{"id":221122,"date":"2026-02-05T16:00:02","date_gmt":"2026-02-05T16:00:02","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2026\/02\/05\/amex-business-gold-vs-amex-business-platinum-the-points-guy\/"},"modified":"2026-02-05T16:00:02","modified_gmt":"2026-02-05T16:00:02","slug":"amex-business-gold-vs-amex-business-platinum-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2026\/02\/05\/amex-business-gold-vs-amex-business-platinum-the-points-guy\/","title":{"rendered":"Amex Business Gold vs. Amex Business Platinum – The Points Guy"},"content":{"rendered":"


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In the American Express lineup of small-business cards<\/a>, the American Express\u00ae Business Gold Card<\/a><\/span> and The Business Platinum Card\u00ae from American Express<\/a><\/span> are two popular offerings.<\/p>\n

But just like their consumer counterparts<\/a>, these two cards are each geared toward cardholders with different goals and needs.<\/p>\n

Let’s review these cards to see how the refreshed Amex Business Gold competes with the Amex Business Platinum.<\/p>\n

Amex Business Gold vs. Amex Business Platinum comparison<\/h2>\n
\n\n\n\n\n\n\n\n\n\n
\n\u00a0Amex Business Gold<\/strong><\/th>\n\u00a0Amex Business Platinum<\/strong><\/th>\n<\/tr>\n<\/thead>\n
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Earn 100,000 bonus points after spending $15,000 on eligible purchases within the first three months of card membership.<\/span><\/p>\n<\/td>\n

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Earn 200,000 bonus points after spending $20,000 on eligible purchases within the first three months of card membership.<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n<\/tr>\n
\n\n
<\/p>\n
    \n
  • Earn 4 points per dollar spent in two categories \u2014 out of U.S. gas stations, U.S. restaurants (including takeout and delivery), advertising in select media from U.S. media providers, transit, U.S. electronic goods retailers and software and cloud system providers, and U.S. wireless telephone services \u2014 with the most spending each billing cycle (up to $150,000 in combined purchases each calendar year; then 1 point per dollar)<\/li>\n
  • Earn 3 points per dollar spent on flights and prepaid hotel bookings made through amextravel.com.<\/li>\n
  • Earn 1 point per dollar spent on all other eligible purchases<\/li>\n<\/ul>\n

    <\/span><\/div>\n<\/td>\n

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<\/p>\n
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  • Earn 5 points per dollar spent on flights and prepaid hotels booked through Amex Travel<\/li>\n
  • Earn 2 points per dollar spent on eligible purchases of $5,000 or more and in select business categories \u2014 including U.S. construction material and hardware suppliers, electronic goods retailers, software and cloud system providers, and shipping providers \u2014 as well as on purchases of $5,000 or more everywhere else (on up to $2 million of purchases in a calendar year, then 1 point per dollar spent)<\/li>\n
  • Earn 1 point per dollar spent on other purchases<\/li>\n<\/ul>\n

    <\/span><\/div>\n<\/td>\n<\/tr>\n

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<\/p>\n
    \n
  • Up to $240 per calendar year (up to $20 a month in statement credits) for eligible purchases at FedEx, Grubhub and office supply stores<\/li>\n
  • Up to $155 back per calendar year (up to $12.95 a month in statement credits) for a Walmart+ membership (subject to auto-renewal; excluding Plus Ups)<\/li>\n
  • Travel protections<\/li>\n
  • Cellphone protection*<\/li>\n
  • No foreign transaction fees (see rates and fees<\/a>)<\/li>\n<\/ul>\n

    <\/span><\/div>\n<\/td>\n

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<\/p>\n
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  • Up to $150 in statement credits on U.S. purchases made directly at Dell and an additional $1,000 statement credit after spending $5,000 or more each calendar year<\/li>\n
  • Up to $360 in statement credits per calendar year (up to $90 quarterly) for purchases with Indeed<\/li>\n
  • Up to $250 Adobe statement credit after spending $600 or more on U.S. purchases made directly at Adobe each calendar year (subject to auto-renewal)<\/li>\n
  • Up to $209 Clear Plus credit per calendar year (subject to auto-renewal)<\/li>\n
  • Up to $200 airline fee credit per calendar year<\/li>\n
  • Up to $120 in statement credits per calendar year (up to $10 monthly) for purchases with U.S. wireless telephone service providers<\/li>\n
  • $120 statement credit for Global Entry every four years or up to $85 TSA PreCheck credit every 4 1\/2 years<\/li>\n
  • Access to The Global Lounge Collection (access is limited to eligible cardmembers)<\/span><\/li>\n
  • Marriott Bonvoy Gold Elite status<\/li>\n
  • Hilton Honors Gold Status<\/li>\n
  • Travel protections<\/li>\n
  • Purchase protections<\/li>\n
  • Cellphone protection*<\/li>\n
  • No foreign transaction fees (see rates and fees<\/a>)<\/li>\n<\/ul>\n

    <\/span><\/div>\n<\/td>\n<\/tr>\n

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None<\/span><\/p>\n<\/td>\n

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Receive 35% back on Pay with Points flight redemptions (up to 1,000,000 points back per calendar year) for eligible flights with your selected airline booked through Amex Travel.<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

*Eligibility and benefit levels vary by card. Terms, conditions and limitations apply. Visit americanexpress.com\/benefitsguide for details. Policies are underwritten by New Hampshire Insurance Company, an AIG Company.<\/em><\/p>\n

Amex Business Gold vs. Amex Business Platinum welcome offer<\/h2>\n

New applicants of the Amex Business Gold Card<\/a><\/span> can earn 100,000 bonus points after spending $15,000 on purchases in the first three months of card membership.<\/p>\n

TPG’s February 2026 valuations<\/a> peg Amex points at 2 cents apiece, so the current offer is worth an impressive $2,000.<\/p>\n

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THE POINTS GUY<\/figcaption><\/figure>\n

The welcome offer on the Amex Business Platinum Card<\/a><\/span> is even better. New applicants can earn 200,000 bonus points after spending $20,000 on eligible purchases within the first three months of card membership.<\/p>\n

According to TPG’s valuations, this welcome offer is worth $4,000.<\/p>\n

Winner<\/strong>: Amex Business Platinum. As long as you can meet the card’s hefty minimum spending requirement<\/a>, its welcome offer provides more value.<\/p>\n

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Amex Business Gold vs. Amex Business Platinum benefits<\/h2>\n

As premium business travel rewards cards<\/a>, both come with many of the same features:<\/p>\n