{"id":228011,"date":"2026-03-11T14:30:40","date_gmt":"2026-03-11T14:30:40","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2026\/03\/11\/aven-rewards-visa-card-review-heres-what-you-should-know-the-points-guy\/"},"modified":"2026-03-11T14:30:40","modified_gmt":"2026-03-11T14:30:40","slug":"aven-rewards-visa-card-review-heres-what-you-should-know-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2026\/03\/11\/aven-rewards-visa-card-review-heres-what-you-should-know-the-points-guy\/","title":{"rendered":"Aven Rewards Visa Card review: Here’s what you should know – The Points Guy"},"content":{"rendered":"


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The Aven Rewards Visa Card<\/a><\/span> is a cash-back credit card<\/a><\/span> with high earning rates and simple rewards. It earns an impressive 3% back on all purchases (up to $10,000 in spending every cardholder year)^, then an unlimited 2% back thereafter.<\/p>\n

For those unfamiliar with Aven<\/a><\/span>, it’s a company that has historically focused on homeowners with its Aven Home Equity Visa, a credit card backed by home equity. The Aven Rewards Visa differs from the Aven Home Equity Visa since it isn’t backed by a home equity line of credit.<\/p>\n

The cash back you earn on the no-annual-fee<\/a><\/span> Aven Rewards Visa can be redeemed for statement credits. While the card’s benefits are easy to understand, you can’t convert your rewards into transferable points or earn a welcome bonus, which may leave some wanting more. Card rating*: \u2b50\u2b50\u2b50<\/strong><\/p>\n

^The 3% earning rate requires autopay to be enabled.<\/em><\/p>\n

*Card rating<\/a><\/span> is based on the opinion of TPG’s editors and is not influenced by the card issuer.<\/em><\/p>\n

Aven Rewards Visa: The basics<\/h2>\n

The Aven Rewards Visa<\/a><\/span> is a no-annual-fee card that earns cash back<\/a><\/span> at a fixed rate, which means you don’t have to memorize any bonus categories. (You’ll technically earn rewards as points, with each point redeemable for 1 cent.)<\/p>\n

Cardholders earn 3% back on all purchases for the first $10,000 in spending each cardholder anniversary <\/strong>year, then an unlimited 2% back after that threshold is met.<\/p>\n

The card’s 3% earning rate is quite impressive (even if it’s restricted to the first $10,000 in spending each cardholder year), and earning 2% back thereafter is strong among flat-rate cards.<\/p>\n

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THE POINTS GUY<\/figcaption><\/figure>\n

You can use your rewards for statement credits (my recommendation) or for flights or hotels booked through the Aven Travel Portal. These are decent options, but the card could feel limiting if you enjoy earning and redeeming transferable rewards like American Express Membership Rewards<\/a><\/span> points or Chase Ultimate Rewards<\/a><\/span> points.<\/p>\n

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You must have a minimum FICO score of 680 to be approved, and the card is available in most U.S. states, with the following exceptions:<\/p>\n