{"id":232997,"date":"2026-04-06T19:00:39","date_gmt":"2026-04-06T19:00:39","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2026\/04\/06\/when-to-apply-for-ihg-chase-cards-based-on-offer-history-the-points-guy-2\/"},"modified":"2026-04-06T19:00:39","modified_gmt":"2026-04-06T19:00:39","slug":"when-to-apply-for-ihg-chase-cards-based-on-offer-history-the-points-guy-2","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2026\/04\/06\/when-to-apply-for-ihg-chase-cards-based-on-offer-history-the-points-guy-2\/","title":{"rendered":"When to apply for IHG Chase cards based on offer history – The Points Guy"},"content":{"rendered":"


\n<\/p>\n

\n

Knowing when to apply for a card can be difficult, especially considering that earning a sizable welcome bonus may be the primary factor.<\/p>\n

Offers change frequently, and whether you’re after a large sum of points or free night certificates<\/a><\/span>, knowing the history of offers for credit cards can be useful to understand the difference between amazing and not-so-good bonuses.<\/p>\n

If you find yourself frequenting IHG properties often, such as those part of the InterContinental<\/a><\/span> and Kimpton<\/a><\/span> brands, then a cobranded IHG credit card can provide useful perks during your stay. These include elite status, an anniversary free night and bonus points when paying for your accommodations.<\/p>\n

Here’s a list of the credit card welcome bonuses for Chase’s cobranded IHG cards, including their offer histories and when you should apply for a card based on its best-ever welcome bonus.<\/p>\n

Related: Current offers on the IHG One Rewards cards<\/a><\/span><\/strong><\/p>\n

Best IHG credit card welcome bonuses<\/h2>\n
\n\n\n\n\n\n\n\n
Card<\/strong><\/th>\nBest welcome offer we’ve seen<\/strong><\/th>\nWhen to apply<\/strong><\/th>\n<\/tr>\n<\/thead>\n
\n\n

Earn five free nights (each valued at up to 60,000 points) after spending $4,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

When the offer is more than 140,000 points, whether that’s extra points or a free night award added on<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

Earn two free nights (up to 50,000 points each) plus 40,000 bonus points after spending $2,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

When the offer is above 80,000 points<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

Earn 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening and an additional 60,000 bonus points after spending a total of $9,000 in the first six months.<\/span><\/p>\n<\/td>\n

\n

When the offer is more than 140,000 points<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

IHG One Rewards Premier Credit Card<\/h2>\n

The IHG One Rewards Premier Credit Card<\/a><\/span> offers perks like a free night award on your account anniversary (up to 40,000 points), up to $50 in United TravelBank cash each year, a TSA PreCheck\/Global Entry<\/a><\/span> statement credit and automatic Platinum Elite status<\/a><\/span>. Best of all, the card comes with a low $99 annual fee.<\/p>\n

\n
<\/div>
THE POINTS GUY<\/figcaption><\/figure>\n

Here are the offers we’ve seen on the IHG One Premier card over the past few years:<\/p>\n

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Approximate date<\/strong><\/th>\nOffer<\/strong><\/th>\nValue*<\/strong><\/th>\n<\/tr>\n<\/thead>\n
\n\n

Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

$840<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

Earn 175,000 bonus points after spending $5,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

$1,050<\/span><\/p>\n<\/td>\n<\/tr>\n

\n
\n

Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

$840<\/span><\/p>\n<\/td>\n<\/tr>\n

\n
\n

Earn 165,000 bonus points after spending $4,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

$990<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

Earn 140,000 bonus points after spending $3,000 in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

$840<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

Earn five free nights (each valued at up to 60,000 points) after spending $5,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

Up to $1,800<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

$840<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

Earn 170,000 bonus points after spending $4,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

$1,020<\/span><\/p>\n<\/td>\n<\/tr>\n

\n
\n

Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

$840<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

Earn five free nights (each valued at up to 60,000 points) after spending $4,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

Up to $1,800<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

$840<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

Earn 165,000 bonus points after spending $3,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

$990<\/span><\/p>\n<\/td>\n<\/tr>\n

\n
\n

Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

$840<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening. Plus, earn up to $100 in statement credits on purchases at IHG properties during the first 12 months from account opening.<\/span><\/p>\n<\/td>\n

\n

Up to $940 (including statement credit)<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

$840<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

Earn 175,000 bonus points after spending $3,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

$1,050<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

*Bonus offer value is based on TPG’s April 2026 valuations<\/a><\/span> and not provided by the credit card issuer.<\/em><\/p>\n

Highest welcome offer<\/h3>\n

With this card’s highest-ever welcome offer, new cardholders could earn five free nights (each valued at up to 60,000 points) after spending $5,000 on purchases in the first three months of account opening.<\/p>\n

\"\"<\/picture>\n
\n

Reward your inbox with the TPG Daily newsletter<\/p>\n

Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n

\n
\n

By signing up, you will receive newsletters and promotional content and agree to our Terms of Use<\/a> and acknowledge the data practices in our Privacy Policy<\/a>. You may unsubscribe at any time.<\/p>\n<\/div>\n<\/form>\n<\/div>\n<\/div>\n

When to apply<\/h3>\n

When the offer is for more than 140,000 points \u2014 whether that’s extra points or a free night award added on \u2014 it’s a good time to apply.<\/p>\n

\n

Learn more: IHG One Rewards Premier Credit Card<\/a><\/span><\/strong><\/p>\n

\n

IHG\u202fOne Rewards Traveler Credit Card<\/h2>\n

The IHG\u202fOne Rewards Traveler Credit Card<\/a><\/span> has no annual fee but offers perks like IHG Silver elite status and a fourth night free on award stays. Cardholders can also earn higher elite status through credit card spending in a calendar year.<\/p>\n

\n
\"IHG<\/div>
THE POINTS GUY<\/figcaption><\/figure>\n

Here are the offers on the IHG One Rewards Traveler card from the past few years:<\/p>\n

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Approximate date<\/strong><\/th>\nOffer<\/strong><\/th>\nValue*<\/strong><\/th>\n<\/tr>\n<\/thead>\n
\n\n

Earn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

$480<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

Earn up to 120,000 bonus points: 90,000 bonus points after spending $2,000 on purchases in the first three months from account opening, plus up to an additional 30,000 bonus points (by earning 3 additional points per dollar on purchases that earn 2 and 3 points per dollar on up to $10,000 spent in the first six months).<\/span><\/p>\n<\/td>\n

\n

Up to $720<\/span><\/p>\n<\/td>\n<\/tr>\n

\n
\n

Earn 80,000 bonus points after spending $2,000 on purchases in the first three months of account opening.<\/span><\/p>\n<\/td>\n

\n

$480<\/span><\/p>\n<\/td>\n<\/tr>\n

\n
\n

Earn two free nights (up to 50,000 points each) plus 40,000 bonus points after spending $2,000 on purchases in the first three months of account opening.<\/span><\/p>\n<\/td>\n

\n

Up to $840<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

Earn 80,000 bonus points after spending $2,000 on purchases in the first three months of account opening.<\/span><\/p>\n<\/td>\n

\n

$480<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

Earn 120,000 bonus points after spending $2,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

$720<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

Earn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

$480<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

Earn 100,000 bonus points after spending $2,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

$600<\/span><\/p>\n<\/td>\n<\/tr>\n

\n
\n

Earn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

$480<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

Earn 100,000 bonus points after spending $2,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

$600<\/span><\/p>\n<\/td>\n<\/tr>\n

\n
\n

Earn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

$480<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

Earn 100,000 bonus points after spending $2,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

$600<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

Earn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

$480<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

Earn 100,000 bonus points after spending $2,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

$600<\/span><\/p>\n<\/td>\n<\/tr>\n

\n
\n

Earn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

$480<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

Earn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening. Plus, earn up to $50 in statement credits on purchases at IHG properties during the first 12 months from account opening.<\/span><\/p>\n<\/td>\n

\n

$530 (including statement credit)<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

Earn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

$480<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

Earn 120,000 bonus points after spending $2,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

$720<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

*Bonus offer value is based on our valuations and not provided by the credit card issuer.<\/em><\/p>\n

Highest welcome offer<\/h3>\n

With this card’s highest-ever welcome offer, new cardholders could earn two free nights (valued at up to 50,000 points each) plus 40,000 bonus points after spending $2,000 on purchases in the first three months from account opening.<\/p>\n

When to apply<\/h3>\n

Whenever the offer is for more than 80,000 points, it’s time to apply.<\/p>\n

\n

Learn more: IHG\u202fOne Rewards Traveler Credit Card<\/a><\/span><\/strong><\/p>\n

\n

IHG One\u202fRewards Premier Business Credit Card<\/h2>\n

The IHG One\u202fRewards Premier Business Credit Card<\/a><\/span> fits businesses loyal to IHG. The card offers Platinum Elite status, a free night award on your card anniversary (up to 40,000 points) and the ability to earn another free night award (up to 40,000 points) after meeting a spending requirement each calendar year.<\/p>\n

\n
\"Chase<\/div>
THE POINTS GUY<\/figcaption><\/figure>\n

Here are the offers on the IHG One\u202fRewards Premier Business card from the past:<\/p>\n

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Approximate date<\/strong><\/th>\nOffer<\/strong><\/th>\nValue*<\/strong><\/th>\n<\/tr>\n<\/thead>\n
\n\n

Earn up to 200,000 bonus points: 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening and an additional 60,000 bonus points after spending a total of $9,000 on purchases in the first six months. Offer ends April 29.<\/span><\/p>\n<\/td>\n

\n

Up to $1,200<\/span><\/p>\n<\/td>\n<\/tr>\n

\n
\n

Earn 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

$840<\/span><\/p>\n<\/td>\n<\/tr>\n

\n
\n

Earn up to 200,000 bonus points: 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening and an additional 60,000 bonus points after spending a total of $9,000 on purchases in the first six months.<\/span><\/p>\n<\/td>\n

\n

Up to $1,200<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

Earn 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

$840<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

Earn up to 200,000 bonus points: 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening and an additional 60,000 bonus points after spending a total of $9,000 on purchases in the first six months.<\/span><\/p>\n<\/td>\n

\n

Up to $1,200<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

Earn 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

$840<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

Earn up to 175,000 bonus points: 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening and an additional 35,000 bonus points after spending a total of $7,000 on purchases in the first six months.<\/span><\/p>\n<\/td>\n

\n

$1,050<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

$840<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

Earn 165,000 bonus points after spending $3,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

$990<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

\n

$840<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

*Bonus offer value is based on our valuations and not provided by the credit card issuer.<\/em><\/p>\n

Highest welcome offer<\/h3>\n

The highest welcome offer is currently being offered and allows new cardholders to earn up to 200,000 bonus points: 140,000 bonus points after spending $4,000 in the first three months from account opening, plus an additional 60,000 bonus points after spending a total of $9,000 on purchases in the first six months.<\/p>\n

When to apply<\/h3>\n

Applying for the card is worthwhile when the offer is for more than 140,000 points.<\/p>\n

\n

Learn more: IHG One\u202fRewards Premier Business Credit Card<\/a><\/span><\/strong><\/p>\n

\n

Bottom line<\/h2>\n

Keep this guide handy if you ever want to apply for a cobranded Chase IHG credit card. That way, you can see the trends and know when it’s the right time to apply.<\/p>\n

Submitting your application at the right time can mean the difference between a short stay and a spectacular stay at one of the more luxurious IHG portfolio properties.<\/p>\n

Keep in mind Chase’s infamous 5\/24 rule<\/a><\/span> to ensure your chances of approval aren’t affected.<\/p>\n

To learn more about credit card bonus offers over time, see the following:<\/p>\n<\/div>\n


\n
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Knowing when to apply for a card can be difficult, especially considering that earning a sizable welcome bonus may be the primary factor. Offers change frequently, and whether you’re after a large sum of points or free night certificates, knowing the history of offers for credit cards can be useful to understand the difference between […]<\/p>\n","protected":false},"author":1,"featured_media":232998,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-232997","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/232997","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=232997"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/232997\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/232998"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=232997"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=232997"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=232997"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}