{"id":219010,"date":"2026-01-26T15:30:59","date_gmt":"2026-01-26T15:30:59","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2026\/01\/26\/atmos-ascent-vs-atmos-business-which-card-should-you-get-the-points-guy\/"},"modified":"2026-01-26T15:30:59","modified_gmt":"2026-01-26T15:30:59","slug":"atmos-ascent-vs-atmos-business-which-card-should-you-get-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2026\/01\/26\/atmos-ascent-vs-atmos-business-which-card-should-you-get-the-points-guy\/","title":{"rendered":"Atmos Ascent vs. Atmos Business: Which card should you get? – The Points Guy"},"content":{"rendered":"


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If you want to collect Atmos Rewards<\/a> points to use for Alaska Airlines and Hawaiian Airlines flights, you may be interested in applying for one of their cobranded credit cards<\/a>.<\/p>\n

The Atmos\u2122 Rewards Ascent Visa Signature\u00ae credit card<\/a><\/span> and the Atmos\u2122 Rewards Visa Signature\u00ae Business Card<\/a><\/span> are two mid-tier options to consider. Even if you aren’t a business owner, you may still be able to get approved<\/a> for the Atmos Rewards Business card.<\/p>\n

Beyond the value of Atmos Rewards points, another reason to consider these cards is that they are both issued by Bank of America<\/a>. This matters if you’ve already reached your limit<\/a> with American Express or are restricted by Chase’s 5\/24 rule<\/a>.<\/p>\n

In that case, looking to other banks for your next credit card is a smart strategy.<\/p>\n

Let’s take a closer look at these two cards and see how they compare.<\/p>\n

Atmos Rewards Ascent vs. Atmos Rewards Business comparison<\/h2>\n
\n\n\n\n\n\n\n\n\n\n
Card name<\/strong><\/th>\nAtmos Rewards Ascent<\/strong><\/th>\nAtmos Rewards Business<\/strong><\/th>\n<\/tr>\n<\/thead>\n
\n\n

$95<\/span><\/p>\n<\/td>\n

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$95 ($70 per company plus $25 per card)<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n

Earn 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $3,000 on purchases within the first 90 days of opening your account.<\/span><\/p>\n<\/td>\n

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Earn 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 on purchases within the first 90 days of opening your account.<\/span><\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n
<\/p>\n
    \n
  • 3 points per dollar spent on eligible Alaska Airlines and Hawaiian Airlines purchases<\/li>\n
  • 2 points per dollar spent on cable and select streaming services, at eligible electric vehicle charging and gas stations, and on local transit (including ride-hailing services)<\/li>\n
  • 1 point per dollar spent on other purchases<\/li>\n<\/ul>\n

    <\/span><\/div>\n<\/td>\n

\n
<\/p>\n
    \n
  • 3 points per dollar spent on eligible Alaska Airlines and Hawaiian Airlines purchases<\/li>\n
  • 2 points per dollar spent at eligible EV charging and gas stations, and on local transit (including ride-hailing services) and shipping purchases<\/li>\n
  • 1 point per dollar spent on other purchases<\/li>\n<\/ul>\n

    <\/span><\/div>\n<\/td>\n<\/tr>\n

\n\n
<\/p>\n
    \n
  • Annual Companion Fare (each account anniversary after spending $6,000 or more on purchases within the prior anniversary year)<\/li>\n
  • Free checked bag*<\/li>\n
  • Preferred boarding*<\/li>\n
  • Alaska Lounge+ membership discount<\/li>\n
  • Inflight discount<\/li>\n<\/ul>\n

    <\/span><\/div>\n<\/td>\n

\n
<\/p>\n
    \n
  • Annual Companion Fare (each account anniversary after spending $6,000 or more on purchases within the prior anniversary year)<\/li>\n
  • Free checked bag*<\/li>\n
  • Preferred boarding*<\/li>\n
  • Alaska Lounge+ membership discount<\/li>\n
  • Inflight discount<\/li>\n<\/ul>\n

    <\/span><\/div>\n<\/td>\n<\/tr>\n

\n\n
<\/p>\n
    \n
  • 10% rewards bonus on all points earned from purchases if you have an eligible Bank of America account<\/li>\n
  • No foreign transaction fees<\/li>\n<\/ul>\n

    <\/span><\/div>\n<\/td>\n

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<\/p>\n