{"id":23070,"date":"2023-06-19T18:00:57","date_gmt":"2023-06-19T18:00:57","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/06\/19\/capital-one-spark-miles-for-business-credit-card-review-the-points-guy\/"},"modified":"2023-06-19T18:00:57","modified_gmt":"2023-06-19T18:00:57","slug":"capital-one-spark-miles-for-business-credit-card-review-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/06\/19\/capital-one-spark-miles-for-business-credit-card-review-the-points-guy\/","title":{"rendered":"Capital One Spark Miles for Business credit card review &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p><em>Editor\u2019s note: This is a recurring post, regularly updated with new information and offers.<\/em><\/p>\n<p><a id=\"capital-one-spark-miles-for-business-overview\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Capital One Spark Miles for Business overview<\/h2>\n<p>The <span class=\"jsx-eb69f9b09a3de1d0 jsx-c0a38509a513ed3f\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/capital-one-spark-miles-for-business\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-c0a38509a513ed3f applyLink inherit\">Capital One Spark Miles for Business<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/apply\/capital-one-spark-miles-for-business-rates-and-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>) is a solid business credit card, offering double miles on everything as well as two lounge passes a year. Miles can be transferred to any of Capital One&#8217;s 18 airline and hotel partners, and you&#8217;ll pay a low annual fee of $95 (waived for the first year.) <strong>Card Rating*:\u2b50\u2b50\u2b50\u2b50<\/strong><\/p>\n<h6><em>*Card Rating is based on the opinion of TPG\u2019s editors and is not influenced by the card issuer.<\/em><\/h6>\n<hr class=\"jsx-3272990499\"\/>\n<p>My mom has owned and operated a small business doing accounting work and tax preparation since I was a child. Until recently, however, her small business \u2014 now grown to five employees \u2014 didn\u2019t earn any points or miles on their business credit card.<\/p>\n<p>They wanted one card for all their spending and opted for the <span class=\"jsx-eb69f9b09a3de1d0 jsx-c0a38509a513ed3f\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/capital-one-spark-cash-plus\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-c0a38509a513ed3f applyLink inherit\">Capital One Spark Cash Plus<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/apply\/capital-one-spark-cash-plus-rates-and-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>) \u2014 which <a href=\"https:\/\/thepointsguy.com\/guide\/spark-cash-business-vs-spark-miles-business\/\" rel=\"noopener noreferrer\" target=\"_blank\">earns cash back instead of miles<\/a> \u2014 because they prefer the ease of earning cash.<\/p>\n<p>But if your small business involves travel \u2014 or you want to provide travel perks to yourself or your employees by using the miles earned on business spending \u2014 the Spark Cash has a sister card, the Capital One Spark Miles for Business, that should provide even more value.<\/p>\n<p>Here, we\u2019ll cover what you need to know about the Capital One Spark Miles for Business and how it can help your business, earning a flat rate of 2 miles per dollar spent on all purchases.<\/p>\n<p><a id=\"spark-miles-for-business-welcome-offer\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Spark Miles For Business welcome offer<\/h2>\n<p>The Spark Miles for Business Card is currently offering a sign-up bonus of 50,000 bonus miles after spending $4,500 on purchases in the first three months of account opening.<\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-3367723627 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.625%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Capital-One-Spark-Miles-for-Business.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Capital-One-Spark-Miles-for-Business.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Capital-One-Spark-Miles-for-Business.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Capital-One-Spark-Miles-for-Business.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Capital-One-Spark-Miles-for-Business.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Capital-One-Spark-Miles-for-Business.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Capital-One-Spark-Miles-for-Business.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Capital-One-Spark-Miles-for-Business.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Capital-One-Spark-Miles-for-Business.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p>You can easily <a href=\"https:\/\/thepointsguy.com\/guide\/redeem-capital-one-miles-fixed-value\/\" rel=\"noopener noreferrer\" target=\"_blank\">redeem your miles for a fixed value<\/a> of 1 cent each, in which case the 50,000-mile bonus would be worth $500 towards travel. But TPG\u2019s valuations <a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\" rel=\"noopener noreferrer\" target=\"_blank\">peg the value of Capital One miles at 1.85 cents,<\/a> which makes 50,000 miles worth about $925. You might be able to get even more value depending on which transfer partners you use (bonus value based on TPG valuation and not provided by the issuer).<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/how-to-complete-capital-one-business-credit-card-application\/\" rel=\"noopener noreferrer\" target=\"_blank\">Step-by-step: How to complete a Capital One business credit card application<\/a><\/strong><\/p>\n<div class=\"EmailSignUp_container__XqB82\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewbox=\"0 0 130 124\"><circle cx=\"62\" cy=\"62\" fill=\"url(#a)\" r=\"62\"\/><mask height=\"124\" id=\"b\" maskunits=\"userSpaceOnUse\" style=\"mask-type:alpha\" width=\"124\" x=\"0\" y=\"0\"><circle cx=\"62\" cy=\"62\" fill=\"#fff\" r=\"62\"\/><\/mask><g mask=\"url(#b)\"><circle cx=\"49.547\" cy=\"60.043\" fill=\"#FDF268\" r=\"31.978\"\/><path clip-rule=\"evenodd\" d=\"M75.068 83.272a4.66 4.66 0 0 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stop-color=\"#48A5C1\"\/><\/lineargradient><lineargradient gradientunits=\"userSpaceOnUse\" id=\"m\" x1=\"6.784\" x2=\"2.606\" y1=\"126.357\" y2=\"73.398\"><stop stop-color=\"#114F6E\"\/><stop offset=\"1\" stop-color=\"#0DF3D7\"\/><\/lineargradient><lineargradient gradientunits=\"userSpaceOnUse\" id=\"o\" x1=\"95.434\" x2=\"97.031\" y1=\"57.094\" y2=\"148.56\"><stop stop-color=\"#00FFF3\"\/><stop offset=\"1\" stop-color=\"#48A5C1\"\/><\/lineargradient><lineargradient gradientunits=\"userSpaceOnUse\" id=\"q\" x1=\"105.394\" x2=\"103.791\" y1=\"196.904\" y2=\"105.04\"><stop stop-color=\"#114F6E\"\/><stop offset=\"1\" stop-color=\"#2D80A0\"\/><\/lineargradient><lineargradient gradientunits=\"userSpaceOnUse\" id=\"s\" x1=\"105.394\" x2=\"103.791\" y1=\"196.904\" y2=\"105.04\"><stop stop-color=\"#114F6E\"\/><stop offset=\"1\" stop-color=\"#2D80A0\"\/><\/lineargradient><lineargradient gradientunits=\"userSpaceOnUse\" id=\"u\" x1=\"27.579\" x2=\"29.005\" y1=\"94.084\" y2=\"175.797\"><stop stop-color=\"#00FFF3\"\/><stop offset=\"1\" stop-color=\"#48A5C1\"\/><\/lineargradient><lineargradient gradientunits=\"userSpaceOnUse\" id=\"w\" x1=\"53.528\" x2=\"55.457\" y1=\"43.427\" y2=\"153.913\"><stop stop-color=\"#00FFF3\"\/><stop offset=\"1\" stop-color=\"#48A5C1\"\/><\/lineargradient><lineargradient gradientunits=\"userSpaceOnUse\" id=\"y\" x1=\"3.999\" x2=\"3.895\" y1=\"108.03\" y2=\"102.046\"><stop stop-color=\"#23698C\"\/><stop offset=\"1\" stop-color=\"#3689AA\"\/><\/lineargradient><lineargradient gradientunits=\"userSpaceOnUse\" id=\"A\" x1=\"4.447\" x2=\"4.342\" y1=\"101.588\" y2=\"95.577\"><stop stop-color=\"#23698C\"\/><stop offset=\"1\" stop-color=\"#3689AA\"\/><\/lineargradient><lineargradient gradientunits=\"userSpaceOnUse\" id=\"C\" x1=\"5.204\" x2=\"5.081\" y1=\"95.15\" y2=\"88.097\"><stop stop-color=\"#23698C\"\/><stop offset=\"1\" stop-color=\"#3689AA\"\/><\/lineargradient><\/defs><\/svg><\/p>\n<div class=\"EmailSignUp_form__a_UTq\">\n<p>Sign up for our daily newsletter<\/p>\n<\/div>\n<\/div>\n<p><a id=\"earning-miles-on-the-spark-miles-for-business\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Earning miles on the Spark Miles For Business<\/h2>\n<p>The beauty of the Spark Miles is its straightforward earning structure. You\u2019ll earn 2 miles for every dollar spent with no annual cap, plus 5 miles per dollar on hotels and rental cars booked through Capital One Travel.<\/p>\n<p>Factoring in <a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\" target=\"_blank\" rel=\"noopener\">our valuation<\/a> of 1.85 cents per mile, this means you\u2019ll get a 3.7% return on everyday purchases, a great return.<\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-3367723627 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:56.25925925925927%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/Hertz_Clear_PR_Image_2019.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/Hertz_Clear_PR_Image_2019.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/Hertz_Clear_PR_Image_2019.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/Hertz_Clear_PR_Image_2019.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/Hertz_Clear_PR_Image_2019.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/Hertz_Clear_PR_Image_2019.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/Hertz_Clear_PR_Image_2019.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/Hertz_Clear_PR_Image_2019.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/05\/Hertz_Clear_PR_Image_2019.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">HERTZ<\/figcaption><\/figure>\n<p>Although it keeps things simple, having only one bonus category means that there may be more rewarding options for some purchases. If a large chunk of your credit card spending is focused on a category such as <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best\/#biz-gas\" rel=\"noopener noreferrer\" target=\"_blank\">gas<\/a> or <a href=\"https:\/\/thepointsguy.com\/guide\/credit-cards-office-supplies-bonus\/\" rel=\"noopener noreferrer\" target=\"_blank\">office supplies,<\/a> other cards offer a significantly higher return. Consider having a few business cards and using them for different types of expenses.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/capital-one-cards-earn-transferable-miles\/\" rel=\"noopener noreferrer\" target=\"_blank\">These are the Capital One credit cards that earn transferable miles<\/a><\/strong><\/p>\n<p><a id=\"redeeming-miles-on-the-spark-miles-for-business\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Redeeming miles on the Spark Miles For Business<\/h2>\n<p>Capital One has <a href=\"https:\/\/thepointsguy.com\/guide\/capital-one-transfer-times\/\" target=\"_blank\" rel=\"noopener\">18 airline and hotel transfer partners<\/a> to choose from. Since this card earns 2 miles per dollar spent, that basically equates to 1-2 miles or points with an airline or hotel transfer partner for every dollar spent with the card.<\/p>\n<p>You could leverage Capital One\u2019s transfer partners for redemptions, such as <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-guide-lufthansa-first-class\/\" rel=\"noopener noreferrer\" target=\"_blank\">Lufthansa first-class<\/a> award seats between the U.S. and Europe for 116,000 Capital One miles when booking through <a href=\"https:\/\/thepointsguy.com\/guide\/best-ways-to-redeem-the-capital-one-venture-rewards-sign-up-bonus-with-avianca-lifemiles\/\" rel=\"noopener noreferrer\" target=\"_blank\">Avianca LifeMiles<\/a>. Among other transfer partners, the <a href=\"https:\/\/thepointsguy.com\/guide\/all-about-turkish-miles-smiles\/\" target=\"_blank\" rel=\"noopener\">Turkish Airlines Miles&amp;Smiles program<\/a> offers a surprising number of sweet spots that enhances the value of your Capital One miles.<\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-3367723627 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.66666666666666%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/11\/IMG_7330.jpeg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/11\/IMG_7330.jpeg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/11\/IMG_7330.jpeg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/11\/IMG_7330.jpeg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/11\/IMG_7330.jpeg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/11\/IMG_7330.jpeg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/11\/IMG_7330.jpeg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/11\/IMG_7330.jpeg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2018\/11\/IMG_7330.jpeg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">ZACH HONIG\/THE POINTS GUY<\/figcaption><\/figure>\n<p>If you\u2019re not sure how to transfer your Capital One miles and redeem for award flights or hotel nights, check out the following guides:<\/p>\n<p>Although transferring your miles will get you the most bang for your buck, if it\u2019s simplicity you\u2019re after, you could <a href=\"https:\/\/thepointsguy.com\/guide\/redeem-capital-one-miles-fixed-value\/\" rel=\"noopener noreferrer\" target=\"_blank\">redeem your miles at a fixed value of 1 cent apiece<\/a> toward travel purchases. You can use your miles when booking new travel through Capital One, or you can use your miles to erase any eligible travel purchase you\u2019ve made with the card in the last 90 days.<\/p>\n<p>Eligible travel purchases aren\u2019t just limited to flight and hotel bookings but also include things such as Uber rides and <a href=\"https:\/\/thepointsguy.com\/news\/use-your-capital-one-venture-miles-to-stay-at-these-10-stunning-airbnb-homes\/\" rel=\"noopener\" target=\"_blank\">Airbnb stays<\/a>. And there\u2019s no minimum redemption amount as long as you\u2019re erasing an entire purchase.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/redeeming-capital-one-miles-maximum-value\/\" rel=\"noopener noreferrer\" target=\"_blank\">Redeeming Capital One miles for maximum value<\/a><\/strong><\/p>\n<p><a id=\"spark-miles-for-business-benefits\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Spark Miles For Business benefits<\/h2>\n<p>The Spark Miles doesn\u2019t offer as many perks and benefits as some pricier business cards, but it offers a surprising amount for a card with a $95 annual fee (waived the first year).<\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-3367723627 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:75%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/02\/20200217_St.-Regis-Langkawi_ESteinberg-10.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/02\/20200217_St.-Regis-Langkawi_ESteinberg-10.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/02\/20200217_St.-Regis-Langkawi_ESteinberg-10.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/02\/20200217_St.-Regis-Langkawi_ESteinberg-10.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/02\/20200217_St.-Regis-Langkawi_ESteinberg-10.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/02\/20200217_St.-Regis-Langkawi_ESteinberg-10.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/02\/20200217_St.-Regis-Langkawi_ESteinberg-10.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/02\/20200217_St.-Regis-Langkawi_ESteinberg-10.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2020\/02\/20200217_St.-Regis-Langkawi_ESteinberg-10.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">ETHAN STEINBERG\/THE POINTS GUY<\/figcaption><\/figure>\n<p>One useful perk is a <a href=\"https:\/\/thepointsguy.com\/news\/capital-one-spark-miles-card-tsa-precheck-global-entry-credit\/\" rel=\"noopener noreferrer\" target=\"_blank\">statement credit for a Global Entry or TSA PreCheck application fee<\/a> every four years (up to $100). Both programs <a href=\"https:\/\/thepointsguy.com\/guide\/things-to-know-global-entry\/\" rel=\"noopener noreferrer\" target=\"_blank\">can make travel easier<\/a>, and you only need to pay the application fee with your Spark Miles card. You can <a href=\"https:\/\/thepointsguy.com\/guide\/can-someone-else-use-global-entry-application-credit\/\" rel=\"noopener noreferrer\" target=\"_blank\">even use it for an employee<\/a> if you want.<\/p>\n<p>You&#8217;ll get two entries to <a href=\"https:\/\/thepointsguy.com\/guide\/capital-one-lounge\/\" rel=\"noopener\" target=\"_blank\">Capital One Lounges<\/a> each year you have the card.<\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-3367723627 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-25.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-25.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-25.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-25.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-25.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-25.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-25.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-25.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/10\/20211020_Cap-One-Lounge-DFW_WSmith-25.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">WYATT SMITH\/THE POINTS GUY<\/figcaption><\/figure>\n<p>When you purchase eligible items with your card, you\u2019ll get <a href=\"https:\/\/thepointsguy.com\/guide\/best-cards-purchase-protection\/\" rel=\"noopener noreferrer\" target=\"_blank\">purchase protection<\/a> for a covered loss that occurs within the first 90 days of purchase as well as <a href=\"https:\/\/thepointsguy.com\/guide\/best-cards-for-extended-warranty\/\" rel=\"noopener noreferrer\" target=\"_blank\">extended warranty protection<\/a> that can extend the original manufacturer\u2019s warranty on eligible items.<\/p>\n<p>The Spark Miles card also offers the following benefits that may be particularly useful for small businesses:<\/p>\n<ul>\n<li><a href=\"https:\/\/thepointsguy.com\/credit-cards\/no-foreign-transaction-fees\/\" target=\"_blank\" rel=\"noopener\"><strong>No foreign transaction fees<\/strong><\/a> \u2014 Make purchases overseas without accumulating extra charges just because you\u2019re out of the country.<\/li>\n<li><strong>Free employee cards<\/strong> \u2014 Add employees as authorized users and set spending limits for their cards.<\/li>\n<li><strong>Easy accounting<\/strong> \u2014 Download your purchase records quickly and securely to multiple formats, including Quicken, Quickbooks and Excel.<\/li>\n<li><strong>Travel and emergency assistance services<\/strong> \u2014 A wide range of emergency services, including legal or medical referral and ticket replacement.<\/li>\n<li><strong>Account and business management tools<\/strong> \u2014 Pick your own monthly due date, set up AutoPay and download year-end itemized spending reports.<\/li>\n<li><strong>Assign an employee as account manager<\/strong> \u2014 This employee can then make purchases and payments, review transactions and resolve any problems.<\/li>\n<\/ul>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/lesser-known-perks-capital-one-spark-miles\/\" rel=\"noopener noreferrer\" target=\"_blank\">5 lesser-known perks of the Capital One Spark Miles for Business<\/a><\/strong><\/p>\n<p><a id=\"which-cards-compete-with-the-spark-miles-for-business\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Which cards compete with the Spark Miles For Business?<\/h2>\n<p>Since Capital One miles can be <a href=\"https:\/\/thepointsguy.com\/guide\/how-to-transfer-capital-one-miles-to-airline-partners\/\" rel=\"noopener noreferrer\" target=\"_blank\">transferred to airline and hotel partners<\/a>, the Spark Miles is comparable to other cards that earn <a href=\"https:\/\/thepointsguy.com\/guide\/a-guide-to-earning-transferable-points\/\" rel=\"noopener noreferrer\" target=\"_blank\">transferable currencies<\/a>.<\/p>\n<ul>\n<li><strong>If you prefer Amex<\/strong>: <span class=\"jsx-eb69f9b09a3de1d0 jsx-c0a38509a513ed3f\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/the-blue-business%e2%84%a0-plus-credit-card-from-american-express\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-c0a38509a513ed3f applyLink inherit\">The Blue Business\u00ae Plus Credit Card From American Express<\/a><\/span> doesn\u2019t have an annual fee (see <a href=\"https:\/\/thepointsguy.com\/apply\/the-blue-business%e2%84%a0-plus-credit-card-from-american-express-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>) and earns 2 points per dollar on purchases. However, the 2 points per dollar spent earning is only on the first $50,000 spent per calendar year (you\u2019ll earn one point per dollar spent thereafter), and the card charges a 2.7% fee on foreign transactions (see <a href=\"https:\/\/thepointsguy.com\/apply\/the-blue-business%e2%84%a0-plus-credit-card-from-american-express-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>). For more information, read our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/blue-business-plus-amex-card-review\/\" rel=\"noopener\" target=\"_blank\">full review of the Blue Business Plus<\/a>.<\/li>\n<li><strong>If you prefer Chase:<\/strong> The closest competitor would be the <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-unlimited-credit-card\/?pid=6218&amp;tid=post\" rel=\"noopener noreferrer\" target=\"_blank\">Ink Business Unlimited Credit Card<\/a>. The card earns 1.5% cash back on purchases, but you can <a href=\"https:\/\/thepointsguy.com\/guide\/transfer-ultimate-rewards-points-between-accounts\/\" rel=\"noopener noreferrer\" target=\"_blank\">convert these earnings to Ultimate Rewards points<\/a> if you also have a premium Chase card. For more information, read our <a href=\"https:\/\/thepointsguy.com\/reviews\/ink-business-unlimited-credit-card-review\/\" rel=\"noopener\" target=\"_blank\">full review of the Ink Business Unlimited<\/a>.<\/li>\n<li><strong>If you don&#8217;t want an annual fee:<\/strong> Consider the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/capital-one-spark-miles-select-business-review\/\" rel=\"noopener\" target=\"_blank\">Capital One Spark Miles Select for Business<\/a>. This light version of the card earns 1.5 miles per dollar on all spend, comes with a smaller sign-up bonus and carries similar benefits, including no foreign transaction fees, but doesn\u2019t charge an annual fee. For more information, read our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/capital-one-spark-miles-select-business-review\/\" rel=\"noopener\" target=\"_blank\">full review of the Spark Miles Select<\/a>.<\/li>\n<\/ul>\n<p><em>The information for the Capital One Spark Miles Select for Business has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n<p>For additional options, check out our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/business\/\" rel=\"noopener\" target=\"_blank\">full list of the best travel cards<\/a>.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/chase-ink-card-showdown\/\" rel=\"noopener\" target=\"_blank\">Your guide to the Chase Ink Business credit cards<\/a><\/strong><\/p>\n<p><a id=\"is-the-spark-miles-for-business-worth-it\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Is the Spark Miles For Business worth it?<\/h2>\n<p>If you\u2019re looking for simplicity, the Spark Miles card may be a good card for all your business spending since it earns two miles per dollar spent on all purchases. But even if you already have one or more cards that earn bonus miles in certain categories, the Spark Miles card may be able to boost your earnings on purchases that don\u2019t fall into your current bonus categories. You&#8217;ll also get two free entries to a Capital One lounge each year.<\/p>\n<p><a id=\"bottom-line\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Bottom line<\/h2>\n<p>The Spark Miles offers a surprising amount for a card with such a low annual fee. If you&#8217;re a business owner looking for a bang for your buck and want to enjoy simple earnings rates on an easy-to-understand card, the Spark Miles could be the one for you.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Official application link: <span class=\"jsx-eb69f9b09a3de1d0 jsx-c0a38509a513ed3f\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/capital-one-spark-miles-for-business\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-c0a38509a513ed3f applyLink inherit\">Capital One Spark Miles for Business<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><em>For Capital One products listed on this page, some of the above benefits are provided by Visa\u00ae or Mastercard\u00ae and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.<\/em><\/p>\n<p><em>Additional reporting by Ryan Wilcox and Stella Shon.<\/em><\/p>\n<p><em>For rates and fees of the Blue Business Plus Card, please click <a href=\"https:\/\/thepointsguy.com\/apply\/the-blue-business%e2%84%a0-plus-credit-card-from-american-express-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">here<\/a>.<\/em><\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/guide\/capital-one-spark-miles-card-review\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Editor\u2019s note: This is a recurring post, regularly updated with new information and offers. Capital One Spark Miles for Business overview The Capital One Spark Miles for Business (see rates and fees) is a solid business credit card, offering double miles on everything as well as two lounge passes a year. Miles can be transferred [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":23071,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-23070","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/23070","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=23070"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/23070\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/23071"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=23070"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=23070"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=23070"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}