollar spent on hotels, car rentals and attractions when booked through CitiTravel.com<\/li>\n<li>3 points per dollar spent at restaurants (including takeout), supermarkets, gas stations and electric vehicle charging stations, on other hotel purchases and on air travel<\/li>\n<li>1 point per dollar spent on all other purchases<\/li>\n<\/ul>\n<p><\/span><\/div>\n<\/td>\n<\/tr>\n<tr class=\"tw-relative even:tw-bg-gray-1\">\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto sm:tw-sticky sm:tw-left-0 sm:tw-z-10 sm:tw-bg-white\"\/>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<p><span class=\"tw-break-words\">Find out your offer and see if you are eligible for as high as 100,000 bonus points after spending $8,000 on eligible purchases in your first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.<\/span><\/p>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<div class=\"tw-break-words\"><span class=\"tw-break-words\"><\/p>\n<ul>\n<li>5 points per dollar spent on prepaid hotels booked through amextravel.com or through the Amex Travel App\u2122<\/li>\n<li>4 points per dollar spent at restaurants worldwide (on up to $50,000 per calendar year, then 1 point per dollar spent)<\/li>\n<li>4 points per dollar spent at U.S. supermarkets (on up to $25,000 per calendar year, then 1 point per dollar spent)<\/li>\n<li>3 points per dollar spent on airfare purchased directly from the airline, through amextravel.com or through the Amex Travel App<\/li>\n<li>2 points per dollar spent on car rentals booked through amextravel.com or the Amex Travel App<\/li>\n<li>2 points per dollar spent on cruises booked through amextravel.com<\/li>\n<li>1 point per dollar spent on other eligible purchases<\/li>\n<\/ul>\n<p><\/span><\/div>\n<\/td>\n<\/tr>\n<tr class=\"tw-relative even:tw-bg-gray-1\">\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto sm:tw-sticky sm:tw-left-0 sm:tw-z-10 sm:tw-bg-white\">\n<div class=\"tw-break-words tw-flex tw-gap-2 tw-items-center tw-font-semibold\"><button class=\"tw-size-6 tw-flex-shrink-0 tw-opacity-0\" disabled=\"\" tabindex=\"0\" type=\"button\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"#146AFF\" height=\"9\" viewbox=\"0 0 16 9\" width=\"16\" class=\"tw-rotate-180\"><path d=\"M8.01892 8.5C8.46004 8.50043 8.88002 8.34917 9.17154 8.08485L15.7119 2.14931C16.1418 1.74024 16.0841 1.13195 15.5819 0.779268C15.0797 0.426586 14.3166 0.458514 13.8633 0.851178L8.14425 6.04158C8.1126 6.07041 8.06693 6.08693 8.01892 6.08693C7.97091 6.08693 7.92524 6.07041 7.89359 6.04158L2.17451 0.851178C1.88736 0.57796 1.43739 0.450348 0.998707 0.517724C0.560026 0.5851 0.201466 0.836892 0.0617733 1.17567C-0.077919 1.51444 0.0231724 1.88705 0.325931 2.14931L6.86431 8.08272C7.15632 8.34768 7.57687 8.49966 8.01892 8.5Z\" fill=\"#146AFF\"\/><\/svg><\/button><span class=\"tw-break-words\"><strong>American Express Green Card<\/strong><\/span><\/div>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<p><span class=\"tw-break-words\">Earn 40,000 bonus points after spending $3,000 on purchases in the first six months of card membership.<\/span><\/p>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<div class=\"tw-break-words\"><span class=\"tw-break-words\"><\/p>\n<ul>\n<li>3 points per dollar spent on travel, transit and dining at restaurants worldwide (including takeout and delivery in the U.S.)<\/li>\n<li>1 point per dollar spent on all other purchases<\/li>\n<\/ul>\n<p><\/span><\/div>\n<\/td>\n<\/tr>\n<tr class=\"tw-relative even:tw-bg-gray-1\">\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto sm:tw-sticky sm:tw-left-0 sm:tw-z-10 sm:tw-bg-white\"\/>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<p><span class=\"tw-break-words\">Earn 60,000 bonus points after spending $4,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<div class=\"tw-break-words\"><span class=\"tw-break-words\"><\/p>\n<ul>\n<li>5 points per dollar spent on hotels<\/li>\n<li>4 points per dollar spent on airlines<\/li>\n<li>3 points per dollar spent on dining and other travel<\/li>\n<li>1 point per dollar spent on other purchases<\/li>\n<\/ul>\n<p><\/span><\/div>\n<\/td>\n<\/tr>\n<tr class=\"tw-relative even:tw-bg-gray-1\">\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto sm:tw-sticky sm:tw-left-0 sm:tw-z-10 sm:tw-bg-white\"\/>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<p><span class=\"tw-break-words\">Earn 25,000 bonus points after spending $1,000 on purchases in the first 90 days of account opening.<\/span><\/p>\n<\/td>\n<td class=\"tw-text-md-regular tw-p-4 tw-pb-3 tw-align-top tw-h-auto\">\n<div class=\"tw-break-words\"><span class=\"tw-break-words\"><\/p>\n<ul>\n<li>Earn 3 points per dollar spent on travel purchases booked through the Bank of America Travel Center<\/li>\n<li>Earn 1.5 points per dollar spent on all purchases<\/li>\n<\/ul>\n<p><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h2 class=\"jsx-2362441780\">Chase Sapphire Preferred Card<\/h2>\n<p>The <span data-article-product-link=\"\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125056?name=Chase Sapphire Preferred\u00ae Card&amp;pid=22125056?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Preferred<\/a><\/span> is one of our favorite travel cards for a reason. If you have a good enough credit score, this card can be a fantastic starter travel card.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><\/div><figcaption class=\"jsx-3874346954 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p><strong>Annual fee<\/strong>: $95.<\/p>\n<div class=\"EmailSignUp_container__YVxAW tw-border tw-border-gray-2\"><picture class=\"tw-flex tw-items-center tw-justify-center tw-opacity-0\"><source media=\"(max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__xvcP4\">\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<form class=\"jsx-881693933 newsletter-form\">\n<div class=\"jsx-881693933 EmailCapture_confirmation__AJ4nI EmailCapture_noCheckbox__2BHzb   &#10;          \">\n<p class=\"tw-text-xs-regular !tw-text-gray-5 hover:!tw-text-gray-5 tw-max-w-lg\">By signing up, you will receive newsletters and promotional content and agree to our<!-- --> <a class=\"!tw-text-gray-5 hover:!tw-text-gray-5\" href=\"https:\/\/thepointsguy.com\/terms-of-use\/\" target=\"_blank\" rel=\"noopener\">Terms of Use<\/a> <!-- -->and acknowledge the data practices in our<!-- --> <a class=\"!tw-text-gray-5 hover:!tw-text-gray-5\" href=\"https:\/\/thepointsguy.com\/privacy-policy\/\" target=\"_blank\" rel=\"noopener\">Privacy Policy<\/a>. You may unsubscribe at any time.<\/p>\n<\/div>\n<\/form>\n<\/div>\n<\/div>\n<p><strong>Welcome bonus<\/strong>: Earn 75,000 bonus points after spending $5,000 on purchases in the first three months from account opening.<\/p>\n<p>According to TPG&#8217;s May 2026 <span><a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\/\" target=\"_blank\" rel=\"noopener\">valuations<\/a><\/span>, these 75,000 bonus points are worth $1,538.<\/p>\n<p><strong>Why it&#8217;s a great starter card<\/strong>: There&#8217;s a good reason why the Chase Sapphire Preferred is our top pick for our list of starter cards. In addition to the lucrative welcome offer, cardholders earn 5 points per dollar spent on travel booked through <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/ultimate-rewards-travel-portal\/\" rel=\"noopener\" target=\"_blank\">Chase Travel<\/a><\/span> and 2 points per dollar spent on all other travel.<\/p>\n<p>The <span><a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/chase-ultimate-rewards\/\" rel=\"noopener noreferrer\" target=\"_blank\">Chase Ultimate Rewards<\/a><\/span> points it earns are easy to use with <span><a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/chase-ultimate-rewards-transfer-partners\/\" target=\"_blank\" rel=\"noopener\">11 airline and three hotel loyalty program partners<\/a><\/span>, such as <span><a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/know-united-mileageplus\/\" rel=\"noopener noreferrer\" target=\"_blank\">United MileagePlus<\/a><\/span> and <span><a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/ultimate-guide-world-of-hyatt\/\" rel=\"noopener noreferrer\" target=\"_blank\">World of Hyatt<\/a><\/span>. Your points can also be redeemed for up to 1.75 cents apiece, depending on the specific redemption, when you book travel through Chase Travel (see your rewards program agreement for full details).<\/p>\n<p>The card also has <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/lesser-known-sapphire-benefits\/\" rel=\"noopener noreferrer\" target=\"_blank\">terrific travel benefits<\/a><\/span>, including primary car rental insurance and <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/no-foreign-transaction-fees\/\" rel=\"noopener noreferrer\" target=\"_blank\">no foreign transaction fees<\/a><\/span>. You&#8217;ll also enjoy $50 in annual statement credits for hotel stays booked through Chase Travel, and each year on your account anniversary, you&#8217;ll enjoy a 10% points bonus on your spending from the previous year. Note that Chase has confirmed the 10% anniversary points boost benefit will end at a future date.<\/p>\n<p>When you add in the <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase-sapphire-preferred-current-offer\/\" target=\"_blank\" rel=\"noopener\">welcome bonus<\/a><\/span> and an annual fee of only $95, you have a card that offers great value, especially if you&#8217;re just starting out in the world of travel rewards.<\/p>\n<p>To learn more, read our <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/chase-sapphire-preferred-review\/\" rel=\"noopener noreferrer\" target=\"_blank\">full review of the Chase Sapphire Preferred Card<\/a><\/span>.<\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><b>Apply here: <span data-article-product-link=\"\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22125056?name=Chase Sapphire Preferred\u00ae Card&amp;pid=22125056?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Preferred Card<\/a><\/span><\/b><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<h2 class=\"jsx-2362441780\">Capital One Venture Rewards Credit Card<\/h2>\n<p>The <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-venture\/\" target=\"_blank\" rel=\"noopener\">Venture Rewards<\/a><\/span> doesn&#8217;t have complicated bonus categories to track, which may make it the perfect fit for your wallet.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"Capital One Venture Rewards Credit Card\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;height:auto;width:100%\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/09\/Capital-One-Venture-Rewards-Credit-Card_UPDATE-2024.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/09\/Capital-One-Venture-Rewards-Credit-Card_UPDATE-2024.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/09\/Capital-One-Venture-Rewards-Credit-Card_UPDATE-2024.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/09\/Capital-One-Venture-Rewards-Credit-Card_UPDATE-2024.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/09\/Capital-One-Venture-Rewards-Credit-Card_UPDATE-2024.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/09\/Capital-One-Venture-Rewards-Credit-Card_UPDATE-2024.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/09\/Capital-One-Venture-Rewards-Credit-Card_UPDATE-2024.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/09\/Capital-One-Venture-Rewards-Credit-Card_UPDATE-2024.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/09\/Capital-One-Venture-Rewards-Credit-Card_UPDATE-2024.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p><strong>Annual fee<\/strong>: $95.<\/p>\n<p><strong>Welcome bonus<\/strong>: Earn 75,000 bonus miles after spending $4,000 on purchases in the first three months from account opening.<\/p>\n<p>According to TPG&#8217;s May 2026 <span><a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\/\" target=\"_blank\" rel=\"noopener\">valuations<\/a><\/span>, this welcome offer is worth $1,388.<\/p>\n<p><strong>Why it&#8217;s a great starter card<\/strong>: This card&#8217;s flexibility makes it ideal for travelers getting started in the points and miles world or those who aren&#8217;t inherently loyal to a single hotel chain or airline.<\/p>\n<p>First, you earn a flat 2 miles per dollar spent on everything, meaning you don&#8217;t have to keep track of different spending categories. However, that earning rate jumps to 5 miles per dollar spent for hotels, vacation rentals and car rentals booked through <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-travel-portal\/\" rel=\"noopener\" target=\"_blank\">Capital One Travel<\/a><\/span>.<\/p>\n<p>You&#8217;ll also get an up to $120 credit to cover the application fee for <span><a href=\"https:\/\/thepointsguy.com\/guide\/global-entry-vs-tsa-precheck\/\" rel=\"noopener\" target=\"_blank\">TSA PreCheck or Global Entry<\/a><\/span>.<\/p>\n<p>With this card, you&#8217;ll be able to take advantage of Capital One&#8217;s <span><a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/capital-one-transfer-partners\/\" target=\"_blank\" rel=\"noopener\">15-plus airline and hotel partners<\/a><\/span>. This card packs a lot in for a $95 annual fee and even makes the cut as one of our <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/short-airline-pm\/?utm_source=google&amp;utm_medium=cpc&amp;utm_campaign=NBDtraE1-credit%20card%20frequent%20flyer%20points-806461168793&amp;utm_term=credit%20card%20frequent%20flyer%20points&amp;utm_cmpid=21780736698&amp;utm_adgid=172252452847&amp;utm_tgtid=kwd-28636852&amp;utm_mt=b&amp;utm_adid=806461168793&amp;utm_dvc=c&amp;utm_ntwk=g&amp;utm_adpos=&amp;utm_plcmnt=&amp;utm_locphysid=9032942&amp;utm_locintid=&amp;utm_feeditemid=&amp;utm_devicemdl=&amp;utm_plcmnttgt=&amp;utm_misc=&amp;utm_ltpcid=CjwKCAjwn4vQBhBsEiwAq3hhN2ZRlShgRZjZyBtCXm4RhwDCpFp4Dcc_7o95g3rCrZdV3zYsdzTtHBoCJS4QAvD_BwE&amp;utm_paid=-pm&amp;gad_source=1&amp;gad_campaignid=21780736698&amp;gbraid=0AAAAADKlpfoyMet4rMTMtUiHpMrv68ZSx&amp;gclid=CjwKCAjwn4vQBhBsEiwAq3hhN2ZRlShgRZjZyBtCXm4RhwDCpFp4Dcc_7o95g3rCrZdV3zYsdzTtHBoCJS4QAvD_BwE\" target=\"_blank\" rel=\"noopener\">overall best credit cards for air travel<\/a><\/span>.<\/p>\n<p>To learn more, read our <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/capital-one-venture-card-review\/\" rel=\"noopener\" target=\"_blank\">full review of the Capital One Venture Rewards Credit Card<\/a><\/span>.<\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><b>Learn more: <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/capital-one-venture\/\" target=\"_blank\" rel=\"noopener\">Capital One Venture Rewards Credit Card<\/a><\/span><\/b><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<h2 class=\"jsx-2362441780\">Citi Strata Premier Card<\/h2>\n<p>If you want a single card to cover a wide range of bonus categories, the <span data-article-product-link=\"\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/10652?name=Citi Strata Premier\u00ae Card&amp;pid=10652?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Strata Premier<\/a><\/span> is exactly what you&#8217;re looking for.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"Citi Strata Premier card picture\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;height:auto;width:100%\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/05\/BPme-Rewards-Visa-Consumer-Card-copy.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/05\/BPme-Rewards-Visa-Consumer-Card-copy.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/05\/BPme-Rewards-Visa-Consumer-Card-copy.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/05\/BPme-Rewards-Visa-Consumer-Card-copy.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/05\/BPme-Rewards-Visa-Consumer-Card-copy.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/05\/BPme-Rewards-Visa-Consumer-Card-copy.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/05\/BPme-Rewards-Visa-Consumer-Card-copy.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/05\/BPme-Rewards-Visa-Consumer-Card-copy.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/05\/BPme-Rewards-Visa-Consumer-Card-copy.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p><strong>Annual fee<\/strong>: $95.<\/p>\n<p><strong>Welcome bonus<\/strong>: Earn 60,000 bonus points after spending $4,000 on purchases in the first three months from account opening.<\/p>\n<p>According to TPG&#8217;s May 2026 <span><a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\/\" target=\"_blank\" rel=\"noopener\">valuations<\/a><\/span>, this welcome offer is worth $1,140.<\/p>\n<p><strong>Why it&#8217;s a great starter card<\/strong>: The beauty of the Citi Strata Premier Card is its breadth of bonus categories. The card earns 3 <span><a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/ultimate-guide-citi-thankyou-rewards\/\" rel=\"noopener\" target=\"_blank\">Citi ThankYou Rewards<\/a><\/span> points per dollar spent on air travel, on hotel purchases booked outside the <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/citi-travel-portal\/\" target=\"_blank\" rel=\"noopener\">Citi Travel portal<\/a><\/span> and at restaurants, gas stations, EV charging stations and supermarkets, helping you rack up lots of points in no time.<\/p>\n<p>If you book hotels, attractions and car rentals through cititravel.com, you&#8217;ll enjoy a fantastic earning rate of 10 points per dollar spent.<\/p>\n<p>When it comes to spending those points, you can transfer them to any of <span><a href=\"https:\/\/thepointsguy.com\/guide\/citi-transfer-partners\/\" target=\"_blank\" rel=\"noopener\">Citi&#8217;s 21 travel partners<\/a><\/span>.<\/p>\n<p>You can also receive $100 off one hotel stay of $500 or more (excluding taxes and fees) per year when you book through cititravel.com. The card has no foreign transaction fees and a $95 annual fee.<\/p>\n<p>To learn more, see our <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/citi-strata-premier-review\/\" target=\"_blank\" rel=\"noopener\">full review of the Citi Strata Premier<\/a><\/span>.<\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><strong>Apply here: <span data-article-product-link=\"\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/10652?name=Citi Strata Premier\u00ae Card&amp;pid=10652?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Citi Strata Premier Card<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<h2 class=\"jsx-2362441780\">American Express Gold Card<\/h2>\n<p>The <span data-article-product-link=\"\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/6344?name=American Express\u00ae Gold Card&amp;pid=6344?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Amex Gold<\/a><\/span> is a great choice for anyone who spends a lot of money on food. With this card, you&#8217;ll rack up tons of points on many of your food purchases.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"American Express Gold\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;height:auto;width:100%\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/02\/American-Express-Gold.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/02\/American-Express-Gold.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/02\/American-Express-Gold.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/02\/American-Express-Gold.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/02\/American-Express-Gold.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/02\/American-Express-Gold.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/02\/American-Express-Gold.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/02\/American-Express-Gold.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/02\/American-Express-Gold.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p><strong>Annual fee<\/strong>: $325 (see <span><a href=\"https:\/\/thepointsguy.com\/tc\/6344?pid=6344&amp;name=American%20Express%C2%AE%20Gold%20Card&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a><\/span>).<\/p>\n<p><strong>Welcome offer<\/strong>: Find out your offer and see if you are eligible for as high as 100,000 bonus points after spending $8,000 on eligible purchases in your first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.<\/p>\n<p>According to TPG&#8217;s May 2026 <span><a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\/\" target=\"_blank\" rel=\"noopener\">valuations<\/a><\/span>, this welcome offer is worth up to $2,000.<\/p>\n<p><strong>Why it&#8217;s a great starter card<\/strong>: The Amex Gold Card is fantastic for anyone looking to leverage their everyday spending for excellent rewards while also enjoying useful perks for things like dining and ride-hailing services.<\/p>\n<p>This card&#8217;s standout categories are its 4 points per dollar spent rates for dining at restaurants worldwide and U.S. supermarkets (on up to $50,000 and $25,000 in spending per calendar year, then 1 point per dollar spent, respectively).<\/p>\n<p>Cardmembers also receive up to $120 in statement credits each calendar year (up to $10 per month) toward <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/amex-gold-dining-credit\/\" target=\"_blank\" rel=\"noopener\">dining purchases<\/a><\/span> at select merchants and up to $120 per calendar year ($10 per month) in <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/amex-platinum-uber-cash-credit\/\" rel=\"noopener\" target=\"_blank\">Uber Cash<\/a><\/span> toward U.S. Uber rides and U.S. Uber Eats orders after enrolling your Amex Gold Card in your Uber account. You can redeem it with any Amex card.<\/p>\n<p>Enrollment is required for select benefits.<\/p>\n<p>Other perks include access to The Hotel Collection*, the Global Assist Hotline^ and several <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/american-express-shopping-protections\/\" rel=\"noopener\" target=\"_blank\">shopping<\/a><\/span> and <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/american-express-cards-travel-protections\/\" rel=\"noopener\" target=\"_blank\">travel protections<\/a><\/span> on the card.<\/p>\n<p>To learn more, read our <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/amex-gold-card-review\/\" rel=\"noopener\" target=\"_blank\">full review of the Amex Gold Card<\/a><\/span>.<\/p>\n<p><em>*A minimum stay of two nights is required; eligible charges vary by property.<\/em><br \/><em>^The eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com\/benefitsguide for more details. Cardmembers are responsible for the costs charged by third-party service providers.<\/em><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><strong>Apply here: <span data-article-product-link=\"\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/6344?name=American Express\u00ae Gold Card&amp;pid=6344?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">American Express Gold Card<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<h2 class=\"jsx-2362441780\">American Express Green Card<\/h2>\n<p>The Amex Green is often overlooked, but it&#8217;s definitely a card young professionals and beginner travelers alike should consider.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"American Express Green Card art\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;height:auto;width:100%\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/09\/American-Express-Green-Card.png?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/09\/American-Express-Green-Card.png?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/09\/American-Express-Green-Card.png?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/09\/American-Express-Green-Card.png?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/09\/American-Express-Green-Card.png?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/09\/American-Express-Green-Card.png?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/09\/American-Express-Green-Card.png?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/09\/American-Express-Green-Card.png?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/09\/American-Express-Green-Card.png?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p><strong>Annual fee<\/strong>: $150.<\/p>\n<p><strong>Welcome offer<\/strong>: Earn 40,000 bonus points after spending $3,000 on purchases in the first six months of card membership.<\/p>\n<p>According to TPG&#8217;s May 2026 <span><a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\/\" target=\"_blank\" rel=\"noopener\">valuations<\/a><\/span>, this welcome offer is worth $800.<\/p>\n<p><strong>Why it&#8217;s a great starter card<\/strong>: The Amex Green Card&#8217;s broad bonus-earning categories and relatively low annual fee make it <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/amex-green-beginner-travel\/\" rel=\"noopener\" target=\"_blank\">great for beginner travelers<\/a><\/span>. With it, you&#8217;ll earn 3 points per dollar spent on travel, transit and dining at restaurants worldwide (including takeout and delivery in the U.S.), allowing you to rack up points both at home and while traveling.<\/p>\n<p>The <span><a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-guide-amex-membership-rewards\/\" rel=\"noopener\" target=\"_blank\">American Express Membership Rewards<\/a><\/span> you&#8217;ll earn with this card are extremely versatile, and you&#8217;ll be able to book your next trip in no time by transferring your points to one of <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/membership-rewards-partner-guide\/\" target=\"_blank\" rel=\"noopener\">Amex&#8217;s 21 transfer partners<\/a><\/span>, including <span><a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-guide-delta-skymiles\/\" rel=\"noopener\" target=\"_blank\">Delta SkyMiles<\/a><\/span> and <span><a href=\"https:\/\/thepointsguy.com\/guide\/award-travelers-guide-to-marriott-bonvoy\/\" rel=\"noopener\" target=\"_blank\">Marriott Bonvoy<\/a><\/span>.<\/p>\n<p>You&#8217;ll also get travel benefits like an up to $209 <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/guide-to-using-the-amex-platinum-clear-credit\/\" rel=\"noopener\" target=\"_blank\">Clear+ statement credit<\/a><\/span> each calendar year, plus <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/american-express-cards-travel-protections\/\" rel=\"noopener\" target=\"_blank\">travel insurance<\/a><\/span> and <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/amex-purchase-protection\/\" rel=\"noopener\" target=\"_blank\">shopping protections<\/a><\/span>. Enrollment is required for select benefits.<\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><strong>Learn more: <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/american-express-green-card-review\/\" target=\"_blank\" rel=\"noopener\">American Express Green Card<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<h2 class=\"jsx-2362441780\">Wells Fargo Autograph Journey Card<\/h2>\n<p>The <span data-article-product-link=\"\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/10645?name=Wells Fargo Autograph Journey\u2120 Card&amp;pid=10645?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Wells Fargo Autograph Journey<\/a><\/span> may not be the most-discussed travel rewards card out there, but it offers compelling value for those intrigued by <span><a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/wells-fargo-transfer-partners\/\" target=\"_blank\" rel=\"noopener\">Wells Fargo&#8217;s transfer partners<\/a><\/span>.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"Wells Fargo Autograph Journey Card\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;height:auto;width:100%\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/09\/Wells-Fargo-Autograph-Journey-Card.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/09\/Wells-Fargo-Autograph-Journey-Card.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/09\/Wells-Fargo-Autograph-Journey-Card.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/09\/Wells-Fargo-Autograph-Journey-Card.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/09\/Wells-Fargo-Autograph-Journey-Card.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/09\/Wells-Fargo-Autograph-Journey-Card.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/09\/Wells-Fargo-Autograph-Journey-Card.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/09\/Wells-Fargo-Autograph-Journey-Card.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/09\/Wells-Fargo-Autograph-Journey-Card.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p><strong>Annual fee<\/strong>: $95.<\/p>\n<p><strong>Welcome offer<\/strong>: Earn 60,000 bonus points after spending $4,000 on purchases in the first three months from account opening.<\/p>\n<p>According to TPG&#8217;s May 2026 <span><a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/monthly-valuations\/\" target=\"_blank\" rel=\"noopener\">valuations<\/a><\/span>, this welcome offer is worth $1,050.<\/p>\n<p><strong>Why it&#8217;s a great starter card<\/strong>: Like many other cards on this list, the Wells Fargo Autograph Journey earns bonus rewards on dining and select travel. As a cardholder, you&#8217;ll also receive various travel protections, plus a $50 statement credit each year after making an airline purchase of $50 or more.<\/p>\n<p>Your points can be transferred to any of Wells Fargo&#8217;s transfer partners, including standouts like <span><a href=\"https:\/\/thepointsguy.com\/loyalty-programs\/ultimate-guide-flying-blue\/\" target=\"_blank\" rel=\"noopener\">Air France-KLM Flying Blue<\/a><\/span> and Iberia Club.<\/p>\n<p>To learn more, check out our <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/wells-fargo-autograph-journey-card-review\/\" target=\"_blank\" rel=\"noopener\">full review of the Wells Fargo Autograph Journey<\/a><\/span>.<\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><strong>Learn more: <span data-article-product-link=\"\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/10645?name=Wells Fargo Autograph Journey\u2120 Card&amp;pid=10645?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Wells Fargo Autograph Journey Card<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<h2 class=\"jsx-2362441780\">Bank of America Travel Rewards credit card<\/h2>\n<p>If you want a card that offers simplicity or if you&#8217;re a <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/bank-of-america-preferred-rewards-program\/\" target=\"_blank\" rel=\"noopener\">Bank of America Preferred Rewards\u00ae<\/a><\/span> member, we recommend checking out the <span data-article-product-link=\"\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22079418?name=Bank of America\u00ae Travel Rewards credit card&amp;pid=22079418?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Bank of America Travel Rewards credit card<\/a><\/span>.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"Bank of America Travel Rewards credit card\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;height:auto;width:100%\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/01\/Bank-of-America-Travel-Rewards-Credit-Card_Update-2024.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/01\/Bank-of-America-Travel-Rewards-Credit-Card_Update-2024.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/01\/Bank-of-America-Travel-Rewards-Credit-Card_Update-2024.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/01\/Bank-of-America-Travel-Rewards-Credit-Card_Update-2024.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/01\/Bank-of-America-Travel-Rewards-Credit-Card_Update-2024.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/01\/Bank-of-America-Travel-Rewards-Credit-Card_Update-2024.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/01\/Bank-of-America-Travel-Rewards-Credit-Card_Update-2024.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/01\/Bank-of-America-Travel-Rewards-Credit-Card_Update-2024.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2024\/01\/Bank-of-America-Travel-Rewards-Credit-Card_Update-2024.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p><strong>Annual fee<\/strong>: No annual fee.<\/p>\n<p><strong>Welcome offer<\/strong>: Earn 25,000 bonus points after spending $1,000 on purchases in the first 90 days of account opening.<\/p>\n<p><strong>Why it&#8217;s a great starter card<\/strong>: For beginners, points and miles can seem daunting, so it&#8217;s good to have a card with a simple earning structure. The Bank of America Travel Rewards offers 3 points per dollar spent on travel purchases made in the Bank of America Travel Center and an unlimited 1.5 points per dollar spent on all other purchases.<\/p>\n<p>What&#8217;s more, if you are a <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/bank-of-america\/\" target=\"_blank\" rel=\"noopener\">Bank of America<\/a><\/span> banking customer, you can earn additional points under the Preferred Rewards program. Bank of America Preferred Rewards members earn a points boost between 25% and 75% (depending on your tier) on every purchase.<\/p>\n<p>Just note that you&#8217;ll need a three-month average of at least $20,000 across your Bank of America and Merrill accounts to qualify.<\/p>\n<p>The points earned on this card can be redeemed as a statement credit for travel or dining purchases at a flat rate of 1 cent per point. This card doesn&#8217;t charge a foreign transaction fee.<\/p>\n<p>To learn more, read our <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/bank-of-america-travel-rewards-card-simplicity-for-points-beginners\/\" rel=\"noopener\" target=\"_blank\">full review of the Bank of America Travel Rewards card<\/a><\/span>.<\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><strong>Apply here: <span data-article-product-link=\"\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/oc\/22079418?name=Bank of America\u00ae Travel Rewards credit card&amp;pid=22079418?tid=post\" rel=\"noreferrer nofollow noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Bank of America Travel Rewards credit card<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<h2 class=\"jsx-2362441780\">What credit score do you need for a travel credit card?<\/h2>\n<p>Most travel credit cards require good-to-excellent credit, meaning you&#8217;ll want a score over 650. That&#8217;s not to say that you won&#8217;t be approved if your score isn&#8217;t that high, but it is a good rule of thumb when considering applying for a credit card.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"Woman sitting on the floor with a laptop\" loading=\"lazy\" width=\"1600\" height=\"1068\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;height:auto;width:100%\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/02\/Woman-using-her-credit-card-while-on-laptop-at-home_Rockaa.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/02\/Woman-using-her-credit-card-while-on-laptop-at-home_Rockaa.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/02\/Woman-using-her-credit-card-while-on-laptop-at-home_Rockaa.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/02\/Woman-using-her-credit-card-while-on-laptop-at-home_Rockaa.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/02\/Woman-using-her-credit-card-while-on-laptop-at-home_Rockaa.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/02\/Woman-using-her-credit-card-while-on-laptop-at-home_Rockaa.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/02\/Woman-using-her-credit-card-while-on-laptop-at-home_Rockaa.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/02\/Woman-using-her-credit-card-while-on-laptop-at-home_Rockaa.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2025\/02\/Woman-using-her-credit-card-while-on-laptop-at-home_Rockaa.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">ROCKAA\/GETTY IMAGES<\/figcaption><\/figure>\n<p>If you don&#8217;t currently have a good credit score or lack credit history, you&#8217;ll want to build credit with a <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/first\/\" rel=\"noopener noreferrer\" target=\"_blank\">beginner<\/a><\/span> or <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/secured\/\" rel=\"noopener noreferrer\" target=\"_blank\">secured card<\/a><\/span> or by <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/everything-you-need-to-know-about-authorized-users\/\" target=\"_blank\" rel=\"noopener\">becoming an authorized user<\/a><\/span> on someone else&#8217;s card.<\/p>\n<p><strong>Related: <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-score-needed-for-chase-sapphire-preferred\/\" rel=\"noopener noreferrer\" target=\"_blank\">What credit score do you need to be approved for the Chase Sapphire Preferred Card?<\/a><\/span><\/strong><\/p>\n<h2 class=\"jsx-2362441780\">Don&#8217;t forget about Chase&#8217;s 5\/24 rule<\/h2>\n<p>If you&#8217;re still torn about which card to get, it&#8217;s worth thinking about <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/ultimate-guide-chase-5-24-rule\/\" rel=\"noopener noreferrer\" target=\"_blank\">Chase&#8217;s 5\/24 rule<\/a><\/span>, as it can influence your decision. According to this rule, Chase will likely reject your application if you&#8217;ve opened five or more personal cards across all issuers in the last 24 months (most <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/business\/\" target=\"_blank\" rel=\"noopener\">business cards<\/a><\/span> don&#8217;t count toward your total).<\/p>\n<p>Because of this restriction, conventional wisdom is to start by <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/the-best-ways-to-use-your-5-24-slots\/\" rel=\"noopener noreferrer\" target=\"_blank\">using up your five slots with Chase<\/a><\/span> before moving on to other issuers.<\/p>\n<p>When you&#8217;re just starting with travel rewards, it can be easy to underestimate the importance of this rule, but Chase offers some of the most <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase-card-trifecta\/\" rel=\"noopener noreferrer\" target=\"_blank\">valuable travel rewards cards on the market<\/a><\/span>. If you don&#8217;t get them first, you might not be able to get them for a while.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><img alt=\"Credit card purchase\" loading=\"lazy\" width=\"1600\" height=\"1067\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;height:auto;width:100%\" sizes=\"auto, (max-width: 1024px) 100vw, 756px\" srcset=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/05\/Mother-making-purchase-on-laptop-with-creditcard-with-baby-held-by-family-member_-NoSystem-images.jpg?width=640 640w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/05\/Mother-making-purchase-on-laptop-with-creditcard-with-baby-held-by-family-member_-NoSystem-images.jpg?width=750 750w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/05\/Mother-making-purchase-on-laptop-with-creditcard-with-baby-held-by-family-member_-NoSystem-images.jpg?width=828 828w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/05\/Mother-making-purchase-on-laptop-with-creditcard-with-baby-held-by-family-member_-NoSystem-images.jpg?width=1080 1080w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/05\/Mother-making-purchase-on-laptop-with-creditcard-with-baby-held-by-family-member_-NoSystem-images.jpg?width=1200 1200w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/05\/Mother-making-purchase-on-laptop-with-creditcard-with-baby-held-by-family-member_-NoSystem-images.jpg?width=1920 1920w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/05\/Mother-making-purchase-on-laptop-with-creditcard-with-baby-held-by-family-member_-NoSystem-images.jpg?width=2048 2048w, https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/05\/Mother-making-purchase-on-laptop-with-creditcard-with-baby-held-by-family-member_-NoSystem-images.jpg?width=3840 3840w\" src=\"https:\/\/runway-media-production.global.ssl.fastly.net\/us\/originals\/2023\/05\/Mother-making-purchase-on-laptop-with-creditcard-with-baby-held-by-family-member_-NoSystem-images.jpg?width=3840\"\/><\/div><figcaption class=\"jsx-3874346954 figcaption\">NOSYSTEM IMAGES\/GETTY IMAGES<\/figcaption><\/figure>\n<p>Sometimes it makes sense to <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/when-should-you-ignore-5-24\/\" target=\"_blank\" rel=\"noopener\">ignore the 5\/24 rule<\/a><\/span> and set off in a different direction, but it&#8217;s not a decision you should make lightly. Unless you have a good reason for looking elsewhere, you should start with a Chase card first.<\/p>\n<p>For more on this rule and the rules the banks use for credit card applications, see our guide to <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-card-application-restrictions\/\" rel=\"noopener\" target=\"_blank\">credit card application restrictions<\/a><\/span>.<\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>With so many travel rewards cards out there, choosing which one to apply for might seem overwhelming. But you can&#8217;t go wrong with any of the choices on this list, as all the options offer great rewards rates and an introduction to the world of points and miles. So, decide what your travel goals are, then use this guide to pick the right card for you.<\/p>\n<p><strong>Related: <span><a href=\"https:\/\/thepointsguy.com\/credit-cards\/are-travel-credit-cards-worth-it\/\" rel=\"noopener\" target=\"_blank\">Are travel credit cards worth it?<\/a><\/span><\/strong><\/p>\n<p><em>For rates and fees of the Amex Gold Card, click <span><a href=\"https:\/\/thepointsguy.com\/tc\/6344?pid=6344&amp;name=American%20Express%C2%AE%20Gold%20Card&amp;data-testid=ratesFees\" target=\"_blank\" rel=\"noopener\">here<\/a><\/span>.<\/em><\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-starter-travel-rewards-cards\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The world of credit cards can seem overwhelming when you&#8217;re just starting. But if you want to move on from your cash-back card (or even a student card), you&#8217;re in the right place. The right starter travel card can offer much more rewarding perks. With so much information and so many options, how do you [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":240805,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-240804","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/240804","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=240804"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/240804\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/240805"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=240804"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=240804"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=240804"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}