{"id":23998,"date":"2023-06-27T20:00:04","date_gmt":"2023-06-27T20:00:04","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/06\/27\/the-best-credit-cards-with-trip-delay-reimbursement-the-points-guy\/"},"modified":"2023-06-27T20:00:04","modified_gmt":"2023-06-27T20:00:04","slug":"the-best-credit-cards-with-trip-delay-reimbursement-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/06\/27\/the-best-credit-cards-with-trip-delay-reimbursement-the-points-guy\/","title":{"rendered":"The best credit cards with trip delay reimbursement &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p><em>Editor\u2019s note: This is a recurring post, regularly updated with new information and offers.<\/em><\/p>\n<p>Many things can go wrong when you travel these days. Unfortunately, <a href=\"https:\/\/thepointsguy.com\/news\/travelers-share-weekend-woes-as-thousands-of-flights-delayed-canceled\/\" rel=\"noopener\" target=\"_blank\">flight-related issues abound<\/a> as carriers try to keep up with booming demand while dealing with staffing shortages and weather headaches.<\/p>\n<p>However, if you\u2019re facing a <a href=\"https:\/\/thepointsguy.com\/guide\/how-to-not-get-stuck-during-airline-delays-cancellations\/\" rel=\"noopener\" target=\"_blank\">lengthy delay or a canceled flight<\/a>, you may be eligible for reimbursement if you have used the right credit card for your trip.<\/p>\n<p>We know there are <a href=\"https:\/\/thepointsguy.com\/credit-cards\/travel\/\" rel=\"noopener noreferrer\" target=\"_blank\">travel credit cards<\/a> that come with rewards-earning opportunities, such as the bonuses you can earn from <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best\/\" rel=\"noopener noreferrer\" target=\"_blank\">various categories of purchases<\/a>. But most cards include a number of decidedly less-glamorous perks, such as trip delay protection, that can be quite valuable to have in the current travel universe.<\/p>\n<p>In short, trip delay protection can come to the rescue when things go wrong.<\/p>\n<p>Below, we list which cards have this important benefit to help you navigate trip delays you might encounter during your current or upcoming trips.<\/p>\n<p><a id=\"the-best-trip-delay-protection-credit-cards\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">The best trip delay protection credit cards<\/h2>\n<p><a id=\"what-is-credit-card-trip-delay-protection\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">What is credit card trip delay protection?<\/h2>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-3367723627 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:75%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/11\/Delta-Flight-Delay-Weather-Rain-Window.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/11\/Delta-Flight-Delay-Weather-Rain-Window.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/11\/Delta-Flight-Delay-Weather-Rain-Window.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/11\/Delta-Flight-Delay-Weather-Rain-Window.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/11\/Delta-Flight-Delay-Weather-Rain-Window.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/11\/Delta-Flight-Delay-Weather-Rain-Window.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/11\/Delta-Flight-Delay-Weather-Rain-Window.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/11\/Delta-Flight-Delay-Weather-Rain-Window.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/11\/Delta-Flight-Delay-Weather-Rain-Window.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">DARREN MURPH\/THE POINTS GUY<\/figcaption><\/figure>\n<p>Many of you have been there: You book a flight through an airline\u2019s major hub, but your <a href=\"https:\/\/thepointsguy.com\/guide\/what-to-ask-for-flight-issues\/\" rel=\"noopener noreferrer\" target=\"_blank\">first segment is delayed<\/a> and you miss your connecting flight, only to find that the next available flight isn\u2019t for several hours or even until the next morning. And when things <em>really <\/em>go wrong, it could be days before you can reach your destination.<\/p>\n<p>Many airlines will provide food vouchers and overnight accommodations if the delay is within their control (such as maintenance problems). Still, these vouchers may not always cover all the expenses you\u2019ll incur during a delay.<\/p>\n<p>And for weather-related delays and system outages, you\u2019re almost always on your own.<\/p>\n<div class=\"EmailSignUp_container__XqB82\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewbox=\"0 0 130 124\"><circle cx=\"62\" cy=\"62\" fill=\"url(#a)\" r=\"62\"\/><mask height=\"124\" id=\"b\" maskunits=\"userSpaceOnUse\" style=\"mask-type:alpha\" width=\"124\" x=\"0\" y=\"0\"><circle cx=\"62\" cy=\"62\" fill=\"#fff\" r=\"62\"\/><\/mask><g mask=\"url(#b)\"><circle cx=\"49.547\" cy=\"60.043\" fill=\"#FDF268\" r=\"31.978\"\/><path clip-rule=\"evenodd\" d=\"M75.068 83.272a4.66 4.66 0 0 0-7.696-3.452c-3.15-3.953-8.035-6.454-13.48-6.36-.068.002-.136.008-.204.01-.774-2.911-3.445-5.035-6.592-4.98a6.689 6.689 0 0 0-5.046 2.431c-1.319-4.982-5.889-8.62-11.273-8.526a11.424 11.424 0 0 0-8.215 3.69 6.706 6.706 0 0 0-11.81-2.86c-2.772-5.736-8.688-9.65-15.476-9.53-7.002.121-12.93 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x2=\"103.791\" y1=\"196.904\" y2=\"105.04\"><stop stop-color=\"#114F6E\"\/><stop offset=\"1\" stop-color=\"#2D80A0\"\/><\/lineargradient><lineargradient gradientunits=\"userSpaceOnUse\" id=\"u\" x1=\"27.579\" x2=\"29.005\" y1=\"94.084\" y2=\"175.797\"><stop stop-color=\"#00FFF3\"\/><stop offset=\"1\" stop-color=\"#48A5C1\"\/><\/lineargradient><lineargradient gradientunits=\"userSpaceOnUse\" id=\"w\" x1=\"53.528\" x2=\"55.457\" y1=\"43.427\" y2=\"153.913\"><stop stop-color=\"#00FFF3\"\/><stop offset=\"1\" stop-color=\"#48A5C1\"\/><\/lineargradient><lineargradient gradientunits=\"userSpaceOnUse\" id=\"y\" x1=\"3.999\" x2=\"3.895\" y1=\"108.03\" y2=\"102.046\"><stop stop-color=\"#23698C\"\/><stop offset=\"1\" stop-color=\"#3689AA\"\/><\/lineargradient><lineargradient gradientunits=\"userSpaceOnUse\" id=\"A\" x1=\"4.447\" x2=\"4.342\" y1=\"101.588\" y2=\"95.577\"><stop stop-color=\"#23698C\"\/><stop offset=\"1\" stop-color=\"#3689AA\"\/><\/lineargradient><lineargradient gradientunits=\"userSpaceOnUse\" id=\"C\" x1=\"5.204\" x2=\"5.081\" y1=\"95.15\" y2=\"88.097\"><stop stop-color=\"#23698C\"\/><stop offset=\"1\" stop-color=\"#3689AA\"\/><\/lineargradient><\/defs><\/svg><\/p>\n<div class=\"EmailSignUp_form__a_UTq\">\n<p>Sign up for our daily newsletter<\/p>\n<\/div>\n<\/div>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/how-to-not-get-stuck-during-airline-delays-cancellations\/\" rel=\"noopener noreferrer\" target=\"_blank\">What to do if your flight is delayed or canceled?<\/a><\/strong><\/p>\n<p>This is where the trip delay protection offered by select credit cards can help you keep money in your pocket. At its most basic level, this protection ensures that you won\u2019t be responsible for additional (reasonable) expenses resulting from a lengthy trip delay. Although you\u2019ll need to pay for the expenses upfront, you may be eligible for reimbursement afterward if you paid for your common carrier travel with an eligible card.<\/p>\n<p>Here\u2019s an example of what this includes on the <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-preferred-card\/?pid=22125056&amp;tid=post\" rel=\"noopener noreferrer\" target=\"_blank\">Chase Sapphire Preferred Card<\/a> (according to the <a href=\"https:\/\/go.skimresources.com\/?id=108360X1565867&amp;sref=https%3A%2F%2Fthepointsguy.com%2Fcredit-cards%2Fcards-with-trip-delay-reimbursement%2F&amp;url=https%3A%2F%2Fwww.chasebenefits.com%2Fsapphirepreferred\" rel=\"noopener noreferrer\" target=\"_blank\">card\u2019s benefits<\/a>):<\/p>\n<blockquote><p><em>This benefit applies to reasonable expenses incurred during Your delay not otherwise covered by Your Common Carrier, another party, or Your primary personal insurance policy. You will be refunded the excess amount (up to the maximum) once all other reimbursement has been exhausted up to the limit of liability.<\/em><\/p><\/blockquote>\n<p>The key word is reasonable, as you won\u2019t be able to book a room at the Four Seasons, then charge $500 worth of room service and expect to be reimbursed. In addition, all cards that offer this coverage do impose a limit per ticket, person or trip, so be sure to read the specifics of your card\u2019s benefit.<\/p>\n<p>Finally, this coverage is secondary \u2014 meaning it only kicks in after you receive compensation from the primary entity (in this case, the airline). As a result, if an airline provides food vouchers during a lengthy delay, you can\u2019t request to be reimbursed for those items. However, if you\u2019re forced to book a hotel room at your own expense (not covered by the airline), that should be eligible for trip delay reimbursement.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/credit-card-trip-cancellation-interruption-protection\/\" rel=\"noopener\" target=\"_blank\">The best credit cards that offer trip cancellation and interruption insurance<\/a><\/strong><\/p>\n<p><a id=\"comparison-of-the-best-cards-with-trip-delay-protection\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Comparison of the best cards with trip delay protection<\/h2>\n<p><em>*Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com\/benefitsguide for details. Policies are underwritten by New Hampshire Insurance Company, an AIG Company.<\/em><\/p>\n<p>As you can see, this is a pretty consistent benefit among the cards that offer it. Again, review the detailed policies for the card(s) in your wallet to ensure you understand what is \u2013 and is not \u2013 covered. Amex provides benefit guides on its website for all of its cards that provide <a href=\"https:\/\/go.skimresources.com\/?id=108360X1565867&amp;sref=https%3A%2F%2Fthepointsguy.com%2Fcredit-cards%2Fcards-with-trip-delay-reimbursement%2F&amp;url=https%3A%2F%2Fwww.americanexpress.com%2Fus%2Fcredit-cards%2Ffeatures-benefits%2Fpolicies%2Ftrip-delay.html\" rel=\"noopener noreferrer\" target=\"_blank\">trip delay protection<\/a>, including some cards that aren\u2019t included in this guide because they provide lesser coverage.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/news\/trip-delay-coverage-mistake-story\/\" rel=\"noopener noreferrer\" target=\"_blank\">My trip delay coverage didn\u2019t apply \u2014 Reader mistake story<\/a><\/strong><\/p>\n<p><a id=\"common-limitations-of-trip-delay-reimbursement\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Common limitations of trip delay reimbursement<\/h2>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-3367723627 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/bunhill_GettyImages-93466101.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/bunhill_GettyImages-93466101.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/bunhill_GettyImages-93466101.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/bunhill_GettyImages-93466101.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/bunhill_GettyImages-93466101.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/bunhill_GettyImages-93466101.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/bunhill_GettyImages-93466101.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/bunhill_GettyImages-93466101.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/bunhill_GettyImages-93466101.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">BUNHILL\/GETTY IMAGES<\/figcaption><\/figure>\n<p>Although the trip delay protection offered by select credit cards can be extremely valuable, it may not cover you every time. Here are some important aspects to remember.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/news\/7-times-credit-cards-travel-insurance-might-not-cover-you\/\" rel=\"noopener noreferrer\" target=\"_blank\">Times your credit card\u2019s travel insurance might not cover you<\/a><\/strong><\/p>\n<h3>You must pay for at least part of the ticket using the card with coverage (but some have stricter requirements)<\/h3>\n<p>In theory, this means you could charge the taxes and fees on an award ticket and be eligible for coverage in some cases. However, other cards require you to pay for the full cost of the trip with the card (or with reward points from the program).<\/p>\n<p>Chase cards with this benefit note that you must \u201ccharge all or a portion of a common carrier fare to your credit card account and\/or rewards programs associated with your account.\u201d But Amex cards with this benefit note that \u201cyou must charge the full amount of a covered trip to your eligible card or in combination with your eligible card and accumulated points on your eligible card or redeemable certificates, vouchers, coupons, or discounts awarded from a frequent flyer program or similar program.\u201d<\/p>\n<p>Finally, Capital One indicates that you \u201cneed to purchase either a portion or the entire cost of your common carrier fare using your account.\u201d<\/p>\n<h3>Your delay must exceed a set amount of time<\/h3>\n<p>Most cards require at least a six- or 12-hour delay to reimburse any expenses. Some cards will also allow for reimbursement of expenses during a forced overnight stay.<\/p>\n<h3>The delay must be for a covered reason<\/h3>\n<p>You aren\u2019t eligible for reimbursement if you simply miss a flight due to things such as traffic or oversleeping.<\/p>\n<h3>The coverage may only cover particular family members<\/h3>\n<p>For example, Chase cards with this benefit generally cover you (as the <a href=\"https:\/\/thepointsguy.com\/news\/authorized-users-credit-card-travel-insurance\/\" rel=\"noopener noreferrer\" target=\"_blank\">cardholder<\/a>), your spouse\/domestic partner and your legally dependent children under the age of 26 when you purchase a portion of your common carrier fare with the required card.<\/p>\n<p>But <a href=\"https:\/\/thepointsguy.com\/news\/amex-trip-delay-purchase-benefits\/\" rel=\"noopener noreferrer\" target=\"_blank\">Amex cards with this benefit<\/a> generally cover you (as the primary cardholder) as well as your spouse\/domestic partner, unmarried dependent child up to age 19 (or under age 26 if a full-time student at an accredited college or university) and companions who are traveling with you or your family members.<\/p>\n<p>Capital One offers the narrowest definition of covered travelers, as only you, your spouse and dependent children under the age of 22 are eligible for this protection.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/news\/who-is-covered-by-credit-card-travel-insurance\/\" rel=\"noopener noreferrer\" target=\"_blank\">Who is covered by your credit card travel insurance?<\/a><\/strong><\/p>\n<h3>There may be a maximum number of claims you can file per 12-month period<\/h3>\n<p>American Express restricts you to two claims per eligible card per 12-month period.<\/p>\n<h3>Round-trip travel may be required<\/h3>\n<p>Amex defines a covered trip as \u201cround-trip travel to one or more destinations other than an eligible traveler\u2019s city of residence at the time of departure.\u201d However, a \u201cround-trip travel may consist of roundtrip, one-way, or combinations of roundtrip and one-way tickets with common carrier(s).\u201d<\/p>\n<p><a id=\"how-to-file-a-claim\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">How to file a claim<\/h2>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-3367723627 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.640625%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/05\/man-laptop-phone-Hacks-for-Avoiding-Cancellation-Fees-When-You-Book-an-Award-Flight.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/05\/man-laptop-phone-Hacks-for-Avoiding-Cancellation-Fees-When-You-Book-an-Award-Flight.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/05\/man-laptop-phone-Hacks-for-Avoiding-Cancellation-Fees-When-You-Book-an-Award-Flight.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/05\/man-laptop-phone-Hacks-for-Avoiding-Cancellation-Fees-When-You-Book-an-Award-Flight.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/05\/man-laptop-phone-Hacks-for-Avoiding-Cancellation-Fees-When-You-Book-an-Award-Flight.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/05\/man-laptop-phone-Hacks-for-Avoiding-Cancellation-Fees-When-You-Book-an-Award-Flight.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/05\/man-laptop-phone-Hacks-for-Avoiding-Cancellation-Fees-When-You-Book-an-Award-Flight.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/05\/man-laptop-phone-Hacks-for-Avoiding-Cancellation-Fees-When-You-Book-an-Award-Flight.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/05\/man-laptop-phone-Hacks-for-Avoiding-Cancellation-Fees-When-You-Book-an-Award-Flight.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">EVA-KATALIN\/GETTY IMAGES<\/figcaption><\/figure>\n<p>If you have a delay resulting in unexpected expenses and think you qualify for reimbursement, the first step is to call and initiate the claim process.<\/p>\n<p>For Chase, this typically means calling the customer service number on the back of your card. For Amex and Capital One, you\u2019ll need to call a benefits administrator (Amex\u2019s number is 1-844-933-0648, and Capital One\u2019s number is 1-800-825-4062).<\/p>\n<p>For both Chase and Amex, you must initiate the claim within 60 days of your delay. However, Capital One requires claims to be submitted within 30 days.<\/p>\n<p>The exact requirements will vary slightly, depending on the card and your unique situation, but you\u2019ll probably need to complete and\/or provide the following:<\/p>\n<ul>\n<li>Completed and signed claim form, which will usually be provided by the benefits administrator when you initiate the claim.<\/li>\n<li>Original and updated travel itinerary and\/or the common carrier ticket.<\/li>\n<li>Credit card account statement (showing the last four or five digits of the account number) reflecting the charge for the common carrier ticket (unless the travel itinerary reflects the last four digits of your account number as payment method).<\/li>\n<li>If more than one payment method was used, you must provide documentation as to the additional currency, voucher, rewards programs or other payment method used.<\/li>\n<li><a href=\"https:\/\/thepointsguy.com\/guide\/proof-needed-chases-trip-insurance\/\" rel=\"noopener noreferrer\" target=\"_blank\">Statement from the common carrier<\/a> that the trip was delayed and explaining the reason for the delay.<\/li>\n<li>Copies of itemized receipts (Chase may only require itemized receipts for food expenses and expenses of $50 or more per eligible traveler).<\/li>\n<\/ul>\n<p>Of course, the benefits administrator could ask for additional documentation related to the delay and expenses you incurred, so be prepared to gather anything and everything that could help your case.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/news\/credit-card-during-trip-delay-cancellation-interruption\/\" rel=\"noopener noreferrer\" target=\"_blank\">What card should I use during a trip delay, cancellation or interruption?<\/a><\/strong><\/p>\n<p><a id=\"bottom-line\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Bottom line<\/h2>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-3367723627 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/1_ALB_3768.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/1_ALB_3768.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/1_ALB_3768.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/1_ALB_3768.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/1_ALB_3768.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/1_ALB_3768.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/1_ALB_3768.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/1_ALB_3768.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/1_ALB_3768.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">ALBERTO RIVA\/THE POINTS GUY<\/figcaption><\/figure>\n<p>Many of our articles here at TPG focus on the valuable rewards you can earn through credit cards, but some cards also offer benefits that can save the day when things go awry.<\/p>\n<p>Trip delay reimbursement is only available with a handful of travel rewards credit cards, but if you\u2019ve ever been the victim of a lengthy delay and subject to added expenses as a result, it can come in handy. You certainly hope to never have to utilize it, but hopefully, this post has given you some insight into what to expect when you do.<\/p>\n<p>If you\u2019re looking for more information on <a href=\"https:\/\/thepointsguy.com\/credit-cards\/travel-insurance\/\" rel=\"noopener noreferrer\" target=\"_blank\">credit card travel protections<\/a>, check out the following resources:<\/p>\n<p><em>For rates and fees of the Amex Platinum, click <a href=\"https:\/\/thepointsguy.com\/apply-now\/the-platinum-card-from-american-express-rates-fees\/?tid=post\" rel=\"noopener noreferrer\" target=\"_blank\">here<\/a>.<\/em><br \/><em>For rates and fees of the Delta Reserve, click <a href=\"https:\/\/thepointsguy.com\/apply-now\/delta-skymiles-reserve-american-express-card-rates-fees\/?tid=post\" rel=\"noopener noreferrer\" target=\"_blank\">here<\/a>.<\/em><br \/><em>For rates and fees of the Marriott Bonvoy Brilliant, click <a href=\"https:\/\/thepointsguy.com\/apply-now\/marriott-bonvoy-brilliant-american-express-card-rates-fees\/?tid=post\" rel=\"noopener noreferrer\" target=\"_blank\">here<\/a>.<\/em><\/p>\n<p><em>For Capital One products listed on this page, some of the above benefits are provided by Visa\u00ae or Mastercard\u00ae and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.<\/em><\/p>\n<p><em>Additional reporting by Ryan Wilcox, Emily Thompson and Ben\u00e9t J. Wilson.<\/em><\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/guide\/cards-with-trip-delay-reimbursement\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Editor\u2019s note: This is a recurring post, regularly updated with new information and offers. Many things can go wrong when you travel these days. Unfortunately, flight-related issues abound as carriers try to keep up with booming demand while dealing with staffing shortages and weather headaches. However, if you\u2019re facing a lengthy delay or a canceled [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":23999,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-23998","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/23998","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=23998"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/23998\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/23999"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=23998"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=23998"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=23998"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}