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If the Atmos Rewards loyalty program<\/a> isn’t on your radar yet, it’s time to buckle up and pay attention.<\/p>\n Born from the merger of Alaska Airlines and Hawaiian Airlines<\/a>, this program has quietly become one of the most valuable in the industry, with an award chart full of sweet spots. And the premium Atmos\u2122 Rewards Summit Visa Infinite\u00ae Credit Card<\/a><\/span> is the best way to rack up lots of those points quickly, especially if you travel internationally.<\/p>\n That’s because, in addition to a huge welcome bonus, the Summit card earns an impressive 3 Atmos Rewards points per dollar on every foreign purchase.<\/p>\n That’s not just dining or travel, but every purchase made in a foreign currency.<\/p>\n When you’re traveling abroad, the last thing you want is to have to figure out which card to use for each transaction. With the Summit card, it’s all you need. Here’s why this single earning rate makes the card the market leader for international travelers.<\/p>\n Related: Are we all (mostly) winners? My take on Alaska’s new unified Atmos Rewards program<\/a><\/strong><\/p>\n At TPG’s February 2026 valuation<\/a> of Atmos Rewards points, earning 3 points per dollar on foreign purchases translates to 4.5 cents of value per dollar spent abroad. That return exceeds what you’d earn on bonus categories with the most popular premium travel cards<\/a>, airline or otherwise.<\/p>\n The beauty of the Summit card is its simplicity. There are no rotating categories to activate, no cap on bonus earnings and no confusion about merchant codes or time zones<\/a>. Every foreign transaction earns the same generous rate, whether you’re paying for a hotel in Tokyo, a train ticket in Switzerland or groceries in Mexico.<\/p>\n TPG contributing editor Matt Moffitt<\/a>, who recently relocated to Spain, now uses the Summit card<\/a><\/span> for all non-dining purchases. While the American Express\u00ae Gold Card<\/a><\/span> still edges ahead in one single category (dining at 4 points per dollar at restaurants worldwide, on up to $50,000 in purchases per calendar year, the 1 point per dollar thereafter), Amex acceptance outside the U.S. can be inconsistent, something Matt doesn’t face with the Summit’s worldwide Visa network.<\/p>\n Reward your inbox with the TPG Daily newsletter<\/p>\n Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\nWhy the foreign purchases earning rate puts this card in a league of its own<\/h2>\n